Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Answers Resource Facility
990EZ • Fiscal year 2017 • EIN 27-3384978
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.97x
Liabilities / Revenue
93rd percentile
Higher debt load relative to revenue than 93% of similar nonprofits.
Net Margin
51st percentile
Higher net margin than 51% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 19.8% of source-year revenue.
Asset Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Revenue Growth
Score unavailable
No earlier valid filing was available within the previous three public years.
Balance Sheet
Assets
$56,207
No earlier filing loaded for comparison.
Net Assets
$1,428
No earlier filing loaded for comparison.
Liabilities
$54,779
No earlier filing loaded for comparison.
Revenue And Expenses
Revenue
$105,072
No earlier filing loaded for comparison.
Expenses
$101,095
No earlier filing loaded for comparison.
Net Income
$3,977
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- Nov 10, 2018
- Return Version
- 2017v2.0
- Gross Receipts
- $117,194
Mission and Program Overview
Mission
Public Charity
Program Services
| Description | Grants | Expenses |
|---|---|---|
| Our Girls Clubs meet weekly after school (9th-12th grade girls). Different topics are discussed weekly. The girls are able to connect with one another on different levels. | $0 | $2,037 |
| Clients that come into our facility meet with trained client advocates. If needed clients are referred out to other services in our counties. Clinical grade pregnancy tests can be administered if needed. | $0 | $1,767 |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| JoAnna Weldon | CEO | PT | $20,800 | - | $20,800 |
| Marjorie Caouette | Director Of Finance | PT | $2,133 | - | $2,133 |
| Paige Vigil | Officer | - | $0 | - | - |
| Dottie Rathel | Officer | - | $0 | - | - |
| Adrianne Denmark | Officer | - | $0 | - | - |
| Ken Weaver | Officer | - | $0 | - | - |
Fundraising, Events, and Gaming
Fundraising Events
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Banquet | $33,758 | $0 | $6,555 | $-6,555 |
| Total Events | $33,758 | $0 | $12,122 | $-12,122 |
Filing and Contact Details
Filer
- Filer Name
- Answers Resource Facility
- EIN
- 27-3384978
- In Care Of
- % Joanna M Weldon
- Phone
- 3865464163
- Address
- PO Box 706, Keystone Heights, FL 32656
Signing Officer
- Name
- Marjorie Caouette
- Title
- Director of Finance
- Phone
- 3865464163
- Signed
- 2018-11-10
Supplemental Narrative
Additional Explanations
Part I, line 16
“| Other Expenses:, Amount:| Client Care, $1767.00| Insurance, $2277.00| Mortgage Payments, $3871.00| House Purchase Title, $9317.00| Furniture, $281.00| Girls Club, $2037.00| Technology, $1963.00| Board Meetings, $445.00| Conferences, $1500.00| Gifts, $178.00| Subscriptions, $39.00| Office Supplies, $1970.00| Travel, $1319.00| Tithe, $11719.00| Volunteer Events, $683.00|”
Part I, line 20
“| Description:, Explanation:, Amount:| Some accounts on Balance sheet were changed. Asset accounts that should have been Designated accounts (liabilities)., I came to work for Answers as Director of Finance in July 2017. I believed that the Chart of Accounts was not set up correctly and therefore recreated 2016 and first part of 2017 to correct assets and liabilities. Thus the changes reflected on this 990ez form., $-38042|”
Part II, line 26
“| Liabilities Name:, BOY Amount:, EOY Amount:| Designated Funds, $776, $54779|”
Raw XML Appendix179 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Marjorie Caouette |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3865464163 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO Box 706 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Keystone Heights |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 32656 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 32169 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 56207 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 117194 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 3977 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 36269 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 56207 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 117194 |
| IRS990EZ/GrossSalesOfInventoryAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 4100 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 35493 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 1428 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 35493 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 1428 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 20776 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 12 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 20800 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 2133 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | JoAnna Weldon |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Paige Vigil |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Dottie Rathel |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | Adrianne Denmark |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Ken Weaver |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | Marjorie Caouette |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | CEO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Officer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Officer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Officer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Officer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director of Finance |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | -38042 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 39366 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | Public Charity |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 197 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Clients that come into our facility meet with trained client advocates. If needed clients are referred out to other services in our counties. Clinical grade pregnancy tests can be administered if needed. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | Our Girls Clubs meet weekly after school (9th-12th grade girls). Different topics are discussed weekly. The girls are able to connect with one another on different levels. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 0 | 1767 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt | 1 | 2037 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 40756 |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 12122 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | -12122 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 776 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 54779 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 101095 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 3804 |
| IRS990EZ/TotalRevenueAmt | 0 | 105072 |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | findanswersnow.org |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 117194 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 75776 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 54517 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 21532 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 36012 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 305031 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.00 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 305031 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 117194 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 75776 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 54517 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 21532 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 36012 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 305031 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 117194 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 75776 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 54517 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 21532 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 36012 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 305031 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt | 0 | 33758 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt | 0 | 33758 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 12122 |
| IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | Banquet |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt | 0 | 4832 |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt | 0 | 4832 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 33758 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 33758 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 0 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | -12122 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt | 0 | 235 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt | 0 | 235 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 6555 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 6555 |
| IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt | 0 | 500 |
| IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt | 0 | 500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | | Other Expenses:, Amount:| Client Care, $1767.00| Insurance, $2277.00| Mortgage Payments, $3871.00| House Purchase Title, $9317.00| Furniture, $281.00| Girls Club, $2037.00| Technology, $1963.00| Board Meetings, $445.00| Conferences, $1500.00| Gifts, $178.00| Subscriptions, $39.00| Office Supplies, $1970.00| Travel, $1319.00| Tithe, $11719.00| Volunteer Events, $683.00| |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | | Description:, Explanation:, Amount:| Some accounts on Balance sheet were changed. Asset accounts that should have been Designated accounts (liabilities)., I came to work for Answers as Director of Finance in July 2017. I believed that the Chart of Accounts was not set up correctly and therefore recreated 2016 and first part of 2017 to correct assets and liabilities. Thus the changes reflected on this 990ez form., $-38042| |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | | Liabilities Name:, BOY Amount:, EOY Amount:| Designated Funds, $776, $54779| |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part I, line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Part I, line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Part II, line 26 |
| ReturnHeader/BuildTS | 0 | 2019-02-21 02:37:17Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Marjorie Caouette |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Director of Finance |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3865464163 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-11-10 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ANSWERS RESOURCE FACILITY |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | ANSW |
| ReturnHeader/Filer/EIN | 0 | 273384978 |
| ReturnHeader/Filer/InCareOfNm | 0 | % Joanna M Weldon |
| ReturnHeader/Filer/PhoneNum | 0 | 3865464163 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO Box 706 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Keystone Heights |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 32656 |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 73.104.7.96 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-11-10 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | ES |
| ReturnHeader/ReturnTs | 0 | 2018-11-10T07:01:21-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $56,207
- Liabilities
- $54,779
- Net assets
- $1,428
- Revenue
- $105,072
- Expenses
- $101,095
- Net income
- $3,977