Civic Intelligence

Wheat State Credit Union

EIN 48-6111926 • 501(c)14 • Wichita, KS

View Organization Page

Profile

Cooperative financial institution (credit union)

1400 South OliverWichita, KS 67218-3226

wheatstatecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.90x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

17th percentile

8.78x

Higher debt load relative to revenue than 17% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

16th percentile

-10%

Higher net margin than 16% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

94th percentile

$154,200

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 6.7% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

21st percentile

-4.9%

Faster asset growth than 21% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

30th percentile

1.5%

Faster revenue growth than 30% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$22,387,404

Down $1,142,244 (-4.9%) from 2023

Liabilities

Down

$20,256,160

Down $903,285 (-4.3%) from 2023

Net Assets

Down

$2,131,244

Down $238,959 (-10%) from 2023

Operations
Liabilities / Revenue17th percentileNet Margin16th percentile

Revenue

Up

$2,307,987

Up $33,964 (+1.5%) from 2023

Expenses

Up

$2,546,946

Up $363,656 (+17%) from 2023

Net Income

Down

-$238,959

Down $329,692 (-363%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth21st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $20,606,841Liabilities 2010: $19,155,216Net Assets 2010: $1,451,6252010Assets 2011: $17,959,486Liabilities 2011: $16,431,113Net Assets 2011: $1,528,3732011Assets 2012: $17,339,070Liabilities 2012: $15,769,002Net Assets 2012: $1,570,0682012Assets 2013: $17,902,699Liabilities 2013: $16,304,462Net Assets 2013: $1,598,2372013Assets 2014: $19,716,782Liabilities 2014: $18,181,483Net Assets 2014: $1,535,2992014Assets 2015: $19,869,632Liabilities 2015: $18,308,127Net Assets 2015: $1,561,5052015Assets 2016: $20,984,925Liabilities 2016: $19,452,096Net Assets 2016: $1,532,8292016Assets 2017: $20,009,108Liabilities 2017: $18,678,804Net Assets 2017: $1,330,3042017Assets 2018: $19,109,676Liabilities 2018: $17,701,135Net Assets 2018: $1,408,5412018Assets 2019: $18,943,002Liabilities 2019: $17,352,351Net Assets 2019: $1,590,6512019Assets 2020: $22,695,201Liabilities 2020: $20,942,080Net Assets 2020: $1,753,1212020Assets 2021: $23,509,307Liabilities 2021: $21,377,642Net Assets 2021: $2,131,6652021Assets 2022: $24,510,704Liabilities 2022: $22,231,234Net Assets 2022: $2,279,4702022Assets 2023: $23,529,648Liabilities 2023: $21,159,445Net Assets 2023: $2,370,2032023Assets 2024: $22,387,404Liabilities 2024: $20,256,160Net Assets 2024: $2,131,2442024

Highlighted filing

2024

Assets$22,387,404
Liabilities$20,256,160
Net Assets$2,131,244
Open 2024 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $1,963,9702010Expenses 2011: $1,317,1262011Expenses 2012: $1,160,6192012Revenue 2013: $1,102,130Expenses 2013: $1,072,700Net Income 2013: $29,4302013Revenue 2014: $1,270,693Expenses 2014: $1,333,631Net Income 2014: -$62,9382014Revenue 2015: $1,540,068Expenses 2015: $1,513,862Net Income 2015: $26,2062015Revenue 2016: $1,695,966Expenses 2016: $1,724,642Net Income 2016: -$28,6762016Revenue 2017: $1,776,730Expenses 2017: $1,979,255Net Income 2017: -$202,5252017Revenue 2018: $1,770,459Expenses 2018: $1,692,222Net Income 2018: $78,2372018Revenue 2019: $1,741,659Expenses 2019: $1,559,549Net Income 2019: $182,1102019Revenue 2020: $1,714,990Expenses 2020: $1,552,520Net Income 2020: $162,4702020Revenue 2021: $1,993,886Expenses 2021: $1,615,342Net Income 2021: $378,5442021Revenue 2022: $1,999,955Expenses 2022: $1,852,150Net Income 2022: $147,8052022Revenue 2023: $2,274,023Expenses 2023: $2,183,290Net Income 2023: $90,7332023Revenue 2024: $2,307,987Expenses 2024: $2,546,946Net Income 2024: -$238,9592024

Highlighted filing

2024

Revenue$2,307,987
Expenses$2,546,946
Net Income-$238,959
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$22,387,404
Liabilities
$20,256,160
Net assets
$2,131,244
Revenue
$2,307,987
Expenses
$2,546,946
Net income
-$238,959
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.4$20.3$2.13$2.31$2.55$0.24
2023Detailed filing. Detailed filing data is available for this year.$23.5$21.2$2.37$2.27$2.18$0.09
2022Detailed filing. Detailed filing data is available for this year.$24.5$22.2$2.28$2.00$1.85$0.15
2021Detailed filing. Detailed filing data is available for this year.$23.5$21.4$2.13$1.99$1.62$0.38
2020Detailed filing. Detailed filing data is available for this year.$22.7$20.9$1.75$1.71$1.55$0.16
2019Detailed filing. Detailed filing data is available for this year.$18.9$17.4$1.59$1.74$1.56$0.18
2018Detailed filing. Detailed filing data is available for this year.$19.1$17.7$1.41$1.77$1.69$0.08
2017Detailed filing. Detailed filing data is available for this year.$20.0$18.7$1.33$1.78$1.98$0.20
2016Detailed filing. Detailed filing data is available for this year.$21.0$19.5$1.53$1.70$1.72$0.03
2015Detailed filing. Detailed filing data is available for this year.$19.9$18.3$1.56$1.54$1.51$0.03
2014Detailed filing. Detailed filing data is available for this year.$19.7$18.2$1.54$1.27$1.33$0.06
2013Detailed filing. Detailed filing data is available for this year.$17.9$16.3$1.60$1.10$1.07$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$17.3$15.8$1.57$1.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.0$16.4$1.53$1.32
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.6$19.2$1.45$1.96
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 1, 2025
Return Version
2024v5.2
Gross Receipts
$2,307,987
Mission and Program Overview

Mission

Cooperative financial institution (credit union)

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$20,670,936$19,702,989▼ $967,947
Rtn Earn Endowment Incm Other Fnds$2,370,203$2,131,244▼ $238,959
Savings and Temporary Cash Investments$1,486,235$1,132,476▼ $353,759
Cash and Non-Interest-Bearing Accounts$557,030$803,074▲ $246,044
Land, Buildings, and Equipment, Net$407,908$376,574▼ $31,334
Prepaid Expenses and Deferred Charges$28,762$20,702▼ $8,060
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$23,529,648$22,387,404▼ $1,142,244
Other Assets Total$378,777$351,589▼ $27,188
Liabilities
Other Liabilities$20,633,405$19,937,099▼ $696,306
Accounts Payable and Accrued Expenses$526,040$319,061▼ $206,979
Total Liabilities$21,159,445$20,256,160▼ $903,285
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,370,203$2,131,244▼ $238,959
Total Liabilities and Net Assets / Fund Balance$23,529,648$22,387,404▼ $1,142,244

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$263,067$22,349$285,416
Equipment$71,407$158,405$229,812
Land$42,100-$42,100
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Doug CheatumPresident/CEOFT$102,236$51,964$154,200

Board Members and Trustees

NameTitle
Leland BittleChairperson
Larry GrayVice Chairperson
Forrest EhmkeBoard Member
James HayesBoard Member
Jo LafleurBoard Member
Linda BurnsideSecretary/treasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,225,816
Investment Income
$74,338
Other Revenue
$7,833
Change in Net Assets
$-238,959
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,893,183
Salaries, Compensation, and Employee Benefits$653,763
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Office Expenses---$497,128
Other Salaries and Wages---$369,806
Current Officers, Directors, Trustees, and Key Employees---$154,200
Information Technology---$128,174
Occupancy---$105,366
Other Employee Benefits---$66,629
Payroll Taxes---$43,595
Depreciation Depletion---$31,335
Insurance---$30,151
Advertising---$27,124
Fees for Services Accounting---$26,600
Pension Plan Contributions---$19,533
Fees for Services Legal---$13,697
Conferences and Meetings---$13,319
Other Expenses---$10,711
All Other Expenses---$6,951
Fees for Service Investment Mgmnt Fees---$5,029
Fees for Services Other---$1,811
Interest---$755
Travel---$115
Total Functional Expenses$0$0$0$2,546,946
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares/deposits$19,937,099
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The credit union is mutually owned by members.”

Form 990, Part VI, Section A, Line 7A

“The board of directors are elected by the credit union members.”

Form 990, Part VI, Section A, Line 7B

“Certain significant changes are subject to approval by the credit union members; however, no such changes were made during the year.”

Form 990, Part VI, Section B, Line 11B

“The president reviews the form 990 and provides it to the board members.”

Form 990, Part VI, Section B, Line 12C

“On an annual basis, all officers, directors, and employees are required to review the conflict of interest policy, disclose any interests that could result in potential conflicts, and submit a signed statement to that effect. These statements are maintained on file at the credit union.”

Form 990, Part VI, Section B, Line 15

“The board approves the president's compensation.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted in the credit union lobby, presented at the annual meeting, and are available upon request. In addition, the ncua website posts financial information as part of the quarterly call reports. All other documents, policies, and procedures are available upon request.”

Filing and Contact Details

Filer

Filer Name
Wheat State Credit Union
EIN
48-6111926
Phone
3166874101
Address
1400 SOUTH OLIVER, WICHITA, KS 67218-3226

Signing Officer

Name
Doug Cheatum
Title
President/CEO
Phone
3166874101
Signed
2025-10-01
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Doug Cheatum
Formed
1963
Legal Domicile
Ks
Voting Board Members
5
Independent Board Members
5
Employees
13
Volunteers
7

Preparer

Firm
J Tenbrink & Associates
Address
11272 S RIDGEVIEW RD, OLATHE, KS 66061-6454
Preparer
Gerald Tenbrink
Phone
9138946214
Raw XML Appendix372 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0526040
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0319061
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0COOPERATIVE FINANCIAL INSTITUTION (CREDIT UNION)
IRS990/AdvertisingGrp/TotalAmt027124
IRS990/AllOtherExpensesGrp/TotalAmt06951
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DOUG CHEATUM
IRS990/BooksInCareOfDetail/PhoneNum03166874101
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt01400 SOUTH OLIVER
IRS990/BooksInCareOfDetail/USAddress/CityNm0WICHITA
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0KS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0672183226
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt0557030
IRS990/CashNonInterestBearingGrp/EOYAmt0803074
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0154200
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt013319
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt074338
IRS990/CYOtherExpensesAmt01893183
IRS990/CYOtherRevenueAmt07833
IRS990/CYProgramServiceRevenueAmt02225816
IRS990/CYRevenuesLessExpensesAmt0-238959
IRS990/CYSalariesCompEmpBnftPaidAmt0653763
IRS990/CYTotalExpensesAmt02546946
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt02307987
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt031335
IRS990/Desc0PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 3,445 MEMBERS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt013
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/TotalAmt026600
IRS990/FeesForServicesLegalGrp/TotalAmt013697
IRS990/FeesForServicesOtherGrp/TotalAmt01811
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt05029
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt640.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt623239
IRS990/Form990PartVIISectionAGrp/PersonNm0LELAND BITTLE
IRS990/Form990PartVIISectionAGrp/PersonNm1LARRY GRAY
IRS990/Form990PartVIISectionAGrp/PersonNm2LINDA BURNSIDE
IRS990/Form990PartVIISectionAGrp/PersonNm3JO LAFLEUR
IRS990/Form990PartVIISectionAGrp/PersonNm4FORREST EHMKE
IRS990/Form990PartVIISectionAGrp/PersonNm5JAMES HAYES
IRS990/Form990PartVIISectionAGrp/PersonNm6DOUG CHEATUM
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt6130961
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY/TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT/CEO
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01963
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt02307987
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt0128174
IRS990/InsuranceGrp/TotalAmt030151
IRS990/InterestGrp/TotalAmt0755
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt074338
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt074338
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt0411
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0180754
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0407908
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0376574
IRS990/LandBldgEquipCostOrOtherBssAmt0557328
IRS990/LegalDomicileStateCd0KS
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0COOPERATIVE FINANCIAL INSTITUTION (CREDIT UNION)
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt02370203
IRS990/NetAssetsOrFundBalancesEOYAmt02131244
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt0105366
IRS990/OfficeExpensesGrp/TotalAmt0497128
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0378777
IRS990/OtherAssetsTotalGrp/EOYAmt0351589
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt066629
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1MEMBER DIVIDENDS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3ASSOCIATION DUES
IRS990/OtherExpensesGrp/TotalAmt0570405
IRS990/OtherExpensesGrp/TotalAmt1373786
IRS990/OtherExpensesGrp/TotalAmt250726
IRS990/OtherExpensesGrp/TotalAmt310711
IRS990/OtherLiabilitiesGrp/BOYAmt020633405
IRS990/OtherLiabilitiesGrp/EOYAmt019937099
IRS990/OtherSalariesAndWagesGrp/TotalAmt0369806
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt020670936
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt019702989
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt043595
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt019533
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd01
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt028762
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt020702
IRS990/PrincipalOfficerNm0DOUG CHEATUM
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/BusinessCd2524298
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc2WARRANTY SALES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01551194
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1636551
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01551194
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1651690
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt222932
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt015139
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt122932
IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2024, THERE WERE 2,225 LOANS OUTSTANDING TOTALING $20,047,850.
IRS990/ProgSrvcAccomActy3Grp/Desc0PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $373,786 FOR THE YEAR.
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0102876
IRS990/PYOtherExpensesAmt01430440
IRS990/PYOtherRevenueAmt06320
IRS990/PYProgramServiceRevenueAmt02164827
IRS990/PYRevenuesLessExpensesAmt090733
IRS990/PYSalariesCompEmpBnftPaidAmt0752850
IRS990/PYTotalExpensesAmt02183290
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt02274023
IRS990/ReconcilationRevenueExpnssAmt0-238959
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt07833
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt07833
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt02370203
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt02131244
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01486235
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01132476
IRS990/ScheduleBRequiredInd00
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0480949548
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CREDIT UNION PAC OF KANSAS
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0901 SW TOPEKA BLVD
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0TOPEKA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0KS
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd066612
IRS990ScheduleD/BuildingsGrp/BookValueAmt0263067
IRS990ScheduleD/BuildingsGrp/DepreciationAmt022349
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0285416
IRS990ScheduleD/EquipmentGrp/BookValueAmt071407
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0158405
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0229812
IRS990ScheduleD/LandGrp/BookValueAmt042100
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt042100
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019937099
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES/DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0376574
IRS990ScheduleD/TotalLiabilityAmt019937099
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0102236
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount028725
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt08512
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt014727
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0DOUG CHEATUM
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT/CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0154200
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT REVIEWS THE FORM 990 AND PROVIDES IT TO THE BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD RESULT IN POTENTIAL CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD APPROVES THE PRESIDENT'S COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. ALL OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt023529648
IRS990/TotalAssetsEOYAmt022387404
IRS990/TotalAssetsGrp/BOYAmt023529648
IRS990/TotalAssetsGrp/EOYAmt022387404
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt013
IRS990/TotalFunctionalExpensesGrp/TotalAmt02546946
IRS990/TotalGrossUBIAmt038071
IRS990/TotalLiabilitiesBOYAmt021159445
IRS990/TotalLiabilitiesEOYAmt020256160
IRS990/TotalLiabilitiesGrp/BOYAmt021159445
IRS990/TotalLiabilitiesGrp/EOYAmt020256160
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02370203
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02131244
IRS990/TotalOtherCompensationAmt023239
IRS990/TotalProgramServiceRevenueAmt02225816
IRS990/TotalReportableCompFromOrgAmt0130961
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02269916
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02307987
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt038071
IRS990/TotalVolunteersCnt07
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt023529648
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt022387404
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt0115
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01400 SOUTH OLIVER
IRS990/USAddress/CityNm0WICHITA
IRS990/USAddress/StateAbbreviationCd0KS
IRS990/USAddress/ZIPCd0672183226
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WHEATSTATECU.COM
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0DOUG CHEATUM
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum03166874101
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0WHEAT STATE CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0WHEA
ReturnHeader/Filer/EIN0486111926
ReturnHeader/Filer/PhoneNum03166874101
ReturnHeader/Filer/USAddress/AddressLine1Txt01400 SOUTH OLIVER
ReturnHeader/Filer/USAddress/CityNm0WICHITA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0KS
ReturnHeader/Filer/USAddress/ZIPCd0672183226
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0810781371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0J TENBRINK & ASSOCIATES
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt011272 S RIDGEVIEW RD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0OLATHE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0660616454
ReturnHeader/PreparerPersonGrp/PhoneNum09138946214
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GERALD TENBRINK
ReturnHeader/ReturnTs02025-10-01T13:14:49-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

Document Assets

No mirrored PDF or thumbnail assets are attached yet.