Civic Intelligence

James a Stone Memorial Library Association

990EZ • Fiscal year 2020 • EIN 25-1126111

Jan 01, 2020 to Dec 31, 2020 • Filed on Jun 22, 2021

Organization ProfileN/A
1101 Main StreetConneautville, PA 16406

(814) 587-2142

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.32x

Higher debt load relative to assets than 84% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Liabilities / Revenue

96th percentile

1.88x

Higher debt load relative to revenue than 96% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Net Margin

73rd percentile

24%

Higher net margin than 73% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Top Officer Pay

84th percentile

$22,850

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 29.4% of source-year revenue.

2020 filings • 501(c)3 • <$500k nonprofits • Source year 2020

Asset Growth

50th percentile

3.5%

Faster asset growth than 50% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Revenue Growth

80th percentile

23%

Faster revenue growth than 80% of similar nonprofits.

2020 filings • 501(c)3 • <$500k nonprofits • Annualized from 2019 to 2020

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$452,227

Up $11,463 (+2.6%) from 2018

Net Assets

Up

$305,816

Up $17,828 (+6.2%) from 2018

Liabilities

Down

$146,411

Down $6,365 (-4.2%) from 2018

Revenue And Expenses
Liabilities / Revenue96th percentileNet Margin73rd percentile

Revenue

Up

$77,745

Up $9,369 (+14%) from 2018

Expenses

Down

$59,110

Down $5,426 (-8.4%) from 2018

Net Income

Up

$18,635

Up $14,795 (+385%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth50th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2013: $458,570Liabilities 2013: $165,434Net Assets 2013: $293,1362013Assets 2014: $452,903Liabilities 2014: $162,965Net Assets 2014: $289,9382014Assets 2018: $440,764Liabilities 2018: $152,776Net Assets 2018: $287,9882018Assets 2020: $452,227Liabilities 2020: $146,411Net Assets 2020: $305,8162020Assets 2021: $454,596Liabilities 2021: $143,030Net Assets 2021: $311,5662021Assets 2022: $456,135Liabilities 2022: $129,295Net Assets 2022: $326,8402022Assets 2024: $456,570Liabilities 2024: $111,042Net Assets 2024: $345,5282024

Highlighted filing

2020

Assets$452,227
Liabilities$146,411
Net Assets$305,816
Open 2020 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2013: $57,713Expenses 2013: $60,895Net Income 2013: -$3,1822013Revenue 2014: $57,867Expenses 2014: $61,065Net Income 2014: -$3,1982014Revenue 2018: $68,376Expenses 2018: $64,536Net Income 2018: $3,8402018Revenue 2020: $77,745Expenses 2020: $59,110Net Income 2020: $18,6352020Revenue 2021: $73,824Expenses 2021: $68,074Net Income 2021: $5,7502021Revenue 2022: $81,641Expenses 2022: $66,367Net Income 2022: $15,2742022Revenue 2024: $89,232Expenses 2024: $72,005Net Income 2024: $17,2272024

Highlighted filing

2020

Revenue$77,745
Expenses$59,110
Net Income$18,635
Open 2020 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2020 to Dec 31, 2020
Signed
Jun 22, 2021
Return Version
2020v4.0
Gross Receipts
$78,071
Mission and Program Overview

Mission

Serves as a public library

Program Services

DescriptionGrantsExpenses
PUBLIC LIBRARY-$55,444
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAUREN LOWERYDirectorFT$22,850-$22,850
KORTNEY MARWOODTreasurer-$0--
R KEITH WENSELPresident-$0--
DOROTHY LUCKOCKVice Preside-$0--
KAREN TAYLORSecretary-$0--
RUTH BROWNBoard Member-$0--
TAMMY MICZIKUSBoard Member-$0--
WILMA SMOCKBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Stone Memorial Library
EIN
25-1126111
Phone
8145872142
Address
1101 MAIN STREET, CONNEAUTVILLE, PA 16406

Signing Officer

Name
Kortney Marwood
Title
Treasurer
Phone
8145872142
Signed
2021-06-22

Preparer

Firm
Mattern CPA LLC
Address
622 MAIN ST PO BOX 658, EMLENTON, PA 16373
Preparer
Clinton Mattern
Phone
7248671712
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other revenue 417 total 417”

Form 990-ez, Part I, Line 16

“Expenses interest 6,360 insurance 3,471 books, periodicals and av 7,565 supplies 3,405 miscellaneous expenses 305 total 21,106”

Form 990-ez, Part II, Line 26

“Accrued payroll taxes 866 698 notes payable 148,904 145,713”

Raw XML Appendix177 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
CompensationExplanation/CompensationExplanationGrp/PersonNm0KORTNEY MARWOOD
CompensationExplanation/CompensationExplanationGrp/PersonNm1R KEITH WENSEL
CompensationExplanation/CompensationExplanationGrp/PersonNm2DOROTHY LUCKOCK
CompensationExplanation/CompensationExplanationGrp/PersonNm3KAREN TAYLOR
CompensationExplanation/CompensationExplanationGrp/PersonNm4RUTH BROWN
CompensationExplanation/CompensationExplanationGrp/PersonNm5TAMMY MICZIKUS
CompensationExplanation/CompensationExplanationGrp/PersonNm6WILMA SMOCK
CompensationExplanation/CompensationExplanationGrp/PersonNm7LAUREN LOWERY
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KORTNEY MARWOOD
IRS990EZ/BooksInCareOfDetail/PhoneNum08145872142
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt01101 MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CONNEAUTVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd016406
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt026950
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt042226
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt076305
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt018635
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0436951
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IRS990EZ/FundraisingGrossIncomeAmt01207
IRS990EZ/GrossReceiptsAmt078071
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0142
IRS990EZ/LandAndBuildingsGrp/BOYAmt0410001
IRS990EZ/LandAndBuildingsGrp/EOYAmt0410001
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
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IRS990EZ/NetAssetsOrFundBalancesEOYAmt0305816
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0305816
IRS990EZ/OccupancyRentUtltsAndMaintAmt09631
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt40.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt50.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt60.50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt722850
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KORTNEY MARWOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1R KEITH WENSEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DOROTHY LUCKOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KAREN TAYLOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RUTH BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5TAMMY MICZIKUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6WILMA SMOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LAUREN LOWERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt021106
IRS990EZ/OtherRevenueTotalAmt0417
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVES AS A PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt055444
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt028373
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt0326
IRS990EZ/SpecialEventsNetIncomeLossAmt0881
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0149770
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0146411
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt059110
IRS990EZ/TotalProgramServiceExpensesAmt055444
IRS990EZ/TotalRevenueAmt077745
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt07,401
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt076305
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt059931
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt061370
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt063551
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt060424
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0321581
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0142
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0178
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0159
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt085
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt060
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0624
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt05652
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt04773
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt02628
IRS990ScheduleA/OtherIncome170Grp/TotalAmt07401
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.97570
IRS990ScheduleA/PublicSupportPY170Pct00.92450
IRS990ScheduleA/PublicSupportTotal170Amt0321581
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt076305
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt059931
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt061370
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt063551
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt060424
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0321581
IRS990ScheduleA/TotalSupportAmt0329606
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER REVENUE 417 TOTAL 417
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES INTEREST 6,360 INSURANCE 3,471 BOOKS, PERIODICALS AND AV 7,565 SUPPLIES 3,405 MISCELLANEOUS EXPENSES 305 TOTAL 21,106
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCRUED PAYROLL TAXES 866 698 NOTES PAYABLE 148,904 145,713
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KORTNEY MARWOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08145872142
ReturnHeader/BusinessOfficerGrp/SignatureDt02021-06-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STONE MEMORIAL LIBRARY
ReturnHeader/Filer/BusinessNameControlTxt0STON
ReturnHeader/Filer/EIN0251126111
ReturnHeader/Filer/PhoneNum08145872142
ReturnHeader/Filer/USAddress/AddressLine1Txt01101 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0CONNEAUTVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd016406
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823903575
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MATTERN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0622 MAIN ST PO BOX 658
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EMLENTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016373
ReturnHeader/PreparerPersonGrp/PhoneNum07248671712
ReturnHeader/PreparerPersonGrp/PreparationDt02021-06-22
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLINTON MATTERN
ReturnHeader/ReturnTs02021-07-23T09:11:41-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0KORTNEY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MARWOOD
ReturnHeader/TaxPeriodBeginDt02020-01-01
ReturnHeader/TaxPeriodEndDt02020-12-31
ReturnHeader/TaxYr02020

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2020 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$452,227
Liabilities
$146,411
Net assets
$305,816
Revenue
$77,745
Expenses
$59,110
Net income
$18,635
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.57$1.11$3.46$0.89$0.72$0.17
2022Detailed filing. Detailed filing data is available for this year.$4.56$1.29$3.27$0.82$0.66$0.15
2021Detailed filing. Detailed filing data is available for this year.$4.55$1.43$3.12$0.74$0.68$0.06
2020Detailed filing. Detailed filing data is available for this year.$4.52$1.46$3.06$0.78$0.59$0.19
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.41$1.53$2.88$0.68$0.65$0.04
2014Detailed filing. Detailed filing data is available for this year.$4.53$1.63$2.90$0.58$0.61$0.03
2013Detailed filing. Detailed filing data is available for this year.$4.59$1.65$2.93$0.58$0.61$0.03