Civic Intelligence

Bradford County Action Inc.

990 • Fiscal year 2015 • EIN 23-6423950

Jul 01, 2014 to Jun 30, 2015 • Filed on May 02, 2016

500 William StreetTowanda, PA 18848

(570) 265-4434

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.67x

Higher debt load relative to assets than 88% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

69th percentile

0.15x

Higher debt load relative to revenue than 69% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Net Margin

45th percentile

1.5%

Higher net margin than 45% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

73rd percentile

$61,293

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 6.3% of source-year revenue.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Asset Growth

87th percentile

41%

Faster asset growth than 87% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

70th percentile

16%

Faster revenue growth than 70% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Assets

Up

$214,796

Up $62,538 (+41%) from 2014

Net Assets

Up

$70,204

Up $14,904 (+27%) from 2014

Liabilities

Up

$144,592

Up $47,634 (+49%) from 2014

Revenue

Up

$967,713

Up $134,379 (+16%) from 2014

Expenses

Up

$952,939

Up $116,674 (+14%) from 2014

Net Income

Up

$14,774

Up $17,705 (+604%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $234,975Liabilities 2010: $201,020Net Assets 2010: $33,9552010Assets 2011: $119,375Liabilities 2011: $82,848Net Assets 2011: $36,5272011Assets 2012: $134,531Liabilities 2012: $91,811Net Assets 2012: $42,7202012Assets 2013: $99,036Liabilities 2013: $42,903Net Assets 2013: $56,1332013Assets 2014: $152,258Liabilities 2014: $96,958Net Assets 2014: $55,3002014Assets 2015: $214,796Liabilities 2015: $144,592Net Assets 2015: $70,2042015Assets 2016: $246,954Liabilities 2016: $177,762Net Assets 2016: $69,1922016Assets 2017: $144,063Liabilities 2017: $98,832Net Assets 2017: $45,2312017Assets 2018: $210,775Liabilities 2018: $158,014Net Assets 2018: $52,7612018Assets 2019: $279,071Liabilities 2019: $236,612Net Assets 2019: $42,4592019Assets 2020: $288,941Liabilities 2020: $239,438Net Assets 2020: $49,5032020Assets 2021: $311,744Liabilities 2021: $253,299Net Assets 2021: $58,4452021Assets 2022: $345,130Liabilities 2022: $282,117Net Assets 2022: $63,0132022Assets 2023: $476,863Liabilities 2023: $414,405Net Assets 2023: $62,4582023Assets 2024: $419,305Liabilities 2024: $355,728Net Assets 2024: $63,5772024Assets 2025: $359,348Liabilities 2025: $303,358Net Assets 2025: $55,9902025

Highlighted filing

2015

Assets$214,796
Liabilities$144,592
Net Assets$70,204

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $1,432,7492010Expenses 2011: $1,085,6172011Expenses 2012: $877,2502012Expenses 2013: $859,2072013Revenue 2014: $833,334Expenses 2014: $836,265Net Income 2014: -$2,9312014Revenue 2015: $967,713Expenses 2015: $952,939Net Income 2015: $14,7742015Revenue 2016: $926,694Expenses 2016: $926,069Net Income 2016: $6252016Revenue 2017: $1,026,644Expenses 2017: $1,054,301Net Income 2017: -$27,6572017Revenue 2018: $1,158,558Expenses 2018: $1,149,240Net Income 2018: $9,3182018Revenue 2019: $1,163,708Expenses 2019: $1,174,714Net Income 2019: -$11,0062019Revenue 2020: $1,192,997Expenses 2020: $1,183,414Net Income 2020: $9,5832020Revenue 2021: $1,015,728Expenses 2021: $1,010,177Net Income 2021: $5,5512021Revenue 2022: $934,391Expenses 2022: $930,406Net Income 2022: $3,9852022Revenue 2023: $939,652Expenses 2023: $936,164Net Income 2023: $3,4882023Revenue 2024: $977,022Expenses 2024: $976,323Net Income 2024: $6992024Revenue 2025: $1,042,307Expenses 2025: $1,049,808Net Income 2025: -$7,5012025

Highlighted filing

2015

Revenue$967,713
Expenses$952,939
Net Income$14,774
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
May 2, 2016
Return Version
2014v6.0
Gross Receipts
$967,713
Mission and Program Overview

Mission

To provide education, guidance, and training to those members of the community who may be at risk of not maintaining a reasonable standard of living and who cannot acquire these necessary skills through traditional channels

To provide education, guidance & training to those members of the community who may be at risk of not maintaining a reasonable standard of living & who cannot acquire these necessary skills through traditional channels.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$87,804$117,573▲ $29,769
Savings and Temporary Cash Investments$41,317$55,796▲ $14,479
Pledges and Grants Receivable$15,010$33,169▲ $18,159
Investments in Publicly Traded Securities$8,127$8,258▲ $131
Total Assets$152,258$214,796▲ $62,538
Liabilities
Other Liabilities$63,230$114,574▲ $51,344
Accounts Payable and Accrued Expenses$33,728$30,018▼ $3,710
Total Liabilities$96,958$144,592▲ $47,634
Net Assets / Fund Balance
Unrestricted Net Assets$55,300$70,204▲ $14,904
Total Net Assets Fund Balance$55,300$70,204▲ $14,904
Total Liabilities and Net Assets / Fund Balance$152,258$214,796▲ $62,538
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Penne WatkinsEx DirectorFT$58,351$2,942$61,293

Board Members and Trustees

NameTitle
Judi CoombsPresident
Gary BakerDirector
Mary CampbellDirector
Rosanne MorganDirector
Susan LineberrySecretary/tr
Linda WalshVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$940,689
Program Service Revenue
$26,786
Investment Income
$238
Other Revenue
$0
All Other Contributions
$22,000
Change in Net Assets
$14,774

Audited Revenue Reconciliation

Revenue per Audited Statements
$967,713
Revenue Not Reported on Form 990
$130
Total Revenue per Audited Statements
$967,843
Total Revenue per Form 990
$967,713
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$614,214
Other Expenses$338,725
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$375,974--$375,974
Other Employee Benefits$137,262--$137,262
Occupancy$68,071--$68,071
Current Officers, Directors, Trustees, and Key Employees$48,729--$48,729
Payroll Taxes$39,198--$39,198
All Other Expenses$32,381--$32,381
Pension Plan Contributions$13,051--$13,051
Fees for Services Accounting$10,900--$10,900
Other Expenses$10,574--$10,574
Travel$6,804--$6,804
Total Functional Expenses$952,939$0$0$952,939

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$952,939
Total Expenses per Audited Statements$952,939
Total Expenses per Form 990$952,939
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Contract Advances Payable$98,924
Accrued Payroll and Payroll Taxes$15,650
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

A draft of the form 990 is provided to the executive director and fiscal coordinator of bca for their review. If there are any questions, they are asked directly to the preparer. After all questions are addressed, the final form 990 is approved by the executive director and fiscal coordinator for submission.

Form 990, Page 6, Part VI, Line 12C

Conflicts seldom arise, but board members abstain from voting on issues that could be construed as a conflict of interest.

Form 990, Page 6, Part VI, Line 15A

The financial committee meets to discuss the executive director's pay and any suggestions or changes are presented to the board of directors for review and approval.

Form 990, Page 6, Part VI, Line 19

Governing documents are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Bradford County Action Inc
EIN
23-6423950
Phone
5702654434
Address
500 WILLIAM STREET, TOWANDA, PA 18848

Signing Officer

Name
Penne Watkins
Title
Executive Director
Phone
5702654434
Signed
2016-05-02
Discuss with paid preparer
Yes

Organization Details

Formed
1966
Legal Domicile
Pa
Voting Board Members
6
Independent Board Members
6
Employees
33

Preparer

Firm
Larson Kellett & Associates Pc
Address
40 CHOATE CIRCLE, MONTOURSVILLE, PA 17754
Preparer
Bradley D Kellett CPA
Phone
5703682941
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/NetUnrealizedGainsInvstAmt0130
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt098924
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt115650
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0CONTRACT ADVANCES PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED PAYROLL AND PAYROLL TAXES
IRS990ScheduleD/RevenueNotReportedAmt0130
IRS990ScheduleD/RevenueSubtotalAmt0967713
IRS990ScheduleD/TotalExpensesPerForm990Amt0952939
IRS990ScheduleD/TotalLiabilityAmt0114574
IRS990ScheduleD/TotalRevenuePerForm990Amt0967713
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IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0952939
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A DRAFT OF THE FORM 990 IS PROVIDED TO THE EXECUTIVE DIRECTOR AND FISCAL COORDINATOR OF BCA FOR THEIR REVIEW. IF THERE ARE ANY QUESTIONS, THEY ARE ASKED DIRECTLY TO THE PREPARER. AFTER ALL QUESTIONS ARE ADDRESSED, THE FINAL FORM 990 IS APPROVED BY THE EXECUTIVE DIRECTOR AND FISCAL COORDINATOR FOR SUBMISSION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CONFLICTS SELDOM ARISE, BUT BOARD MEMBERS ABSTAIN FROM VOTING ON ISSUES THAT COULD BE CONSTRUED AS A CONFLICT OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FINANCIAL COMMITTEE MEETS TO DISCUSS THE EXECUTIVE DIRECTOR'S PAY AND ANY SUGGESTIONS OR CHANGES ARE PRESENTED TO THE BOARD OF DIRECTORS FOR REVIEW AND APPROVAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantNewProgramSrvcInd0false
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IRS990/TaxableDistributionsInd0false
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IRS990/TotalLiabilitiesGrp/EOYAmt0144592
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt055300
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt070204
IRS990/TotalOtherCompensationAmt02942
IRS990/TotalProgramServiceExpensesAmt0952939
IRS990/TotalProgramServiceRevenueAmt026786
IRS990/TotalReportableCompFromOrgAmt058351
IRS990/TotalRevenueGrp/ExclusionAmt0238
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt026786
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0967713
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IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0214796
IRS990/TravelGrp/ProgramServicesAmt06804
IRS990/TravelGrp/TotalAmt06804
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt055300
IRS990/UnrestrictedNetAssetsGrp/EOYAmt070204
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IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.BRADFORDCOUNTYACTION.ORG
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0PENNE WATKINS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum05702654434
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-05-02
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BRADFORD COUNTY ACTION INC
ReturnHeader/Filer/BusinessNameControlTxt0BRAD
ReturnHeader/Filer/EIN0236423950
ReturnHeader/Filer/PhoneNum05702654434
ReturnHeader/Filer/USAddress/AddressLine1Txt0500 WILLIAM STREET
ReturnHeader/Filer/USAddress/CityNm0TOWANDA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0PA
ReturnHeader/Filer/USAddress/ZIPCd018848
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0232723863
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0LARSON KELLETT & ASSOCIATES PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt040 CHOATE CIRCLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MONTOURSVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd017754
ReturnHeader/PreparerPersonGrp/PhoneNum05703682941
ReturnHeader/PreparerPersonGrp/PreparationDt02016-05-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRADLEY D KELLETT CPA
ReturnHeader/ReturnTs02016-05-10T14:44:25-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.36$0.30$0.06$1.04$1.05$0.01
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.42$0.36$0.06$0.98$0.98$0.00
2023Detailed filing. Detailed filing data is available for this year.$0.48$0.41$0.06$0.94$0.94$0.00
2022Detailed filing. Detailed filing data is available for this year.$0.35$0.28$0.06$0.93$0.93$0.00
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.31$0.25$0.06$1.02$1.01$0.01
2020Detailed filing. Detailed filing data is available for this year.$0.29$0.24$0.05$1.19$1.18$0.01
2019Detailed filing. Detailed filing data is available for this year.$0.28$0.24$0.04$1.16$1.17$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.21$0.16$0.05$1.16$1.15$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.14$0.10$0.05$1.03$1.05$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.25$0.18$0.07$0.93$0.93$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.21$0.14$0.07$0.97$0.95$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.15$0.10$0.06$0.83$0.84$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.04$0.06$0.86
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.13$0.09$0.04$0.88
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.12$0.08$0.04$1.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.23$0.20$0.03$1.43