Civic Intelligence

Moonlight Credit Union

990 • Fiscal year 2017 • EIN 25-1022419

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 24, 2018

Organization Profilewww.moonlightcu.com

View Organization Page

101 Deer Park RoadWorthington, PA 16262

(724) 297-3084

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

2nd percentile

0.00x

Higher debt load relative to assets than 2% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Liabilities / Revenue

3rd percentile

0.10x

Higher debt load relative to revenue than 3% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Net Margin

99th percentile

41%

Higher net margin than 99% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Top Officer Pay

11th percentile

$39,204

Higher top officer pay than 11% of similar nonprofits.

Top officer pay equals 3.5% of source-year revenue.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Source year 2017

Asset Growth

70th percentile

4.4%

Faster asset growth than 70% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Revenue Growth

65th percentile

7.9%

Faster revenue growth than 65% of similar nonprofits.

2017 filings • 501(c)14 • $25M-$50M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets2nd percentile

Assets

Up

$31,381,988

Up $1,335,361 (+4.4%) from 2016

Net Assets

Up

$31,272,625

Up $1,278,347 (+4.3%) from 2016

Liabilities

Up

$109,363

Up $57,014 (+109%) from 2016

Revenue And Expenses
Liabilities / Revenue3rd percentileNet Margin99th percentile

Revenue

Up

$1,127,135

Up $82,723 (+7.9%) from 2016

Expenses

Down

$666,187

Down $39,318 (-5.6%) from 2016

Net Income

Up

$460,948

Up $122,041 (+36%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$60M$40M$20M$0Assets 2010: $22,237,128Liabilities 2010: $26,304Net Assets 2010: $22,210,8242010Assets 2011: $24,196,017Liabilities 2011: $20,019Net Assets 2011: $24,175,9982011Assets 2012: $28,127,748Liabilities 2012: $147,687Net Assets 2012: $27,980,0612012Assets 2013: $28,046,319Liabilities 2013: $155,987Net Assets 2013: $27,890,3322013Assets 2014: $28,943,280Liabilities 2014: $31,582Net Assets 2014: $28,911,6982014Assets 2016: $30,046,627Liabilities 2016: $52,349Net Assets 2016: $29,994,2782016Assets 2017: $31,381,988Liabilities 2017: $109,363Net Assets 2017: $31,272,6252017Assets 2018: $30,633,690Liabilities 2018: $127,621Net Assets 2018: $30,506,0692018Assets 2019: $32,651,854Liabilities 2019: $142,621Net Assets 2019: $32,509,2332019Assets 2020: $37,411,497Liabilities 2020: $6,596Net Assets 2020: $37,404,9012020Assets 2021: $42,924,701Liabilities 2021: $10,145Net Assets 2021: $42,914,5562021Assets 2022: $45,344,846Liabilities 2022: $7,519Net Assets 2022: $45,337,3272022Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2017

Assets$31,381,988
Liabilities$109,363
Net Assets$31,272,625
Open 2017 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.5M$1.0M$500K$0Expenses 2010: $772,1822010Expenses 2011: $810,8282011Expenses 2012: $738,5352012Revenue 2013: $962,849Expenses 2013: $603,393Net Income 2013: $359,4562013Revenue 2014: $934,274Expenses 2014: $625,510Net Income 2014: $308,7642014Revenue 2016: $1,044,412Expenses 2016: $705,505Net Income 2016: $338,9072016Revenue 2017: $1,127,135Expenses 2017: $666,187Net Income 2017: $460,9482017Revenue 2018: $1,250,825Expenses 2018: $713,968Net Income 2018: $536,8572018Revenue 2019: $1,350,054Expenses 2019: $751,488Net Income 2019: $598,5662019Revenue 2020: $1,336,910Expenses 2020: $771,742Net Income 2020: $565,1682020Revenue 2021: $1,330,432Expenses 2021: $802,903Net Income 2021: $527,5292021Revenue 2022: $1,485,341Expenses 2022: $968,899Net Income 2022: $516,4422022Revenue 2025: $1,768,680Expenses 2025: $745,050Net Income 2025: $1,023,6302025

Highlighted filing

2017

Revenue$1,127,135
Expenses$666,187
Net Income$460,948
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 24, 2018
Return Version
2017v2.0
Gross Receipts
$1,127,135
Mission and Program Overview

Mission

The credit union is a cooperative savings and credit organization chartered September 3, 1947 in the state of PA. Under state law for the purpose of promoting thrift among its members, creating a source of credit for such members at reasonable rates, and is being operated under uniform bylaws adapted for said state.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$25,639,365$26,633,348▲ $993,983
Other Notes and Loans Receivable, Net$17,007,706$17,407,957▲ $400,251
Investments Program Related$11,646,906$12,539,454▲ $892,548
Rtn Earn Endowment Incm Other Fnds$4,354,914$4,639,277▲ $284,363
Land, Buildings, and Equipment, Net$1,016,806$967,762▼ $49,044
Cash and Non-Interest-Bearing Accounts$358,833$409,585▲ $50,752
Prepaid Expenses and Deferred Charges$1,200$41,531▲ $40,331
Savings and Temporary Cash Investments$26$27▲ $1
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Intangible Assets$0$0→ $0
Total Assets$30,046,628$31,381,988▲ $1,335,360
Other Assets Total$15,151$15,672▲ $521
Liabilities
Other Liabilities$52,349$109,363▲ $57,014
Total Liabilities$52,349$109,363▲ $57,014
Net Assets / Fund Balance
Total Net Assets Fund Balance$29,994,279$31,272,625▲ $1,278,346
Total Liabilities and Net Assets / Fund Balance$30,046,628$31,381,988▲ $1,335,360

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$253,554--
Buildings$828,852$0$0
Other Land Buildings$67,728$0$0
Land$71,182-$0
Equipment$0$0$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay11th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Lori HoffmanCEOFT$39,204$39,204

Board Members and Trustees

NameTitle
Denny Shelton1st Chair
Willard BurnsChairman
Sue MosbergerSupervisory Committee Chairman
Desmond WaldorBoard Member
Candy DecockSecretary
Diana ClaypoolSupervisory Committee
Karen BothellSupervisory Committee
Marilyn StrobelSupervisory Committee
Sue LashSupervisory Committee
Charlene PerineTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$967,274
Investment Income
$159,861
Other Revenue
$0
Change in Net Assets
$460,948
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$337,509
Other Expenses$328,678
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$211,664
Office Expenses---$174,170
Depreciation Depletion---$49,044
Fees for Services Accounting---$43,828
Current Officers, Directors, Trustees, and Key Employees---$39,204
Other Employee Benefits---$38,135
Pension Plan Contributions---$27,419
Payroll Taxes---$21,087
Occupancy---$19,245
Insurance---$16,737
Advertising---$13,272
Other Expenses---$6,253
Conferences and Meetings---$3,638
Travel---$360
Total Functional Expenses$0$0$0$666,187
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Pension Payable$91,640
Misc Accounts Payable$12,749
Dividends Payable$4,730
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union has members that have voting rights.”

Form 990, Part VI, Section A, Line 7A

“Members elect the Officers of the credit union at its annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Any change to our Article of Corporation require a vote by general memberships/shareholders.”

Form 990, Part VI, Section B, Line 11B

“Reviewed by Management.”

Form 990, Part VI, Section B, Line 12C

“Yearly signed disclosures.”

Form 990, Part VI, Section B, Line 15

“Participation then availability of a current salary review.”

Form 990, Part VI, Section C, Line 19

“Financial Statements are made available for public viewing in the credit union lobby each month.”

Filing and Contact Details

Filer

Filer Name
Moonlight Credit Union
EIN
25-1022419
Phone
7242973084
Address
101 Deer Park Road, Worthington, PA 16262

Signing Officer

Name
Lori Hoffman
Title
Manager
Phone
7242973084
Signed
2018-10-24

Organization Details

Formed
1947
Legal Domicile
Pa
Voting Board Members
5
Independent Board Members
0
Employees
7
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Increase in net assets less dividend paid to members.”

Raw XML AppendixShowing 400 of 487 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsReceivableGrp/BOYAmt00
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0The credit union is a cooperative savings and credit organization chartered September 3, 1947 in the state of PA. Under state law for the purpose of promoting thrift among its members, creating a source of credit for such members at reasonable rates, and is being operated under uniform bylaws adapted for said state.
IRS990/AdvertisingGrp/TotalAmt013272
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Lori Hoffman
IRS990/BooksInCareOfDetail/PhoneNum07242973084
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0101 Deer Park Road
IRS990/BooksInCareOfDetail/USAddress/CityNm0Worthington
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0PA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd016262
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt025639365
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt026633348
IRS990/CashNonInterestBearingGrp/BOYAmt0358833
IRS990/CashNonInterestBearingGrp/EOYAmt0409585
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt039204
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt03638
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/ContriRptFundraisingEventAmt00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0159861
IRS990/CYOtherExpensesAmt0328678
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0967274
IRS990/CYRevenuesLessExpensesAmt0460948
IRS990/CYSalariesCompEmpBnftPaidAmt0337509
IRS990/CYTotalExpensesAmt0666187
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01127135
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt049044
IRS990/Desc0providing loans at fair rates and pay dividends slightly above market to its growing membership base
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt07
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt043828
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1040
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0Sue Mosberger
IRS990/Form990PartVIISectionAGrp/PersonNm1Diana Claypool
IRS990/Form990PartVIISectionAGrp/PersonNm2Marilyn Strobel
IRS990/Form990PartVIISectionAGrp/PersonNm3Sue Lash
IRS990/Form990PartVIISectionAGrp/PersonNm4Karen Bothell
IRS990/Form990PartVIISectionAGrp/PersonNm5Willard Burns
IRS990/Form990PartVIISectionAGrp/PersonNm6Denny Shelton
IRS990/Form990PartVIISectionAGrp/PersonNm7Candy Decock
IRS990/Form990PartVIISectionAGrp/PersonNm8Charlene Perine
IRS990/Form990PartVIISectionAGrp/PersonNm9Desmond Waldor
IRS990/Form990PartVIISectionAGrp/PersonNm10Lori Hoffman
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1039204
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0Supervisory Committee Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt2Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Supervisory Committee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt61st Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt10CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01947
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GamingDirectExpensesAmt00
IRS990/GamingGrossIncomeAmt00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt00
IRS990/GrossReceiptsAmt01127135
IRS990/GrossRentsGrp/PersonalAmt00
IRS990/GrossRentsGrp/RealAmt00
IRS990/GrossSalesOfInventoryAmt00
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt00
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt016737
IRS990/IntangibleAssetsGrp/BOYAmt00
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0159861
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0159861
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt011646906
IRS990/InvestmentsProgramRelatedGrp/EOYAmt012539454
IRS990/InvestmentsPubTradedSecGrp/BOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt010
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01016806
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0967762
IRS990/LandBldgEquipCostOrOtherBssAmt0967762
IRS990/LegalDomicileStateCd0PA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt00
IRS990/LessRentalExpensesGrp/PersonalAmt00
IRS990/LessRentalExpensesGrp/RealAmt00
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The credit union is a cooperative savings and credit organization chartered September 3, 1947 in the state of PA. Under state law for the purpose of promoting thrift among its members, creating a source of credit for such members at reasonable rates, and is being operated under uniform bylaws adapted for said state.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt029994279
IRS990/NetAssetsOrFundBalancesEOYAmt031272625
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeFromGamingGrp/ExclusionAmt00
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetIncomeOrLossGrp/ExclusionAmt00
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetRentalIncomeOrLossGrp/ExclusionAmt00
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt019245
IRS990/OfficeExpensesGrp/TotalAmt0174170
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt015151
IRS990/OtherAssetsTotalGrp/EOYAmt015672
IRS990/OtherChangesInNetAssetsAmt0817398
IRS990/OtherEmployeeBenefitsGrp/TotalAmt038135
IRS990/OtherExpensesGrp/Desc0Annual Meeting
IRS990/OtherExpensesGrp/Desc1Examinations
IRS990/OtherExpensesGrp/TotalAmt02131
IRS990/OtherExpensesGrp/TotalAmt16253
IRS990/OtherLiabilitiesGrp/BOYAmt052349
IRS990/OtherLiabilitiesGrp/EOYAmt0109363
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0211664
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt017007706
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt017407957
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt021087
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt027419
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01200
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt041531
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Moonlight Credit Union
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522210
IRS990/ProgramServiceRevenueGrp/BusinessCd2522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Loans
IRS990/ProgramServiceRevenueGrp/Desc1Interest on Visa
IRS990/ProgramServiceRevenueGrp/Desc2Other Operating Income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt0785954
IRS990/ProgramServiceRevenueGrp/ExclusionAmt147546
IRS990/ProgramServiceRevenueGrp/ExclusionAmt2133774
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt20
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0785954
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt147546
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2133774
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt20
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0147568
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0285468
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0896844
IRS990/PYRevenuesLessExpensesAmt0338907
IRS990/PYSalariesCompEmpBnftPaidAmt0420037
IRS990/PYTotalExpensesAmt0705505
IRS990/PYTotalRevenueAmt01044412
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0460948
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt04354914
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt04639277
IRS990/SavingsAndTempCashInvstGrp/BOYAmt026
IRS990/SavingsAndTempCashInvstGrp/EOYAmt027
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0828852
IRS990ScheduleD/BuildingsGrp/DepreciationAmt00
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0828852
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt00
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt0244
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt09774000
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt12511900
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt2253554
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0Certificate of Deposit
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc1Vizo Corporate CU
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc2NCUSIF
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd1C
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd2C
IRS990ScheduleD/LandGrp/BookValueAmt071182
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt071182
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt067728
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt067728
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt091640
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt14730
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt212749
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Pension Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Dividends Payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Misc Accounts Payable
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0967762
IRS990ScheduleD/TotalBookValueProgramRltdAmt012539454
IRS990ScheduleD/TotalLiabilityAmt0109363
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union has members that have voting rights.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members elect the Officers of the credit union at its annual meeting.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Any change to our Article of Corporation require a vote by general memberships/shareholders.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Reviewed by Management.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Yearly signed disclosures.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Participation then availability of a current salary review.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$31,381,988
Liabilities
$109,363
Net assets
$31,272,625
Revenue
$1,127,135
Expenses
$666,187
Net income
$460,948
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.00$0.00$0.00$1.77$0.75$1.02
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.3$0.01$45.3$1.49$0.97$0.52
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$42.9$0.01$42.9$1.33$0.80$0.53
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$37.4$0.01$37.4$1.34$0.77$0.57
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$32.7$0.14$32.5$1.35$0.75$0.60
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$30.6$0.13$30.5$1.25$0.71$0.54
2017Detailed filing. Detailed filing data is available for this year.$31.4$0.11$31.3$1.13$0.67$0.46
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$30.0$0.05$30.0$1.04$0.71$0.34
2014Detailed filing. Detailed filing data is available for this year.$28.9$0.03$28.9$0.93$0.63$0.31
2013Detailed filing. Detailed filing data is available for this year.$28.0$0.16$27.9$0.96$0.60$0.36
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.1$0.15$28.0$0.74
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.2$0.02$24.2$0.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$0.03$22.2$0.77