Civic Intelligence

Pyramid Insurance Trust

990EZ • Fiscal year 2015 • EIN 22-6631462

May 01, 2014 to Apr 30, 2015 • Filed on Mar 04, 2016

Organization ProfileN/A

View Organization Page

C/O Mc Management 301 Route 10 EastWhippany, NJ 07981

(973) 884-9555

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Net Margin

47th percentile

-0.1%

Higher net margin than 47% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)9 • <$500k nonprofits • Source year 2015

Asset Growth

55th percentile

-0.1%

Faster asset growth than 55% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

12th percentile

-79%

Faster revenue growth than 12% of similar nonprofits.

2015 filings • 501(c)9 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets65th percentile

Assets

Down

$185,874

Down $164 (-0.1%) from 2014

Net Assets

Down

$185,874

Down $164 (-0.1%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin47th percentile

Revenue

Down

$183,361

Down $670,922 (-79%) from 2014

Expenses

Down

$183,525

Down $668,082 (-78%) from 2014

Net Income

Down

-$164

Down $2,840 (-106%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth55th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$150K$100K$50K$0Assets 2010: $140,978Liabilities 2010: $0Net Assets 2010: $140,9782010Assets 2011: $150,889Liabilities 2011: $0Net Assets 2011: $150,8892011Assets 2012: $170,276Liabilities 2012: $0Net Assets 2012: $170,2762012Assets 2013: $183,362Liabilities 2013: $0Net Assets 2013: $183,3622013Assets 2014: $186,038Liabilities 2014: $0Net Assets 2014: $186,0382014Assets 2015: $185,874Liabilities 2015: $0Net Assets 2015: $185,8742015Assets 2016: $0Liabilities 2016: $0Net Assets 2016: $02016

Highlighted filing

2015

Assets$185,874
Liabilities$0
Net Assets$185,874
Open 2015 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,074,7872010Expenses 2011: $2,272,3072011Expenses 2012: $2,407,2822012Expenses 2013: $2,506,8532013Revenue 2014: $854,283Expenses 2014: $851,607Net Income 2014: $2,6762014Revenue 2015: $183,361Expenses 2015: $183,525Net Income 2015: -$1642015Revenue 2016: $47,689Expenses 2016: $233,563Net Income 2016: -$185,8742016

Highlighted filing

2015

Revenue$183,361
Expenses$183,525
Net Income-$164
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
May 1, 2014 to Apr 30, 2015
Signed
Mar 4, 2016
Return Version
2014v6.0
Gross Receipts
$183,361
Mission and Program Overview

Mission

Voluntary employee benefits association.

Program Services

DescriptionGrantsExpenses
THE VEBA PROVIDES HEALTH AND WELFARE BENEFITS TO THE PARTICIPANTS IN THE PLAN.$0$0
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
SALVATORE M MARINOTrustee-$0--
JAN VARGASTrustee-$0--
PAUL GUNTHERTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Pyramid Insurance Trust
EIN
22-6631462
Phone
9738849555
Address
C/O MC MANAGEMENT 301 ROUTE 10 EAST, WHIPPANY, NJ 07981

Signing Officer

Name
Salvatore Marino
Title
CFO
Phone
9738849555
Signed
2016-03-04
Discuss with paid preparer
Yes

Preparer

Firm
Cohnreznick Llp
Address
4 BECKER FARM ROAD, ROSELAND, NJ 07068
Preparer
Neil Gerard
Phone
9732283500
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

“Description: interest. Amount: 19.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: insurance premiums. Amount: 167,025. Description: administrative expenses. Amount: 16,500. Total to form 990-ez, line 16: 183,525.”

Raw XML Appendix101 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0WANDA ROSELLA
IRS990EZ/BooksInCareOfDetail/PhoneNum09738849555
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0C/O MC MANAGEMENT 301 ROUTE 10 EAST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WHIPPANY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007981
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0186038
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0185874
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-164
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0186038
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0185874
IRS990EZ/GrossReceiptsAmt0183361
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt019
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0186038
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0185874
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0186038
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0185874
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0SALVATORE M MARINO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JAN VARGAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PAUL GUNTHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt0183525
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0VOLUNTARY EMPLOYEE BENEFITS ASSOCIATION.
IRS990EZ/ProgramServiceRevenueAmt0183342
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE VEBA PROVIDES HEALTH AND WELFARE BENEFITS TO THE PARTICIPANTS IN THE PLAN.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt0183525
IRS990EZ/TotalRevenueAmt0183361
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST. AMOUNT: 19.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INSURANCE PREMIUMS. AMOUNT: 167,025. DESCRIPTION: ADMINISTRATIVE EXPENSES. AMOUNT: 16,500. TOTAL TO FORM 990-EZ, LINE 16: 183,525.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-08-17 19:52:53Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0SALVATORE MARINO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum09738849555
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-03-04
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PYRAMID INSURANCE TRUST
ReturnHeader/Filer/BusinessNameControlTxt0PYRA
ReturnHeader/Filer/EIN0226631462
ReturnHeader/Filer/PhoneNum09738849555
ReturnHeader/Filer/USAddress/AddressLine1Txt0C/O MC MANAGEMENT 301 ROUTE 10 EAST
ReturnHeader/Filer/USAddress/CityNm0WHIPPANY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007981
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0221478099
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0COHNREZNICK LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt04 BECKER FARM ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSELAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007068
ReturnHeader/PreparerPersonGrp/PhoneNum09732283500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0NEIL GERARD
ReturnHeader/ReturnTs02016-03-06T17:03:50-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-05-01
ReturnHeader/TaxPeriodEndDt02015-04-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$185,874
Liabilities
$0
Net assets
$185,874
Revenue
$183,361
Expenses
$183,525
Net income
-$164
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.05$0.23$0.19
2015Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.18$0.18$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.85$0.85$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$0.00$0.18$2.51
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$2.41
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.00$0.15$2.27
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.00$0.14$2.07