Civic Intelligence

Abacus Credit Counseling

EIN 26-0678503 • 501(c)3 • Encino, CA

Profile

To teach and disseminate educational material to the public, including but not limited to, material relating to personal finance, financial planning, and consumer credit.

15760 Ventura Blvd 700Encino, CA 91436

www.abacuscc.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

23rd percentile

0.01x

Higher debt load relative to assets than 23% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Liabilities / Revenue

27th percentile

0.05x

Higher debt load relative to revenue than 27% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Net Margin

56th percentile

7.3%

Higher net margin than 56% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

46th percentile

3.6%

Faster asset growth than 46% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2021 to 2024

Revenue Growth

47th percentile

5.7%

Faster revenue growth than 47% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2021 to 2024

Balance Sheet
Liabilities / Assets23rd percentile

Assets

Up

$7,945,538

Up $580,281 (+7.9%) from 2023

Liabilities

Down

$113,096

Down $778 (-0.7%) from 2023

Net Assets

Up

$7,832,442

Up $581,059 (+8.0%) from 2023

Operations
Liabilities / Revenue27th percentileNet Margin56th percentile

Revenue

Down

$2,409,694

Down $370,526 (-13%) from 2023

Expenses

Up

$2,233,514

Up $171,532 (+8.3%) from 2023

Net Income

Down

$176,180

Down $542,058 (-75%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $1,481,588Liabilities 2010: $13,227Net Assets 2010: $1,468,3612010Assets 2011: $3,124,321Liabilities 2011: $1,430Net Assets 2011: $3,122,8912011Assets 2012: $3,957,777Liabilities 2012: $1,918Net Assets 2012: $3,955,8592012Assets 2013: $4,345,298Liabilities 2013: $40,824Net Assets 2013: $4,304,4742013Assets 2014: $5,088,923Liabilities 2014: $54,253Net Assets 2014: $5,034,6702014Assets 2015: $4,887,411Liabilities 2015: $48,788Net Assets 2015: $4,838,6232015Assets 2016: $5,368,661Liabilities 2016: $50,449Net Assets 2016: $5,318,2122016Assets 2017: $6,162,535Liabilities 2017: $18,617Net Assets 2017: $6,143,9182017Assets 2018: $6,043,347Liabilities 2018: $79,130Net Assets 2018: $5,964,2172018Assets 2019: $6,791,952Liabilities 2019: $92,324Net Assets 2019: $6,699,6282019Assets 2020: $7,182,397Liabilities 2020: $77,828Net Assets 2020: $7,104,5692020Assets 2021: $7,151,653Liabilities 2021: $86,111Net Assets 2021: $7,065,5422021Assets 2022: $6,687,119Liabilities 2022: $70,469Net Assets 2022: $6,616,6502022Assets 2023: $7,365,257Liabilities 2023: $113,874Net Assets 2023: $7,251,3832023Assets 2024: $7,945,538Liabilities 2024: $113,096Net Assets 2024: $7,832,4422024

Highlighted filing

2024

Assets$7,945,538
Liabilities$113,096
Net Assets$7,832,442
Open 2024 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $716,1112010Expenses 2011: $1,486,8022011Expenses 2012: $2,312,2742012Revenue 2013: $2,099,398Expenses 2013: $2,061,542Net Income 2013: $37,8562013Revenue 2014: $2,269,598Expenses 2014: $1,946,190Net Income 2014: $323,4082014Revenue 2015: $2,228,989Expenses 2015: $1,924,881Net Income 2015: $304,1082015Revenue 2016: $2,199,480Expenses 2016: $2,069,516Net Income 2016: $129,9642016Revenue 2017: $2,420,788Expenses 2017: $2,111,559Net Income 2017: $309,2292017Revenue 2018: $2,582,535Expenses 2018: $2,038,983Net Income 2018: $543,5522018Revenue 2019: $2,353,501Expenses 2019: $2,105,889Net Income 2019: $247,6122019Revenue 2020: $2,077,678Expenses 2020: $2,265,504Net Income 2020: -$187,8262020Revenue 2021: $2,039,579Expenses 2021: $2,221,161Net Income 2021: -$181,5822021Revenue 2022: $2,591,697Expenses 2022: $2,088,384Net Income 2022: $503,3132022Revenue 2023: $2,780,220Expenses 2023: $2,061,982Net Income 2023: $718,2382023Revenue 2024: $2,409,694Expenses 2024: $2,233,514Net Income 2024: $176,1802024

Highlighted filing

2024

Revenue$2,409,694
Expenses$2,233,514
Net Income$176,180
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,945,538
Liabilities
$113,096
Net assets
$7,832,442
Revenue
$2,409,694
Expenses
$2,233,514
Net income
$176,180
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$7.95$0.11$7.83$2.41$2.23$0.18
2023Detailed filing. Detailed filing data is available for this year.$7.37$0.11$7.25$2.78$2.06$0.72
2022Detailed filing. Detailed filing data is available for this year.$6.69$0.07$6.62$2.59$2.09$0.50
2021Detailed filing. Detailed filing data is available for this year.$7.15$0.09$7.07$2.04$2.22$0.18
2020Detailed filing. Detailed filing data is available for this year.$7.18$0.08$7.10$2.08$2.27$0.19
2019Detailed filing. Detailed filing data is available for this year.$6.79$0.09$6.70$2.35$2.11$0.25
2018Detailed filing. Detailed filing data is available for this year.$6.04$0.08$5.96$2.58$2.04$0.54
2017Detailed filing. Detailed filing data is available for this year.$6.16$0.02$6.14$2.42$2.11$0.31
2016Detailed filing. Detailed filing data is available for this year.$5.37$0.05$5.32$2.20$2.07$0.13
2015Detailed filing. Detailed filing data is available for this year.$4.89$0.05$4.84$2.23$1.92$0.30
2014Detailed filing. Detailed filing data is available for this year.$5.09$0.05$5.03$2.27$1.95$0.32
2013Detailed filing. Detailed filing data is available for this year.$4.35$0.04$4.30$2.10$2.06$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.96$0.00$3.96$2.31
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.12$0.00$3.12$1.49
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.48$0.01$1.47$0.72
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jul 18, 2025
Return Version
2024v5.2
Gross Receipts
$2,743,154
Mission and Program Overview

Mission

To teach and disseminate educational material to the public, including but not limited to, material relating to personal finance, financial planning, and consumer credit.

To provide and promote consumer education and counseling on topics related to finance and credit, including but not limited to, personal finance, budgeting, money management, financial options, bankruptcy, and the use of credit.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$6,944,890$7,680,035▲ $735,145
Cash and Non-Interest-Bearing Accounts$287,074$245,966▼ $41,108
Intangible Assets$122,053$9,390▼ $112,663
Prepaid Expenses and Deferred Charges$8,867$8,961▲ $94
Land, Buildings, and Equipment, Net$2,373$1,185▼ $1,188
Savings and Temporary Cash Investments-$0-
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Inventories for Sale or Use-$0-
Total Assets$7,365,257$7,945,538▲ $580,281
Other Assets Total-$1-
Liabilities
Accounts Payable and Accrued Expenses$113,874$113,096▼ $778
Total Liabilities$113,874$113,096▼ $778
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$7,251,383$7,832,442▲ $581,059
Total Net Assets Fund Balance$7,251,383$7,832,442▲ $581,059
Total Liabilities and Net Assets / Fund Balance$7,365,257$7,945,538▲ $580,281

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$344$33,949$34,293
Equipment$841$21,885$22,726
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Laura AhartCEOFT$254,355$28,656$283,011
Kristina KetchelCFOFT$215,000$28,656$215,000

Board Members and Trustees

NameTitle
Henkie BarronDirector
Sheila ChananiDirector
Tom YuDirector
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,118,871
Investment Income
$285,018
Other Revenue
$5,805
Change in Net Assets
$176,180

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,409,694
Revenue Not Reported on Form 990
$404,878
Total Revenue per Audited Statements
$2,814,572
Total Revenue per Form 990
$2,409,694
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,598,462
Other Expenses$635,052
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$947,147--$947,147
Current Officers, Directors, Trustees, and Key Employees-$469,355-$469,355
Advertising$277,182--$277,182
Other Employee Benefits$153,304$28,656-$181,960
Depreciation Depletion$112,663$1,188-$113,851
Fees for Service Investment Mgmnt Fees-$54,751-$54,751
Office Expenses-$26,723-$26,723
Insurance-$4,956-$4,956
Travel-$4,950-$4,950
All Other Expenses$1,577$200-$1,777
Other Expenses$68,876$1,686-$1,686
Occupancy-$1,282-$1,282
Total Functional Expenses$1,560,749$672,765$0$2,233,514

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,233,514
Total Expenses per Audited Statements$2,233,514
Total Expenses per Form 990$2,233,514
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“A copy of form 990 is emailed to all directors prior to being filed.”

Form 990, Part VI, Section B, Line 12C

“All board of directors have signed a conflict of interest policy and are bound to disclose and discuss any potential conflict that may arise.”

Form 990, Part VI, Section B, Line 15B

“An independent compensation consultant was engaged to review and recommend compensation for the ceo and other officers, using comparability data for the position and industry. This information was presented to the board of directors, who fixed appropriate compensation figures based on this information.”

Form 990, Part VI, Section C, Line 19

“Abacus credit counseling makes its governing documents, conflicts of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Abacus Credit Counseling
EIN
26-0678503
Phone
8005163834
Address
15760 Ventura Blvd 700, ENCINO, CA 91436

Signing Officer

Name
Laura Ahart
Title
CEO
Signed
2025-07-18
Discuss with paid preparer
Yes

Organization Details

Formed
2007
Legal Domicile
CA
Voting Board Members
3
Independent Board Members
3
Employees
37

Preparer

Firm
Morris & Associates Llp
Address
2200 POWELL ST STE 990, EMERYVILLE, CA 94608
Preparer
Kevin Lam
Phone
6505711738
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IRS990/OccupancyGrp/ManagementAndGeneralAmt01282
IRS990/OccupancyGrp/TotalAmt01282
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt026723
IRS990/OfficeExpensesGrp/TotalAmt026723
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/EOYAmt01
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt028656
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0153304
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0181960
IRS990/OtherExpensesGrp/Desc0PROCESSING FEE
IRS990/OtherExpensesGrp/Desc1PROFESSIONAL
IRS990/OtherExpensesGrp/Desc2TELECOMMUNICATION
IRS990/OtherExpensesGrp/Desc3OTHER
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt052823
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt126195
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21686
IRS990/OtherExpensesGrp/ProgramServicesAmt068876
IRS990/OtherExpensesGrp/TotalAmt068876
IRS990/OtherExpensesGrp/TotalAmt152823
IRS990/OtherExpensesGrp/TotalAmt226195
IRS990/OtherExpensesGrp/TotalAmt31686
IRS990/OtherRevenueMiscGrp/Desc0CARD FEE DISCOUNT
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt05805
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt05805
IRS990/OtherRevenueTotalAmt05805
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0947147
IRS990/OtherSalariesAndWagesGrp/TotalAmt0947147
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt08867
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt08961
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0541900
IRS990/ProgramServiceRevenueGrp/Desc0CREDIT COUNSELING
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt02118871
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt02118871
IRS990/ProgSrvcAccomActy2Grp/Desc0ABACUS SUPPORTS THE EFFORTS OF OTHER 501(C)(3) NON-PROFIT ORGANIZATIONS THROUGH DONATIONS APPROVED BY THE BOARD OF DIRECTORS. ABACUS SEEKS TO BENEFIT ORGANIZATIONS THAT ASSIST ABACUS' TARGET POPULATION AND/OR FURTHER A MISSION THAT IS COMPLIMENTARY TO ABACUS'S MISSION.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0924858
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0593314
IRS990/PYOtherRevenueAmt04809
IRS990/PYProgramServiceRevenueAmt01850553
IRS990/PYRevenuesLessExpensesAmt0718238
IRS990/PYSalariesCompEmpBnftPaidAmt01468668
IRS990/PYTotalExpensesAmt02061982
IRS990/PYTotalRevenueAmt02780220
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0176180
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt02118871
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt00
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0220694
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0166954
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0133026
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0132400
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0127735
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0780809
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt02118871
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt01850553
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt01555864
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt01606810
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt01934097
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt09066195
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0220694
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0166954
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0133026
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0132400
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0127735
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0780809
IRS990ScheduleA/InvestmentIncomeCYPct00.07930
IRS990ScheduleA/InvestmentIncomePYPct00.07230
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
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IRS990ScheduleA/PublicSupportCY509Pct00.92070
IRS990ScheduleA/PublicSupportPY509Pct00.92770
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IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt02118871
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01850553
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01606810
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01934097
IRS990ScheduleA/Total509Grp/TotalAmt09066195
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt02339565
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt02017507
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01688890
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt01739210
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt02061832
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt09847004
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt0841
IRS990ScheduleD/EquipmentGrp/DepreciationAmt021885
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt022726
IRS990ScheduleD/ExpensesSubtotalAmt02233514
IRS990ScheduleD/NetUnrealizedGainsInvstAmt0404878
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0344
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt033949
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt034293
IRS990ScheduleD/RevenueNotReportedAmt0404878
IRS990ScheduleD/RevenueSubtotalAmt02409694
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01185
IRS990ScheduleD/TotalExpensesPerForm990Amt02233514
IRS990ScheduleD/TotalRevenuePerForm990Amt02409694
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02814572
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02233514
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IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/Form990OfOtherOrganizationsInd0X
IRS990ScheduleJ/IndependentConsultantInd0X
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0215000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1254355
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt028656
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Kristina Ketchel
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1LAURA AHART
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0215000
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1283011
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A COPY OF FORM 990 IS EMAILED TO ALL DIRECTORS PRIOR TO BEING FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL BOARD OF DIRECTORS HAVE SIGNED A CONFLICT OF INTEREST POLICY AND ARE BOUND TO DISCLOSE AND DISCUSS ANY POTENTIAL CONFLICT THAT MAY ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2AN INDEPENDENT COMPENSATION CONSULTANT WAS ENGAGED TO REVIEW AND RECOMMEND COMPENSATION FOR THE CEO AND OTHER OFFICERS, USING COMPARABILITY DATA FOR THE POSITION AND INDUSTRY. THIS INFORMATION WAS PRESENTED TO THE BOARD OF DIRECTORS, WHO FIXED APPROPRIATE COMPENSATION FIGURES BASED ON THIS INFORMATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ABACUS CREDIT COUNSELING MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt07365257
IRS990/TotalAssetsEOYAmt07945538
IRS990/TotalAssetsGrp/BOYAmt07365257
IRS990/TotalAssetsGrp/EOYAmt07945538
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IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt037
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0672765
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01560749
IRS990/TotalFunctionalExpensesGrp/TotalAmt02233514
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0113874
IRS990/TotalLiabilitiesEOYAmt0113096
IRS990/TotalLiabilitiesGrp/BOYAmt0113874
IRS990/TotalLiabilitiesGrp/EOYAmt0113096
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt07251383
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt07832442
IRS990/TotalOtherCompensationAmt028656
IRS990/TotalProgramServiceExpensesAmt01560749
IRS990/TotalProgramServiceRevenueAmt02118871
IRS990/TotalReportableCompFromOrgAmt0469355
IRS990/TotalRevenueGrp/ExclusionAmt0220694
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02189000

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