Civic Intelligence

Bcbst Employees Credit Union

EIN 23-7152587 • 501(c)14 • Chattanooga, TN

Profile

Credit union - to provide services for approximately 2,674 members in the form of loans, savings, and other financial services.

1 Cameron Hill CircleChattanooga, TN 37402

www.bcbstecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

45th percentile

0.85x

Higher debt load relative to assets than 45% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2022

Liabilities / Revenue

91st percentile

30.07x

Higher debt load relative to revenue than 91% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2022

Net Margin

16th percentile

-11%

Higher net margin than 16% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2022

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

37th percentile

-2.3%

Faster asset growth than 37% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2020 to 2022

Revenue Growth

12th percentile

-8.1%

Faster revenue growth than 12% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2020 to 2022

Balance Sheet
Liabilities / Assets45th percentile

Assets

Down

$10,302,219

Down $204,535 (-1.9%) from 2024

Liabilities

Down

$8,168,268

Down $287,398 (-3.4%) from 2024

Net Assets

Up

$2,133,951

Up $82,863 (+4.0%) from 2024

Operations
Liabilities / Revenue91st percentileNet Margin16th percentile

Revenue

Up

$526,010

Up $5,616 (+1.1%) from 2024

Expenses

Up

$443,147

Up $24,796 (+5.9%) from 2024

Net Income

Down

$82,863

Down $19,180 (-19%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $9,345,275Liabilities 2010: $7,610,616Net Assets 2010: $1,734,6592010Assets 2011: $8,907,271Liabilities 2011: $7,177,166Net Assets 2011: $1,730,1052011Assets 2012: $8,913,256Liabilities 2012: $7,117,541Net Assets 2012: $1,795,7152012Assets 2013: $9,054,229Liabilities 2013: $7,220,586Net Assets 2013: $1,833,6432013Assets 2014: $10,222,863Liabilities 2014: $8,368,295Net Assets 2014: $1,854,5682014Assets 2015: $10,137,894Liabilities 2015: $8,188,664Net Assets 2015: $1,949,2302015Assets 2016: $10,183,800Liabilities 2016: $8,203,748Net Assets 2016: $1,980,0522016Assets 2017: $10,072,967Liabilities 2017: $8,080,685Net Assets 2017: $1,992,2822017Assets 2018: $10,178,576Liabilities 2018: $8,126,886Net Assets 2018: $2,051,6902018Assets 2019: $10,668,726Liabilities 2019: $8,551,165Net Assets 2019: $2,117,5612019Assets 2020: $13,716,818Liabilities 2020: $11,652,390Net Assets 2020: $2,064,4282020Assets 2021: $13,221,153Liabilities 2021: $11,238,802Net Assets 2021: $1,982,3512021Assets 2022: $13,091,639Liabilities 2022: $11,150,592Net Assets 2022: $1,941,0472022Assets 2023: $11,431,067Liabilities 2023: $9,482,023Net Assets 2023: $1,949,0442023Assets 2024: $10,506,754Liabilities 2024: $8,455,666Net Assets 2024: $2,051,0882024Assets 2025: $10,302,219Liabilities 2025: $8,168,268Net Assets 2025: $2,133,9512025

Highlighted filing

2025

Assets$10,302,219
Liabilities$8,168,268
Net Assets$2,133,951
Open 2025 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KExpenses 2010: $430,1872010Expenses 2011: $407,4382011Expenses 2012: $416,6792012Revenue 2013: $466,731Expenses 2013: $428,803Net Income 2013: $37,9282013Revenue 2014: $477,561Expenses 2014: $456,636Net Income 2014: $20,9252014Revenue 2015: $547,678Expenses 2015: $453,017Net Income 2015: $94,6612015Revenue 2016: $515,979Expenses 2016: $480,734Net Income 2016: $35,2452016Revenue 2017: $495,020Expenses 2017: $487,212Net Income 2017: $7,8082017Revenue 2018: $541,092Expenses 2018: $481,683Net Income 2018: $59,4092018Revenue 2019: $563,054Expenses 2019: $497,184Net Income 2019: $65,8702019Revenue 2020: $438,710Expenses 2020: $491,841Net Income 2020: -$53,1312020Revenue 2021: $347,574Expenses 2021: $429,651Net Income 2021: -$82,0772021Revenue 2022: $370,818Expenses 2022: $412,120Net Income 2022: -$41,3022022Revenue 2023: $487,087Expenses 2023: $479,087Net Income 2023: $8,0002023Revenue 2024: $520,394Expenses 2024: $418,351Net Income 2024: $102,0432024Revenue 2025: $526,010Expenses 2025: $443,147Net Income 2025: $82,8632025

Highlighted filing

2025

Revenue$526,010
Expenses$443,147
Net Income$82,863
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,302,219
Liabilities
$8,168,268
Net assets
$2,133,951
Revenue
$526,010
Expenses
$443,147
Net income
$82,863
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$10.3$8.17$2.13$0.53$0.44$0.08
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.5$8.46$2.05$0.52$0.42$0.10
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$11.4$9.48$1.95$0.49$0.48$0.01
2022Detailed filing. Detailed filing data is available for this year.$13.1$11.2$1.94$0.37$0.41$0.04
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$13.2$11.2$1.98$0.35$0.43$0.08
2020Detailed filing. Detailed filing data is available for this year.$13.7$11.7$2.06$0.44$0.49$0.05
2019Detailed filing. Detailed filing data is available for this year.$10.7$8.55$2.12$0.56$0.50$0.07
2018Detailed filing. Detailed filing data is available for this year.$10.2$8.13$2.05$0.54$0.48$0.06
2017Detailed filing. Detailed filing data is available for this year.$10.1$8.08$1.99$0.50$0.49$0.01
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.2$8.20$1.98$0.52$0.48$0.04
2015Detailed filing. Detailed filing data is available for this year.$10.1$8.19$1.95$0.55$0.45$0.09
2014Detailed filing. Detailed filing data is available for this year.$10.2$8.37$1.85$0.48$0.46$0.02
2013Detailed filing. Detailed filing data is available for this year.$9.05$7.22$1.83$0.47$0.43$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.91$7.12$1.80$0.42
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.91$7.18$1.73$0.41
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.35$7.61$1.73$0.43
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 20, 2026
Return Version
2025v4.0
Gross Receipts
$526,010
Mission and Program Overview

Mission

Credit union - to provide services for approximately 2,674 members in the form of loans, savings, and other financial services.

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$3,224,000$3,920,000▲ $696,000
Accounts Receivable$3,080,215$2,638,709▼ $441,506
Investments Other Securities$2,915,068$2,517,477▼ $397,591
Rtn Earn Endowment Incm Other Fnds$1,833,190$1,916,053▲ $82,863
Cash and Non-Interest-Bearing Accounts$1,106,859$1,068,089▼ $38,770
Cap Stk Tr Prin Current Funds$217,898$217,898→ $0
Prepaid Expenses and Deferred Charges$63,126$45,464▼ $17,662
Total Assets$10,506,754$10,302,219▼ $204,535
Other Assets Total$117,486$112,480▼ $5,006
Liabilities
Other Liabilities$8,404,215$8,117,384▼ $286,831
Accounts Payable and Accrued Expenses$51,451$50,884▼ $567
Total Liabilities$8,455,666$8,168,268▼ $287,398
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,051,088$2,133,951▲ $82,863
Total Liabilities and Net Assets / Fund Balance$10,506,754$10,302,219▼ $204,535

Asset Categories

AssetBook ValueDepreciationBasis
Other Securities$67,578--
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Daniel LauBoard Member
Edie JohnsonBoard Member
Sharon WoodardBoard Member
Patrick SullivanBoard Presid
Scott GayBoard Secret
Stephen BordersBoard Treasu
Marvin FabryBoard Vice P
Randy MitchellCredit COM C
Channon HamiltonManager, CRE
Amanda ClintonSupervisory
Kevin DewSupervisory
Kim BlevinsSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$270,989
Investment Income
$228,994
Other Revenue
$26,027
Change in Net Assets
$82,863
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$261,413
Salaries, Compensation, and Employee Benefits$181,734
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$181,734-$181,734
Office Expenses-$52,311-$52,311
Interest-$37,714-$37,714
Other Expenses-$7,031-$7,031
Conferences and Meetings-$1,637-$1,637
Total Functional Expenses$0$443,147$0$443,147
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$6,484,982
Share Drafts$1,174,487
All Other Shares$457,915
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The manager reviews the form 990. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitor and enforce the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“The board of directors uses a comparison of credit union compensation.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequent month.”

Filing and Contact Details

Filer

Filer Name
Bcbst Employees Credit Union
EIN
23-7152587
Phone
4235355736
Address
1 CAMERON HILL CIRCLE, CHATTANOOGA, TN 37402

Signing Officer

Name
Channon Hamilton
Title
Manager, Credit COM
Phone
4235355736
Signed
2026-03-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Channon Hamilton
Formed
1991
Legal Domicile
Tn
Voting Board Members
7
Independent Board Members
7
Employees
3
Volunteers
11

Preparer

Firm
Credit Union Audit Group
Address
1709 HERMITAGE BLVD SUITE 200, TALLAHASSEE, FL 32308
Preparer
Marcus King
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of service are related to duties of the board of directors, supervisory committee, and credit committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“No unrelated business income”

Form 990, Part XI, Line 9

“Due to rounding 0 due to rounding 0”

Form 990, Part XII

“Annual agreed upon procedures are performed by an independent auditor.”

Raw XML Appendix372 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ExpenseAmt0405433
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IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER, CRE
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD TREASU
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD VICE P
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD SECRET
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD PRESID
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8CREDIT COM C
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt10SUPERVISORY
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IRS990/OtherExpensesGrp/Desc1MISC OPERATING EXP
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc3LOAN SERVICING EXP
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0133623
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt118779
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt210318
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt37031
IRS990/OtherExpensesGrp/TotalAmt0133623
IRS990/OtherExpensesGrp/TotalAmt118779
IRS990/OtherExpensesGrp/TotalAmt210318
IRS990/OtherExpensesGrp/TotalAmt37031
IRS990/OtherLiabilitiesGrp/BOYAmt08404215
IRS990/OtherLiabilitiesGrp/EOYAmt08117384
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0OTHER NON-INTEREST INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt026027
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt026027
IRS990/OtherRevenueTotalAmt026027
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0181734
IRS990/OtherSalariesAndWagesGrp/TotalAmt0181734
IRS990/PartialLiquidationInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt063126
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt045464
IRS990/PrincipalOfficerNm0CHANNON HAMILTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0205259
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt165730
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0205259
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt165730
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PORVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt037714
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0190671
IRS990/PYOtherExpensesAmt0261266
IRS990/PYOtherRevenueAmt042572
IRS990/PYProgramServiceRevenueAmt0287151
IRS990/PYRevenuesLessExpensesAmt0102043
IRS990/PYSalariesCompEmpBnftPaidAmt0157085
IRS990/PYTotalExpensesAmt0418351
IRS990/PYTotalRevenueAmt0520394
IRS990/ReconcilationRevenueExpnssAmt082863
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01833190
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01916053
IRS990/SavingsAndTempCashInvstGrp/BOYAmt03224000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt03920000
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06484982
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11174487
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt2457915
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SHARE DRAFTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2ALL OTHER SHARES
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt02449899
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt167578
IRS990ScheduleD/OtherSecuritiesGrp/Desc0ALL OTHER INVESTMENTS
IRS990ScheduleD/OtherSecuritiesGrp/Desc1PAID-IN CAPITAL -VCCU
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/TotalBookValueSecuritiesAmt02517477
IRS990ScheduleD/TotalLiabilityAmt08117384
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICE ARE RELATED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISORY COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO UNRELATED BUSINESS INCOME
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE MANAGER REVIEWS THE FORM 990. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITOR AND ENFORCE THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE BOARD OF DIRECTORS USES A COMPARISON OF CREDIT UNION COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUENT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9DUE TO ROUNDING 0 DUE TO ROUNDING 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10ANNUAL AGREED UPON PROCEDURES ARE PERFORMED BY AN INDEPENDENT AUDITOR.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PART XI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XII
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0TN
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt010506754
IRS990/TotalAssetsEOYAmt010302219
IRS990/TotalAssetsGrp/BOYAmt010506754
IRS990/TotalAssetsGrp/EOYAmt010302219
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0443147
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0443147
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt08455666
IRS990/TotalLiabilitiesEOYAmt08168268
IRS990/TotalLiabilitiesGrp/BOYAmt08455666
IRS990/TotalLiabilitiesGrp/EOYAmt08168268
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02051088
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt02133951
IRS990/TotalProgramServiceExpensesAmt0443147
IRS990/TotalProgramServiceRevenueAmt0270989
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0526010
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0526010
IRS990/TotalVolunteersCnt011
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt010506754
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt010302219
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt01 CAMERON HILL CIRCLE
IRS990/USAddress/CityNm0CHATTANOOGA
IRS990/USAddress/StateAbbreviationCd0TN
IRS990/USAddress/ZIPCd037402
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.BCBSTECU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHANNON HAMILTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER, CREDIT COM
ReturnHeader/BusinessOfficerGrp/PhoneNum04235355736
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BCBST EMPLOYEES CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0BCBS
ReturnHeader/Filer/EIN0237152587
ReturnHeader/Filer/PhoneNum04235355736
ReturnHeader/Filer/USAddress/AddressLine1Txt01 CAMERON HILL CIRCLE
ReturnHeader/Filer/USAddress/CityNm0CHATTANOOGA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0TN
ReturnHeader/Filer/USAddress/ZIPCd037402
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0202711127
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CREDIT UNION AUDIT GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01709 HERMITAGE BLVD SUITE 200
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd032308
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-23
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARCUS KING
ReturnHeader/ReturnTs02026-03-23T11:29:31-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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