Civic Intelligence

Baxter Credit Union

990 • Fiscal year 2017 • EIN 23-7250155

Jan 01, 2017 to Dec 31, 2017 • Filed on May 11, 2018

Organization Profilebcu.org

View Organization Page

340 North Milwaukee AvenueVernon Hills, IL 60061

(800) 388-7000

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

67th percentile

0.90x

Higher debt load relative to assets than 67% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Liabilities / Revenue

6th percentile

13.79x

Higher debt load relative to revenue than 6% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Net Margin

33rd percentile

15%

Higher net margin than 33% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Top Officer Pay

73rd percentile

$1,213,935

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.6% of source-year revenue.

2017 filings • 501(c)14 • $1B+ nonprofits • Source year 2017

Asset Growth

83rd percentile

12%

Faster asset growth than 83% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Revenue Growth

85th percentile

17%

Faster revenue growth than 85% of similar nonprofits.

2017 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets67th percentile

Assets

Up

$2,947,983,587

Up $318,578,581 (+12%) from 2016

Net Assets

Up

$290,726,443

Up $28,371,713 (+11%) from 2016

Liabilities

Up

$2,657,257,144

Up $290,206,868 (+12%) from 2016

Revenue And Expenses
Liabilities / Revenue6th percentileNet Margin33rd percentile

Revenue

Up

$192,716,840

Up $27,382,822 (+17%) from 2016

Expenses

Up

$164,439,417

Up $27,659,265 (+20%) from 2016

Net Income

Down

$28,277,423

Down $276,443 (-1.0%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0B$4.0B$2.0B$0Assets 2010: $1,443,953,570Liabilities 2010: $1,332,796,475Net Assets 2010: $111,157,0952010Assets 2011: $1,580,220,615Liabilities 2011: $1,450,387,237Net Assets 2011: $129,833,3782011Assets 2012: $1,778,825,531Liabilities 2012: $1,627,827,280Net Assets 2012: $150,998,2512012Assets 2014: $2,107,750,565Liabilities 2014: $1,901,845,680Net Assets 2014: $205,904,8852014Assets 2015: $2,358,314,772Liabilities 2015: $2,123,843,095Net Assets 2015: $234,471,6772015Assets 2016: $2,629,405,006Liabilities 2016: $2,367,050,276Net Assets 2016: $262,354,7302016Assets 2017: $2,947,983,587Liabilities 2017: $2,657,257,144Net Assets 2017: $290,726,4432017Assets 2018: $3,483,954,445Liabilities 2018: $3,158,288,547Net Assets 2018: $325,665,8982018Assets 2020: $4,476,609,953Liabilities 2020: $4,061,186,751Net Assets 2020: $415,423,2022020Assets 2021: $5,072,223,238Liabilities 2021: $4,584,267,558Net Assets 2021: $487,955,6802021Assets 2022: $5,751,484,149Liabilities 2022: $5,246,732,646Net Assets 2022: $504,751,5032022

Highlighted filing

2017

Assets$2,947,983,587
Liabilities$2,657,257,144
Net Assets$290,726,443
Open 2017 Filing

Operations Trend

Revenue Growth85th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400M$300M$200M$100M$0Expenses 2010: $110,530,4122010Expenses 2011: $104,002,7722011Expenses 2012: $105,921,5372012Revenue 2014: $133,812,942Expenses 2014: $106,360,927Net Income 2014: $27,452,0152014Revenue 2015: $149,320,698Expenses 2015: $120,701,174Net Income 2015: $28,619,5242015Revenue 2016: $165,334,018Expenses 2016: $136,780,152Net Income 2016: $28,553,8662016Revenue 2017: $192,716,840Expenses 2017: $164,439,417Net Income 2017: $28,277,4232017Revenue 2018: $238,305,161Expenses 2018: $203,333,006Net Income 2018: $34,972,1552018Revenue 2020: $274,030,926Expenses 2020: $239,877,914Net Income 2020: $34,153,0122020Revenue 2021: $316,168,145Expenses 2021: $240,408,034Net Income 2021: $75,760,1112021Revenue 2022: $350,442,030Expenses 2022: $293,104,697Net Income 2022: $57,337,3332022

Highlighted filing

2017

Revenue$192,716,840
Expenses$164,439,417
Net Income$28,277,423
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
May 11, 2018
Return Version
2017v2.0
Gross Receipts
$192,716,840
Mission and Program Overview

Mission

The organization is a full service, state-chartered credit union providing a broad range of loan and deposit products and other financial services to it members located throughout the US and Puerto Rico using various channels including branches, a call center, and the internet.

The organization is a full service, state-chartered credit union providing a broad range of loan and deposit products and other financial services to its members located throughout the US and Puerto Rico using various channels including branches, a call center, and the internet.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$2,308,743,082$2,706,294,669▲ $397,551,587
Rtn Earn Endowment Incm Other Fnds$262,354,730$290,726,443▲ $28,371,713
Savings and Temporary Cash Investments$96,525,204$54,186,562▼ $42,338,642
Investments in Publicly Traded Securities$43,414,930$40,796,520▼ $2,618,410
Land, Buildings, and Equipment, Net$22,030,728$22,685,530▲ $654,802
Cash and Non-Interest-Bearing Accounts$10,423,233$13,801,979▲ $3,378,746
Investments Other Securities$33,725,689$7,631,556▼ $26,094,133
Prepaid Expenses and Deferred Charges$3,034,815$2,835,528▼ $199,287
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$2,629,405,006$2,947,983,587▲ $318,578,581
Other Assets Total$111,507,325$99,751,243▼ $11,756,082
Liabilities
Other Liabilities$2,288,679,826$2,500,503,275▲ $211,823,449
Mortgage Notes Payable Secured by Investment Property$45,000,000$110,000,000▲ $65,000,000
Accounts Payable and Accrued Expenses$33,370,450$46,753,869▲ $13,383,419
Total Liabilities$2,367,050,276$2,657,257,144▲ $290,206,868
Net Assets / Fund Balance
Total Net Assets Fund Balance$262,354,730$290,726,443▲ $28,371,713
Total Liabilities and Net Assets / Fund Balance$2,629,405,006$2,947,983,587▲ $318,578,581

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,465,977$1,124,535$0
Other Land Buildings$1,514,584$0$0
Land$1,505,480-$0
Equipment$11,750,913$52,555,527$0
Leasehold Improvements$6,448,576$11,205,324$0
Compensation and Service Providers
Top Officer Pay73rd percentile

Employees

NameTitleOtherTotal
Joe SuareoCiso$87,500$87,500

Board Members and Trustees

NameTitle
Thomas HodsonChairman
Michael ValentinePresident, CEO and Treasurer
David StraussDirector
Jeffery BaileyDirector
Margot KaplanDirector
Mark RosenbaumDirector
Michael CurranDirector
Ola SnowDirector
Paul MartinDirector
Robert HombachDirector
Yu-Ping KaoDirector
Charles ThurmanDirector and Secretary
Scott SchmidtAVP Digital Services
Robert Orlich JrConsumer Loan Sales
Robert PondelicekDirecto of Mortgage Sales
Tom MooreEvp
Jose CajigasGM/AVP Puerto Rico
Richard OrrInvestment Advisors
Carl PrestoSVP/CFO
James BlockSVP/Chief Loan Officer
Jeffery JohnsonSVP/CIO
Carey PriceSVP/CRO
Lisa BaronSVP/hr
David BlumVP Corporate Relationships and Services
Dan ParsonsVP US Service Centers
Douglas WrightVP/Audit
David BrydunVP/Consumer Lending
Tudor EnoiuVP/Consumer Lending Risk
Charles SmithVP/Controller
Brad BergmooserVP/General Counsel
Sarah ThorrensVP/Human Resources
Scott ZulpoVP/Information Technology
John SahagianVP/Marketing
Patti DixonVP/Member Experience
Herbert BehrensVP/Mortgages
Kenneth DryfthoutVP/Strategy

Highest Paid Contractors

ContractorServicesLocationCompensation
Chris CronlundInformation Services2218 Bay Oaks Ddr, McHenry, IL 60051$249,809
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$182,339,439
Investment Income
$10,377,401
Other Revenue
$0
Change in Net Assets
$28,277,423

Audited Revenue Reconciliation

Revenue per Audited Statements
$192,716,840
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$0
Total Revenue per Audited Statements
$192,716,840
Total Revenue per Form 990
$192,716,840
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$109,967,816
Salaries, Compensation, and Employee Benefits$54,471,601
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$42,021,272
Other Expenses---$20,226,772
All Other Expenses---$16,503,903
Interest---$8,567,992
Depreciation Depletion---$7,585,430
Other Employee Benefits---$6,769,244
Information Technology---$6,153,778
Fees for Services Other---$5,428,631
Office Expenses---$4,521,307
Payroll Taxes---$3,473,642
Occupancy---$3,173,940
Advertising---$2,304,029
Pension Plan Contributions---$2,207,443
Conferences and Meetings---$1,554,776
Fees for Services Legal---$912,258
Insurance---$313,014
Fees for Services Accounting---$59,780
Total Functional Expenses$0$0$0$164,439,417

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$164,439,417
Total Expenses per Audited Statements$164,439,417
Total Expenses per Form 990$164,439,417
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
Yes
Subject to proxy tax
No

Reported Spending and Taxes

Line ItemAmount
Total Exempt Function Spending$15,150
Political Expenditures$0
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
36-3092340Naperville, IL$15,150
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member shares$2,500,503,275
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“our credit union members elect directors and appoint outside auditor during the annual meeting held in March. One of the directors is the President of the credit union.”

Form 990, Part VI, Section A, Line 7A

“our credit union members elect directors and appoint an outside auditor during the annual meeting held in March. One of the directors is the President of the credit union.”

Form 990, Part VI, Section A, Line 7B

“our credit union members elect directors and appoint an outside auditor during the annual meeting held in March. One of our directors is the President of the credit union.”

Form 990, Part VI, Section B, Line 11B

“form 990 is reviewed for accuracy by the Controller and CFO before submitted to IRS.”

Form 990, Part VI, Section B, Line 12C

“the credit union has a written code of conduct which includes a "conflict of interest" clause requiring all employees to complete an online form.”

Form 990, Part VI, Section B, Line 15

“compensation was determined by reviewing third party benchmarks by the Executive Committee of the BOD.”

Form 990, Part VI, Section C, Line 19

“the credit union will provide its governing documents, interest policy, and financial statements to its membership upon request.”

Filing and Contact Details

Filer

Filer Name
Baxter Credit Union
EIN
23-7250155
Phone
8003887000
Address
340 North Milwaukee Avenue, Vernon Hills, IL 60061

Signing Officer

Name
Chuck Smith
Title
Controller
Phone
8479328401
Signed
2018-05-11

Organization Details

Principal Officer
Mike Valentine
Formed
1981
Legal Domicile
Il
Voting Board Members
1
Independent Board Members
11
Employees
0
Volunteers
5
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

“Education and Training-289,607 Shared Branching-700,480 Employee Relations-963,567 Over & Short-3,802,466 Association Dues-225,484 Subscriptions-348,794 Security-145,800 Travel/Gift Card-18,373 PSCU Call Center-403,335 Credit Card Statements-300,169 ATM/Debit Card-7,981,861 Employee Relations-1,324,469”

Financial Statement Notes

Schedule D, Part X, Line 2

“The amount represents totals shares held by our members”

Raw XML AppendixShowing 400 of 1,146 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt160
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt220
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt230
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt240
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt250
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt260
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt270
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt280
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt290
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt300
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt310
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt320
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt330
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt340
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt350
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt360
IRS990/Form990PartVIISectionAGrp/PersonNm0Thomas Hodson
IRS990/Form990PartVIISectionAGrp/PersonNm1Margot Kaplan
IRS990/Form990PartVIISectionAGrp/PersonNm2Ola Snow
IRS990/Form990PartVIISectionAGrp/PersonNm3David Strauss
IRS990/Form990PartVIISectionAGrp/PersonNm4Yu-Ping Kao
IRS990/Form990PartVIISectionAGrp/PersonNm5Michael Curran
IRS990/Form990PartVIISectionAGrp/PersonNm6Paul Martin
IRS990/Form990PartVIISectionAGrp/PersonNm7Robert Hombach
IRS990/Form990PartVIISectionAGrp/PersonNm8Jeffery Bailey
IRS990/Form990PartVIISectionAGrp/PersonNm9Charles Thurman
IRS990/Form990PartVIISectionAGrp/PersonNm10Mark Rosenbaum
IRS990/Form990PartVIISectionAGrp/PersonNm11Michael Valentine
IRS990/Form990PartVIISectionAGrp/PersonNm12Lisa Baron
IRS990/Form990PartVIISectionAGrp/PersonNm13Tom Moore
IRS990/Form990PartVIISectionAGrp/PersonNm14Jeffery Johnson
IRS990/Form990PartVIISectionAGrp/PersonNm15James Block
IRS990/Form990PartVIISectionAGrp/PersonNm16Carl Presto
IRS990/Form990PartVIISectionAGrp/PersonNm17Carey Price
IRS990/Form990PartVIISectionAGrp/PersonNm18John Sahagian
IRS990/Form990PartVIISectionAGrp/PersonNm19Herbert Behrens
IRS990/Form990PartVIISectionAGrp/PersonNm20Patti Dixon
IRS990/Form990PartVIISectionAGrp/PersonNm21Douglas Wright
IRS990/Form990PartVIISectionAGrp/PersonNm22Charles Smith
IRS990/Form990PartVIISectionAGrp/PersonNm23Sarah Thorrens
IRS990/Form990PartVIISectionAGrp/PersonNm24Kenneth Dryfthout
IRS990/Form990PartVIISectionAGrp/PersonNm25David Blum
IRS990/Form990PartVIISectionAGrp/PersonNm26Scott Zulpo
IRS990/Form990PartVIISectionAGrp/PersonNm27David Brydun
IRS990/Form990PartVIISectionAGrp/PersonNm28Brad Bergmooser
IRS990/Form990PartVIISectionAGrp/PersonNm29Tudor Enoiu
IRS990/Form990PartVIISectionAGrp/PersonNm30Dan Parsons
IRS990/Form990PartVIISectionAGrp/PersonNm31Joe Suareo
IRS990/Form990PartVIISectionAGrp/PersonNm32Robert Pondelicek
IRS990/Form990PartVIISectionAGrp/PersonNm33Jose Cajigas
IRS990/Form990PartVIISectionAGrp/PersonNm34Richard Orr
IRS990/Form990PartVIISectionAGrp/PersonNm35Scott Schmidt
IRS990/Form990PartVIISectionAGrp/PersonNm36Robert Orlich Jr
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt160
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt170
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt180
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt200
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt210
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt230
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt240
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt270
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt280
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt290
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt300
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt310
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt320
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt330
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt340
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt350
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt360
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt19272438
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20236101
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director and Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11President, CEO and Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt12SVP/HR
IRS990/Form990PartVIISectionAGrp/TitleTxt13EVP
IRS990/Form990PartVIISectionAGrp/TitleTxt14SVP/CIO
IRS990/Form990PartVIISectionAGrp/TitleTxt15SVP/Chief Loan Officer
IRS990/Form990PartVIISectionAGrp/TitleTxt16SVP/CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt17SVP/CRO
IRS990/Form990PartVIISectionAGrp/TitleTxt18VP/Marketing
IRS990/Form990PartVIISectionAGrp/TitleTxt19VP/Mortgages
IRS990/Form990PartVIISectionAGrp/TitleTxt20VP/Member Experience
IRS990/Form990PartVIISectionAGrp/TitleTxt21VP/Audit
IRS990/Form990PartVIISectionAGrp/TitleTxt22VP/Controller
IRS990/Form990PartVIISectionAGrp/TitleTxt23VP/Human Resources
IRS990/Form990PartVIISectionAGrp/TitleTxt24VP/Strategy
IRS990/Form990PartVIISectionAGrp/TitleTxt25VP Corporate Relationships and Services
IRS990/Form990PartVIISectionAGrp/TitleTxt26VP/Information Technology
IRS990/Form990PartVIISectionAGrp/TitleTxt27VP/Consumer Lending
IRS990/Form990PartVIISectionAGrp/TitleTxt28VP/General Counsel
IRS990/Form990PartVIISectionAGrp/TitleTxt29VP/Consumer Lending Risk
IRS990/Form990PartVIISectionAGrp/TitleTxt30VP US Service Centers
IRS990/Form990PartVIISectionAGrp/TitleTxt31CISO
IRS990/Form990PartVIISectionAGrp/TitleTxt32Directo of Mortgage Sales
IRS990/Form990PartVIISectionAGrp/TitleTxt33GM/AVP Puerto Rico
IRS990/Form990PartVIISectionAGrp/TitleTxt34Investment Advisors
IRS990/Form990PartVIISectionAGrp/TitleTxt35AVP Digital Services
IRS990/Form990PartVIISectionAGrp/TitleTxt36Consumer Loan Sales
IRS990/Form990ProvidedToGvrnBodyInd00
IRS990/FormationYr01981
IRS990/FormerOfcrEmployeesListedInd00
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IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt01
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/InfoInScheduleOPartVIInd0X

Document Assets

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Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,947,983,587
Liabilities
$2,657,257,144
Net assets
$290,726,443
Revenue
$192,716,840
Expenses
$164,439,417
Net income
$28,277,423
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5,751$5,247$505$350$293$57.3
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$5,072$4,584$488$316$240$75.8
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4,477$4,061$415$274$240$34.2
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3,484$3,158$326$238$203$35.0
2017Detailed filing. Detailed filing data is available for this year.$2,948$2,657$291$193$164$28.3
2016Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,629$2,367$262$165$137$28.6
2015Detailed filing. Detailed filing data is available for this year.$2,358$2,124$234$149$121$28.6
2014Detailed filing. Detailed filing data is available for this year.$2,108$1,902$206$134$106$27.5
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,779$1,628$151$106
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,580$1,450$130$104
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,444$1,333$111$111