Civic Intelligence

James a Stone Memorial Library Association

990EZ • Fiscal year 2023 • EIN 25-1126111

Jan 01, 2023 to Dec 31, 2023 • Filed on Jun 28, 2024

Organization ProfileSTONE.CCFLS.ORG
1101 Main StreetConneautville, PA 16406

(814) 587-2142

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.28x

Higher debt load relative to assets than 86% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

97th percentile

1.74x

Higher debt load relative to revenue than 97% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

48th percentile

2.0%

Higher net margin than 48% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

84th percentile

$16,995

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 23.6% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

46th percentile

-0.6%

Faster asset growth than 46% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

32nd percentile

-12%

Faster revenue growth than 32% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets86th percentile

Assets

Down

$453,508

Down $2,627 (-0.6%) from 2022

Net Assets

Up

$328,301

Up $1,461 (+0.4%) from 2022

Liabilities

Down

$125,207

Down $4,088 (-3.2%) from 2022

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin48th percentile

Revenue

Down

$72,096

Down $9,545 (-12%) from 2022

Expenses

Up

$70,635

Up $4,268 (+6.4%) from 2022

Net Income

Down

$1,461

Down $13,813 (-90%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2013: $458,570Liabilities 2013: $165,434Net Assets 2013: $293,1362013Assets 2014: $452,903Liabilities 2014: $162,965Net Assets 2014: $289,9382014Assets 2018: $440,764Liabilities 2018: $152,776Net Assets 2018: $287,9882018Assets 2020: $452,227Liabilities 2020: $146,411Net Assets 2020: $305,8162020Assets 2021: $454,596Liabilities 2021: $143,030Net Assets 2021: $311,5662021Assets 2022: $456,135Liabilities 2022: $129,295Net Assets 2022: $326,8402022Assets 2023: $453,508Liabilities 2023: $125,207Net Assets 2023: $328,3012023Assets 2024: $456,570Liabilities 2024: $111,042Net Assets 2024: $345,5282024

Highlighted filing

2023

Assets$453,508
Liabilities$125,207
Net Assets$328,301
Open 2023 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2013: $57,713Expenses 2013: $60,895Net Income 2013: -$3,1822013Revenue 2014: $57,867Expenses 2014: $61,065Net Income 2014: -$3,1982014Revenue 2018: $68,376Expenses 2018: $64,536Net Income 2018: $3,8402018Revenue 2020: $77,745Expenses 2020: $59,110Net Income 2020: $18,6352020Revenue 2021: $73,824Expenses 2021: $68,074Net Income 2021: $5,7502021Revenue 2022: $81,641Expenses 2022: $66,367Net Income 2022: $15,2742022Revenue 2023: $72,096Expenses 2023: $70,635Net Income 2023: $1,4612023Revenue 2024: $89,232Expenses 2024: $72,005Net Income 2024: $17,2272024

Highlighted filing

2023

Revenue$72,096
Expenses$70,635
Net Income$1,461
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Jun 28, 2024
Return Version
2023v5.0
Gross Receipts
$72,096
Mission and Program Overview

Mission

Serves as a public library

Program Services

DescriptionGrantsExpenses
PUBLIC LIBRARY-$66,308
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAUREN LOWERYFormer Direc-$16,995-$16,995
REBECCA GILLETTEDirectorFT$12,948-$12,948
KORTNEY MARWOODTreasurer-$0--
DOROTHY LUCKOCKPresident-$0--
RUTH BROWNVice Preside-$0--
SUE WHEELERSecretary-$0--
KAREN TAYLORBoard Member-$0--
TAMMY MICZIKUSBoard Member-$0--
SUE JOSLINBoard Member-$0--
CHERYL WARNERBoard Member-$0--
LINDA BRADENBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Stone Memorial Library
EIN
25-1126111
Phone
8145872142
Address
1101 MAIN STREET, CONNEAUTVILLE, PA 16406

Signing Officer

Name
Kortney Marwood
Title
Treasurer
Phone
8145872142
Signed
2024-06-28

Preparer

Firm
Mattern CPA LLC
Address
622 MAIN ST PO BOX 658, EMLENTON, PA 16373
Preparer
Clinton Mattern
Phone
7248671712
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other revenue 792 total 792”

Form 990-ez, Part I, Line 16

“Expenses office 114 interest 5,464 insurance 4,662 books, periodicals and av 10,719 supplies 2,409 miscellaneous expenses 1,521 audio-visual materials 456 total 25,345”

Form 990-ez, Part II, Line 26

“Accrued payroll taxes 718 718 notes payable 128,577 124,489”

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CONNEAUTVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd016406
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt046134
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt043507
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IRS990EZ/ContributionsGiftsGrantsEtcAmt068307
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01461
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/Form990TotalAssetsGrp/BOYAmt0456135
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IRS990EZ/FundraisingGrossIncomeAmt0986
IRS990EZ/GrossReceiptsAmt072096
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IRS990EZ/InvestmentIncomeAmt0124
IRS990EZ/LandAndBuildingsGrp/BOYAmt0410001
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IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0326840
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0328301
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0326840
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0328301
IRS990EZ/OccupancyRentUtltsAndMaintAmt06885
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt9000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1035.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt916995
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt1012948
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KORTNEY MARWOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DOROTHY LUCKOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2RUTH BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SUE WHEELER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4KAREN TAYLOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5TAMMY MICZIKUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6SUE JOSLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7CHERYL WARNER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8LINDA BRADEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9LAUREN LOWERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10REBECCA GILLETTE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9FORMER DIREC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt025345
IRS990EZ/OtherRevenueTotalAmt0792
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVES AS A PUBLIC LIBRARY
IRS990EZ/ProgramServiceRevenueAmt01887
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt066308
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt038405
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt0986
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0129295
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0125207
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt070635
IRS990EZ/TotalProgramServiceExpensesAmt066308
IRS990EZ/TotalRevenueAmt072096
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTPS://STONE.CCFLS.ORG/
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt068307
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt078375
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt070658
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt076305
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt059931
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0353576
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0124
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt092
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt044
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0142
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0178
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0580
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt015873
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99840
IRS990ScheduleA/PublicSupportPY170Pct00.99820
IRS990ScheduleA/PublicSupportTotal170Amt0353576
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt068307
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt078375
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt070658
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt076305
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt059931
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0353576
IRS990ScheduleA/TotalSupportAmt0354156
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER REVENUE 792 TOTAL 792
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES OFFICE 114 INTEREST 5,464 INSURANCE 4,662 BOOKS, PERIODICALS AND AV 10,719 SUPPLIES 2,409 MISCELLANEOUS EXPENSES 1,521 AUDIO-VISUAL MATERIALS 456 TOTAL 25,345
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCRUED PAYROLL TAXES 718 718 NOTES PAYABLE 128,577 124,489
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KORTNEY MARWOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08145872142
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-06-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STONE MEMORIAL LIBRARY
ReturnHeader/Filer/BusinessNameControlTxt0STON
ReturnHeader/Filer/EIN0251126111
ReturnHeader/Filer/PhoneNum08145872142
ReturnHeader/Filer/USAddress/AddressLine1Txt01101 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0CONNEAUTVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd016406
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823903575
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MATTERN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0622 MAIN ST PO BOX 658
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EMLENTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016373
ReturnHeader/PreparerPersonGrp/PhoneNum07248671712
ReturnHeader/PreparerPersonGrp/PreparationDt02024-06-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLINTON MATTERN
ReturnHeader/ReturnTs02024-07-15T15:28:29-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0KORTNEY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MARWOOD
ReturnHeader/TaxPeriodBeginDt02023-01-01
ReturnHeader/TaxPeriodEndDt02023-12-31
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$453,508
Liabilities
$125,207
Net assets
$328,301
Revenue
$72,096
Expenses
$70,635
Net income
$1,461
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.57$1.11$3.46$0.89$0.72$0.17
2023Detailed filing. Detailed filing data is available for this year.$4.54$1.25$3.28$0.72$0.71$0.01
2022Detailed filing. Detailed filing data is available for this year.$4.56$1.29$3.27$0.82$0.66$0.15
2021Detailed filing. Detailed filing data is available for this year.$4.55$1.43$3.12$0.74$0.68$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.52$1.46$3.06$0.78$0.59$0.19
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.41$1.53$2.88$0.68$0.65$0.04
2014Detailed filing. Detailed filing data is available for this year.$4.53$1.63$2.90$0.58$0.61$0.03
2013Detailed filing. Detailed filing data is available for this year.$4.59$1.65$2.93$0.58$0.61$0.03