Civic Intelligence

Alcose Credit Union

990 • Fiscal year 2013 • EIN 25-0996223

Jan 01, 2013 to Dec 31, 2013 • Filed on Mar 19, 2014

Organization Profilewww.alcosecu.com

View Organization Page

3001 Jacks Run Road Suite 10115131

(412) 673-2450

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

3rd percentile

0.00x

Higher debt load relative to assets than 3% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Liabilities / Revenue

4th percentile

0.05x

Higher debt load relative to revenue than 4% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Net Margin

66th percentile

8.0%

Higher net margin than 66% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Top Officer Pay

61st percentile

$74,880

Higher top officer pay than 61% of similar nonprofits.

Top officer pay equals 12.0% of source-year revenue.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2013

Asset Growth

62nd percentile

2.9%

Faster asset growth than 62% of similar nonprofits.

2013 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets3rd percentile

Assets

Up

$17,847,752

Up $505,022 (+2.9%) from 2012

Net Assets

Up

$17,817,737

Up $129,195 (+0.7%) from 2012

Liabilities

Up

$30,015

Up $375,827 (+109%) from 2012

Revenue And Expenses
Liabilities / Revenue4th percentileNet Margin66th percentile

Revenue

$625,702

No earlier filing loaded for comparison.

Expenses

Down

$575,680

Down $44,513 (-7.2%) from 2012

Net Income

$50,022

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth62nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0-$5.0MAssets 2010: $16,121,942Liabilities 2010: $103,543Net Assets 2010: $16,018,3992010Assets 2011: $17,155,493Liabilities 2011: $96,437Net Assets 2011: $17,059,0562011Assets 2012: $17,342,730Liabilities 2012: -$345,812Net Assets 2012: $17,688,5422012Assets 2013: $17,847,752Liabilities 2013: $30,015Net Assets 2013: $17,817,7372013Assets 2014: $17,144,531Liabilities 2014: $18,283Net Assets 2014: $17,126,2482014Assets 2015: $16,614,440Liabilities 2015: $19,204Net Assets 2015: $16,595,2362015Assets 2016: $16,939,019Liabilities 2016: $19,257Net Assets 2016: $16,919,7622016Assets 2017: $16,618,858Liabilities 2017: $19,356Net Assets 2017: $16,599,5022017Assets 2018: $16,097,471Liabilities 2018: $16,493Net Assets 2018: $16,080,9782018Assets 2019: $15,984,580Liabilities 2019: $25,083Net Assets 2019: $15,959,4972019Assets 2020: $17,319,372Liabilities 2020: $15,938Net Assets 2020: $17,303,4342020Assets 2021: $17,729,186Liabilities 2021: $18,100Net Assets 2021: $17,711,0862021Assets 2022: $17,810,815Liabilities 2022: $22,437Net Assets 2022: $17,788,3782022Assets 2023: $17,051,428Liabilities 2023: $17,823Net Assets 2023: $17,033,6052023Assets 2024: $16,246,408Liabilities 2024: $14,437Net Assets 2024: $16,231,9712024Assets 2025: $16,011,095Liabilities 2025: $27,131Net Assets 2025: $15,983,9642025

Highlighted filing

2013

Assets$17,847,752
Liabilities$30,015
Net Assets$17,817,737
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $702,4902010Expenses 2011: $679,0362011Expenses 2012: $620,1932012Revenue 2013: $625,702Expenses 2013: $575,680Net Income 2013: $50,0222013Revenue 2014: $583,272Expenses 2014: $628,470Net Income 2014: -$45,1982014Revenue 2015: $574,396Expenses 2015: $600,938Net Income 2015: -$26,5422015Revenue 2016: $586,981Expenses 2016: $563,139Net Income 2016: $23,8422016Revenue 2017: $609,235Expenses 2017: $586,621Net Income 2017: $22,6142017Revenue 2018: $574,844Expenses 2018: $665,920Net Income 2018: -$91,0762018Revenue 2019: $656,737Expenses 2019: $594,596Net Income 2019: $62,1412019Revenue 2020: $597,554Expenses 2020: $567,399Net Income 2020: $30,1552020Revenue 2021: $570,276Expenses 2021: $532,903Net Income 2021: $37,3732021Revenue 2022: $435,315Expenses 2022: $539,331Net Income 2022: -$104,0162022Revenue 2023: $709,602Expenses 2023: $549,358Net Income 2023: $160,2442023Revenue 2024: $760,577Expenses 2024: $607,796Net Income 2024: $152,7812024Revenue 2025: $819,054Expenses 2025: $736,028Net Income 2025: $83,0262025

Highlighted filing

2013

Revenue$625,702
Expenses$575,680
Net Income$50,022
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Mar 19, 2014
Return Version
2013v3.0
Gross Receipts
$625,702
Mission and Program Overview

Mission

The credit union's mission is to provide thrift savings and borrowings for its members. The credit union also provides other financial services.

The credit union's mission is to provide thrift savings & borrowings for its members. The credit union also provides other financial services

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$15,361,703$15,447,697▲ $85,994
Investments Program Related$10,948,378$10,974,176▲ $25,798
Other Notes and Loans Receivable, Net$4,283,315$4,513,132▲ $229,817
Rtn Earn Endowment Incm Other Fnds$2,326,839$2,370,040▲ $43,201
Cash and Non-Interest-Bearing Accounts$1,325,320$1,104,656▼ $220,664
Land, Buildings, and Equipment, Net$363,731$430,694▲ $66,963
Prepaid Expenses and Deferred Charges$22,003$20,789▼ $1,214
Intangible Assets$7,191$7,191→ $0
Savings and Temporary Cash Investments$0$0→ $0
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$17,342,730$17,847,752▲ $505,022
Other Assets Total$392,792$797,114▲ $404,322
Liabilities
Accounts Payable and Accrued Expenses$-375,043$15,079▲ $390,122
Other Liabilities$29,231$14,936▼ $14,295
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$-345,812$30,015▲ $375,827
Net Assets / Fund Balance
Total Net Assets Fund Balance$17,688,542$17,817,737▲ $129,195
Total Liabilities and Net Assets / Fund Balance$17,342,730$17,847,752▲ $505,022

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$294,511$34,552$329,063
Equipment$6,384$123,436$129,820
Leasehold Improvements$83,862$15,812$99,674
Land$45,937-$45,937
Investment Program Related Org$10,974,176--
Other Land Buildings$0$0$0
Compensation and Service Providers
Top Officer Pay61st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Joy A BenedekCEOFT$74,880$74,880

Board Members and Trustees

NameTitle
John T BenedekChairman of Board
Paul EibenVice President of Board
Anthony NovogradacBoard Secretary
Angela VehecDirector
Barbara SleithDirector
Brian BartoliniDirector
Mark S PogueTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$324,709
Investment Income
$249,886
Other Revenue
$51,107
Change in Net Assets
$50,022
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$318,242
Salaries, Compensation, and Employee Benefits$257,438
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$127,718
Office Expenses---$97,424
Current Officers, Directors, Trustees, and Key Employees---$74,880
Interest---$36,718
Occupancy---$36,586
Other Employee Benefits---$35,128
Information Technology---$22,454
Fees for Services Other---$22,069
Depreciation Depletion---$17,746
Payroll Taxes---$17,656
Fees for Services Legal---$16,601
Insurance---$12,602
Travel---$6,541
Fees for Services Accounting---$5,820
Other Expenses---$5,634
Advertising---$5,268
Conferences and Meetings---$4,460
Pension Plan Contributions---$2,056
Total Functional Expenses$0$0$0$575,680
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Matthew GalezaSon of CEOWebsite maintenanceNo$500

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Dividends Payable$14,936
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
No
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“The Board Chair and the CEO are husband and wife.”

Form 990, Part VI, Section A, Line 6

“The Credit Union is comprised of members.”

Form 990, Part VI, Section A, Line 7A

“Members may attend the Annual Meeting where a vote is taken to elect governing body members.”

Form 990, Part VI, Section A, Line 7B

“Major changes in the Credit Union require a membership vote (example: merger).”

Form 990, Part VI, Section B, Line 11B

“A copy of the completed form is distributed to each member of the governing body. There is a 10 day period for questions or comments before submitting the 990.”

Form 990, Part VI, Section B, Line 12C

“The Board of Directors meets monthly. Management presents any issues at that time.”

Form 990, Part VI, Section B, Line 15

“A designated director from the Board sends evaluation forms to each Board member to evaluate the CEO. He/she compiles all the responses. These are discussed at a meeting where both the CEO and Board Chair are not in attendance. The notes of this meeting are added to the final evaluation form before it is presented to the CEO. The CEO evaluates all other employees and presents the evaluations to the Board of Directors. The Board determines the compensation of the employees.”

Form 990, Part VI, Section C, Line 19

“The documents are available for inspection at the Credit Union Main Office.”

Filing and Contact Details

Filer

EIN
25-0996223
Phone
4126732450

Signing Officer

Name
Joy Benedek
Title
CEO
Phone
4126732450
Signed
2014-03-19

Organization Details

Principal Officer
Joy A Benedek
Formed
1950
Legal Domicile
Pa
Voting Board Members
7
Independent Board Members
7
Employees
8
Volunteers
10
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“The increase in assets was due to additional member deposits and an accounting move of the pre-funding of the defined benefit plan from a liability to an asset.”

Raw XML AppendixShowing 400 of 515 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0392792
IRS990/OtherAssetsTotalGrp/EOYAmt0797114
IRS990/OtherChangesInNetAssetsAmt079173
IRS990/OtherEmployeeBenefitsGrp/TotalAmt035128
IRS990/OtherExpensesGrp/Desc0Loan Servicing
IRS990/OtherExpensesGrp/Desc1Dues
IRS990/OtherExpensesGrp/TotalAmt028319
IRS990/OtherExpensesGrp/TotalAmt15634
IRS990/OtherLiabilitiesGrp/BOYAmt029231
IRS990/OtherLiabilitiesGrp/EOYAmt014936
IRS990/OtherOrganizationDsc0credit union
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0Fees & Charges
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt051107
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt051107
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt051107
IRS990/OtherSalariesAndWagesGrp/TotalAmt0127718
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04283315
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04513132
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt017656
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt02056
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt022003
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020789
IRS990/PrincipalOfficerNm0Joy A Benedek
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Loans to members
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0324709
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0324709
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0273376
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0340666
IRS990/PYOtherRevenueAmt053501
IRS990/PYProgramServiceRevenueAmt0292939
IRS990/PYRevenuesLessExpensesAmt0-377
IRS990/PYSalariesCompEmpBnftPaidAmt0279527
IRS990/PYTotalExpensesAmt0620193
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0619816
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt050022
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02326839
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02370040
IRS990/SavingsAndTempCashInvstGrp/BOYAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt0294511
IRS990ScheduleD/BuildingsGrp/DepreciationAmt034552
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0329063
IRS990ScheduleD/EquipmentGrp/BookValueAmt06384
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0123436
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0129820
IRS990ScheduleD/InvstProgramRelatedOrgGrp/BookValueAmt010974176
IRS990ScheduleD/InvstProgramRelatedOrgGrp/Desc0CD's
IRS990ScheduleD/InvstProgramRelatedOrgGrp/MethodValuationCd0C
IRS990ScheduleD/LandGrp/BookValueAmt045937
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt045937
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt083862
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt015812
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt099674
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt014936
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Dividends Payable
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0430694
IRS990ScheduleD/TotalBookValueProgramRltdAmt010974176
IRS990ScheduleD/TotalLiabilityAmt014936
IRS990/ScheduleJRequiredInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0Matthew Galeza
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0Son of CEO
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd00
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt0500
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0Website maintenance
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt012766
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt19662
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt23165
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt35475
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt415033
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt514640
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt610432
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt721029
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd01
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd31
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd41
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd51
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd61
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd71
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd00
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd30
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd40
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd50
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd60
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd70
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2personal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3personal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5personal
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7vehicle
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt013920
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt117504
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt26000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt310000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt430041
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt515000
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt612177
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt723929
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0John Benedek
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm1Anthony Novogradac
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm2Paul Eiben
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm3Angela Vehec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm4Joy Benedek
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm5Joy Benedek
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm6Pat Pastor
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm7Stacey Tvrdovsky

Document Assets

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Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$17,847,752
Liabilities
$30,015
Net assets
$17,817,737
Revenue
$625,702
Expenses
$575,680
Net income
$50,022
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$16.0$0.03$16.0$0.82$0.74$0.08
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.2$0.01$16.2$0.76$0.61$0.15
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.1$0.02$17.0$0.71$0.55$0.16
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.8$0.02$17.8$0.44$0.54$0.10
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.7$0.02$17.7$0.57$0.53$0.04
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.3$0.02$17.3$0.60$0.57$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.0$0.03$16.0$0.66$0.59$0.06
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.1$0.02$16.1$0.57$0.67$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.6$0.02$16.6$0.61$0.59$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.9$0.02$16.9$0.59$0.56$0.02
2015Detailed filing. Detailed filing data is available for this year.$16.6$0.02$16.6$0.57$0.60$0.03
2014Detailed filing. Detailed filing data is available for this year.$17.1$0.02$17.1$0.58$0.63$0.05
2013Detailed filing. Detailed filing data is available for this year.$17.8$0.03$17.8$0.63$0.58$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.3$0.35$17.7$0.62
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.2$0.10$17.1$0.68
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$16.1$0.10$16.0$0.70
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $10M-$25M nonprofits