Liabilities / Assets
23rd percentile
Higher debt load relative to assets than 23% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
23rd percentile
Higher debt load relative to assets than 23% of similar nonprofits.
Liabilities / Revenue
26th percentile
Higher debt load relative to revenue than 26% of similar nonprofits.
Net Margin
56th percentile
Higher net margin than 56% of similar nonprofits.
Top Officer Pay
86th percentile
Higher top officer pay than 86% of similar nonprofits.
Top officer pay equals 11.7% of source-year revenue.
Asset Growth
59th percentile
Faster asset growth than 59% of similar nonprofits.
Revenue Growth
18th percentile
Faster revenue growth than 18% of similar nonprofits.
Assets
Up$7,945,538
Up $580,281 (+7.9%) from 2023
Net Assets
Up$7,832,442
Up $581,059 (+8.0%) from 2023
Liabilities
Down$113,096
Down $778 (-0.7%) from 2023
Revenue
Down$2,409,694
Down $370,526 (-13%) from 2023
Expenses
Up$2,233,514
Up $171,532 (+8.3%) from 2023
Net Income
Down$176,180
Down $542,058 (-75%) from 2023
To teach and disseminate educational material to the public, including but not limited to, material relating to personal finance, financial planning, and consumer credit.
To provide and promote consumer education and counseling on topics related to finance and credit, including but not limited to, personal finance, budgeting, money management, financial options, bankruptcy, and the use of credit.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Investments in Publicly Traded Securities | $6,944,890 | $7,680,035 | ▲ $735,145 |
| Cash and Non-Interest-Bearing Accounts | $287,074 | $245,966 | ▼ $41,108 |
| Intangible Assets | $122,053 | $9,390 | ▼ $112,663 |
| Prepaid Expenses and Deferred Charges | $8,867 | $8,961 | ▲ $94 |
| Land, Buildings, and Equipment, Net | $2,373 | $1,185 | ▼ $1,188 |
| Savings and Temporary Cash Investments | - | $0 | - |
| Accounts Receivable | - | $0 | - |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $7,365,257 | $7,945,538 | ▲ $580,281 |
| Other Assets Total | - | $1 | - |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $113,874 | $113,096 | ▼ $778 |
| Total Liabilities | $113,874 | $113,096 | ▼ $778 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $7,251,383 | $7,832,442 | ▲ $581,059 |
| Total Net Assets Fund Balance | $7,251,383 | $7,832,442 | ▲ $581,059 |
| Total Liabilities and Net Assets / Fund Balance | $7,365,257 | $7,945,538 | ▲ $580,281 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $344 | $33,949 | $34,293 |
| Equipment | $841 | $21,885 | $22,726 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Laura Ahart | CEO | FT | $254,355 | $28,656 | $283,011 |
| Kristina Ketchel | CFO | FT | $215,000 | $28,656 | $215,000 |
| Name | Title |
|---|---|
| Henkie Barron | Director |
| Sheila Chanani | Director |
| Tom Yu | Director |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,598,462 |
| Other Expenses | $635,052 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $947,147 | - | - | $947,147 |
| Current Officers, Directors, Trustees, and Key Employees | - | $469,355 | - | $469,355 |
| Advertising | $277,182 | - | - | $277,182 |
| Other Employee Benefits | $153,304 | $28,656 | - | $181,960 |
| Depreciation Depletion | $112,663 | $1,188 | - | $113,851 |
| Fees for Service Investment Mgmnt Fees | - | $54,751 | - | $54,751 |
| Office Expenses | - | $26,723 | - | $26,723 |
| Insurance | - | $4,956 | - | $4,956 |
| Travel | - | $4,950 | - | $4,950 |
| All Other Expenses | $1,577 | $200 | - | $1,777 |
| Other Expenses | $68,876 | $1,686 | - | $1,686 |
| Occupancy | - | $1,282 | - | $1,282 |
| Total Functional Expenses | $1,560,749 | $672,765 | $0 | $2,233,514 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $2,233,514 |
| Total Expenses per Audited Statements | $2,233,514 |
| Total Expenses per Form 990 | $2,233,514 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
“A copy of form 990 is emailed to all directors prior to being filed.”
“All board of directors have signed a conflict of interest policy and are bound to disclose and discuss any potential conflict that may arise.”
“An independent compensation consultant was engaged to review and recommend compensation for the ceo and other officers, using comparability data for the position and industry. This information was presented to the board of directors, who fixed appropriate compensation figures based on this information.”
“Abacus credit counseling makes its governing documents, conflicts of interest policy, and financial statements available to the public upon request.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 113874 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 113096 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE AND PROMOTE CONSUMER EDUCATION AND COUNSELING ON TOPICS RELATED TO FINANCE AND CREDIT, INCLUDING BUT NOT LIMITED TO, PERSONAL FINANCE, BUDGETING, MONEY MANAGEMENT, FINANCIAL OPTIONS, BANKRUPTCY, AND THE USE OF CREDIT. |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 277182 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 277182 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 200 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 1577 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 1777 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LAURA AHART |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8005163834 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 15760 Ventura Blvd Suite 700 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | ENCINO |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 91436 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 287074 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 245966 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 469355 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 469355 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 285018 |
| IRS990/CYOtherExpensesAmt | 0 | 635052 |
| IRS990/CYOtherRevenueAmt | 0 | 5805 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2118871 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 176180 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1598462 |
| IRS990/CYTotalExpensesAmt | 0 | 2233514 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2409694 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 1188 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 112663 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 113851 |
| IRS990/Desc | 0 | ABACUS CREDIT COUNSELING ProvideD credit counseling to NEARLY 100,000 individuals IN 2024, WITHOUT REGARD TO THEIR ABILITY TO PAY. ITS COUNSELING PROGRAM EDUCATES INDIVIDUALS ON FINANCIAL TOPICS SUCH AS BUDGETING, MONEY MANAGEMENT, BANKRUPTCY AND OTHER FINANCIAL PROBLEMS. MANY OF THESE INDVIDUALS COMPLETED ABACUS' CREDIT COUNSELING COURSE AND RECEIVED A CERTIFICATE OF COMPLETION THAT MAY BE FILED AS PART OF A BANKRUPTCY CASE TO DEMONSTRATE THAT THE INDIVIDUAL FULFILLED THE COUNSELING REQUIREMENT SET FORTH IN CHAPTER 11 USC SECTION 109(H). |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 37 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 1560749 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt | 0 | 54751 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 54751 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 28656 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LAURA AHART |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Kristina Ketchel |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | HENKIE BARRON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | TOM YU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Sheila Chanani |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 254355 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 215000 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | CFO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/FormationYr | 0 | 2007 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 64324 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 3 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 397784 |
| IRS990/GrossReceiptsAmt | 0 | 2743154 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 3 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 2 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 4956 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 4956 |
| IRS990/IntangibleAssetsGrp/BOYAmt | 0 | 122053 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 9390 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 220694 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 220694 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/BOYAmt | 0 | 6944890 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 7680035 |
| IRS990/IRPDocumentCnt | 0 | 5 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 55834 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2373 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1185 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 57019 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 333460 |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO TEACH AND DISSEMINATE EDUCATIONAL MATERIAL TO THE PUBLIC, INCLUDING BUT NOT LIMITED TO, MATERIAL RELATING TO PERSONAL FINANCE, FINANCIAL PLANNING, AND CONSUMER CREDIT. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 7251383 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 7832442 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 64324 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 64324 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 404878 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | 7251383 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | 7832442 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 1282 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 1282 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 26723 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 26723 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 28656 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 153304 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 181960 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROCESSING FEE |
| IRS990/OtherExpensesGrp/Desc | 1 | PROFESSIONAL |
| IRS990/OtherExpensesGrp/Desc | 2 | TELECOMMUNICATION |
| IRS990/OtherExpensesGrp/Desc | 3 | OTHER |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 52823 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 26195 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 1686 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 68876 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 68876 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 52823 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 26195 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1686 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | CARD FEE DISCOUNT |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 5805 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 5805 |
| IRS990/OtherRevenueTotalAmt | 0 | 5805 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 947147 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 947147 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 8867 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 8961 |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 541900 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | CREDIT COUNSELING |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2118871 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 2118871 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | ABACUS SUPPORTS THE EFFORTS OF OTHER 501(C)(3) NON-PROFIT ORGANIZATIONS THROUGH DONATIONS APPROVED BY THE BOARD OF DIRECTORS. ABACUS SEEKS TO BENEFIT ORGANIZATIONS THAT ASSIST ABACUS' TARGET POPULATION AND/OR FURTHER A MISSION THAT IS COMPLIMENTARY TO ABACUS'S MISSION. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 924858 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 593314 |
| IRS990/PYOtherRevenueAmt | 0 | 4809 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1850553 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 718238 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1468668 |
| IRS990/PYTotalExpensesAmt | 0 | 2061982 |
| IRS990/PYTotalRevenueAmt | 0 | 2780220 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 176180 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | false |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RevenueAmt | 0 | 2118871 |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 0 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 220694 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 166954 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 133026 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 132400 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 127735 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 780809 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 2118871 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 1850553 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1555864 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1606810 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 1934097 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 9066195 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 220694 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 166954 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 133026 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 132400 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 127735 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 780809 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.07930 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.07230 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.92070 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.92770 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 9066195 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 2118871 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 1850553 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 1555864 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 1606810 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 1934097 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 9066195 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 2339565 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 2017507 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 1688890 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 1739210 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 2061832 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 9847004 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 841 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 21885 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 22726 |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 2233514 |
| IRS990ScheduleD/NetUnrealizedGainsInvstAmt | 0 | 404878 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 344 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 33949 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 34293 |
| IRS990ScheduleD/RevenueNotReportedAmt | 0 | 404878 |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 2409694 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1185 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 2233514 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 2409694 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 2814572 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 2233514 |
| IRS990ScheduleJ/AnyNonFixedPaymentsInd | 0 | false |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd | 0 | false |
| IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd | 0 | false |
| IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd | 0 | false |
| IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd | 0 | false |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | false |
| IRS990ScheduleJ/Form990OfOtherOrganizationsInd | 0 | X |
| IRS990ScheduleJ/IndependentConsultantInd | 0 | X |
| IRS990ScheduleJ/InitialContractExceptionInd | 0 | false |
| IRS990/ScheduleJRequiredInd | 0 | true |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 215000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 1 | 254355 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 28656 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | Kristina Ketchel |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 1 | LAURA AHART |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | CFO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 1 | CEO |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 215000 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 1 | 283011 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | false |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | A COPY OF FORM 990 IS EMAILED TO ALL DIRECTORS PRIOR TO BEING FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL BOARD OF DIRECTORS HAVE SIGNED A CONFLICT OF INTEREST POLICY AND ARE BOUND TO DISCLOSE AND DISCUSS ANY POTENTIAL CONFLICT THAT MAY ARISE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | AN INDEPENDENT COMPENSATION CONSULTANT WAS ENGAGED TO REVIEW AND RECOMMEND COMPENSATION FOR THE CEO AND OTHER OFFICERS, USING COMPARABILITY DATA FOR THE POSITION AND INDUSTRY. THIS INFORMATION WAS PRESENTED TO THE BOARD OF DIRECTORS, WHO FIXED APPROPRIATE COMPENSATION FIGURES BASED ON THIS INFORMATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ABACUS CREDIT COUNSELING MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section B, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section C, Line 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | CA |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 7365257 |
| IRS990/TotalAssetsEOYAmt | 0 | 7945538 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 7365257 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 7945538 |
| IRS990/TotalCompGreaterThan150KInd | 0 | true |
| IRS990/TotalContributionsAmt | 0 | 0 |
| IRS990/TotalEmployeeCnt | 0 | 37 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 672765 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 1560749 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 2233514 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 113874 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 113096 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 113874 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 113096 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 7251383 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 7832442 |
| IRS990/TotalOtherCompensationAmt | 0 | 28656 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 1560749 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 2118871 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 469355 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 220694 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 2189000 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.