Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
990 • Fiscal year 2014 • EIN 23-7390782
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
26th percentile
Higher debt load relative to assets than 26% of similar nonprofits.
Liabilities / Revenue
23rd percentile
Higher debt load relative to revenue than 23% of similar nonprofits.
Net Margin
43rd percentile
Higher net margin than 43% of similar nonprofits.
Top Officer Pay
72nd percentile
Higher top officer pay than 72% of similar nonprofits.
Top officer pay equals 10.8% of source-year revenue.
Asset Growth
45th percentile
Faster asset growth than 45% of similar nonprofits.
Revenue Growth
35th percentile
Faster revenue growth than 35% of similar nonprofits.
Assets
Up$1,380,544
Up $33,577 (+2.5%) from 2013
Net Assets
Up$1,317,887
Up $35,687 (+2.8%) from 2013
Liabilities
Down$62,657
Down $2,110 (-3.3%) from 2013
Revenue
Up$1,804,751
Up $3,683 (+0.2%) from 2013
Expenses
Up$1,769,064
Up $659 (+0.0%) from 2013
Net Income
Up$35,687
Up $3,024 (+9.3%) from 2013
Our mission is to increase use and awareness of electronic payments made through the automated clearing house (ach) and to be an informational resource for ach and other payments such as check, wire transfer, atm and debit cards.
To increase the use and awareness of electronic payments made through the automated clearing house (ach) and to be an informational resource for ach and other payments such as check, wire transfer, atm and debit cards.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $790,457 | $942,119 | ▲ $151,662 |
| Cash and Non-Interest-Bearing Accounts | $268,395 | $189,960 | ▼ $78,435 |
| Accounts Receivable | $138,351 | $187,378 | ▲ $49,027 |
| Land, Buildings, and Equipment, Net | $104,865 | $31,924 | ▼ $72,941 |
| Prepaid Expenses and Deferred Charges | $37,473 | $25,015 | ▼ $12,458 |
| Inventories for Sale or Use | $3,278 | $0 | ▼ $3,278 |
| Intangible Assets | - | $0 | - |
| Total Assets | $1,346,967 | $1,380,544 | ▲ $33,577 |
| Other Assets Total | $4,148 | $4,148 | → $0 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $60,980 | $52,693 | ▼ $8,287 |
| Deferred Revenue | $3,787 | $9,964 | ▲ $6,177 |
| Total Liabilities | $64,767 | $62,657 | ▼ $2,110 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $1,282,200 | $1,317,887 | ▲ $35,687 |
| Total Net Assets Fund Balance | $1,282,200 | $1,317,887 | ▲ $35,687 |
| Total Liabilities and Net Assets / Fund Balance | $1,346,967 | $1,380,544 | ▲ $33,577 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Equipment | $18,985 | $160,013 | $178,998 |
| Other Land Buildings | $12,939 | $25,877 | $38,816 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Amy L Smith Aap | Pres/secr | FT | $141,849 | $52,994 | $194,843 |
| Cynthia J Thompson | Edu/tr Director | FT | $111,908 | $19,582 | $131,490 |
| Anne Lapine | Marketing/mem Director | FT | $102,033 | $26,146 | $128,179 |
| Name | Title |
|---|---|
| Patty Campbell | Chairperson |
| Jeffery Jackson | Vice Chair |
| Ken Johnson | Board Member |
| Martha Peters | Board Member |
| Ron Kerver | Board Member |
| Scott Holzwarth | Board Member |
| Shannon Tramontin | Board Member |
| Tiffany Ford | Board Member |
| Tracy Cosenza | Board Member |
| Elizabeth Siewert | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,129,397 |
| Other Expenses | $639,667 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $720,189 |
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $178,516 |
| Advertising | - | - | - | $120,829 |
| Other Employee Benefits | - | - | - | $101,653 |
| Office Expenses | - | - | - | $99,227 |
| Occupancy | - | - | - | $87,830 |
| Travel | - | - | - | $78,561 |
| Pension Plan Contributions | - | - | - | $66,259 |
| Payroll Taxes | - | - | - | $62,780 |
| Payments to Affiliates | - | - | - | $50,600 |
| Conferences and Meetings | - | - | - | $45,174 |
| Information Technology | - | - | - | $45,145 |
| Depreciation Depletion | - | - | - | $41,300 |
| Fees for Services Legal | - | - | - | $20,970 |
| Fees for Services Accounting | - | - | - | $16,813 |
| Insurance | - | - | - | $14,447 |
| Other Expenses | - | - | - | $10,978 |
| Fees for Services Other | - | - | - | $7,793 |
| Total Functional Expenses | $0 | $0 | $0 | $1,769,064 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
“Members only, they are banks, credit unions and companies primarily in michigan”
“Members elect directors. Directors elect officers of the board.”
“Only if we elected to merge or dissolve the organization.”
“A copy of the return is given to the board members to review before it is filed.”
“Board members and employees are asked to disclose any potential conflicts of interest, however there is not an annual, formal process for disclosure”
“The board of directors used data from a recent compensation survey conducted by the american society of association executives plus personal and organizational performance to determine the compensation for the president & ceo.”
“AVAILABLE UPON REQUEST”
“Income tax uncertainties - management evaluates, at least annually, whether any tax position reported on a tax return is more likely than not to be sustained if challenged. Management believes no such positions exist that would have significant impact on the authority's financial position and results of operations. As of december 31, 2014 and 2013, no liability for uncertain tax benefits was recorded. The authority's tax returns are subject to possible examination by the taxing authorities. For federal income tax purposes the tax returns essentially remain open for possible examination for a period up to three years after the date on which those returns are filed. Penalties and interest assessed by income taxing authorities are included in operating expenses, if incurred.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 1 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 60980 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 52693 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 138351 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 187378 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | TO INCREASE THE USE AND AWARENESS OF ELECTRONIC PAYMENTS MADE THROUGH THE AUTOMATED CLEARING HOUSE (ACH) AND TO BE AN INFORMATIONAL RESOURCE FOR ACH AND OTHER PAYMENTS SUCH AS CHECK, WIRE TRANSFER, ATM AND DEBIT CARDS. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 120829 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/AuditCommitteeInd | 0 | 1 |
| IRS990/BackupWthldComplianceInd | 0 | 1 |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | AMY SMITH |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 2486889720 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 580 KIRTS BLVD SUITE 301 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | TROY |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48084 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 268395 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 189960 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 178516 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 0 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 45174 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | -31455 |
| IRS990/CYOtherExpensesAmt | 0 | 639667 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 1836206 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 35687 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1129397 |
| IRS990/CYTotalExpensesAmt | 0 | 1769064 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 1804751 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 1 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DeferredRevenueGrp/BOYAmt | 0 | 3787 |
| IRS990/DeferredRevenueGrp/EOYAmt | 0 | 9964 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 41300 |
| IRS990/Desc | 0 | ASSOCIATION SERVICES CONSIST OF INCREASING AWARENESS AND USE OF ELECTRONIC COMMERCE THROUGH EDUCATION, OPERATIONAL SUPPORT AND MARKETING TO ITS MEMBERS AND STAKEHOLDERS. PUBLICATIONS AND SEMINARS ARE USED TO PROMOTE AND UPDATE MEMBERS ON THE ELECTRONIC PAYMENT SYSTEM. AS OF DECEMBER 31, 2014 THERE WERE 1,408 MEMBERS BEING SERVED. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 16813 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 20970 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 7793 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 25166 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 19582 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 26146 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | TRACY COSENZA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | MARTHA PETERS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | TIFFANY FORD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | PATTY CAMPBELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | RON KERVER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | SCOTT HOLZWARTH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | AMY L SMITH AAP |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | JEFFERY JACKSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | KEN JOHNSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | ELIZABETH SIEWERT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | SHANNON TRAMONTIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | CYNTHIA J THOMPSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | ANNE LAPINE |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 169677 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 111908 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 102033 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | CHAIRPERSON |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | PRES/SECR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | VICE CHAIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | TREASURER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | EDU/TR DIR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | MARKETING/MEM DIRECTOR |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1974 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 0 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | -36082 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 11 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 1840833 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 1 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 45145 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 14447 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/BOYAmt | 0 | 3278 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 4627 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 4627 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 185890 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 104865 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 31924 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 217814 |
| IRS990/LegalDomicileStateCd | 0 | DE |
| IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt | 0 | 36082 |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO INCREASE USE AND AWARENESS OF ELECTRONIC PAYMENTS MADE THROUGH THE AUTOMATED CLEARING HOUSE (ACH) AND TO BE AN INFORMATIONAL RESOURCE FOR ACH AND OTHER PAYMENTS SUCH AS CHECK, WIRE TRANSFER, ATM AND DEBIT CARDS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 1282200 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 1317887 |
| IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt | 0 | -36082 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | -36082 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 87830 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 99227 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 4148 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 4148 |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 101653 |
| IRS990/OtherExpensesGrp/Desc | 0 | OTHER EXPENSES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 10978 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 720189 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 50600 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 62780 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 66259 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 37473 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 25015 |
| IRS990/PrincipalOfficerNm | 0 | AMY L SMITH |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 1 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 2 | 611710 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 3 | 900099 |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 4 | 611710 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | F.I. MEMBERSHIP DUES |
| IRS990/ProgramServiceRevenueGrp/Desc | 1 | AUDIT & CONSULTING |
| IRS990/ProgramServiceRevenueGrp/Desc | 2 | SALE OF PUBLICATIONS |
| IRS990/ProgramServiceRevenueGrp/Desc | 3 | SOLUTION PROVIDER DUES |
| IRS990/ProgramServiceRevenueGrp/Desc | 4 | CONCEPTS CONFERENCE IN |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1102204 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 1 | 319250 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 2 | 102862 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 3 | 83307 |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 4 | 80866 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 1102204 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 1 | 319250 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 2 | 102862 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 3 | 83307 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 4 | 80866 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 5809 |
| IRS990/PYOtherExpensesAmt | 0 | 627711 |
| IRS990/PYOtherRevenueAmt | 0 | 0 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 1795259 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 32663 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1140694 |
| IRS990/PYTotalExpensesAmt | 0 | 1768405 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 1801068 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 35687 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 1 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 0 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 0 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 790457 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 942119 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 18985 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 160013 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 178998 |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 12939 |
| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 25877 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 38816 |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | INCOME TAX UNCERTAINTIES - MANAGEMENT EVALUATES, AT LEAST ANNUALLY, WHETHER ANY TAX POSITION REPORTED ON A TAX RETURN IS MORE LIKELY THAN NOT TO BE SUSTAINED IF CHALLENGED. MANAGEMENT BELIEVES NO SUCH POSITIONS EXIST THAT WOULD HAVE SIGNIFICANT IMPACT ON THE AUTHORITY'S FINANCIAL POSITION AND RESULTS OF OPERATIONS. AS OF DECEMBER 31, 2014 AND 2013, NO LIABILITY FOR UNCERTAIN TAX BENEFITS WAS RECORDED. THE AUTHORITY'S TAX RETURNS ARE SUBJECT TO POSSIBLE EXAMINATION BY THE TAXING AUTHORITIES. FOR FEDERAL INCOME TAX PURPOSES THE TAX RETURNS ESSENTIALLY REMAIN OPEN FOR POSSIBLE EXAMINATION FOR A PERIOD UP TO THREE YEARS AFTER THE DATE ON WHICH THOSE RETURNS ARE FILED. PENALTIES AND INTEREST ASSESSED BY INCOME TAXING AUTHORITIES ARE INCLUDED IN OPERATING EXPENSES, IF INCURRED. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | PART X, LINE 2: |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 31924 |
| IRS990ScheduleJ/BoardOrCommitteeApprovalInd | 0 | X |
| IRS990ScheduleJ/CompensationSurveyInd | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt | 0 | 141849 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 17743 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt | 0 | 25166 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 10085 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | AMY L SMITH AAP |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | PRES/SECR |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 194843 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990ScheduleJ/WrittenEmploymentContractInd | 0 | X |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | MEMBERS ONLY, THEY ARE BANKS, CREDIT UNIONS AND COMPANIES PRIMARILY IN MICHIGAN |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | MEMBERS ELECT DIRECTORS. DIRECTORS ELECT OFFICERS OF THE BOARD. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ONLY IF WE ELECTED TO MERGE OR DISSOLVE THE ORGANIZATION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A COPY OF THE RETURN IS GIVEN TO THE BOARD MEMBERS TO REVIEW BEFORE IT IS FILED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | BOARD MEMBERS AND EMPLOYEES ARE ASKED TO DISCLOSE ANY POTENTIAL CONFLICTS OF INTEREST, HOWEVER THERE IS NOT AN ANNUAL, FORMAL PROCESS FOR DISCLOSURE |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | THE BOARD OF DIRECTORS USED DATA FROM A RECENT COMPENSATION SURVEY CONDUCTED BY THE AMERICAN SOCIETY OF ASSOCIATION EXECUTIVES PLUS PERSONAL AND ORGANIZATIONAL PERFORMANCE TO DETERMINE THE COMPENSATION FOR THE PRESIDENT & CEO. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | AVAILABLE UPON REQUEST |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | 0 |
| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 1346967 |
| IRS990/TotalAssetsEOYAmt | 0 | 1380544 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 1346967 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 1380544 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 1 |
| IRS990/TotalEmployeeCnt | 0 | 11 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 1769064 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 64767 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 62657 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 64767 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 62657 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 1282200 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 1317887 |
| IRS990/TotalOtherCompensationAmt | 0 | 70894 |
| IRS990/TotalOthProgramServiceRevGrp/RelatedOrExemptFuncIncomeAmt | 0 | 147717 |
| IRS990/TotalOthProgramServiceRevGrp/TotalRevenueColumnAmt | 0 | 147717 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 1836206 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 383618 |
| IRS990/TotalRevenueGrp/ExclusionAmt | 0 | 4627 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 1800124 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 1804751 |
| IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/TotalVolunteersCnt | 0 | 11 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 1346967 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 1380544 |
| IRS990/TotReportableCompRltdOrgAmt | 0 | 0 |
| IRS990/TravelGrp/TotalAmt | 0 | 78561 |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | 0 |
| IRS990/UnrestrictedNetAssetsGrp/BOYAmt | 0 | 1282200 |
| IRS990/UnrestrictedNetAssetsGrp/EOYAmt | 0 | 1317887 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 580 KIRTS BLVD SUITE 301 |
| IRS990/USAddress/CityNm | 0 | TROY |
| IRS990/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990/USAddress/ZIPCd | 0 | 48084 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 11 |
| IRS990/VotingMembersIndependentCnt | 0 | 10 |
| IRS990/WebsiteAddressTxt | 0 | THEPAYMENTSAUTHORITY.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | 1 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | 1 |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | AMY SMITH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2489525800 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-05-06 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | THE PAYMENTS AUTHORITY INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | PAYM |
| ReturnHeader/Filer/EIN | 0 | 237390782 |
| ReturnHeader/Filer/PhoneNum | 0 | 2489525800 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 580 KIRTS BLVD NO 301 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | TROY |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48084 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 382656556 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | GORDON ADVISORS PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1301 WEST LONG LAKE ROAD SUITE 200 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | TROY |
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Displayed year
2014 • Form 990Detailed filing. Detailed filing data is available for this year.
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