Liabilities / Assets
71st percentile
Higher debt load relative to assets than 71% of similar nonprofits.
EIN 62-0328550 • 501(c)14 • Jackson, TN
Profile
Credit union - to provide services for approximately 2,678 members in the form of loans, savings, and other financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
71st percentile
Higher debt load relative to assets than 71% of similar nonprofits.
Liabilities / Revenue
31st percentile
Higher debt load relative to revenue than 31% of similar nonprofits.
Net Margin
18th percentile
Higher net margin than 18% of similar nonprofits.
Top Officer Pay
72nd percentile
Higher top officer pay than 72% of similar nonprofits.
Top officer pay equals 6.6% of source-year revenue.
Asset Growth
8th percentile
Faster asset growth than 8% of similar nonprofits.
Revenue Growth
6th percentile
Faster revenue growth than 6% of similar nonprofits.
Assets
Down$37,521,188
Down $3,438,785 (-8.4%) from 2023
Liabilities
Down$33,900,574
Down $2,839,695 (-7.7%) from 2023
Net Assets
Down$3,620,614
Down $599,090 (-14%) from 2023
Revenue
Up$2,580,294
Up $13,638 (+0.5%) from 2023
Expenses
Up$3,179,384
Up $765,710 (+32%) from 2023
Net Income
Down-$599,090
Down $752,072 (-492%) from 2023
Most recent year
2024 • Form 990Detailed filing. Detailed filing data is available for this year.
Credit union - to provide services for approximately 2,126 members in the form of loans, savings, and other financial services.
Credit union to provide financial services for its members.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | - | $25,580,859 | - |
| Savings and Temporary Cash Investments | $3,749,000 | $5,250,975 | ▲ $1,501,975 |
| Cash and Non-Interest-Bearing Accounts | $2,091,512 | $3,932,010 | ▲ $1,840,498 |
| Land, Buildings, and Equipment, Net | $2,063,093 | $1,989,908 | ▼ $73,185 |
| Rtn Earn Endowment Incm Other Fnds | $2,519,704 | $1,920,614 | ▼ $599,090 |
| Cap Stk Tr Prin Current Funds | $1,700,000 | $1,700,000 | → $0 |
| Investments Other Securities | $203,194 | $203,194 | → $0 |
| Accounts Receivable | $32,077,848 | $119,140 | ▼ $31,958,708 |
| Prepaid Expenses and Deferred Charges | $312,678 | $116,091 | ▼ $196,587 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Total Assets | $40,959,973 | $37,521,188 | ▼ $3,438,785 |
| Other Assets Total | $462,648 | $329,011 | ▼ $133,637 |
| Liabilities | |||
| Other Liabilities | $36,554,068 | $33,792,743 | ▼ $2,761,325 |
| Accounts Payable and Accrued Expenses | $186,201 | $107,831 | ▼ $78,370 |
| Total Liabilities | $36,740,269 | $33,900,574 | ▼ $2,839,695 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $4,219,704 | $3,620,614 | ▼ $599,090 |
| Total Liabilities and Net Assets / Fund Balance | $40,959,973 | $37,521,188 | ▼ $3,438,785 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $811,527 | $449,740 | $1,261,267 |
| Land | $1,088,100 | - | $1,088,100 |
| Equipment | $90,281 | $390,412 | $480,693 |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Fara Hall | CEO | FT | $98,243 | $98,243 |
| Name | Title |
|---|---|
| Danny Crossett | Board President |
| Matthew Denton | Board Vice President |
| Amy Morris | Board Member |
| Angela Snider | Board Member |
| Brad Denton | Board Member |
| Janine Dunlap | Board Secretary |
| Will King | Board Treasurer |
| Line Item | Amount |
|---|---|
| Other Expenses | $2,585,477 |
| Salaries, Compensation, and Employee Benefits | $593,907 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Interest | - | - | - | $758,907 |
| Fees for Services Other | - | - | - | $496,316 |
| Other Salaries and Wages | - | - | - | $415,659 |
| Office Expenses | - | - | - | $183,126 |
| Occupancy | - | - | - | $104,047 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $98,243 |
| Fees for Services Accounting | - | - | - | $66,753 |
| Conferences and Meetings | - | - | - | $44,859 |
| Payroll Taxes | - | - | - | $42,260 |
| Fees for Services Legal | - | - | - | $31,984 |
| Other Employee Benefits | - | - | - | $28,727 |
| Advertising | - | - | - | $28,533 |
| Other Expenses | - | - | - | $26,759 |
| Pension Plan Contributions | - | - | - | $9,018 |
| Total Functional Expenses | $0 | $0 | $0 | $3,179,384 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| All Other Shares | $13,206,338 |
| Regular Shares | $12,324,978 |
| Share Drafts | $5,423,737 |
| Non Member Deposits | $2,837,690 |
“The credit union is owned by the members.”
“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”
“Some decisions made by the board of directors are affirmed by the members.”
“The manager reviews the form 990. The form is avaiable for review by the board of directors upon request.”
“The board of directors use the cuna compensation survey for small credit unions.”
“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”
“Hours of service are related to duties of the board of directors without compensation.”
“Other professional & outside services 496,316.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 186201 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 107831 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 32077848 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 119140 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | CREDIT UNION TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 28533 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | FARA HALL |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 7316681155 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1450 UNION UNIVERSITY DRIVE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JACKSON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | TN |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 38305 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | 0 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 1700000 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 1700000 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 2091512 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 3932010 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 98243 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 44859 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 249353 |
| IRS990/CYOtherExpensesAmt | 0 | 2585477 |
| IRS990/CYOtherRevenueAmt | 0 | 117942 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 2212999 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -599090 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 593907 |
| IRS990/CYTotalExpensesAmt | 0 | 3179384 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 2580294 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 20 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 66753 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 31984 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 496316 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | DANNY CROSSETT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MATTHEW DENTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | WILL KING |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | JANINE DUNLAP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | BRAD DENTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | ANGELA SNIDER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | AMY MORRIS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | FARA HALL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 98243 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD VICE PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD SECRETARY |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | CEO |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 0 |
| IRS990/FormationYr | 0 | 1929 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | -39084 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 2619378 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 7 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartIXInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InterestGrp/TotalAmt | 0 | 758907 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 288437 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 288437 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 203194 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 203194 |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 840152 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 2063093 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 1989908 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 2830060 |
| IRS990/LegalDomicileStateCd | 0 | TN |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 39084 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 2,678 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 4219704 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3620614 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | -39084 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -39084 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 104047 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 183126 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 462648 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 329011 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 28727 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 1 | LOAN SERVICING EXP |
| IRS990/OtherExpensesGrp/Desc | 2 | MISC OPERATING EXP |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 774593 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 69600 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 26759 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 36554068 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 33792743 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 525990 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | OTHER OPERATING INCOME |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 117942 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 117942 |
| IRS990/OtherRevenueTotalAmt | 0 | 117942 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 415659 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 25580859 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 42260 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 9018 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 312678 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 116091 |
| IRS990/PrincipalOfficerNm | 0 | FARA HALL |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 522100 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 525990 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | INTEREST ON LOANS |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | FEE INCOME |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1961440 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 251559 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1961440 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 251559 |
| IRS990/ProgSrvcAccomActy2Grp/Desc | 0 | THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS. |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 144596 |
| IRS990/PYOtherExpensesAmt | 0 | 1770219 |
| IRS990/PYOtherRevenueAmt | 0 | 58012 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 2364048 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 152982 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 643455 |
| IRS990/PYTotalExpensesAmt | 0 | 2413674 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 2566656 |
| IRS990/QuidProQuoContributionsInd | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -599090 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | 2519704 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 1920614 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 3749000 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 5250975 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 811527 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 449740 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 1261267 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 90281 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 390412 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 480693 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 1088100 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 1088100 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 12324978 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 5423737 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 13206338 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 2837690 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | REGULAR SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | ALL OTHER SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | NON MEMBER DEPOSITS |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 1989908 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 33792743 |
| IRS990/ScheduleJRequiredInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS WITHOUT COMPENSATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | THE CREDIT UNION IS OWNED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE MANAGER REVIEWS THE FORM 990. THE FORM IS AVAIABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS USE THE CUNA COMPENSATION SURVEY FOR SMALL CREDIT UNIONS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | OTHER PROFESSIONAL & OUTSIDE SERVICES 496,316. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990 PAGE 1, PART I, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | FORM 990, PART IX, LINE 11G |
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| IRS990/USAddress/CityNm | 0 | JACKSON |
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| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | FARA HALL |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | CEO |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 7316681155 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-17 |
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| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PATR |
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| ReturnHeader/Filer/PhoneNum | 0 | 7316681155 |
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| ReturnHeader/Filer/USAddress/CityNm | 0 | JACKSON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | TN |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 38305 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | 1 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 202122306 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GBQ PARTNERS LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4030 SMITH ROAD SUITE 400 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CINCINNATI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | OH |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 45209 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5138713033 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-17 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | KATHLEEN M MOSELEY |
| ReturnHeader/ReturnTs | 0 | 2025-11-18T10:32:16-06:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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