Liabilities / Assets
89th percentile
Higher debt load relative to assets than 89% of similar nonprofits.
National Debt Management Inc.
990EZ • Fiscal year 2017 • EIN 20-5092854
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.45x
Liabilities / Revenue
79th percentile
Higher debt load relative to revenue than 79% of similar nonprofits.
Net Margin
40th percentile
Higher net margin than 40% of similar nonprofits.
Top Officer Pay
85th percentile
Higher top officer pay than 85% of similar nonprofits.
Top officer pay equals 29.8% of source-year revenue.
Asset Growth
89th percentile
Faster asset growth than 89% of similar nonprofits.
Revenue Growth
94th percentile
Faster revenue growth than 94% of similar nonprofits.
Balance Sheet
Assets
Up$12,741
Up $5,524 (+77%) from 2016
Net Assets
Down$7,000
Down $217 (-3.0%) from 2016
Liabilities
Up$5,741
Up $5,741 from 2016
Revenue And Expenses
Revenue
Up$88,666
Up $49,501 (+126%) from 2016
Expenses
Up$88,883
Up $50,660 (+133%) from 2016
Net Income
Down-$217
Down $1,159 (-123%) from 2016
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2017 to Dec 31, 2017
- Signed
- Sep 27, 2018
- Return Version
- 2017v2.2
- Gross Receipts
- $88,666
Mission and Program Overview
Mission
FINANCIAL EDUCATION
Program Services
| Description | Grants | Expenses |
|---|---|---|
| IS TO PROVIDE ASSISTANCE TO MINORITIES WHO LACK THE EXPERIENCE IN MANAGING THEIR FINANCES | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| SAM GEORGES | Officer President | FT | $26,391 | - | $26,391 |
| Cynthia Villaume | Board Member | - | $0 | - | - |
| Madison Tenaglia | Board Member | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- National Debt Management Inc
- EIN
- 20-5092854
- Address
- 17520 WEST 12 MILE ROAD, SOUTHFIELD, MI 48076
Signing Officer
- Name
- Sam Georges
- Title
- Officer
- Phone
- 2482002106
- Signed
- 2018-09-27
- Discuss with paid preparer
- Yes
Preparer
- Firm
- Butler CPA & Associates PLLC
- Address
- 4568 W Walton Blvd Suite C, Waterford, MI 48329
- Preparer
- Rob Butler CPA
- Phone
- 2487421747
Supplemental Narrative
Additional Explanations
Description of other expenses Part I line 16
“Description AmountDepreciation from 4562 291ACCREDITATION 2,382SURETY BOND 385BANK FEES 293CONTINUING EDUCATION 2,250WEB DESIGN 1,150DOMAIN AND EMAIL EXPENSE 10,395INSURANCE 818INTERNET 1,496LICENSE FEES 7,670SUPPLIES AND MATERIALS 641PROCESSING MASTER CARD 19,500PAYROLL TAX 2,267TELEPHONE 1,082TRAVEL 2,282VANCO SERVICES 413MEAL AND ENTERTAINMENTS 27COMMUNITY OUTREACH 3,000”
Description of other assets Part II line 24
“Category Beginning of Year End of YearFURNITURE AND EQUIPMENT 0 2,045”
Description of total liabilities Part II line 26
“Category Beginning of Year End of YearACCOUNTS PAYABLE 0 4,786PAYROLL LIABILITIES 0 955”
Other program services Part III line 31
“Reconciliation”
Raw XML Appendix148 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | SAM GEORGES |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 2482002106 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 17520 WEST 12 MILE ROAD |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | SOUTHFIELD |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 48076 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 5515 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 10002 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 88666 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -217 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 600 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 7217 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 12741 |
| IRS990EZ/GrossReceiptsAmt | 0 | 88666 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LandAndBuildingsGrp/BOYAmt | 0 | 1702 |
| IRS990EZ/LandAndBuildingsGrp/EOYAmt | 0 | 694 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 7217 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 7000 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 7217 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 7000 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 5400 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 26391 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | SAM GEORGES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Cynthia Villaume |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Madison Tenaglia |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | OFFICER PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Board Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Board Member |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 0 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 2045 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 56342 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | FINANCIAL EDUCATION |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 150 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | IS TO PROVIDE ASSISTANCE TO MINORITIES WHO LACK THE EXPERIENCE IN MANAGING THEIR FINANCES |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 26391 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 0 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 5741 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 88883 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990EZ/TotalRevenueAmt | 0 | 88666 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.nationaldebtmgt.com |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 45612 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 39165 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 55416 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 55116 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 64834 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 260143 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 260143 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 45612 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 39165 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 55416 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 55116 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 64834 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 260143 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 45612 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 39165 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 55416 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 55116 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 64834 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 260143 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Description AmountDepreciation from 4562 291ACCREDITATION 2,382SURETY BOND 385BANK FEES 293CONTINUING EDUCATION 2,250WEB DESIGN 1,150DOMAIN AND EMAIL EXPENSE 10,395INSURANCE 818INTERNET 1,496LICENSE FEES 7,670SUPPLIES AND MATERIALS 641PROCESSING MASTER CARD 19,500PAYROLL TAX 2,267TELEPHONE 1,082TRAVEL 2,282VANCO SERVICES 413MEAL AND ENTERTAINMENTS 27COMMUNITY OUTREACH 3,000 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Category Beginning of Year End of YearFURNITURE AND EQUIPMENT 0 2,045 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Category Beginning of Year End of YearACCOUNTS PAYABLE 0 4,786PAYROLL LIABILITIES 0 955 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Reconciliation |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Description of other expenses Part I line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Description of other assets Part II line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Description of total liabilities Part II line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other program services Part III line 31 |
| ReturnHeader/BuildTS | 0 | 2018-06-14 16:35:46Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Sam Georges |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | OFFICER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 2482002106 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2018-09-27 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | NATIONAL DEBT MANAGEMENT INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NATI |
| ReturnHeader/Filer/EIN | 0 | 205092854 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 17520 WEST 12 MILE ROAD |
| ReturnHeader/Filer/USAddress/CityNm | 0 | SOUTHFIELD |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 48076 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 19F122E5D8911EE1D99AD96048CB62E62F166E9B |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 19F122E5D8911EE1D99AD96048CB62E62F166E9B |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId | 0 | 3842632018284hgxez3o |
| ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt | 0 | 2018-10-11 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 69.244.157.26 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2018-10-11 |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 14:11:27 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 383835060 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Butler CPA & Associates PLLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 4568 W Walton Blvd Suite C |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Waterford |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 48329 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 2487421747 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2018-10-11 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Rob Butler CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2018-10-11T14:10:13-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2017-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2017-12-31 |
| ReturnHeader/TaxYr | 0 | 2017 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $12,741
- Liabilities
- $5,741
- Net assets
- $7,000
- Revenue
- $88,666
- Expenses
- $88,883
- Net income
- -$217