Liabilities / Assets
58th percentile
Tied with the lowest-debt nonprofits in its peer group.
0 Bk Class Inc
990EZ • Fiscal year 2023 • EIN 27-2284939
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.00x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
96th percentile
Higher top officer pay than 96% of similar nonprofits.
Asset Growth
20th percentile
Faster asset growth than 20% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Down$139,482
Down $44,879 (-24%) from 2022
Net Assets
Down$139,482
Down $44,879 (-24%) from 2022
Liabilities
Flat$0
Flat from 2022
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$44,879
Down $51,061 (-53%) from 2022
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2023 to Dec 31, 2023
- Signed
- Apr 24, 2025
- Return Version
- 2023v6.0
- Gross Receipts
- $0
Mission and Program Overview
Mission
To provide financial literacy through education counseling, at low or no cost to the public.
Financial counseling thru education
Program Services
| Description | Grants | Expenses |
|---|---|---|
| PROVIDING FINANCIAL COUNSELING THRU PROPERBUDGETING SKILLS FOR CURRENT AND FUTURE BUDGETS | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| LAURA KERBY | President | FT | $71,807 | - | $71,807 |
| JUSTIN TURLEY | Director | - | $0 | - | - |
| KERI MCWORTER | Director | - | $0 | - | - |
| ERIK GAGON | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- 0 Bk Class Inc
- EIN
- 27-2284939
- Address
- 2711 E MELROSE ST, GILBERT, AZ 85297
Signing Officer
- Name
- Laura Kerby
- Title
- President
- Phone
- 4802544892
- Signed
- 2025-04-24
- Discuss with paid preparer
- No
Preparer
- Firm
- Scott Allen Ea
- Address
- 3155 E SOUTHERN AVE SUITE 101, MESA, AZ 85204
- Preparer
- Scott Allen Ea
- Phone
- 4809269300
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountPAYROLL TAXES 9,252ADVERTISING 1,377OFFICE EXPENSES 2,358RENT 3,750INSURANCE 1,849POSTAGE AND DELIVERY 138BANK FEES 5,247CAR AND TRUCK 180MEALS 122TELECOMMUNICATIONS 2,606CONTRACTORS 24LEGAL AND PROFESSIONAL 12,687MERCHANT FEES 194OFFICE SOFTWARE 5,095”
Description of other assets Part II line 24
“Category Beginning of Year End of YearNOTE RECEIVABLE-RELATED PART 2,198 2,198PREPAID RENT 705 705N AMERICAN INSURANCE 53,457 53,457PRECIOUS METALS 113,342 65,306OTHER DEPRECIABLE ASSETS 11,863 15,020”
Raw XML Appendix145 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | LAURA KERBY |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4806394746 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2711 E MELROSE ST |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | GILBERT |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | AZ |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 85297 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 2796 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 2796 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -44879 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 184361 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 139482 |
| IRS990EZ/GrossReceiptsAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 0 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 0 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 184361 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 139482 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 184361 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 139482 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 71807 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | LAURA KERBY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JUSTIN TURLEY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | KERI MCWORTER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | ERIK GAGON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 181565 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 136686 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 44879 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | FINANCIAL COUNSELING THRU EDUCATION |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | PROVIDING FINANCIAL COUNSELING THRU PROPERBUDGETING SKILLS FOR CURRENT AND FUTURE BUDGETS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 0 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 44879 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.myonlinebankruptcyclass.com |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 30700 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 30700 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 2839 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 7917 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 10756 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 126834 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 91861 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 100272 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 137700 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 189140 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 645807 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 2839 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 7917 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 10756 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.02000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.02000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.98430 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.98090 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 676507 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 126834 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 91861 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 130972 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 137700 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 189140 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 676507 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 126834 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 91861 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 133811 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 145617 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 189140 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 687263 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountPAYROLL TAXES 9,252ADVERTISING 1,377OFFICE EXPENSES 2,358RENT 3,750INSURANCE 1,849POSTAGE AND DELIVERY 138BANK FEES 5,247CAR AND TRUCK 180MEALS 122TELECOMMUNICATIONS 2,606CONTRACTORS 24LEGAL AND PROFESSIONAL 12,687MERCHANT FEES 194OFFICE SOFTWARE 5,095 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Category Beginning of Year End of YearNOTE RECEIVABLE-RELATED PART 2,198 2,198PREPAID RENT 705 705N AMERICAN INSURANCE 53,457 53,457PRECIOUS METALS 113,342 65,306OTHER DEPRECIABLE ASSETS 11,863 15,020 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other assets Part II line 24 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | false |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | LAURA KERBY |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4802544892 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-04-24 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | 0 BK CLASS INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | 0BKC |
| ReturnHeader/Filer/EIN | 0 | 272284939 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 2711 E MELROSE ST |
| ReturnHeader/Filer/USAddress/CityNm | 0 | GILBERT |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | AZ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 85297 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 300368472 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | SCOTT ALLEN EA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 3155 E SOUTHERN AVE SUITE 101 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MESA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | AZ |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 85204 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 4809269300 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-05-19 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | SCOTT ALLEN EA |
| ReturnHeader/ReturnTs | 0 | 2025-05-19T17:15:48-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2023-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2023-12-31 |
| ReturnHeader/TaxYr | 0 | 2023 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $139,482
- Liabilities
- $0
- Net assets
- $139,482
- Revenue
- -
- Expenses
- $44,879
- Net income
- -