Civic Intelligence

Moonlight Credit Union

990 • Fiscal year 2013 • EIN 25-1022419

Jan 01, 2013 to Dec 31, 2013 • Filed on Jun 13, 2014

Organization Profilewww.moonlightcu.com

View Organization Page

101 Deer Park Rd16262

(724) 297-3084

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

6th percentile

0.01x

Higher debt load relative to assets than 6% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Liabilities / Revenue

6th percentile

0.16x

Higher debt load relative to revenue than 6% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Net Margin

99th percentile

37%

Higher net margin than 99% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Top Officer Pay

24th percentile

$75,000

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 7.8% of source-year revenue.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2013

Asset Growth

30th percentile

-0.3%

Faster asset growth than 30% of similar nonprofits.

2013 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets6th percentile

Assets

Down

$28,046,319

Down $81,429 (-0.3%) from 2012

Net Assets

Down

$27,890,332

Down $89,729 (-0.3%) from 2012

Liabilities

Up

$155,987

Up $8,300 (+5.6%) from 2012

Revenue And Expenses
Liabilities / Revenue6th percentileNet Margin99th percentile

Revenue

$962,849

No earlier filing loaded for comparison.

Expenses

Down

$603,393

Down $135,142 (-18%) from 2012

Net Income

$359,456

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth30th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $22,237,128Liabilities 2010: $26,304Net Assets 2010: $22,210,8242010Assets 2011: $24,196,017Liabilities 2011: $20,019Net Assets 2011: $24,175,9982011Assets 2012: $28,127,748Liabilities 2012: $147,687Net Assets 2012: $27,980,0612012Assets 2013: $28,046,319Liabilities 2013: $155,987Net Assets 2013: $27,890,3322013Assets 2014: $28,943,280Liabilities 2014: $31,582Net Assets 2014: $28,911,6982014Assets 2016: $30,046,627Liabilities 2016: $52,349Net Assets 2016: $29,994,2782016Assets 2017: $31,381,988Liabilities 2017: $109,363Net Assets 2017: $31,272,6252017Assets 2018: $30,633,690Liabilities 2018: $127,621Net Assets 2018: $30,506,0692018Assets 2019: $32,651,854Liabilities 2019: $142,621Net Assets 2019: $32,509,2332019Assets 2020: $37,411,497Liabilities 2020: $6,596Net Assets 2020: $37,404,9012020Assets 2021: $42,924,701Liabilities 2021: $10,145Net Assets 2021: $42,914,5562021Assets 2022: $45,344,846Liabilities 2022: $7,519Net Assets 2022: $45,337,3272022Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2013

Assets$28,046,319
Liabilities$155,987
Net Assets$27,890,332
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $772,1822010Expenses 2011: $810,8282011Expenses 2012: $738,5352012Revenue 2013: $962,849Expenses 2013: $603,393Net Income 2013: $359,4562013Revenue 2014: $934,274Expenses 2014: $625,510Net Income 2014: $308,7642014Revenue 2016: $1,044,412Expenses 2016: $705,505Net Income 2016: $338,9072016Revenue 2017: $1,127,135Expenses 2017: $666,187Net Income 2017: $460,9482017Revenue 2018: $1,250,825Expenses 2018: $713,968Net Income 2018: $536,8572018Revenue 2019: $1,350,054Expenses 2019: $751,488Net Income 2019: $598,5662019Revenue 2020: $1,336,910Expenses 2020: $771,742Net Income 2020: $565,1682020Revenue 2021: $1,330,432Expenses 2021: $802,903Net Income 2021: $527,5292021Revenue 2022: $1,485,341Expenses 2022: $968,899Net Income 2022: $516,4422022Revenue 2025: $1,768,680Expenses 2025: $745,050Net Income 2025: $1,023,6302025

Highlighted filing

2013

Revenue$962,849
Expenses$603,393
Net Income$359,456
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Jun 13, 2014
Return Version
2013v3.0
Gross Receipts
$962,849
Mission and Program Overview

Mission

The credit union is a cooperative savings and credit organization chartered September 3, 1947 in the state of PA. Under state law for the purpose of promoting thrift among its members, creating a source of credit for such members at reasonable rates, and is being operated under uniform bylaws adapted for said state.

The CU is a Cooperative Savings and Credit Organization Chartered Sept. 3, 1947 in the State Of Pa. under State Law for the purpose of promoting thrift among its members, creating a source of credit for such members at reasonable rates, and is being operated under uniform bylaws adopted by the State.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$24,556,823$24,200,381▼ $356,442
Other Notes and Loans Receivable, Net$16,350,870$16,825,925▲ $475,055
Investments Program Related$8,662,026$9,856,328▲ $1,194,302
Rtn Earn Endowment Incm Other Fnds$3,423,238$3,689,951▲ $266,713
Land, Buildings, and Equipment, Net$1,154,838$1,109,333▼ $45,505
Cash and Non-Interest-Bearing Accounts$336,285$204,025▼ $132,260
Prepaid Expenses and Deferred Charges$21,867$44,548▲ $22,681
Receivables From Officers Etc$10,462$642▼ $9,820
Savings and Temporary Cash Investments$1,580,242$26▼ $1,580,216
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$28,127,748$28,046,319▼ $81,429
Other Assets Total$11,158$5,492▼ $5,666
Liabilities
Other Liabilities$147,687$155,987▲ $8,300
Total Liabilities$147,687$155,987▲ $8,300
Net Assets / Fund Balance
Total Net Assets Fund Balance$27,980,061$27,890,332▼ $89,729
Total Liabilities and Net Assets / Fund Balance$28,127,748$28,046,319▼ $81,429

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$239,614--
Buildings$924,851$24,001$0
Other Land Buildings$107,182$9,630$0
Land$27,000-$0
Equipment$50,300$19,710$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay24th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Candy DecockCEOFT$75,000$75,000

Board Members and Trustees

NameTitle
Denny Shelton1st Chair
Richard PerineChairman
Sue MosbergerS/C Chair
Desmond WaldorBoard Member
Charlene perineS/C member
Karen BothellS/C member
Sue LashS/C member
Diana ClaypoolS/C Secretary
Candy DecockSecretary
Willard BurnsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$857,919
Investment Income
$104,930
Other Revenue
$0
Change in Net Assets
$359,456
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$430,288
Other Expenses$173,105
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$287,525$0$0$287,525
Other Employee Benefits$59,051$0$0$59,051
Payroll Taxes$43,991$0$0$43,991
Pension Plan Contributions$37,321$0$0$37,321
Fees for Services Accounting$31,561$0$0$31,561
Office Expenses$29,624$0$0$29,624
Occupancy$25,148$0$0$25,148
Depreciation Depletion$24,000$0$0$24,000
Other Expenses$19,387$0-$19,387
Insurance$16,392$0$0$16,392
Advertising$13,486$0$0$13,486
Current Officers, Directors, Trustees, and Key Employees$2,400$0$0$2,400
Conferences and Meetings$1,920$0$0$1,920
Travel$1,183$0$0$1,183
Total Functional Expenses$603,393$0$0$603,393
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$10,462$642▼ $9,820
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
pension liability$146,450
dividends payable$6,848
misc liabilities$2,689
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“in credit unions, all assets are owned by members, who maintain $25 per account minimum balance”

Form 990, Part VI, Section A, Line 7A

“all board and committee members are elected by the member shareholders”

Form 990, Part VI, Section A, Line 7B

“a name change or charter change needs voted on by the general member shareholders”

Form 990, Part VI, Section B, Line 11B

“reviewed at monthly board meeting”

Form 990, Part VI, Section B, Line 12C

“yearly signed disclosures”

Form 990, Part VI, Section B, Line 15

“participation then availability of a current salary survey”

Form 990, Part VI, Section C, Line 19

“posted in lobby of credit union”

Filing and Contact Details

Filer

EIN
25-1022419
Phone
7242973084

Signing Officer

Name
Candy Decock
Title
CEO
Phone
7242973084
Signed
2014-06-13

Organization Details

Principal Officer
Candy Decock
Formed
1947
Legal Domicile
Pa
Voting Board Members
5
Independent Board Members
0
Employees
8
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“decline in net assets and dividends paid to members”

Raw XML AppendixShowing 400 of 518 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0The CU is a Cooperative Savings and Credit Organization Chartered Sept. 3, 1947 in the State Of Pa. under State Law for the purpose of promoting thrift among its members, creating a source of credit for such members at reasonable rates, and is being operated under uniform bylaws adopted by the State.
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt013486
IRS990/AdvertisingGrp/TotalAmt013486
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine10Moonlight Credit Union
IRS990/BooksInCareOfDetail/PhoneNum07242973084
IRS990/BooksInCareOfDetail/USAddress/AddressLine10101 Deer Park Rd
IRS990/BooksInCareOfDetail/USAddress/City0Worthington
IRS990/BooksInCareOfDetail/USAddress/State0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCode016262
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt024556823
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt024200381
IRS990/CashNonInterestBearingGrp/BOYAmt0336285
IRS990/CashNonInterestBearingGrp/EOYAmt0204025
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt02400
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt02400
IRS990/CompDisqualPersonsGrp/FundraisingAmt00
IRS990/CompDisqualPersonsGrp/ManagementAndGeneralAmt00
IRS990/CompDisqualPersonsGrp/ProgramServicesAmt00
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt01920
IRS990/ConferencesMeetingsGrp/TotalAmt01920
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0104930
IRS990/CYOtherExpensesAmt0173105
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0857919
IRS990/CYRevenuesLessExpensesAmt0359456
IRS990/CYSalariesCompEmpBnftPaidAmt0430288
IRS990/CYTotalExpensesAmt0603393
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0962849
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt024000
IRS990/DepreciationDepletionGrp/TotalAmt024000
IRS990/Desc0program income
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt08
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt031561
IRS990/FeesForServicesAccountingGrp/TotalAmt031561
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0Sue Mosberger
IRS990/Form990PartVIISectionAGrp/PersonNm1Diana Claypool
IRS990/Form990PartVIISectionAGrp/PersonNm2Charlene perine
IRS990/Form990PartVIISectionAGrp/PersonNm3Sue Lash
IRS990/Form990PartVIISectionAGrp/PersonNm4Karen Bothell
IRS990/Form990PartVIISectionAGrp/PersonNm5Richard Perine
IRS990/Form990PartVIISectionAGrp/PersonNm6Denny Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm7Candy Decock
IRS990/Form990PartVIISectionAGrp/PersonNm8Willard Burns
IRS990/Form990PartVIISectionAGrp/PersonNm9Desmond Waldor
IRS990/Form990PartVIISectionAGrp/PersonNm10Candy Decock
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1075000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0S/C Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1S/C Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt2S/C member
IRS990/Form990PartVIISectionAGrp/TitleTxt3S/C member
IRS990/Form990PartVIISectionAGrp/TitleTxt4S/C member
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt61st Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01947
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0962849
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt00
IRS990/InsuranceGrp/ProgramServicesAmt016392
IRS990/InsuranceGrp/TotalAmt016392
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0104930
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0104930
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt08662026
IRS990/InvestmentsProgramRelatedGrp/EOYAmt09856328
IRS990/IRPDocumentCnt08
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt053341
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01154838
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01109333
IRS990/LandBldgEquipCostOrOtherBssAmt01162674
IRS990/LegalDomicileStateCd0PA
IRS990/LoanOutstandingInd01
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The Credit Union is a Cooperative Savings and Credit Organization Chartered September 3, 1947 in the State Of Pennsylvania under State Law for the purpose of promoting thrift amongs its members, creating a source of credit for such members at reasonable rates and is being operated under uniform bylaws adopted br said State.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt027980061
IRS990/NetAssetsOrFundBalancesEOYAmt027890332
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt025148
IRS990/OccupancyGrp/TotalAmt025148
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt029624
IRS990/OfficeExpensesGrp/TotalAmt029624
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt011158
IRS990/OtherAssetsTotalGrp/EOYAmt05492
IRS990/OtherChangesInNetAssetsAmt0-449185
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt059051
IRS990/OtherEmployeeBenefitsGrp/TotalAmt059051
IRS990/OtherExpensesGrp/Desc0examinations
IRS990/OtherExpensesGrp/Desc1corporate stabilization
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt010404
IRS990/OtherExpensesGrp/ProgramServicesAmt119387
IRS990/OtherExpensesGrp/TotalAmt010404
IRS990/OtherExpensesGrp/TotalAmt119387
IRS990/OtherLiabilitiesGrp/BOYAmt0147687
IRS990/OtherLiabilitiesGrp/EOYAmt0155987
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0287525
IRS990/OtherSalariesAndWagesGrp/TotalAmt0287525
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt016350870
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt016825925
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt043991
IRS990/PayrollTaxesGrp/TotalAmt043991
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt037321
IRS990/PensionPlanContributionsGrp/TotalAmt037321
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt021867
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt044548
IRS990/PrincipalOfficerNm0Candy Decock
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522210
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0interest on loans
IRS990/ProgramServiceRevenueGrp/Desc1interest on visa credit cards
IRS990/ProgramServiceRevenueGrp/Desc2other operating income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0769012
IRS990/ProgramServiceRevenueGrp/ExclusionAmt140965
IRS990/ProgramServiceRevenueGrp/ExclusionAmt247942
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0769012
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt140965
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt247942
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProgSrvcAccomActy2Grp/Desc0community credit union program expenses
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0603393
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt0141873
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0110704
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0174694
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0914720
IRS990/PYRevenuesLessExpensesAmt0286889
IRS990/PYSalariesCompEmpBnftPaidAmt0421968
IRS990/PYTotalExpensesAmt0738535
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01025424
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt010462
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0642
IRS990/ReconcilationRevenueExpnssAmt0359456
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RevenueAmt0962851
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03423238
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt03689951
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01580242
IRS990/SavingsAndTempCashInvstGrp/EOYAmt026
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0924851
IRS990ScheduleD/BuildingsGrp/DepreciationAmt024001
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0948852
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt050300
IRS990ScheduleD/EquipmentGrp/DepreciationAmt019710
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt070010
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt08392000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt11224714
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2239614
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0certificates of deposit
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Mid Atlantic Corp FCU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCUSIF
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt027000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt027000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0107182
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt09630

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$28,046,319
Liabilities
$155,987
Net assets
$27,890,332
Revenue
$962,849
Expenses
$603,393
Net income
$359,456
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$1.77$0.75$1.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.3$0.01$45.3$1.49$0.97$0.52
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.9$0.01$42.9$1.33$0.80$0.53
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.4$0.01$37.4$1.34$0.77$0.57
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.7$0.14$32.5$1.35$0.75$0.60
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.6$0.13$30.5$1.25$0.71$0.54
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$31.4$0.11$31.3$1.13$0.67$0.46
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.0$0.05$30.0$1.04$0.71$0.34
2014Detailed filing. Detailed filing data is available for this year.$28.9$0.03$28.9$0.93$0.63$0.31
2013Detailed filing. Detailed filing data is available for this year.$28.0$0.16$27.9$0.96$0.60$0.36
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.1$0.15$28.0$0.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.2$0.02$24.2$0.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$0.03$22.2$0.77