Civic Intelligence

Baxter Credit Union

990 • Fiscal year 2013 • EIN 23-7250155

Jan 01, 2013 to Dec 31, 2013 • Filed on May 15, 2014

340 North Milwaukee Avenue60061

(800) 388-7000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

64th percentile

0.90x

Higher debt load relative to assets than 64% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Liabilities / Revenue

5th percentile

12.76x

Higher debt load relative to revenue than 5% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Net Margin

60th percentile

21%

Higher net margin than 60% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Top Officer Pay

51st percentile

$777,551

Higher top officer pay than 51% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

2013 filings • 501(c)14 • $1B+ nonprofits • Source year 2013

Asset Growth

46th percentile

4.7%

Faster asset growth than 46% of similar nonprofits.

2013 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

Up

$1,861,645,685

Up $82,820,154 (+4.7%) from 2012

Net Assets

Up

$177,852,833

Up $26,854,582 (+18%) from 2012

Liabilities

Up

$1,683,792,852

Up $55,965,572 (+3.4%) from 2012

Revenue

$132,003,801

No earlier filing loaded for comparison.

Expenses

Down

$103,875,950

Down $2,045,587 (-1.9%) from 2012

Net Income

$28,127,851

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2010: $1,443,953,570Liabilities 2010: $1,332,796,475Net Assets 2010: $111,157,0952010Assets 2011: $1,580,220,615Liabilities 2011: $1,450,387,237Net Assets 2011: $129,833,3782011Assets 2012: $1,778,825,531Liabilities 2012: $1,627,827,280Net Assets 2012: $150,998,2512012Assets 2013: $1,861,645,685Liabilities 2013: $1,683,792,852Net Assets 2013: $177,852,8332013Assets 2014: $2,107,750,565Liabilities 2014: $1,901,845,680Net Assets 2014: $205,904,8852014Assets 2015: $2,358,314,772Liabilities 2015: $2,123,843,095Net Assets 2015: $234,471,6772015Assets 2016: $2,629,405,006Liabilities 2016: $2,367,050,276Net Assets 2016: $262,354,7302016Assets 2017: $2,947,983,587Liabilities 2017: $2,657,257,144Net Assets 2017: $290,726,4432017Assets 2018: $3,483,954,445Liabilities 2018: $3,158,288,547Net Assets 2018: $325,665,8982018Assets 2020: $4,476,609,953Liabilities 2020: $4,061,186,751Net Assets 2020: $415,423,2022020Assets 2021: $5,072,223,238Liabilities 2021: $4,584,267,558Net Assets 2021: $487,955,6802021Assets 2022: $5,751,484,149Liabilities 2022: $5,246,732,646Net Assets 2022: $504,751,5032022

Highlighted filing

2013

Assets$1,861,645,685
Liabilities$1,683,792,852
Net Assets$177,852,833

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400M$300M$200M$100M$0Expenses 2010: $110,530,4122010Expenses 2011: $104,002,7722011Expenses 2012: $105,921,5372012Revenue 2013: $132,003,801Expenses 2013: $103,875,950Net Income 2013: $28,127,8512013Revenue 2014: $133,812,942Expenses 2014: $106,360,927Net Income 2014: $27,452,0152014Revenue 2015: $149,320,698Expenses 2015: $120,701,174Net Income 2015: $28,619,5242015Revenue 2016: $165,334,018Expenses 2016: $136,780,152Net Income 2016: $28,553,8662016Revenue 2017: $192,716,840Expenses 2017: $164,439,417Net Income 2017: $28,277,4232017Revenue 2018: $238,305,161Expenses 2018: $203,333,006Net Income 2018: $34,972,1552018Revenue 2020: $274,030,926Expenses 2020: $239,877,914Net Income 2020: $34,153,0122020Revenue 2021: $316,168,145Expenses 2021: $240,408,034Net Income 2021: $75,760,1112021Revenue 2022: $350,442,030Expenses 2022: $293,104,697Net Income 2022: $57,337,3332022

Highlighted filing

2013

Revenue$132,003,801
Expenses$103,875,950
Net Income$28,127,851
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 15, 2014
Return Version
2013v3.0
Gross Receipts
$189,154,430
Mission and Program Overview

Mission

The organization is a full service, state-chartered credit union providing a broad range of loan and deposit products and other financial services to it members located throughout the US and Puerto Rico using various channels including branches, a call center, and the internet.

The organization is a full service, state-chartered credit union providing a broad range of loan and products and other financial services to its members located throughout the US using various channels including branches, a call center, and the internet.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,432,868,930$1,615,501,153▲ $182,632,223
Rtn Earn Endowment Incm Other Fnds$150,998,251$177,852,833▲ $26,854,582
Investments in Publicly Traded Securities$125,563,606$72,254,835▼ $53,308,771
Savings and Temporary Cash Investments$81,399,510$68,604,684▼ $12,794,826
Land, Buildings, and Equipment, Net$18,656,783$21,938,120▲ $3,281,337
Investments Other Securities$14,773,776$11,026,235▼ $3,747,541
Cash and Non-Interest-Bearing Accounts$9,834,374$8,392,580▼ $1,441,794
Prepaid Expenses and Deferred Charges$1,437,107$1,953,109▲ $516,002
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$1,778,825,531$1,861,645,685▲ $82,820,154
Other Assets Total$94,291,445$61,974,969▼ $32,316,476
Liabilities
Other Liabilities$1,607,892,603$1,663,681,323▲ $55,788,720
Accounts Payable and Accrued Expenses$19,934,677$20,111,529▲ $176,852
Total Liabilities$1,627,827,280$1,683,792,852▲ $55,965,572
Net Assets / Fund Balance
Total Net Assets Fund Balance$150,998,251$177,852,833▲ $26,854,582
Total Liabilities and Net Assets / Fund Balance$1,778,825,531$1,861,645,685▲ $82,820,154

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$11,067,601$30,842,852$41,910,453
Leasehold Improvements$5,359,119$7,171,481$12,530,600
Buildings$1,616,834$869,411$2,486,245
Other Land Buildings$2,389,086$0$2,389,086
Land$1,505,480-$1,505,480
Compensation and Service Providers

Employees

NameTitleOtherTotal
Bryan FarrisseyInvestment Advisor$159,451$159,451

Board Members and Trustees

NameTitle
Margot KaplanChairperson
Michael ValentinePresident, CEO and Treassurer
Thomas AbateVice Chairperson
Charles ThurmanDirector
David DrohanDirector
Jeffery BaileyDirector
Michael BaughmanDirector
Michael CurranDirector
Ron LabrumDirector
Thomas HodsonDirector
Robert BenzingerDirector and Secretary
Robert McKayCOO and EVP
Tom MooreEVP/Financial Products and Strategy
Peter SedgwickInfo Services
Richard ChambersInvestment Advisors
Richard OrrInvestment Advisors
Lisa BaronSVP/hr
Jeffery JohnsonSVP/Info Systems
David BlumVP Business Services
Douglas WrightVP/Audit
Charles SmithVP/Controller
Carl PrestoVP/Finance
Sarah ThorrensVP/Human Resources
James BlockVP/Lending
John SahagianVP/Marketing
Herbert BehrensVP/Mortgages
Carey PriceVP/Sales and Service
Michelle BloedornVP/Sales and Service
Patti DixonVP/Service Centers
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$130,017,146
Investment Income
$1,986,655
Other Revenue
$0
Change in Net Assets
$28,127,851

Audited Revenue Reconciliation

Revenue per Audited Statements
$132,003,801
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$132,003,801
Total Revenue per Form 990
$132,003,801
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$67,063,814
Salaries, Compensation, and Employee Benefits$36,812,136
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$28,596,541
All Other Expenses---$8,991,402
Other Employee Benefits---$4,466,819
Depreciation Depletion---$4,442,572
Information Technology---$3,387,749
Office Expenses---$3,259,430
Fees for Services Other---$3,046,410
Occupancy---$3,031,292
Payroll Taxes---$2,292,151
Advertising---$2,146,502
Conferences and Meetings---$1,492,055
Pension Plan Contributions---$1,456,625
Other Expenses---$1,243,264
Insurance---$216,722
Fees for Services Legal---$113,953
Fees for Services Accounting---$57,134
Interest---$13,103
Total Functional Expenses$0$0$0$103,875,950

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$103,875,950
Total Expenses per Audited Statements$103,875,950
Total Expenses per Form 990$103,875,950
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$20,445
Total Exempt Function Spending$20,445
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
91-0219435-$20,000
36-3092340-$445
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Patrick Valentinebrotherlandscaping and snow removalNo$106,068
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
member shares$1,663,681,323
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

our credit union members elect directors and appoint an outside auditor during the annual meeting held in March. One of the directors is the President of the credit union.

Form 990, Part VI, Section A, Line 7A

our credit union members elect directors and appoint an outside auditor during the annual meeting held in March. One of the directors is the President of the credit union.

Form 990, Part VI, Section A, Line 7B

our credit union members elect directors and appoint an outside auditor during the annual meeting held in March. One of the directors is the President of the credit union.

Form 990, Part VI, Section B, Line 11B

form 990 is reviewed for accuracy by the Controller and CFO before submitted to the IRS.

Form 990, Part VI, Section B, Line 12C

the credit union has a written code of conduct which includes a "conflict of interest" clause requiring all employees to complete the online form.

Form 990, Part VI, Section B, Line 15

compensation is determined by reviewing third party benchmarks which are reviewed by the Executive Committee of the Board of Directors for final determination.

Form 990, Part VI, Section C, Line 19

the credit union provides its governing documents, interest policy, and financial statements to its members upon request.

Filing and Contact Details

Filer

EIN
23-7250155
Phone
8003887000

Signing Officer

Name
Chuck Smith
Title
Controller
Phone
8479328401
Signed
2014-05-15

Organization Details

Principal Officer
Mike Valentien
Formed
1981
Legal Domicile
Il
Voting Board Members
1
Independent Board Members
12
Employees
0
Volunteers
5
Raw XML AppendixShowing 400 of 1,017 raw XML fields

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IRS990/Form990PartVIISectionAGrp/PersonNm0Margot Kaplan
IRS990/Form990PartVIISectionAGrp/PersonNm1Thomas Abate
IRS990/Form990PartVIISectionAGrp/PersonNm2Michael Baughman
IRS990/Form990PartVIISectionAGrp/PersonNm3Robert Benzinger
IRS990/Form990PartVIISectionAGrp/PersonNm4Michael Curran
IRS990/Form990PartVIISectionAGrp/PersonNm5David Drohan
IRS990/Form990PartVIISectionAGrp/PersonNm6Thomas Hodson
IRS990/Form990PartVIISectionAGrp/PersonNm7Ron Labrum
IRS990/Form990PartVIISectionAGrp/PersonNm8Jeffery Bailey
IRS990/Form990PartVIISectionAGrp/PersonNm9Charles Thurman
IRS990/Form990PartVIISectionAGrp/PersonNm10Michael Valentine
IRS990/Form990PartVIISectionAGrp/PersonNm11Robert McKay
IRS990/Form990PartVIISectionAGrp/PersonNm12Lisa Baron
IRS990/Form990PartVIISectionAGrp/PersonNm13Jeffery Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm14Tom Moore
IRS990/Form990PartVIISectionAGrp/PersonNm15Herbert Behrens
IRS990/Form990PartVIISectionAGrp/PersonNm16John Sahagian
IRS990/Form990PartVIISectionAGrp/PersonNm17James Block
IRS990/Form990PartVIISectionAGrp/PersonNm18Patti Dixon
IRS990/Form990PartVIISectionAGrp/PersonNm19Carey Price
IRS990/Form990PartVIISectionAGrp/PersonNm20Douglas Wright
IRS990/Form990PartVIISectionAGrp/PersonNm21Charles Smith
IRS990/Form990PartVIISectionAGrp/PersonNm22Carl Presto
IRS990/Form990PartVIISectionAGrp/PersonNm23Michelle Bloedorn
IRS990/Form990PartVIISectionAGrp/PersonNm24Sarah Thorrens
IRS990/Form990PartVIISectionAGrp/PersonNm25Richard Chambers
IRS990/Form990PartVIISectionAGrp/PersonNm26Richard Orr
IRS990/Form990PartVIISectionAGrp/PersonNm27Peter Sedgwick
IRS990/Form990PartVIISectionAGrp/PersonNm28David Blum
IRS990/Form990PartVIISectionAGrp/PersonNm29Bryan Farrissey
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10777551
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt11459234
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt12280732
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt13355662
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt14419011
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt15203771
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt16181560
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt17252564
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt18211736
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt19180366
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20274705
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt21218545
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt22245532
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt23179410
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt24276562
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt25234450
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt26164758
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt27165974
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt28171611
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt29159451
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director and Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10President, CEO and Treassurer
IRS990/Form990PartVIISectionAGrp/TitleTxt11COO and EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/HR
IRS990/Form990PartVIISectionAGrp/TitleTxt13SVP/Info Systems
IRS990/Form990PartVIISectionAGrp/TitleTxt14EVP/Financial Products and Strategy
IRS990/Form990PartVIISectionAGrp/TitleTxt15VP/Mortgages
IRS990/Form990PartVIISectionAGrp/TitleTxt16VP/Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt17VP/Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP/Service Centers
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP/Sales and Service
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP/Audit
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP/Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP/Finance
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP/Sales and Service
IRS990/Form990PartVIISectionAGrp/TitleTxt24VP/Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt25Investment Advisors
IRS990/Form990PartVIISectionAGrp/TitleTxt26Investment Advisors
IRS990/Form990PartVIISectionAGrp/TitleTxt27Info Services
IRS990/Form990PartVIISectionAGrp/TitleTxt28VP Business Services
IRS990/Form990PartVIISectionAGrp/TitleTxt29Investment Advisor
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01981
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt0174039
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossAmountSalesAssetsGrp/OtherAmt00
IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt057324668
IRS990/GrossReceiptsAmt0189154430
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt051
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt03387749
IRS990/InsuranceGrp/TotalAmt0216722
IRS990/InterestGrp/TotalAmt013103
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt01812616
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt01812616
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt014773776
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt011026235
IRS990/InvestmentsPubTradedSecGrp/BOYAmt0125563606
IRS990/InvestmentsPubTradedSecGrp/EOYAmt072254835
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt038883744
IRS990/LandBldgEquipBasisNetGrp/BOYAmt018656783
IRS990/LandBldgEquipBasisNetGrp/EOYAmt021938120
IRS990/LandBldgEquipCostOrOtherBssAmt060821864
IRS990/LegalDomicileStateCd0IL
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt00
IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt057150629
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0The organization is a full service, state-chartered credit union providing a broad range of loan and deposit products and other financial services to it members located throughout the US using various channels including branches, a call center, and the internet.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0150998251
IRS990/NetAssetsOrFundBalancesEOYAmt0177852833
IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt00
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt0174039
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt0174039
IRS990/NetGainOrLossInvestmentsGrp/UnrelatedBusinessRevenueAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0-1273269
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt03031292
IRS990/OfficeExpensesGrp/TotalAmt03259430
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt094291445
IRS990/OtherAssetsTotalGrp/EOYAmt061974969
IRS990/OtherChangesInNetAssetsAmt00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,751$5,247$505$350$293$57.3
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$5,072$4,584$488$316$240$75.8
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,477$4,061$415$274$240$34.2
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,484$3,158$326$238$203$35.0
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,948$2,657$291$193$164$28.3
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,629$2,367$262$165$137$28.6
2015Detailed filing. Detailed filing data is available for this year.$2,358$2,124$234$149$121$28.6
2014Detailed filing. Detailed filing data is available for this year.$2,108$1,902$206$134$106$27.5
2013Detailed filing. Detailed filing data is available for this year.$1,862$1,684$178$132$104$28.1
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,779$1,628$151$106
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,580$1,450$130$104
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,444$1,333$111$111