Isles Inc.

“Form 990 is provided to the chief financial officer for review before it is filed. After the review, it is forwarded to the board for approval.”

“Each director, principal officer and member of a committee with board delegated powers shall annually sign a statement which affirms that such person: a.has received a copy of the conflict of interest policy, b.has read and understands the policy, c.has agreed to comply with the policy, and d.understands that isles, inc. Is a non-profit organization and that in order to maintain its federal tax exemption it must engage primarily in activities which accomplish one or more of its tax-exempt purposes.”

“The process for determining compensation involves an annual review of individual performance and comparison of present compensation to market data.”

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

“BAD DEBT -20,701.”

“Oversight of audit: the process has not changed from the prior year.”

“Covid response services: throughout the covid-19 pandemic, isles has had to adapt to a constantly changing environment while continuing to meet the needs of our community. Highlights of our covid response services this year include: made over 1,250 face masks with our social profit center tenant, inspired threads. We distributed more than 6,000 (sewn or donated) masks to our customers, residents, local businesses, and other nonprofits. Provided 35 students with chromebooks to help them complete their ged and participate in remote classes with isles youth institute delivered 165 pantry bags from local food bank to customers delivered 56 healthy home cleaning kits, 200 do-it-yourself garden grow kits, and over 50 cases of fresh produce to trenton's most at-risk populations. Delivered more than 381 hot meals, sourced from local restaurants, to students and their families, easing their financial burden while supporting local businesses. Financial services: isles continued to offer homebuyer and foreclosure counseling to prepare low- and moderate-income individuals for homeownership and to help families avoid foreclosure. We also offered isles financial solutions (ifs), an employer-based financial capability initiative for lower wage workers that includes an innovative mix of financial coaching, credit-building finance, savings products, and group-based learning. Ifs works with princeton university, capital health systems and local nonprofits. This year: isles had 296 customers seeking housing or foreclosure advice or assistance o 142 customers attended pre-purchase workshops o 154 attended one-on-one counseling sessions o 112 customers earned housing certificates (to qualify for financial assistance) o 29 customers purchased a first home. 243 customers received ifs services o 53 one-on-one customers completed a budget, credit analysis and action plan. O 190 attended virtual financial workshops (offered virtually during the pandemic) o 28 customers filed their taxes with the assistance of a financial coach. Isles' center for energy and environmental training (ceet): ceet is a green collar job training facility, targeting careers in energy efficiency and environmental health. This year, ceet: provided healthy homes for community health workers courses (in-person and virtually) to 135 participants provided air leakage control installer or building analyst training and certification course for 17 energy efficiency workers provided lead-safe renovation, repair, and paint training and certification for 33 workers. Provided 4 lead worker/lead supervisor trainings, offering 19 lead abatement certifications offered "the seven keys to a healthy home" 3 times to reach a total of 18 community members. 2 of these presentations were delivered virtually. Lead safety and healthy homes: isles continued to provide retrofits to low-income homes to improve energy efficiency and remove lead, mold/moisture, asthma triggers, fall and burn hazards and other negative indoor health conditions. In addition, isles continues to be a strong advocate for lead and healthy homes public education, policy change and increased funding for remediation of lead contaminated homes. This year, isles: provided 59 in-person healthy home assessments and 11 virtual healthy home assessments completed 9 lead hazard control (abatement and remediation) projects. Production was ended in march and resumed in july, with many homeowners hesitant to give workers access to their homes during pandemic. Worked with dep and industry experts to begin the development of a multi-service electric mobility program to improve transportation and access in low income communities isles youth institute (iyi): iyi offers alternative education options for disengaged students seeking their high school equivalency diploma, job skills, and life skills training. Due to the covid-19 pandemic, we shifted our classes and trainings to online platforms. In the fall, we welcomed our first cohort that started”