Civic Intelligence

0 Bk Class Inc

990EZ • Fiscal year 2011 • EIN 27-2284939

Jan 01, 2011 to Dec 31, 2011 • Filed on Nov 15, 2012

Organization ProfileWWW.MYONLINEBANKRUPTCYCLASS.COM
PO Box 96385299
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

3.77x

Higher debt load relative to assets than 98% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Liabilities / Revenue

87th percentile

0.23x

Higher debt load relative to revenue than 87% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Net Margin

19th percentile

-17%

Higher net margin than 19% of similar nonprofits.

2011 filings • 501(c)3 • <$500k nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2011

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2011

Balance Sheet
Liabilities / Assets98th percentile

Assets

$2,870

No earlier filing loaded for comparison.

Net Assets

-$7,941

No earlier filing loaded for comparison.

Liabilities

$10,811

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue87th percentileNet Margin19th percentile

Revenue

$47,673

No earlier filing loaded for comparison.

Expenses

$55,715

No earlier filing loaded for comparison.

Net Income

-$8,042

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0-$50KAssets 2011: $2,870Liabilities 2011: $10,811Net Assets 2011: -$7,9412011Assets 2021: $188,440Liabilities 2021: $0Net Assets 2021: $188,4402021Assets 2022: $184,361Liabilities 2022: $0Net Assets 2022: $184,3612022Assets 2023: $139,482Liabilities 2023: $0Net Assets 2023: $139,4822023Assets 2024: $135,558Liabilities 2024: $0Net Assets 2024: $135,5582024

Highlighted filing

2011

Assets$2,870
Liabilities$10,811
Net Assets-$7,941
Open 2011 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $47,673Expenses 2011: $55,715Net Income 2011: -$8,0422011Revenue 2021: $133,811Expenses 2021: $205,378Net Income 2021: -$71,5672021Revenue 2022: $91,861Expenses 2022: $95,940Net Income 2022: -$4,0792022Expenses 2023: $44,8792023Revenue 2024: $150,335Expenses 2024: $154,259Net Income 2024: -$3,9242024

Highlighted filing

2011

Revenue$47,673
Expenses$55,715
Net Income-$8,042
Open 2011 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Nov 15, 2012
Return Version
2011v1.2
Mission and Program Overview

Mission

To provide financial literacy through education counseling, at low or no cost to the public.

Filing and Contact Details

Filer

EIN
27-2284939
Raw XML Appendix175 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt00
IRS990EZ/AddressChange0X
IRS990EZ/AmountOfTaxImposedOnOrgMgr00
IRS990EZ/AmountOfTaxReimbursedByOrg00
IRS990EZ/CashSavingsAndInvestments/BOY0101
IRS990EZ/CashSavingsAndInvestments/EOY02870
IRS990EZ/ContributionsGiftsGrantsEtc060
IRS990EZ/DirectIndirectPoliticalExpend00
IRS990EZ/DoesOrgHaveHospital00
IRS990EZ/EngagedInExcessBenefitTrans00
IRS990EZ/EngageInLobbyingActivities00
IRS990EZ/EngagePoliticalCmpgnActivities00
IRS990EZ/ExcessOrDeficitForYear0-8042
IRS990EZ/FiledScheduleA01
IRS990EZ/ForeignFinancialAccount00
IRS990EZ/ForeignOffice00
IRS990EZ/GrossReceipts047673
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/InfoInScheduleOPartIII0X
IRS990EZ/InfoInScheduleOPartIV0X
IRS990EZ/InitialReturn0X
IRS990EZ/InvestmentIncome02
IRS990EZ/MadeChangesToOrgnzngEtcDoc00
IRS990EZ/MadeLoansToFromOfficers00
IRS990EZ/MaintainAnyDonorAdvisedFunds00
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY0101
IRS990EZ/NetAssetsOrFundBalancesBOY0101
IRS990EZ/NetAssetsOrFundBalances/EOY0-7941
IRS990EZ/NetAssetsOrFundBalancesEOY0-7941
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine10PO BOX 963
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine11PO BOX 963
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine12PO BOX 963
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine13PO BOX 963
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0GILBERT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City1GILBERT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City2GILBERT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City3GILBERT
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0AZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State1AZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State2AZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State3AZ
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode085299
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode185299
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode285299
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode385299
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition040.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition11.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition21.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition31.00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation046000
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances014000
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances10
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances20
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances30
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0LAURA KERBY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName1JOHN LITTLEFIELD
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName2ALEJANDRA RAY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName3ROMINA TEALDO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0CEO
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title3DIRECTOR
IRS990EZ/OperatingSchool00
IRS990EZ/Organization501c30X
IRS990EZ/OrganizationDissolvedEtc00
IRS990EZ/OrganizationHadUBI00
IRS990EZ/OtherChangesInNetAssets00
IRS990EZ/OtherExpensesTotal09715
IRS990EZ/PartVIAHghstPaidCntrctProfSer0NONE
IRS990EZ/PartVIOfCompOfHighestPaidEmpl0NONE
IRS990EZ/PrimaryExemptPurpose0TO PROVIDE FINANCIAL LITERACY THROUGH EDUCATION COUNSELING AT LOW OR NO COST TO THE PUBLIC. UNDERSTANDING THEIR OVERALL FINANCIAL PICTURE, HOW TO BUILD A SOLID CURRENT AND FUTURE BUDGET, AND THEIR FINANCIAL OPTIONS.
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0TO PROVIDE FINANCIAL LITERACY THROUGH EDUCATION COUNSELING AT LOW OR NO COST TO THE PUBLIC. UNDERSTANDING THEIR OVERALL FINANCIAL PICTURE, BUILDING A SOLID BUDGET, CURRENT AND FUTURE BUDGET, FINANCIAL OPTIONS.
IRS990EZ/ProgramServiceAccomplishment/GrantsAndAllocations00
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses054502
IRS990EZ/ProgramServiceRevenue047611
IRS990EZ/ProhibitedTaxShelterTrans00
IRS990EZ/RelatedOrgControlledEntity00
IRS990EZ/SalariesOtherCompEmplBenefits046000
IRS990EZ/ScheduleBNotRequired0X
IRS990EZ/StatesWhereCopyOfReturnIsFiled0AZ
IRS990EZ/SubjectToProxyTax00
IRS990EZ/SumOfTotalLiabilities/BOY00
IRS990EZ/SumOfTotalLiabilities/EOY010811
IRS990EZ/TanningServicesProvided00
IRS990EZ/TaxImposedUnderIRC491100
IRS990EZ/TaxImposedUnderIRC491200
IRS990EZ/TaxImposedUnderIRC495500
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine1060 EAST HOPKINS RD
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0GILBERT
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0AZ
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode085295
IRS990EZ/TheBooksAreInCareOf/NamePerson0LAURA KERBY
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber04806394746
IRS990EZ/TotalAssets/BOY0101
IRS990EZ/TotalAssets/EOY02870
IRS990EZ/TotalExpenses055715
IRS990EZ/TotalProgramServiceExpenses054502
IRS990EZ/TotalRevenue047673
IRS990EZ/TransactionWithControlEntity00
IRS990EZ/TrnsfrsExemptNonCharRelatedOrg00
IRS990EZ/WebSite0WWW.MYONLINEBANKRUPTCYCLASS.COM
IRS990ScheduleA/AmtsFromSubstContributors/Total00
IRS990ScheduleA/AmtsRecdFromDisqualPersons/CurrentTaxYear060
IRS990ScheduleA/AmtsRecdFromDisqualPersons/CurrentTaxYearMinus1Year0101
IRS990ScheduleA/AmtsRecdFromDisqualPersons/Total0161
IRS990ScheduleA/First5Years5090X
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYear060
IRS990ScheduleA/GiftsGrantsContribReceived509/CurrentTaxYearMinus1Year0100
IRS990ScheduleA/GiftsGrantsContribReceived509/Total0160
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYear02
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus1Year01
IRS990ScheduleA/GrossInvestmentIncome509/Total03
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYear047611
IRS990ScheduleA/GrossReceiptsFromAdmissions/Total047611
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYear02
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus1Year01
IRS990ScheduleA/InvestmentIncomeAndUBTI/Total03
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportTotal509047610
IRS990ScheduleA/SupportFromDQPsEtc/CurrentTaxYear060
IRS990ScheduleA/SupportFromDQPsEtc/CurrentTaxYearMinus1Year0101
IRS990ScheduleA/SupportFromDQPsEtc/Total0161
IRS990ScheduleA/Total509/CurrentTaxYear047671
IRS990ScheduleA/Total509/CurrentTaxYearMinus1Year0100
IRS990ScheduleA/Total509/Total047771
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYear047673
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus1Year0101
IRS990ScheduleA/TotalSupportTotal/Total047774
IRS990ScheduleO/GeneralExplanation/Explanation0BANK INTEREST 2..
IRS990ScheduleO/GeneralExplanation/Explanation1DESCRIPTION: BANK CHARGES. AMOUNT: 652. DESCRIPTION: EDUCATION. AMOUNT: 1,895. DESCRIPTION: WEBSITE. AMOUNT: 2,450. DESCRIPTION: ADVERTISING. AMOUNT: 769. DESCRIPTION: LICENSES & FEES. AMOUNT: 512. DESCRIPTION: IT. AMOUNT: 49. DESCRIPTION: PAYROLL TAXES. AMOUNT: 3,388. TOTAL TO FORM 990-EZ, LINE 16: 9,715.
IRS990ScheduleO/GeneralExplanation/Explanation2DESCRIPTION: PAYROLL TAX LIABILITY. BEG. OF YEAR AMOUNT: 0. END OF YEAR AMOUNT: 10,811.
IRS990ScheduleO/GeneralExplanation/Explanation3IN 2010, THE ORGANIZATION HIRED THE EXECUTIVE DIRECTOR FOR A SALARY OF $60,000; HOWEVER, DUE TO INADEQUATE FUNDING DURING THE START-UP PHASE OF THE ORGANIZATION, THE ORGANIZATION LIMITED CURRENT COMPENSATION TO AN AMOUNT IT COULD PAY WITH CURRENT FUNDS WITH THE EXPECTATION IT WOULD MAKE UP THE SHORTFALL WHEN, AND IF, THE CASH BECAME AVAILABLE. IN 2010, (A PARTIAL YEAR), THE EXECUTIVE DIRECTOR EARNED A SALARY OF $42,000 AND WAS PAID $0. IN 2011, SHE EARNED $60,000 AND WAS PAID $46,000. THE SHORTFALL OF $56,000 WAS PAID IN 2012 WHEN THE CASH BECAME AVAILABLE.
IRS990ScheduleO/GeneralExplanation/Identifier0OTHER INVESTMENT INCOME
IRS990ScheduleO/GeneralExplanation/Identifier1OTHER EXPENSES
IRS990ScheduleO/GeneralExplanation/Identifier2OTHER LIABILITIES
IRS990ScheduleO/GeneralExplanation/ReturnReference0FORM 990-EZ, PART I, LINE 4
IRS990ScheduleO/GeneralExplanation/ReturnReference1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/GeneralExplanation/ReturnReference2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/Filer/EIN0272284939
ReturnHeader/Filer/Name/BusinessNameLine100 BK CLASS INC
ReturnHeader/Filer/NameControl00BKC
ReturnHeader/Filer/Phone04806394746
ReturnHeader/Filer/USAddress/AddressLine10PO BOX 963
ReturnHeader/Filer/USAddress/City0GILBERT
ReturnHeader/Filer/USAddress/State0AZ
ReturnHeader/Filer/USAddress/ZIPCode085299
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02012-11-15
ReturnHeader/Officer/Name0LAURA KERBY
ReturnHeader/Officer/Phone04806394746
ReturnHeader/Officer/Title0CEO
ReturnHeader/Preparer/DatePrepared02012-11-15
ReturnHeader/PreparerFirm/EIN0450250958
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10EIDE BAILLY LLP
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine101850 N CENTRAL AVE SUITE 400
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0PHOENIX
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0AZ
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode0850044527
ReturnHeader/Preparer/Name0BRENDA A BLUNT
ReturnHeader/Preparer/Phone06022645844
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-11-15T15:58:43-06:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2011 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,870
Liabilities
$10,811
Net assets
-$7,941
Revenue
$47,673
Expenses
$55,715
Net income
-$8,042
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.36$0.00$1.36$1.50$1.54$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.39$0.00$1.39$0.45
2022Detailed filing. Detailed filing data is available for this year.$1.84$0.00$1.84$0.92$0.96$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.88$0.00$1.88$1.34$2.05$0.72
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.11$0.08$0.48$0.56$0.08