Civic Intelligence

Bcbst Employees Credit Union

990 • Fiscal year 2014 • EIN 23-7152587

Jan 01, 2014 to Dec 31, 2014 • Filed on Apr 13, 2015

Organization ProfileWWW.BCBSTECU.COM
1 Cameron Hill CircleChattanooga, TN 37402

(423) 535-5736

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

26th percentile

0.82x

Higher debt load relative to assets than 26% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Liabilities / Revenue

37th percentile

17.52x

Higher debt load relative to revenue than 37% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Net Margin

45th percentile

4.4%

Higher net margin than 45% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Top Officer Pay

41st percentile

$65,960

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 13.8% of source-year revenue.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2014

Asset Growth

96th percentile

13%

Faster asset growth than 96% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Revenue Growth

65th percentile

2.3%

Faster revenue growth than 65% of similar nonprofits.

2014 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets26th percentile

Assets

Up

$10,222,863

Up $1,168,634 (+13%) from 2013

Net Assets

Up

$1,854,568

Up $20,925 (+1.1%) from 2013

Liabilities

Up

$8,368,295

Up $1,147,709 (+16%) from 2013

Revenue And Expenses
Liabilities / Revenue37th percentileNet Margin45th percentile

Revenue

Up

$477,561

Up $10,830 (+2.3%) from 2013

Expenses

Up

$456,636

Up $27,833 (+6.5%) from 2013

Net Income

Down

$20,925

Down $17,003 (-45%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth96th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $9,345,275Liabilities 2010: $7,610,616Net Assets 2010: $1,734,6592010Assets 2011: $8,907,271Liabilities 2011: $7,177,166Net Assets 2011: $1,730,1052011Assets 2012: $8,913,256Liabilities 2012: $7,117,541Net Assets 2012: $1,795,7152012Assets 2013: $9,054,229Liabilities 2013: $7,220,586Net Assets 2013: $1,833,6432013Assets 2014: $10,222,863Liabilities 2014: $8,368,295Net Assets 2014: $1,854,5682014Assets 2015: $10,137,894Liabilities 2015: $8,188,664Net Assets 2015: $1,949,2302015Assets 2016: $10,183,800Liabilities 2016: $8,203,748Net Assets 2016: $1,980,0522016Assets 2017: $10,072,967Liabilities 2017: $8,080,685Net Assets 2017: $1,992,2822017Assets 2018: $10,178,576Liabilities 2018: $8,126,886Net Assets 2018: $2,051,6902018Assets 2019: $10,668,726Liabilities 2019: $8,551,165Net Assets 2019: $2,117,5612019Assets 2020: $13,716,818Liabilities 2020: $11,652,390Net Assets 2020: $2,064,4282020Assets 2021: $13,221,153Liabilities 2021: $11,238,802Net Assets 2021: $1,982,3512021Assets 2022: $13,091,639Liabilities 2022: $11,150,592Net Assets 2022: $1,941,0472022Assets 2023: $11,431,067Liabilities 2023: $9,482,023Net Assets 2023: $1,949,0442023Assets 2024: $10,506,754Liabilities 2024: $8,455,666Net Assets 2024: $2,051,0882024Assets 2025: $10,302,219Liabilities 2025: $8,168,268Net Assets 2025: $2,133,9512025

Highlighted filing

2014

Assets$10,222,863
Liabilities$8,368,295
Net Assets$1,854,568
Open 2014 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $430,1872010Expenses 2011: $407,4382011Expenses 2012: $416,6792012Revenue 2013: $466,731Expenses 2013: $428,803Net Income 2013: $37,9282013Revenue 2014: $477,561Expenses 2014: $456,636Net Income 2014: $20,9252014Revenue 2015: $547,678Expenses 2015: $453,017Net Income 2015: $94,6612015Revenue 2016: $515,979Expenses 2016: $480,734Net Income 2016: $35,2452016Revenue 2017: $495,020Expenses 2017: $487,212Net Income 2017: $7,8082017Revenue 2018: $541,092Expenses 2018: $481,683Net Income 2018: $59,4092018Revenue 2019: $563,054Expenses 2019: $497,184Net Income 2019: $65,8702019Revenue 2020: $438,710Expenses 2020: $491,841Net Income 2020: -$53,1312020Revenue 2021: $347,574Expenses 2021: $429,651Net Income 2021: -$82,0772021Revenue 2022: $370,818Expenses 2022: $412,120Net Income 2022: -$41,3022022Revenue 2023: $487,087Expenses 2023: $479,087Net Income 2023: $8,0002023Revenue 2024: $520,394Expenses 2024: $418,351Net Income 2024: $102,0432024Revenue 2025: $526,010Expenses 2025: $443,147Net Income 2025: $82,8632025

Highlighted filing

2014

Revenue$477,561
Expenses$456,636
Net Income$20,925
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 13, 2015
Return Version
2014v5.0
Gross Receipts
$477,561
Mission and Program Overview

Mission

Credit union - to provide services for approximately 1,736 members in the form of loans, savings, and other financial services.

Credit union - to provide services for approximately 2,674 members in the form of loans, savings, and other financial services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$3,754,933$4,153,918▲ $398,985
Cash and Non-Interest-Bearing Accounts$1,509,372$2,234,075▲ $724,703
Investments Other Securities$811,578$2,003,578▲ $1,192,000
Rtn Earn Endowment Incm Other Fnds$1,673,245$1,684,171▲ $10,926
Savings and Temporary Cash Investments$2,882,000$1,636,000▼ $1,246,000
Cap Stk Tr Prin Current Funds$160,398$170,397▲ $9,999
Prepaid Expenses and Deferred Charges$17,906$123,444▲ $105,538
Land, Buildings, and Equipment, Net$7,437--
Total Assets$9,054,229$10,222,863▲ $1,168,634
Other Assets Total$71,003$71,848▲ $845
Liabilities
Other Liabilities$7,184,791$8,280,625▲ $1,095,834
Accounts Payable and Accrued Expenses$35,795$87,670▲ $51,875
Total Liabilities$7,220,586$8,368,295▲ $1,147,709
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,833,643$1,854,568▲ $20,925
Total Liabilities and Net Assets / Fund Balance$9,054,229$10,222,863▲ $1,168,634

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$97,593$97,593
Other Securities$67,578--
Compensation and Service Providers
Top Officer Pay41st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Channon HamiltonManagerFT$65,960$65,960

Board Members and Trustees

NameTitle
Tena RobersonPresident
Daniel LauDirector
Jeff WakefieldDirector
Tammy StoneDirector
Randy MitchellCredit COM C
Dan JacobsonCredit COM M
Leslie GaylerCredit COM M
Stacey HeltonCredit COM M
Scott GaySecretary
Chris DrakeSupervisory
Dennis CunninghamSupervisory
Edith JohnsonSupervisory
Janice TothSupervisory
Melissa IngramSupervisory
Regina WhiteTreasurer
Marvin FabryVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$365,062
Investment Income
$21,733
Other Revenue
$90,766
Change in Net Assets
$20,925
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$267,047
Salaries, Compensation, and Employee Benefits$189,589
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$189,589-$189,589
Office Expenses-$78,034-$78,034
Interest-$6,082-$6,082
All Other Expenses-$5,864-$5,864
Other Expenses-$5,293-$5,293
Conferences and Meetings-$1,505-$1,505
Total Functional Expenses$0$456,636$0$456,636
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$6,648,063
All Other Shares$900,638
Share Drafts$731,924
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Bcbst Employees Credit Union
EIN
23-7152587
Phone
4235355736
Address
1 CAMERON HILL CIRCLE, CHATTANOOGA, TN 37402

Signing Officer

Name
Channon Hamilton
Title
Manager
Phone
4235355736
Signed
2015-04-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Channon Hamilton
Formed
1991
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
16

Preparer

Firm
Leverage the Lscu Service Corporation
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Keith T Mcmurtrie
Phone
8505581102
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union does not have any unrealted business income.”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML AppendixShowing 400 of 405 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt0DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDE
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT
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IRS990/Form990PartVIISectionAGrp/TitleTxt8CREDIT COM C
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IRS990/Form990PartVIISectionAGrp/TitleTxt10CREDIT COM M
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IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt071003
IRS990/OtherAssetsTotalGrp/EOYAmt071848
IRS990/OtherExpensesGrp/Desc0PROF & OUTSIDE SERVICES
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc2EXAMINATION FEE
IRS990/OtherExpensesGrp/Desc3MISC OPERATING EXP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0151704
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt110500
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt28065
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt35293
IRS990/OtherExpensesGrp/TotalAmt0151704
IRS990/OtherExpensesGrp/TotalAmt110500
IRS990/OtherExpensesGrp/TotalAmt28065
IRS990/OtherExpensesGrp/TotalAmt35293
IRS990/OtherLiabilitiesGrp/BOYAmt07184791
IRS990/OtherLiabilitiesGrp/EOYAmt08280625
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt090766
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt090766
IRS990/OtherRevenueTotalAmt090766
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0189589
IRS990/OtherSalariesAndWagesGrp/TotalAmt0189589
IRS990/PartialLiquidationInd0false
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt017906
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0123444
IRS990/PrincipalOfficerNm0CHANNON HAMILTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0252722
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1112340
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0252722
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1112340
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PORVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt06082
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt025513
IRS990/PYOtherExpensesAmt0292894
IRS990/PYOtherRevenueAmt080064
IRS990/PYProgramServiceRevenueAmt0361154
IRS990/PYRevenuesLessExpensesAmt037928
IRS990/PYSalariesCompEmpBnftPaidAmt0135909
IRS990/PYTotalExpensesAmt0428803
IRS990/PYTotalRevenueAmt0466731
IRS990/ReconcilationRevenueExpnssAmt020925
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01673245
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01684171
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02882000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01636000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/DepreciationAmt097593
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt097593
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06648063
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1900638
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2731924
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ALL OTHER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2SHARE DRAFTS
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt01936000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt167578
IRS990ScheduleD/OtherSecuritiesGrp/Desc0ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PAID-IN-CAPITAL- VCCU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueSecuritiesAmt02003578
IRS990ScheduleD/TotalLiabilityAmt08280625
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION DOES NOT HAVE ANY UNREALTED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XII
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt09054229
IRS990/TotalAssetsEOYAmt010222863
IRS990/TotalAssetsGrp/BOYAmt09054229
IRS990/TotalAssetsGrp/EOYAmt010222863
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0456636
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0456636
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt07220586
IRS990/TotalLiabilitiesEOYAmt08368295
IRS990/TotalLiabilitiesGrp/BOYAmt07220586
IRS990/TotalLiabilitiesGrp/EOYAmt08368295
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01833643
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01854568
IRS990/TotalProgramServiceExpensesAmt0456636
IRS990/TotalProgramServiceRevenueAmt0365062
IRS990/TotalReportableCompFromOrgAmt065960
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0477561
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0477561
IRS990/TotalVolunteersCnt016
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt09054229
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010222863
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01 CAMERON HILL CIRCLE
IRS990/USAddress/CityNm0CHATTANOOGA
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd037402
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.BCBSTECU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHANNON HAMILTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum04235355736
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BCBST EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BCBS
ReturnHeader/Filer/EIN0237152587
ReturnHeader/Filer/PhoneNum04235355736
ReturnHeader/Filer/USAddress/AddressLine1Txt01 CAMERON HILL CIRCLE
ReturnHeader/Filer/USAddress/CityNm0CHATTANOOGA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037402
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0591086132
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LEVERAGE THE LSCU SERVICE CORPORATION
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum08505581102
ReturnHeader/PreparerPersonGrp/PreparationDt02015-04-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEITH T MCMURTRIE

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,222,863
Liabilities
$8,368,295
Net assets
$1,854,568
Revenue
$477,561
Expenses
$456,636
Net income
$20,925
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$10.3$8.17$2.13$0.53$0.44$0.08
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.5$8.46$2.05$0.52$0.42$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$9.48$1.95$0.49$0.48$0.01
2022Detailed filing. Detailed filing data is available for this year.$13.1$11.2$1.94$0.37$0.41$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.2$11.2$1.98$0.35$0.43$0.08
2020Detailed filing. Detailed filing data is available for this year.$13.7$11.7$2.06$0.44$0.49$0.05
2019Detailed filing. Detailed filing data is available for this year.$10.7$8.55$2.12$0.56$0.50$0.07
2018Detailed filing. Detailed filing data is available for this year.$10.2$8.13$2.05$0.54$0.48$0.06
2017Detailed filing. Detailed filing data is available for this year.$10.1$8.08$1.99$0.50$0.49$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.2$8.20$1.98$0.52$0.48$0.04
2015Detailed filing. Detailed filing data is available for this year.$10.1$8.19$1.95$0.55$0.45$0.09
2014Detailed filing. Detailed filing data is available for this year.$10.2$8.37$1.85$0.48$0.46$0.02
2013Detailed filing. Detailed filing data is available for this year.$9.05$7.22$1.83$0.47$0.43$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.91$7.12$1.80$0.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.91$7.18$1.73$0.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.35$7.61$1.73$0.43