Civic Intelligence

Harbor Camps Inc.

990 • Fiscal year 2020 • EIN 26-4037161

Jan 01, 2020 to Dec 31, 2020 • Filed on Oct 28, 2021

PO Box 920251Needham, MA 02492

(781) 400-1617

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

52nd percentile

0.11x

Higher debt load relative to assets than 52% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Liabilities / Revenue

81st percentile

0.70x

Higher debt load relative to revenue than 81% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Net Margin

40th percentile

1.1%

Higher net margin than 40% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Top Officer Pay

69th percentile

$99,710

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 18.9% of source-year revenue.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2020

Asset Growth

51st percentile

6.5%

Faster asset growth than 51% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Revenue Growth

9th percentile

-47%

Faster revenue growth than 9% of similar nonprofits.

2020 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2019 to 2020

Assets

Up

$3,251,515

Up $197,843 (+6.5%) from 2019

Net Assets

Up

$2,879,472

Up $5,627 (+0.2%) from 2019

Liabilities

Up

$372,043

Up $192,216 (+107%) from 2019

Revenue

Down

$528,730

Down $465,593 (-47%) from 2019

Expenses

Down

$523,103

Down $296,890 (-36%) from 2019

Net Income

Down

$5,627

Down $168,703 (-97%) from 2019

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2014: $1,976,740Liabilities 2014: $44,858Net Assets 2014: $1,931,8822014Assets 2015: $2,299,621Liabilities 2015: $67,620Net Assets 2015: $2,232,0012015Assets 2016: $2,438,725Liabilities 2016: $61,378Net Assets 2016: $2,377,3472016Assets 2017: $2,588,546Liabilities 2017: $103,481Net Assets 2017: $2,485,0652017Assets 2018: $2,816,837Liabilities 2018: $117,322Net Assets 2018: $2,699,5152018Assets 2019: $3,053,672Liabilities 2019: $179,827Net Assets 2019: $2,873,8452019Assets 2020: $3,251,515Liabilities 2020: $372,043Net Assets 2020: $2,879,4722020Assets 2021: $3,818,026Liabilities 2021: $321,568Net Assets 2021: $3,496,4582021Assets 2022: $3,991,788Liabilities 2022: $330,186Net Assets 2022: $3,661,6022022Assets 2024: $4,362,714Liabilities 2024: $366,769Net Assets 2024: $3,995,9452024

Highlighted filing

2020

Assets$3,251,515
Liabilities$372,043
Net Assets$2,879,472

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0Revenue 2014: $2,158,007Expenses 2014: $392,769Net Income 2014: $1,765,2382014Revenue 2015: $851,097Expenses 2015: $550,968Net Income 2015: $300,1292015Revenue 2016: $746,893Expenses 2016: $601,542Net Income 2016: $145,3512016Revenue 2017: $764,659Expenses 2017: $656,939Net Income 2017: $107,7202017Revenue 2018: $828,588Expenses 2018: $614,138Net Income 2018: $214,4502018Revenue 2019: $994,323Expenses 2019: $819,993Net Income 2019: $174,3302019Revenue 2020: $528,730Expenses 2020: $523,103Net Income 2020: $5,6272020Revenue 2021: $1,909,111Expenses 2021: $1,292,125Net Income 2021: $616,9862021Revenue 2022: $1,642,774Expenses 2022: $1,477,630Net Income 2022: $165,1442022Revenue 2024: $1,777,817Expenses 2024: $1,695,108Net Income 2024: $82,7092024

Highlighted filing

2020

Revenue$528,730
Expenses$523,103
Net Income$5,627
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Oct 28, 2021
Return Version
2020v4.0
Gross Receipts
$528,730
Mission and Program Overview

Mission

Harbor camps provides camps for youth and families that may often feel marginalized; our camps build confidence, resilience, and community, and offer a place where campers can be their authentic selves.

Harbor camps provides camps for youth and families of specific populations that may often feel marginalized; our camps build confidence, resilience, and community, and offer a place where campers can be their authentic selves.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$2,191,796$2,159,104▼ $32,692
Savings and Temporary Cash Investments$740,902$940,622▲ $199,720
Cash and Non-Interest-Bearing Accounts$101,518$114,784▲ $13,266
Prepaid Expenses and Deferred Charges$17,496$35,045▲ $17,549
Pledges and Grants Receivable$1,000$1,000→ $0
Total Assets$3,053,672$3,251,515▲ $197,843
Other Assets Total$960$960→ $0
Liabilities
Deferred Revenue$174,225$290,033▲ $115,808
Other Liabilities-$73,381-
Accounts Payable and Accrued Expenses$5,602$8,629▲ $3,027
Total Liabilities$179,827$372,043▲ $192,216
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,872,632$2,832,887▼ $39,745
Net Assets With Donor Restrictions$1,213$46,585▲ $45,372
Total Net Assets Fund Balance$2,873,845$2,879,472▲ $5,627
Total Liabilities and Net Assets / Fund Balance$3,053,672$3,251,515▲ $197,843

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,491,191$239,493$1,730,684
Land$585,875-$585,875
Equipment$70,129$95,147$165,276
Other Land Buildings$11,909$37,324$49,233
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Nicholas M TeichPresident anFT$99,710$99,710
Julie LipsonClerk, CampPT$4,000$4,000

Board Members and Trustees

NameTitle
Robert DitterDirector
Melissa MacnishDirector, CA
Marissa PeiferTreasurer, C
Revenue and Support

Revenue Composition

Contributions and Grants
$524,910
Program Service Revenue
$0
Investment Income
$3,820
Other Revenue
$0
All Other Contributions
$524,910
Change in Net Assets
$5,627

Audited Revenue Reconciliation

Revenue per Audited Statements
$528,730
Total Revenue per Audited Statements
$528,730
Total Revenue per Form 990
$528,730
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$334,606
Other Expenses$188,476
Total Fundraising Expense$26,436
Grants and Similar Amounts Paid$21
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$196,471--$196,471
Current Officers, Directors, Trustees, and Key Employees$55,681$33,020$15,009$103,710
Depreciation Depletion$67,089--$67,089
Payroll Taxes$28,917$3,787$1,721$34,425
Insurance$24,881$3,258$1,481$29,620
Information Technology$12,053$1,578$716$14,347
Office Expenses$10,375$1,359$618$12,352
Occupancy$10,980--$10,980
Fees for Services Accounting$8,327$1,090$496$9,913
Conferences and Meetings$6,796--$6,796
Other Expenses$1,381$2,390$5,309$1,381
Advertising$239--$239
All Other Expenses$133--$133
Grants to Domestic Individuals$21--$21
Total Functional Expenses$450,185$46,482$26,436$523,103

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$523,103
Total Expenses per Audited Statements$523,103
Total Expenses per Form 990$523,103
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Nicholas M TeichBod PresidentCompensationNo$99,710
Karen and Kert SabbathFamilyContributionNo$50,000
Loretta and Sidney Teich FoundationFamilyContributionNo$30,200
Susan and Robert TeichFamilyContributionNo$10,000
Julie LipsonBod ClerkCompensationNo$4,000
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Ppp Loan$73,381
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
Yes
Business relationship with organization members
Yes
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Board members all review the form 990 and advise the president of any errors they see.

Form 990, Page 6, Part VI, Line 12C

Each year board members are asked whether they have anything new to report in regard to conflict of interest.

Form 990, Page 6, Part VI, Line 15A

In order to determine fair compensation for the ceo, the organization uses comparability data from other nonprofit camps and from the american camp association.

Form 990, Page 6, Part VI, Line 15B

In order to determine fair compensation for other employees, the organization uses comparability data from other nonprofit camps and from the american camp association.

Form 990, Page 6, Part VI, Line 19

Upon request, the information is emailed or faxed directly from the organization's office.

Filing and Contact Details

Filer

Filer Name
Harbor Camps Inc
EIN
26-4037161
Phone
7814001617
Address
PO BOX 920251, NEEDHAM, MA 02492

Signing Officer

Name
Nicholas M Teich
Title
President and CEO
Phone
6174675830
Signed
2021-10-28
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicholas M Teich
Formed
2009
Legal Domicile
Ma
Voting Board Members
5
Independent Board Members
3
Employees
35

Preparer

Firm
Bruce D Norling CPA Pc
Address
410 BOSTON POST RD STE 24, SUDBURY, MA 01776
Preparer
Bruce D Norling CPA Pc
Phone
9784439114
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IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt01513373
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IRS990ScheduleA/PublicSupportPY170Pct00.97260
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0328686
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0385669
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01937841
IRS990ScheduleA/TotalSupportAmt01995757
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
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IRS990ScheduleD/BuildingsGrp/DepreciationAmt0239493
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01730684
IRS990ScheduleD/EquipmentGrp/BookValueAmt070129
IRS990ScheduleD/EquipmentGrp/DepreciationAmt095147
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0165276
IRS990ScheduleD/ExpensesSubtotalAmt0523103
IRS990ScheduleD/LandGrp/BookValueAmt0585875
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0585875
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt011909
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt037324
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt049233
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt073381
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PPP LOAN
IRS990ScheduleD/RevenueSubtotalAmt0528730
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02159104
IRS990ScheduleD/TotalExpensesPerForm990Amt0523103
IRS990ScheduleD/TotalLiabilityAmt073381
IRS990ScheduleD/TotalRevenuePerForm990Amt0528730
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IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0KAREN AND KERT SABBATH
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm1LORETTA AND SIDNEY TEICH FOUNDATION
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm2SUSAN AND ROBERT TEICH
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm3NICHOLAS M TEICH
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm4JULIE LIPSON
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IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt1FAMILY
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IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt3BOD PRESIDENT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt4BOD CLERK
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IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt44000
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0CONTRIBUTION
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc1CONTRIBUTION
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc2CONTRIBUTION
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc3COMPENSATION
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc4COMPENSATION
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BOARD MEMBERS ALL REVIEW THE FORM 990 AND ADVISE THE PRESIDENT OF ANY ERRORS THEY SEE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH YEAR BOARD MEMBERS ARE ASKED WHETHER THEY HAVE ANYTHING NEW TO REPORT IN REGARD TO CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2IN ORDER TO DETERMINE FAIR COMPENSATION FOR THE CEO, THE ORGANIZATION USES COMPARABILITY DATA FROM OTHER NONPROFIT CAMPS AND FROM THE AMERICAN CAMP ASSOCIATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3IN ORDER TO DETERMINE FAIR COMPENSATION FOR OTHER EMPLOYEES, THE ORGANIZATION USES COMPARABILITY DATA FROM OTHER NONPROFIT CAMPS AND FROM THE AMERICAN CAMP ASSOCIATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST, THE INFORMATION IS EMAILED OR FAXED DIRECTLY FROM THE ORGANIZATION'S OFFICE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0450185
IRS990/TotalFunctionalExpensesGrp/TotalAmt0523103
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IRS990/TotalLiabilitiesEOYAmt0372043
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IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 920251
IRS990/USAddress/CityNm0NEEDHAM
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002492
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt03
IRS990/WebsiteAddressTxt0HARBORCAMPS.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NICHOLAS M TEICH
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT AND CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06174675830
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-10-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HARBOR CAMPS INC
ReturnHeader/Filer/BusinessNameControlTxt0HARB
ReturnHeader/Filer/EIN0264037161
ReturnHeader/Filer/PhoneNum07814001617
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 920251
ReturnHeader/Filer/USAddress/CityNm0NEEDHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002492
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043147371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRUCE D NORLING CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0410 BOSTON POST RD STE 24
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SUDBURY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001776
ReturnHeader/PreparerPersonGrp/PhoneNum09784439114
ReturnHeader/PreparerPersonGrp/PreparationDt02021-11-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRUCE D NORLING CPA PC

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