National Debt Management Inc.

990EZ • Fiscal year 2015 • EIN 20-5092854

Jan 01, 2015 to Dec 31, 2015 • Filed on Apr 07, 2016

Organization Profile N/A

17520 West 12 Mile RoadSouthfield, MI 48076

(248) 200-2106

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

9.3%

Higher net margin than 63% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

$15,000

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 22.0% of source-year revenue.

2015 filings • 501(c)3 • <$500k nonprofits • Source year 2015

-52%

Faster asset growth than 8% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

24%

Faster revenue growth than 75% of similar nonprofits.

2015 filings • 501(c)3 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet

Liabilities / Assets55th percentile

Assets

Down

$6,275

Down $6,811 (-52%) from 2014

Net Assets

Down

$6,275

Down $4,069 (-39%) from 2014

Liabilities

Down

Down $2,742 (-100%) from 2014

Revenue And Expenses

Liabilities / Revenue55th percentile Net Margin63rd percentile

Revenue

$68,167

Up $13,051 (+24%) from 2014

Expenses

$61,795

Up $11,122 (+22%) from 2014

Net Income

$6,372

Up $1,929 (+43%) from 2014

Historical Trend

Balance Sheet Trend

Asset Growth8th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2015

Assets$6,275

Liabilities$0

Net Assets$6,275

Open 2015 Filing

Operations Trend

Revenue Growth75th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2015

Revenue$68,167

Expenses$61,795

Net Income$6,372

Open 2015 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2015 to Dec 31, 2015
Signed: Apr 7, 2016
Return Version: 2015v2.1
Gross Receipts: $68,167

Mission and Program Overview

Mission

FINANCIAL EDUCATION

Program Services

Description	Grants	Expenses
IS TO PROVIDE ASSISTANCE TO MINORITIES WHO LACK THE EXPERIENCE IN MANAGING THEIR FINANCES	$53,498	-
Other program services	-	$10,441

Compensation and Service Providers

Top Officer Pay81st percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
SAM GEORGES	Officer President	FT	$15,000	-	$15,000
KORI MAHER	Member	-	$0	-	-
STEVE ATALLAH	Member	-	$0	-	-

Filing and Contact Details

Filer

Filer Name: National Debt Management Inc
EIN: 20-5092854
Address: 17520 WEST 12 MILE ROAD, SOUTHFIELD, MI 48076

Signing Officer

Name: Sam Georges
Title: Officer
Phone: 2482002106
Signed: 2016-04-07
Discuss with paid preparer: Yes

Preparer

Firm: Butler CPA and Associates PLLC
Address: 4568 W Walton Blvd Suite C, Waterford, MI 48329
Preparer: Robert J Butler
Phone: 2487421747

Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountDepreciation from 4562 569ADVERTISING 3,031BANK FEES 140CONTINUING EDUCATION 1,283DOMAIN AND EMAIL EXPENSE 343INSURANCE 100INTERNET 1,500LICENSE FEES 131SUPPLIES AND MATERIALS 3,553SURETY BOND 375PAYROLL TAX 3,051TELEPHONE 1,115TRAVEL 1,776VANCO SERVICES 1,314MEAL AND ENTERTAINMENTS 1,203EQUIPMENT RENTAL AND MAINTENANCE 400”

Other changes in net assets or fund balances Part I line 20

“Description AmountReconciliation (10,441)”

Description of other assets Part II line 24

“Category Beginning of Year End of YearGRANTS RECEIVABLE 9,534 0FURNITURE AND EQUIPMENT 1,930 1,580”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearACCOUNTS PAYABLE 2,000 0PAYROLL LIABILITIES 742 0”

Other program services Part III line 31

“Reconciliation”

Raw XML Appendix150 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	false
IRS990EZ/BooksInCareOfDetail/PersonNm	0	SAM GEORGES
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	2482002106
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt	0	17520 WEST 12 MILE ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	SOUTHFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	MI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	48076
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	1622
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	4695
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/ContributionsGiftsGrantsEtcAmt	0	55416
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/EngagedInExcessBenefitTransInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	6372
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	655
IRS990EZ/FiledScheduleAInd	0	true
IRS990EZ/ForeignFinancialAccountInd	0	false
IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	13086
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	6275
IRS990EZ/GrossReceiptsAmt	0	68167
IRS990EZ/InfoInScheduleOPartIIIInd	0	X
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/LandAndBuildingsGrp/BOYAmt	0	0
IRS990EZ/LandAndBuildingsGrp/EOYAmt	0	0
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MembershipDuesAmt	0	12751
IRS990EZ/MethodOfAccountingAccrualInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	10344
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	6275
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	10344
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	6275
IRS990EZ/OccupancyRentUtltsAndMaintAmt	0	5400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	40.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	0.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	0.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	15000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	SAM GEORGES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	KORI MAHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	STEVE ATALLAH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	OFFICER PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	MEMBER
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt	0	11464
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	1580
IRS990EZ/OtherChangesInNetAssetsAmt	0	-10441
IRS990EZ/OtherExpensesTotalAmt	0	19884
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	FINANCIAL EDUCATION
IRS990EZ/PrintingPublicationsPostageAmt	0	1256
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	IS TO PROVIDE ASSISTANCE TO MINORITIES WHO LACK THE EXPERIENCE IN MANAGING THEIR FINANCES
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	1	Other program services
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt	0	53498
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	10441
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/SalariesOtherCompEmplBnftAmt	0	34600
IRS990EZ/SchoolOperatingInd	0	false
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	2742
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	0
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TotalExpensesAmt	0	61795
IRS990EZ/TotalProgramServiceExpensesAmt	0	10441
IRS990EZ/TotalRevenueAmt	0	68167
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	N/A
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt	0	55416
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt	0	55116
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt	0	64834
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt	0	175366
IRS990ScheduleA/InvestmentIncomeCYPct	0	0.00000
IRS990ScheduleA/InvestmentIncomePYPct	0	0.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind	0	X
IRS990ScheduleA/PublicSupportCY509Pct	0	1.00000
IRS990ScheduleA/PublicSupportPY509Pct	0	1.00000
IRS990ScheduleA/PublicSupportTotal509Amt	0	175366
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind	0	X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt	0	55416
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt	0	55116
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt	0	64834
IRS990ScheduleA/Total509Grp/TotalAmt	0	175366
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt	0	55416
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt	0	55116
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt	0	64834
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt	0	0
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt	0	175366
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode	0	RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt	0	RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	Description AmountDepreciation from 4562 569ADVERTISING 3,031BANK FEES 140CONTINUING EDUCATION 1,283DOMAIN AND EMAIL EXPENSE 343INSURANCE 100INTERNET 1,500LICENSE FEES 131SUPPLIES AND MATERIALS 3,553SURETY BOND 375PAYROLL TAX 3,051TELEPHONE 1,115TRAVEL 1,776VANCO SERVICES 1,314MEAL AND ENTERTAINMENTS 1,203EQUIPMENT RENTAL AND MAINTENANCE 400
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	Description AmountReconciliation (10,441)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	Category Beginning of Year End of YearGRANTS RECEIVABLE 9,534 0FURNITURE AND EQUIPMENT 1,930 1,580
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	Category Beginning of Year End of YearACCOUNTS PAYABLE 2,000 0PAYROLL LIABILITIES 742 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	4	Reconciliation
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	Description of total liabilities Part II line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	4	Other program services Part III line 31
ReturnHeader/BuildTS	0	2016-09-27 15:27:22Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd	0	true
ReturnHeader/BusinessOfficerGrp/PersonNm	0	SAM GEORGES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	2482002106
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2016-04-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	NATIONAL DEBT MANAGEMENT INC
ReturnHeader/Filer/BusinessNameControlTxt	0	NATI
ReturnHeader/Filer/EIN	0	205092854
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	17520 WEST 12 MILE ROAD
ReturnHeader/Filer/USAddress/CityNm	0	SOUTHFIELD
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	MI
ReturnHeader/Filer/USAddress/ZIPCd	0	48076
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN	0	383835060
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt	0	Butler CPA and Associates PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt	0	4568 W Walton Blvd Suite C
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm	0	Waterford
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd	0	MI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd	0	48329
ReturnHeader/PreparerPersonGrp/PhoneNum	0	2487421747
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2016-04-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	Robert J Butler
ReturnHeader/PreparerPersonGrp/SelfEmployedInd	0	X
ReturnHeader/ReturnTs	0	2016-04-07T16:48:11-04:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2015-01-01
ReturnHeader/TaxPeriodEndDt	0	2015-12-31
ReturnHeader/TaxYr	0	2015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $6,275
Liabilities: $0
Net assets: $6,275
Revenue: $68,167
Expenses: $61,795
Net income: $6,372

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Detailed filing. Detailed filing data is available for this year.	$0.06	$0.05	$0.01	$0.49	$0.51	$0.02
2023Detailed filing. Detailed filing data is available for this year.	$0.07	$0.04	$0.03	$0.88	$0.85	$0.03
2022Detailed filing. Detailed filing data is available for this year.	$0.05	$0.04	$0.00	$0.80	$0.82	$0.02
2021Detailed filing. Detailed filing data is available for this year.	$0.07	$0.04	$0.02	$0.93	$0.93	$0.00
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.05	$0.04	$0.02	$1.07	$1.07	$0.01
2018Detailed filing. Detailed filing data is available for this year.	$0.03	$0.01	$0.01	$0.30	$0.29	$0.01
2017Detailed filing. Detailed filing data is available for this year.	$0.01	$0.01	$0.01	$0.09	$0.09	$0.00
2016Detailed filing. Detailed filing data is available for this year.	$0.01	$0.00	$0.01	$0.04	$0.04	$0.00
2015Detailed filing. Detailed filing data is available for this year.	$0.01	$0.00	$0.01	$0.07	$0.06	$0.01
2014Detailed filing. Detailed filing data is available for this year.	$0.01	$0.00	$0.01	$0.06	$0.05	$0.00
2013Detailed filing. Detailed filing data is available for this year.	$0.02	$0.01	$0.01	$0.06	$0.06	$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.01	$0.01	$0.00	$0.06	$0.06	$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.01	$0.01	$0.00	$0.05	$0.05	$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.01	$0.01	$0.00	$0.05	$0.05	$0.00