Civic Intelligence

Pyramid Insurance Trust

990EZ • Fiscal year 2016 • EIN 22-6631462

May 01, 2015 to Apr 30, 2016 • Filed on Mar 03, 2017

Organization ProfileN/A

View Organization Page

C/O Mc Management 301 Route 10 EastWhippany, NJ 07981

(973) 884-9555

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2016

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Net Margin

12th percentile

-390%

Higher net margin than 12% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

Asset Growth

9th percentile

-100%

Faster asset growth than 9% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

13th percentile

-74%

Faster revenue growth than 13% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $185,874 (-100%) from 2015

Net Assets

Down

$0

Down $185,874 (-100%) from 2015

Liabilities

Flat

$0

Flat from 2015

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin12th percentile

Revenue

Down

$47,689

Down $135,672 (-74%) from 2015

Expenses

Up

$233,563

Up $50,038 (+27%) from 2015

Net Income

Down

-$185,874

Down $185,710 (-113238%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth9th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2010: $140,978Liabilities 2010: $0Net Assets 2010: $140,9782010Assets 2011: $150,889Liabilities 2011: $0Net Assets 2011: $150,8892011Assets 2012: $170,276Liabilities 2012: $0Net Assets 2012: $170,2762012Assets 2013: $183,362Liabilities 2013: $0Net Assets 2013: $183,3622013Assets 2014: $186,038Liabilities 2014: $0Net Assets 2014: $186,0382014Assets 2015: $185,874Liabilities 2015: $0Net Assets 2015: $185,8742015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2016

Assets$0
Liabilities$0
Net Assets$0
Open 2016 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,074,7872010Expenses 2011: $2,272,3072011Expenses 2012: $2,407,2822012Expenses 2013: $2,506,8532013Revenue 2014: $854,283Expenses 2014: $851,607Net Income 2014: $2,6762014Revenue 2015: $183,361Expenses 2015: $183,525Net Income 2015: -$1642015Revenue 2016: $47,689Expenses 2016: $233,563Net Income 2016: -$185,8742016

Highlighted filing

2016

Revenue$47,689
Expenses$233,563
Net Income-$185,874
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
May 1, 2015 to Apr 30, 2016
Signed
Mar 3, 2017
Return Version
2015v3.0
Gross Receipts
$47,689
Mission and Program Overview

Mission

Voluntary employee benefits association.

Program Services

DescriptionGrantsExpenses
The VEBA provides health and welfare benefits to the participants in the plan.$0$0
Compensation and Service Providers
Top Officer Pay70th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
salvatore m marinoTrustee-$0--
jan vargasTrustee-$0--
paul guntherTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Pyramid Insurance Trust
EIN
22-6631462
Phone
9738849555
Address
C/O MC MANAGEMENT 301 ROUTE 10 EAST, WHIPPANY, NJ 07981

Signing Officer

Name
wanda rosella
Title
trustee / secretary
Phone
9738849555
Signed
2017-03-03
Discuss with paid preparer
Yes

Preparer

Firm
Cohnreznick Llp
Address
4 BECKER FARM ROAD, ROSELAND, NJ 07068
Preparer
Neil Gerard
Phone
9732283500
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 17.”

Form 990-EZ, Part I, Line 16 - Other Expenses

“Description: insurance premiums. Amount: 47,672. Description: administrative expenses. Amount: 45,157. Description: transfer to plan sponsor. Amount: 140,734. Total to Form 990-EZ, line 16: 233,563.”

Raw XML Appendix131 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0wanda rosella
IRS990EZ/BooksInCareOfDetail/PhoneNum09738849555
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0C/O MC MANAGEMENT 301 ROUTE 10 EAST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WHIPPANY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007981
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0185874
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt00
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-185874
IRS990EZ/FinalReturnInd0X
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0185874
IRS990EZ/Form990TotalAssetsGrp/EOYAmt00
IRS990EZ/GrossReceiptsAmt047689
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt017
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0185874
IRS990EZ/NetAssetsOrFundBalancesEOYAmt00
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0185874
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0salvatore m marino
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1jan vargas
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2paul gunther
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1trustee
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2trustee
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd01
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0233563
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Voluntary employee benefits association.
IRS990EZ/ProgramServiceRevenueAmt047672
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0The VEBA provides health and welfare benefits to the participants in the plan.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0233563
IRS990EZ/TotalRevenueAmt047689
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd00
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd00
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc1cash
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0mc management inc
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt1800-JR cigar
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02016-04-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt12016-04-30
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0223056893
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN1522022117
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt090370
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt150364
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0301 route 10 east
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt1301 route 10 east
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0whippany
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm1whippany
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0NJ
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd1NJ
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd007981
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd107981
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd00
IRS990ScheduleN/SupplementalInformationDetail/ExplanationTxt0On April 30, 2016, all plan assets were transferred to the Plan Sponsor as the trust was terminated and dissolved. The plan assets transferred were used as credits towards co-pay contribution payments due from former participants for health and welfare benefits.
IRS990ScheduleN/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Schedule N Part 1 Line 1
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description: interest. Amount: 17.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description: insurance premiums. Amount: 47,672. Description: administrative expenses. Amount: 45,157. Description: transfer to plan sponsor. Amount: 140,734. Total to Form 990-EZ, line 16: 233,563.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 4 - Other Investment Income
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16 - Other Expenses
TransferPrsnlBnftContractsDecl/DeclarationDesc0The organization did not, during the year, receive any funds, directly,or indirectly, to pay premiums on a personal benefit contract.The organization, did not, during the year, pay any premiums, directly,or indirectly, on a personal benefit contract.
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0wanda rosella
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0trustee / secretary
ReturnHeader/BusinessOfficerGrp/PhoneNum09738849555
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-03-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PYRAMID INSURANCE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0PYRA
ReturnHeader/Filer/EIN0226631462
ReturnHeader/Filer/PhoneNum09738849555
ReturnHeader/Filer/USAddress/AddressLine1Txt0C/O MC MANAGEMENT 301 ROUTE 10 EAST
ReturnHeader/Filer/USAddress/CityNm0WHIPPANY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007981
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0221478099
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0COHNREZNICK LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04 BECKER FARM ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSELAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007068
ReturnHeader/PreparerPersonGrp/PhoneNum09732283500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NEIL GERARD
ReturnHeader/ReturnTs02017-03-04T15:16:47-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-05-01
ReturnHeader/TaxPeriodEndDt02016-04-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$47,689
Expenses
$233,563
Net income
-$185,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.05$0.23$0.19
2015Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.18$0.18$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.85$0.85$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$0.00$0.18$2.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.00$0.15$2.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.00$0.14$2.07