Civic Intelligence

James a Stone Memorial Library Association

990EZ • Fiscal year 2021 • EIN 25-1126111

Jan 01, 2021 to Dec 31, 2021 • Filed on Jun 14, 2022

Organization ProfileSTONE.CCFLS.ORG
1101 Main StreetConneautville, PA 16406

(814) 587-2142

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

86th percentile

0.31x

Higher debt load relative to assets than 86% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

97th percentile

1.94x

Higher debt load relative to revenue than 97% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

49th percentile

7.8%

Higher net margin than 49% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

85th percentile

$22,883

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 31.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

42nd percentile

0.5%

Faster asset growth than 42% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

42nd percentile

-5.0%

Faster revenue growth than 42% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets86th percentile

Assets

Up

$454,596

Up $2,369 (+0.5%) from 2020

Net Assets

Up

$311,566

Up $5,750 (+1.9%) from 2020

Liabilities

Down

$143,030

Down $3,381 (-2.3%) from 2020

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin49th percentile

Revenue

Down

$73,824

Down $3,921 (-5.0%) from 2020

Expenses

Up

$68,074

Up $8,964 (+15%) from 2020

Net Income

Down

$5,750

Down $12,885 (-69%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth42nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2013: $458,570Liabilities 2013: $165,434Net Assets 2013: $293,1362013Assets 2014: $452,903Liabilities 2014: $162,965Net Assets 2014: $289,9382014Assets 2018: $440,764Liabilities 2018: $152,776Net Assets 2018: $287,9882018Assets 2020: $452,227Liabilities 2020: $146,411Net Assets 2020: $305,8162020Assets 2021: $454,596Liabilities 2021: $143,030Net Assets 2021: $311,5662021Assets 2022: $456,135Liabilities 2022: $129,295Net Assets 2022: $326,8402022Assets 2024: $456,570Liabilities 2024: $111,042Net Assets 2024: $345,5282024

Highlighted filing

2021

Assets$454,596
Liabilities$143,030
Net Assets$311,566
Open 2021 Filing

Operations Trend

Revenue Growth42nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2013: $57,713Expenses 2013: $60,895Net Income 2013: -$3,1822013Revenue 2014: $57,867Expenses 2014: $61,065Net Income 2014: -$3,1982014Revenue 2018: $68,376Expenses 2018: $64,536Net Income 2018: $3,8402018Revenue 2020: $77,745Expenses 2020: $59,110Net Income 2020: $18,6352020Revenue 2021: $73,824Expenses 2021: $68,074Net Income 2021: $5,7502021Revenue 2022: $81,641Expenses 2022: $66,367Net Income 2022: $15,2742022Revenue 2024: $89,232Expenses 2024: $72,005Net Income 2024: $17,2272024

Highlighted filing

2021

Revenue$73,824
Expenses$68,074
Net Income$5,750
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Jun 14, 2022
Return Version
2021v4.0
Gross Receipts
$73,824
Mission and Program Overview

Mission

Serves as a public library

Program Services

DescriptionGrantsExpenses
PUBLIC LIBRARY-$63,047
Compensation and Service Providers
Top Officer Pay85th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LAUREN LOWERYDirectorFT$22,883-$22,883
KORTNEY MARWOODTreasurer-$0--
R KEITH WENSELPresident-$0--
DOROTHY LUCKOCKVice Preside-$0--
KAREN TAYLORSecretary-$0--
RUTH BROWNBoard Member-$0--
TAMMY MICZIKUSBoard Member-$0--
WILMA SMOCKBoard Member-$0--
SUE WHEELERBoard Member-$0--
LINDA BRADENBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Stone Memorial Library
EIN
25-1126111
Phone
8145872142
Address
1101 MAIN STREET, CONNEAUTVILLE, PA 16406

Signing Officer

Name
Kortney Marwood
Title
Treasurer
Phone
8145872142
Signed
2022-06-14

Preparer

Firm
Mattern CPA LLC
Address
622 MAIN ST PO BOX 658, EMLENTON, PA 16373
Preparer
Clinton Mattern
Phone
7248671712
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other revenue 2,298 total 2,298”

Form 990-ez, Part I, Line 16

“Expenses interest 6,221 insurance 3,826 books, periodicals and av 10,597 supplies 5,269 miscellaneous expenses 108 total 26,021”

Form 990-ez, Part II, Line 26

“Accrued payroll taxes 698 649 notes payable 145,713 142,381”

Raw XML Appendix175 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum08145872142
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0CONNEAUTVILLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd016406
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt042226
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IRS990EZ/ContributionsGiftsGrantsEtcAmt070658
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt05750
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
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IRS990EZ/Form990TotalAssetsGrp/BOYAmt0452227
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IRS990EZ/FundraisingGrossIncomeAmt0824
IRS990EZ/GrossReceiptsAmt073824
IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/InvestmentIncomeAmt044
IRS990EZ/LandAndBuildingsGrp/BOYAmt0410001
IRS990EZ/LandAndBuildingsGrp/EOYAmt0410001
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0305816
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0311566
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0305816
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0311566
IRS990EZ/OccupancyRentUtltsAndMaintAmt014000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt80.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt90.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt722883
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0KORTNEY MARWOOD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1R KEITH WENSEL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2DOROTHY LUCKOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KAREN TAYLOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4RUTH BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5TAMMY MICZIKUS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6WILMA SMOCK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LAUREN LOWERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8SUE WHEELER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9LINDA BRADEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9BOARD MEMBER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt026021
IRS990EZ/OtherRevenueTotalAmt02298
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0SERVES AS A PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PUBLIC LIBRARY
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt063047
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt028053
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsNetIncomeLossAmt0824
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0146411
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0143030
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt068074
IRS990EZ/TotalProgramServiceExpensesAmt063047
IRS990EZ/TotalRevenueAmt073824
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HTTPS://STONE.CCFLS.ORG/
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt04,773
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt070658
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt076305
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt059931
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt061370
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt063551
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0331815
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt044
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0142
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0178
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0159
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt085
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt0608
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt08818
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt04773
IRS990ScheduleA/OtherIncome170Grp/TotalAmt04773
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98400
IRS990ScheduleA/PublicSupportPY170Pct00.97570
IRS990ScheduleA/PublicSupportTotal170Amt0331815
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt070658
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt076305
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt059931
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt061370
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt063551
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt0331815
IRS990ScheduleA/TotalSupportAmt0337196
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER REVENUE 2,298 TOTAL 2,298
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES INTEREST 6,221 INSURANCE 3,826 BOOKS, PERIODICALS AND AV 10,597 SUPPLIES 5,269 MISCELLANEOUS EXPENSES 108 TOTAL 26,021
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCRUED PAYROLL TAXES 698 649 NOTES PAYABLE 145,713 142,381
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0KORTNEY MARWOOD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum08145872142
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-06-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0STONE MEMORIAL LIBRARY
ReturnHeader/Filer/BusinessNameControlTxt0STON
ReturnHeader/Filer/EIN0251126111
ReturnHeader/Filer/PhoneNum08145872142
ReturnHeader/Filer/USAddress/AddressLine1Txt01101 MAIN STREET
ReturnHeader/Filer/USAddress/CityNm0CONNEAUTVILLE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd016406
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0823903575
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0MATTERN CPA LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0622 MAIN ST PO BOX 658
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0EMLENTON
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd016373
ReturnHeader/PreparerPersonGrp/PhoneNum07248671712
ReturnHeader/PreparerPersonGrp/PreparationDt02022-06-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0CLINTON MATTERN
ReturnHeader/ReturnTs02022-07-18T11:16:00-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0KORTNEY
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MARWOOD
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2021 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$454,596
Liabilities
$143,030
Net assets
$311,566
Revenue
$73,824
Expenses
$68,074
Net income
$5,750
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.57$1.11$3.46$0.89$0.72$0.17
2022Detailed filing. Detailed filing data is available for this year.$4.56$1.29$3.27$0.82$0.66$0.15
2021Detailed filing. Detailed filing data is available for this year.$4.55$1.43$3.12$0.74$0.68$0.06
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.52$1.46$3.06$0.78$0.59$0.19
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.41$1.53$2.88$0.68$0.65$0.04
2014Detailed filing. Detailed filing data is available for this year.$4.53$1.63$2.90$0.58$0.61$0.03
2013Detailed filing. Detailed filing data is available for this year.$4.59$1.65$2.93$0.58$0.61$0.03