Civic Intelligence

The Pinnacle Study Group Inc

990EZ • Fiscal year 2025 • EIN 20-4904660

Jan 01, 2025 to Dec 31, 2025

Organization ProfileN/A
35 Braintree Hill Office ParkBraintree, MA 02184

(617) 786-1600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on this filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2025

Net Margin

21st percentile

-14%

Higher net margin than 21% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$0

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2025 filings • 501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

35th percentile

-5.7%

Faster asset growth than 35% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

13th percentile

-39%

Faster revenue growth than 13% of similar nonprofits.

2025 filings • 501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$130,994

Up $22,246 (+20%) from 2023

Net Assets

$130,994

No earlier filing loaded for comparison.

Liabilities

-

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / RevenueScore unavailableNet Margin21st percentile

Revenue

Down

$54,761

Down $19,155 (-26%) from 2023

Expenses

Up

$62,684

Up $12,041 (+24%) from 2023

Net Income

Down

-$7,923

Down $31,196 (-134%) from 2023

Historical Trend

Balance Sheet Trend

Asset Growth35th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $16,866Liabilities 2011: $0Net Assets 2011: $16,8662011Assets 2012: $44,520Liabilities 2012: $0Net Assets 2012: $44,5202012Assets 2013: $66,842Liabilities 2013: $0Net Assets 2013: $66,8422013Assets 2014: $49,102Liabilities 2014: $0Net Assets 2014: $49,1022014Assets 2015: $58,016Liabilities 2015: $02015Assets 2016: $62,791Liabilities 2016: $0Net Assets 2016: $62,7912016Assets 2017: $54,143Liabilities 2017: $0Net Assets 2017: $54,1432017Assets 2018: $49,046Liabilities 2018: $0Net Assets 2018: $49,0462018Assets 2019: $61,081Liabilities 2019: $0Net Assets 2019: $61,0812019Assets 2020: $64,087Liabilities 2020: $0Net Assets 2020: $64,0872020Assets 2021: $73,180Liabilities 2021: $0Net Assets 2021: $73,1802021Assets 2022: $85,475Liabilities 2022: $02022Assets 2023: $108,748Liabilities 2023: $02023Assets 2025: $130,994Net Assets 2025: $130,9942025

Highlighted filing

2025

Assets$130,994
Liabilities-
Net Assets$130,994
Open 2025 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $84,723Expenses 2011: $83,918Net Income 2011: $8052011Revenue 2012: $83,440Expenses 2012: $55,786Net Income 2012: $27,6542012Revenue 2013: $66,050Expenses 2013: $43,728Net Income 2013: $22,3222013Revenue 2014: $43,700Expenses 2014: $61,440Net Income 2014: -$17,7402014Revenue 2015: $64,131Expenses 2015: $55,217Net Income 2015: $8,9142015Revenue 2016: $87,350Expenses 2016: $82,575Net Income 2016: $4,7752016Revenue 2017: $44,700Expenses 2017: $53,348Net Income 2017: -$8,6482017Revenue 2018: $98,440Expenses 2018: $103,537Net Income 2018: -$5,0972018Revenue 2019: $94,631Expenses 2019: $82,596Net Income 2019: $12,0352019Revenue 2020: $31,475Expenses 2020: $28,469Net Income 2020: $3,0062020Revenue 2021: $58,443Expenses 2021: $49,350Net Income 2021: $9,0932021Revenue 2022: $97,018Expenses 2022: $84,723Net Income 2022: $12,2952022Revenue 2023: $73,916Expenses 2023: $50,643Net Income 2023: $23,2732023Revenue 2025: $54,761Expenses 2025: $62,684Net Income 2025: -$7,9232025

Highlighted filing

2025

Revenue$54,761
Expenses$62,684
Net Income-$7,923
Open 2025 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Apr 3, 2026
Return Version
2025v4.1
Gross Receipts
$54,761
Mission and Program Overview

Mission

Provide Mutual Support and Growth in an educational context where members can broaden their perspective in insurance and financial services to better serve the respective communities we live and work in

Program Services

DescriptionGrantsExpenses
We have all been able to learn how to serve our repsective communities in the US in a better way as it relates to insuranceand financial planning$0$0
Compensation and Service Providers
Top Officer Pay82nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Brian MoldtPresident-$0--
Kevin MorseTreasurer-$0--
Filing and Contact Details

Filer

Filer Name
The Pinnacle Study Group Inc
EIN
20-4904660
Phone
6177861600
Address
35 Braintree Hill Office Park, Braintree, MA 02184

Signing Officer

Name
Kevin Morse
Title
treasurer
Phone
6177861600
Signed
2026-04-03
Discuss with paid preparer
Yes

Preparer

Firm
Myron Owens
Address
10831 Old Mill Rd, Omaha, NE 68154
Preparer
Myron A Owens
Phone
4029052896
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Meeting expenses 61372.”

Raw XML Appendix150 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0Kevin Morse
IRS990EZ/BooksInCareOfDetail/PhoneNum06177861600
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt035 Braintree Park
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Braintree
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002184
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0138917
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0130994
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-7923
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01312
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0138917
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0130994
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt054761
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt04082
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt020400
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0138917
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0130994
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0138917
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0130994
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt13.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Brian Moldt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Kevin Morse
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PResident
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt061372
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0Provide Mutual Support and Growth in an educational context where members can broaden their perspective in insurance and financial services to better serve the respective communities we live and work in
IRS990EZ/ProgramServiceRevenueAmt030279
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0We have all been able to learn how to serve our repsective communities in the US in a better way as it relates to insuranceand financial planning
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt062684
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt054761
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt020400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt020400
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt071943
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt038000
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0150743
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt068778
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt052200
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt025075
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt020443
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0166496
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/InvestmentIncomePYPct00.00000
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0317239
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt089178
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt072600
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt097018
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt058443
IRS990ScheduleA/Total509Grp/TotalAmt0317239
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt089178
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt072600
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt097018
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt058443
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0317239
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Meeting expenses 61372.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Kevin Morse
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum06177861600
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-04-03
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0The Pinnacle Study Group Inc
ReturnHeader/Filer/BusinessNameControlTxt0PINN
ReturnHeader/Filer/EIN0204904660
ReturnHeader/Filer/PhoneNum06177861600
ReturnHeader/Filer/USAddress/AddressLine1Txt035 Braintree Hill Office Park
ReturnHeader/Filer/USAddress/CityNm0Braintree
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002184
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0470730146
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Myron Owens
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt010831 Old Mill Rd
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Omaha
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd068154
ReturnHeader/PreparerPersonGrp/PhoneNum04029052896
ReturnHeader/PreparerPersonGrp/PreparationDt02026-04-06
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Myron A Owens
ReturnHeader/ReturnTs02026-04-06T06:58:10-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$130,994
Liabilities
-
Net assets
$130,994
Revenue
$54,761
Expenses
$62,684
Net income
-$7,923
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.31$1.31$0.55$0.63$0.08
2023Summary only. Only limited summary data is available for this year.$1.09$0.00$0.74$0.51$0.23
2022Summary only. Only limited summary data is available for this year.$0.85$0.00$0.97$0.85$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.73$0.00$0.73$0.58$0.49$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.00$0.64$0.31$0.28$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.00$0.61$0.95$0.83$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.00$0.49$0.98$1.04$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.00$0.54$0.45$0.53$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.63$0.00$0.63$0.87$0.83$0.05
2015Summary only. Only limited summary data is available for this year.$0.58$0.00$0.64$0.55$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.44$0.61$0.18
2013Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$0.66$0.44$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.00$0.45$0.83$0.56$0.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$0.85$0.84$0.01