Civic Intelligence

Pyramid Insurance Trust

EIN 22-6631462 • 501(c)9 • Whippany, NJ

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Profile

Voluntary employee benefits association.

C/O Mc Management 301 Route 10 EastWhippany, NJ 07981

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2016

Liabilities / Revenue

80th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2016

Net Margin

26th percentile

-390%

Higher net margin than 26% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2016

Asset Growth

46th percentile

-100%

Faster asset growth than 46% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

35th percentile

-74%

Faster revenue growth than 35% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Down

$0

Down $185,874 (-100%) from 2015

Liabilities

Flat

$0

Flat from 2015

Net Assets

Down

$0

Down $185,874 (-100%) from 2015

Operations
Liabilities / Revenue80th percentileNet Margin26th percentile

Revenue

Down

$47,689

Down $135,672 (-74%) from 2015

Expenses

Up

$233,563

Up $50,038 (+27%) from 2015

Net Income

Down

-$185,874

Down $185,710 (-113238%) from 2015

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$200K$150K$100K$50K$0Assets 2010: $140,978Liabilities 2010: $0Net Assets 2010: $140,9782010Assets 2011: $150,889Liabilities 2011: $0Net Assets 2011: $150,8892011Assets 2012: $170,276Liabilities 2012: $0Net Assets 2012: $170,2762012Assets 2013: $183,362Liabilities 2013: $0Net Assets 2013: $183,3622013Assets 2014: $186,038Liabilities 2014: $0Net Assets 2014: $186,0382014Assets 2015: $185,874Liabilities 2015: $0Net Assets 2015: $185,8742015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2016

Assets$0
Liabilities$0
Net Assets$0
Open 2016 Filing

Operations Trend

Revenue Growth35th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,074,7872010Expenses 2011: $2,272,3072011Expenses 2012: $2,407,2822012Expenses 2013: $2,506,8532013Revenue 2014: $854,283Expenses 2014: $851,607Net Income 2014: $2,6762014Revenue 2015: $183,361Expenses 2015: $183,525Net Income 2015: -$1642015Revenue 2016: $47,689Expenses 2016: $233,563Net Income 2016: -$185,8742016

Highlighted filing

2016

Revenue$47,689
Expenses$233,563
Net Income-$185,874
Open 2016 Filing

Filings

Most recent year

2016 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$0
Liabilities
$0
Net assets
$0
Revenue
$47,689
Expenses
$233,563
Net income
-$185,874
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.05$0.23$0.19
2015Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.18$0.18$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.85$0.85$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$0.00$0.18$2.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.00$0.15$2.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.00$0.14$2.07
Latest Detailed Filing

The latest 2016 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2015 below.

Jump To
Filing Snapshot
Filing Period
May 1, 2014 to Apr 30, 2015
Signed
Mar 4, 2016
Return Version
2014v6.0
Gross Receipts
$183,361
Mission and Program Overview

Mission

Voluntary employee benefits association.

Program Services

DescriptionGrantsExpenses
THE VEBA PROVIDES HEALTH AND WELFARE BENEFITS TO THE PARTICIPANTS IN THE PLAN.$0$0
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SALVATORE M MARINOTrustee-$0--
JAN VARGASTrustee-$0--
PAUL GUNTHERTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Pyramid Insurance Trust
EIN
22-6631462
Phone
9738849555
Address
C/O MC MANAGEMENT 301 ROUTE 10 EAST, WHIPPANY, NJ 07981

Signing Officer

Name
Salvatore Marino
Title
CFO
Phone
9738849555
Signed
2016-03-04
Discuss with paid preparer
Yes

Preparer

Firm
Cohnreznick Llp
Address
4 BECKER FARM ROAD, ROSELAND, NJ 07068
Preparer
Neil Gerard
Phone
9732283500
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 19.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: insurance premiums. Amount: 167,025. Description: administrative expenses. Amount: 16,500. Total to form 990-ez, line 16: 183,525.”

Raw XML Appendix101 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0WANDA ROSELLA
IRS990EZ/BooksInCareOfDetail/PhoneNum09738849555
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0C/O MC MANAGEMENT 301 ROUTE 10 EAST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WHIPPANY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007981
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0186038
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0185874
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-164
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0186038
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0185874
IRS990EZ/GrossReceiptsAmt0183361
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt019
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0186038
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0185874
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0186038
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0185874
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SALVATORE M MARINO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JAN VARGAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PAUL GUNTHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0183525
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0VOLUNTARY EMPLOYEE BENEFITS ASSOCIATION.
IRS990EZ/ProgramServiceRevenueAmt0183342
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE VEBA PROVIDES HEALTH AND WELFARE BENEFITS TO THE PARTICIPANTS IN THE PLAN.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0183525
IRS990EZ/TotalRevenueAmt0183361
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 19.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INSURANCE PREMIUMS. AMOUNT: 167,025. DESCRIPTION: ADMINISTRATIVE EXPENSES. AMOUNT: 16,500. TOTAL TO FORM 990-EZ, LINE 16: 183,525.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SALVATORE MARINO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum09738849555
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-03-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PYRAMID INSURANCE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0PYRA
ReturnHeader/Filer/EIN0226631462
ReturnHeader/Filer/PhoneNum09738849555
ReturnHeader/Filer/USAddress/AddressLine1Txt0C/O MC MANAGEMENT 301 ROUTE 10 EAST
ReturnHeader/Filer/USAddress/CityNm0WHIPPANY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007981
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0221478099
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0COHNREZNICK LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04 BECKER FARM ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSELAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007068
ReturnHeader/PreparerPersonGrp/PhoneNum09732283500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NEIL GERARD
ReturnHeader/ReturnTs02016-03-06T17:03:50-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-05-01
ReturnHeader/TaxPeriodEndDt02015-04-30
ReturnHeader/TaxYr02014

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