Civic Intelligence

Htm Area Credit Union Inc

EIN 31-0616841 • 501(c)14 • Troy, OH

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Profile

Htm area credit union, inc.'s mission is to meet members' financial needs through friendly and quality service at the best value while maintaining financial stability.

847 West Main StreetTroy, OH 45373

www.htmcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2023

Liabilities / Revenue

96th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)14 • <$500k nonprofits • Source year 2023

Net Margin

36th percentile

-110%

Higher net margin than 36% of similar nonprofits.

501(c)14 • <$500k nonprofits • Source year 2023

Top Officer Pay

29th percentile

$0

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)14 • <$500k nonprofits • Source year 2023

Asset Growth

95th percentile

-100%

Faster asset growth than 95% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

12th percentile

-91%

Faster revenue growth than 12% of similar nonprofits.

501(c)14 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $30,103,477 (-100%) from 2022

Liabilities

Down

$0

Down $25,107,774 (-100%) from 2022

Net Assets

Down

$0

Down $4,995,703 (-100%) from 2022

Operations
Liabilities / Revenue96th percentileNet Margin36th percentile

Revenue

Down

$114,487

Down $1,146,827 (-91%) from 2022

Expenses

Down

$240,308

Down $1,181,521 (-83%) from 2022

Net Income

Up

-$125,821

Up $34,694 (+22%) from 2022

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$40M$30M$20M$10M$0Assets 2010: $12,774,026Liabilities 2010: $11,111,147Net Assets 2010: $1,662,8792010Assets 2011: $16,646,223Liabilities 2011: $14,893,110Net Assets 2011: $1,753,1132011Assets 2012: $18,575,128Liabilities 2012: $16,552,554Net Assets 2012: $2,022,5742012Assets 2013: $20,188,628Liabilities 2013: $17,764,238Net Assets 2013: $2,424,3902013Assets 2014: $20,448,188Liabilities 2014: $17,566,092Net Assets 2014: $2,882,0962014Assets 2015: $22,776,209Liabilities 2015: $19,453,932Net Assets 2015: $3,322,2772015Assets 2016: $24,416,494Liabilities 2016: $20,639,055Net Assets 2016: $3,777,4392016Assets 2017: $27,533,190Liabilities 2017: $23,305,751Net Assets 2017: $4,227,4392017Assets 2018: $27,734,466Liabilities 2018: $23,037,027Net Assets 2018: $4,697,4392018Assets 2019: $28,553,822Liabilities 2019: $23,396,383Net Assets 2019: $5,157,4392019Assets 2020: $37,601,873Liabilities 2020: $32,004,675Net Assets 2020: $5,597,1982020Assets 2021: $35,578,902Liabilities 2021: $30,422,684Net Assets 2021: $5,156,2182021Assets 2022: $30,103,477Liabilities 2022: $25,107,774Net Assets 2022: $4,995,7032022Assets 2023: $0Liabilities 2023: $0Net Assets 2023: $02023

Highlighted filing

2023

Assets$0
Liabilities$0
Net Assets$0
Open 2023 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $569,4752010Expenses 2011: $645,2952011Expenses 2012: $651,0172012Revenue 2013: $1,088,266Expenses 2013: $686,450Net Income 2013: $401,8162013Revenue 2014: $1,178,305Expenses 2014: $720,599Net Income 2014: $457,7062014Revenue 2015: $1,201,949Expenses 2015: $761,768Net Income 2015: $440,1812015Revenue 2016: $1,302,183Expenses 2016: $847,021Net Income 2016: $455,1622016Revenue 2017: $1,479,346Expenses 2017: $1,029,346Net Income 2017: $450,0002017Revenue 2018: $1,609,356Expenses 2018: $1,139,356Net Income 2018: $470,0002018Revenue 2019: $1,684,773Expenses 2019: $1,224,773Net Income 2019: $460,0002019Revenue 2020: $1,386,250Expenses 2020: $946,491Net Income 2020: $439,7592020Revenue 2021: $1,615,851Expenses 2021: $2,056,831Net Income 2021: -$440,9802021Revenue 2022: $1,261,314Expenses 2022: $1,421,829Net Income 2022: -$160,5152022Revenue 2023: $114,487Expenses 2023: $240,308Net Income 2023: -$125,8212023

Highlighted filing

2023

Revenue$114,487
Expenses$240,308
Net Income-$125,821
Open 2023 Filing

Filings

Most recent year

2023 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$114,487
Expenses
$240,308
Net income
-$125,821
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.11$0.24$0.13
2022Detailed filing. Detailed filing data is available for this year.$30.1$25.1$5.00$1.26$1.42$0.16
2021Detailed filing. Detailed filing data is available for this year.$35.6$30.4$5.16$1.62$2.06$0.44
2020Detailed filing. Detailed filing data is available for this year.$37.6$32.0$5.60$1.39$0.95$0.44
2019Detailed filing. Detailed filing data is available for this year.$28.6$23.4$5.16$1.68$1.22$0.46
2018Detailed filing. Detailed filing data is available for this year.$27.7$23.0$4.70$1.61$1.14$0.47
2017Detailed filing. Detailed filing data is available for this year.$27.5$23.3$4.23$1.48$1.03$0.45
2016Detailed filing. Detailed filing data is available for this year.$24.4$20.6$3.78$1.30$0.85$0.46
2015Detailed filing. Detailed filing data is available for this year.$22.8$19.5$3.32$1.20$0.76$0.44
2014Detailed filing. Detailed filing data is available for this year.$20.4$17.6$2.88$1.18$0.72$0.46
2013Detailed filing. Detailed filing data is available for this year.$20.2$17.8$2.42$1.09$0.69$0.40
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.6$16.6$2.02$0.65
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.6$14.9$1.75$0.65
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.8$11.1$1.66$0.57
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Jan 31, 2023
Signed
Jan 24, 2024
Return Version
2023v4.0
Gross Receipts
$114,487
Mission and Program Overview

Mission

HTM Area Credit Union, Inc.'s mission is to meet members' financial needs through friendly and quality service at the best value while maintaining financial stability.

Htm area credit union, inc. Is a financial institution cooperative organized to provide loan and deposit products and services for its member owners.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$18,676,959--
Other Notes and Loans Receivable, Net$8,130,541--
Rtn Earn Endowment Incm Other Fnds$4,995,703--
Savings and Temporary Cash Investments$2,180,444--
Land, Buildings, and Equipment, Net$447,500--
Cash and Non-Interest-Bearing Accounts$300,162--
Total Assets$30,103,477$0▼ $30,103,477
Other Assets Total$367,871--
Liabilities
Other Liabilities$24,814,130--
Accounts Payable and Accrued Expenses$293,644--
Total Liabilities$25,107,774$0▼ $25,107,774
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,995,703$0▼ $4,995,703
Total Liabilities and Net Assets / Fund Balance$30,103,477$0▼ $30,103,477
Compensation and Service Providers
Top Officer Pay29th percentile

Board Members and Trustees

NameTitle
Ronald MayChairperson
Larry KerceVice Chairma
James UtrechtBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$71,973
Investment Income
$42,514
Other Revenue
$0
Change in Net Assets
$-125,821
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$217,234
Salaries, Compensation, and Employee Benefits$23,074
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Advertising---$125,000
Other Employee Benefits---$21,053
Office Expenses---$19,493
Interest---$9,708
Fees for Services Other---$3,964
Occupancy---$2,068
Payroll Taxes---$1,853
Other Salaries and Wages---$168
Other Expenses---$-8,434
Total Functional Expenses$0$0$0$240,308
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“All credit unions by charter are member owned.”

Form 990, Page 6, Part VI, Line 7A

“All of the governing body is elected by the membership.”

Form 990, Page 6, Part VI, Line 11B

“The 990 is reviewed by management and the board of directors prior to submission.”

Form 990, Page 6, Part VI, Line 12C

“The conflict of interest policy is reviewed by the employees and board of directors annually.”

Form 990, Page 6, Part VI, Line 15A

“Compensation of key employees is approved by the board of directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Page 6, Part VI, Line 15B

“Compensation of key employees is approved by the board of directors. Independent compensation surveys are utilized as a tool in setting compensation levels.”

Form 990, Page 6, Part VI, Line 19

“The governing documents, conflict of interest policy, and financial documents are made available upon request.”

Filing and Contact Details

Filer

Filer Name
Htm Area Credit Union Inc
EIN
31-0616841
Phone
9373358591
Address
847 WEST MAIN STREET, TROY, OH 45373

Signing Officer

Name
Stacey Deitering
Title
CFO
Phone
9373358591
Signed
2024-01-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Stacey Deitering
Formed
1950
Legal Domicile
Oh
Voting Board Members
3
Independent Board Members
3
Employees
0
Volunteers
3

Preparer

Firm
Buckingham Business Advisors LLC
Address
180-A COMMERCE PARK DR, WESTERVILLE, OH 43082-6067
Preparer
Erin Alderson Ea
Phone
6148906620
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Merger with superior credit union -4,869,882”

Raw XML Appendix286 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0293644
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0HTM AREA CREDIT UNION, INC. IS A FINANCIAL INSTITUTION COOPERATIVE ORGANIZED TO PROVIDE LOAN AND DEPOSIT PRODUCTS AND SERVICES FOR ITS MEMBER OWNERS.
IRS990/AdvertisingGrp/TotalAmt0125000
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BooksInCareOfDetail/PersonNm0STACEY DEITERING
IRS990/BooksInCareOfDetail/PhoneNum09373358591
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04230 ELIDA RD
IRS990/BooksInCareOfDetail/USAddress/CityNm0LIMA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0OH
IRS990/BooksInCareOfDetail/USAddress/ZIPCd045807
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0300162
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractTerminationInd0X
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt042514
IRS990/CYOtherExpensesAmt0217234
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt071973
IRS990/CYRevenuesLessExpensesAmt0-125821
IRS990/CYSalariesCompEmpBnftPaidAmt023074
IRS990/CYTotalExpensesAmt0240308
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0114487
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE ORGANIZATION IS A STATE CHARTERED MEMBER OWNED COOPERATIVE CREDIT UNION THAT PROVIDES FINANCIAL PRODUCTS AND SERVICES TO THE MEMBER OWNERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FeesForServicesOtherGrp/TotalAmt03964
IRS990/FinalReturnInd0X
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/PersonNm0LARRY KERCE
IRS990/Form990PartVIISectionAGrp/PersonNm1RONALD MAY
IRS990/Form990PartVIISectionAGrp/PersonNm2JAMES UTRECHT
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/TitleTxt0VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01950
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt03
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0114487
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt03
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/TotalAmt09708
IRS990/InvestmentIncomeGrp/ExclusionAmt042514
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt042514
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsProgramRelatedGrp/BOYAmt018676959
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0447500
IRS990/LegalDomicileStateCd0OH
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0HTM AREA CREDIT UNION, INC.'S MISSION IS TO MEET MEMBERS' FINANCIAL NEEDS THROUGH FRIENDLY AND QUALITY SERVICE AT THE BEST VALUE WHILE MAINTAINING FINANCIAL STABILITY.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04995703
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt02068
IRS990/OfficeExpensesGrp/TotalAmt019493
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0367871
IRS990/OtherChangesInNetAssetsAmt0-4869882
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021053
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/TotalAmt050000
IRS990/OtherExpensesGrp/TotalAmt115435
IRS990/OtherExpensesGrp/TotalAmt2-8434
IRS990/OtherLiabilitiesGrp/BOYAmt024814130
IRS990/OtherSalariesAndWagesGrp/TotalAmt0168
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt08130541
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt01853
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0STACEY DEITERING
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS TO MEMBERS
IRS990/ProgramServiceRevenueGrp/Desc1MISCELLANEOUS INCOME
IRS990/ProgramServiceRevenueGrp/Desc2FEES TO MEMBERS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt044256
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt114792
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt212925
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt044256
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt114792
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt212925
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0300070
IRS990/PYOtherExpensesAmt01187194
IRS990/PYProgramServiceRevenueAmt0961244
IRS990/PYRevenuesLessExpensesAmt0-160515
IRS990/PYSalariesCompEmpBnftPaidAmt0234635
IRS990/PYTotalExpensesAmt01421829
IRS990/PYTotalRevenueAmt01261314
IRS990/ReconcilationRevenueExpnssAmt0-125821
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04995703
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02180444
IRS990/ScheduleBRequiredInd0false
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/AssetsDistributedInd0false
IRS990ScheduleN/BondsOutstandingInd0false
IRS990ScheduleN/DirectorOfSuccessorInd0false
IRS990ScheduleN/EmployeeOfSuccessorInd0false
IRS990ScheduleN/LiabilitiesPaidInd0false
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0MERGER
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0SUPERIOR CREDIT UNION
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02023-01-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0344455780
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt04869882
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501C(14)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0COST
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt04230 ELIDA RD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0LIMA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0OH
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd045807
IRS990ScheduleN/OwnerOfSuccessorInd0false
IRS990ScheduleN/ReceiveCompensationInd0false
IRS990ScheduleN/RequiredToNotifyAGInd0true
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ALL CREDIT UNIONS BY CHARTER ARE MEMBER OWNED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL OF THE GOVERNING BODY IS ELECTED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE 990 IS REVIEWED BY MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE CONFLICT OF INTEREST POLICY IS REVIEWED BY THE EMPLOYEES AND BOARD OF DIRECTORS ANNUALLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPENSATION OF KEY EMPLOYEES IS APPROVED BY THE BOARD OF DIRECTORS. INDEPENDENT COMPENSATION SURVEYS ARE UTILIZED AS A TOOL IN SETTING COMPENSATION LEVELS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5COMPENSATION OF KEY EMPLOYEES IS APPROVED BY THE BOARD OF DIRECTORS. INDEPENDENT COMPENSATION SURVEYS ARE UTILIZED AS A TOOL IN SETTING COMPENSATION LEVELS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL DOCUMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MERGER WITH SUPERIOR CREDIT UNION -4,869,882
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XI, LINE 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt030103477
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt030103477
IRS990/TotalAssetsGrp/EOYAmt00
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IRS990/TotalEmployeeCnt00
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ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0STACEY DEITERING
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum09373358591
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-01-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HTM AREA CREDIT UNION INC
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ReturnHeader/Filer/PhoneNum09373358591
ReturnHeader/Filer/USAddress/AddressLine1Txt0847 WEST MAIN STREET
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BUCKINGHAM BUSINESS ADVISORS LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0180-A COMMERCE PARK DR
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ReturnHeader/PreparerPersonGrp/PhoneNum06148906620
ReturnHeader/PreparerPersonGrp/PreparationDt02024-01-25
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ERIN ALDERSON EA
ReturnHeader/ReturnTs02024-01-26T14:55:27-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0STACEY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DEITERING
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-01-31
ReturnHeader/TaxYr02023

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