Civic Intelligence

The Pinnacle Study Group Inc

990EZ • Fiscal year 2017 • EIN 20-4904660

Jan 01, 2017 to Dec 31, 2017 • Filed on Jun 19, 2018

Organization ProfileWWW.PINNACLESTUDYGROUP.COM
35 Braintree Hill Office Pk No 400Braintree, MA 02184

(617) 786-1600

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

56th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Net Margin

16th percentile

-19%

Higher net margin than 16% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Top Officer Pay

76th percentile

$0

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)3 • <$500k nonprofits • Source year 2017

Asset Growth

25th percentile

-14%

Faster asset growth than 25% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

9th percentile

-49%

Faster revenue growth than 9% of similar nonprofits.

2017 filings • 501(c)3 • <$500k nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$54,143

Down $8,648 (-14%) from 2016

Net Assets

Down

$54,143

Down $8,648 (-14%) from 2016

Liabilities

Flat

$0

Flat from 2016

Revenue And Expenses
Liabilities / Revenue56th percentileNet Margin16th percentile

Revenue

Down

$44,700

Down $42,650 (-49%) from 2016

Expenses

Down

$53,348

Down $29,227 (-35%) from 2016

Net Income

Down

-$8,648

Down $13,423 (-281%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth25th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $16,866Liabilities 2011: $0Net Assets 2011: $16,8662011Assets 2012: $44,520Liabilities 2012: $0Net Assets 2012: $44,5202012Assets 2013: $66,842Liabilities 2013: $0Net Assets 2013: $66,8422013Assets 2014: $49,102Liabilities 2014: $0Net Assets 2014: $49,1022014Assets 2015: $58,016Liabilities 2015: $02015Assets 2016: $62,791Liabilities 2016: $0Net Assets 2016: $62,7912016Assets 2017: $54,143Liabilities 2017: $0Net Assets 2017: $54,1432017Assets 2018: $49,046Liabilities 2018: $0Net Assets 2018: $49,0462018Assets 2019: $61,081Liabilities 2019: $0Net Assets 2019: $61,0812019Assets 2020: $64,087Liabilities 2020: $0Net Assets 2020: $64,0872020Assets 2021: $73,180Liabilities 2021: $0Net Assets 2021: $73,1802021Assets 2022: $85,475Liabilities 2022: $02022Assets 2023: $108,748Liabilities 2023: $02023

Highlighted filing

2017

Assets$54,143
Liabilities$0
Net Assets$54,143
Open 2017 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $84,723Expenses 2011: $83,918Net Income 2011: $8052011Revenue 2012: $83,440Expenses 2012: $55,786Net Income 2012: $27,6542012Revenue 2013: $66,050Expenses 2013: $43,728Net Income 2013: $22,3222013Revenue 2014: $43,700Expenses 2014: $61,440Net Income 2014: -$17,7402014Revenue 2015: $64,131Expenses 2015: $55,217Net Income 2015: $8,9142015Revenue 2016: $87,350Expenses 2016: $82,575Net Income 2016: $4,7752016Revenue 2017: $44,700Expenses 2017: $53,348Net Income 2017: -$8,6482017Revenue 2018: $98,440Expenses 2018: $103,537Net Income 2018: -$5,0972018Revenue 2019: $94,631Expenses 2019: $82,596Net Income 2019: $12,0352019Revenue 2020: $31,475Expenses 2020: $28,469Net Income 2020: $3,0062020Revenue 2021: $58,443Expenses 2021: $49,350Net Income 2021: $9,0932021Revenue 2022: $97,018Expenses 2022: $84,723Net Income 2022: $12,2952022Revenue 2023: $73,916Expenses 2023: $50,643Net Income 2023: $23,2732023

Highlighted filing

2017

Revenue$44,700
Expenses$53,348
Net Income-$8,648
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Jun 19, 2018
Return Version
2017v2.2
Gross Receipts
$44,700
Mission and Program Overview

Mission

The objective of the pinnacle group is to achieve an even higher level of personal growth and professional development. The pinnacle study group binds creative, innovative, hard working and growing insurance/financial service professional together for brief productive meetings.

Program Services

DescriptionGrantsExpenses
PROVIDE MUTUAL SUPPORT AND GROWTH IN AN EDUCATIONAL CONTEXT WHERE MEMBERS CAN BROADEN THEIR PERSPECTIVES IN INSURANCE AND FINANCIAL SERVICES AND THEIR CAREERS.$0$53,348
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JIM FORBISPresident-$0--
DAN DANESEVice President-$0--
KEVIN MORSETreasurer-$0--
MITCH ARNOLDSecretary-$0--
Filing and Contact Details

Filer

Filer Name
The Pinnacle Study Group Inc
EIN
20-4904660
Phone
6177861600
Address
35 BRAINTREE HILL OFFICE PK NO 400, BRAINTREE, MA 02184

Signing Officer

Name
Kevin Morse
Title
Treasurer
Phone
6177861600
Signed
2018-06-19
Discuss with paid preparer
Yes

Preparer

Firm
Angela K Love CPA Pc
Address
5640 S 84TH STREET SUITE 120, LINCOLN, NE 68516
Preparer
Angela Love
Phone
4028054955
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: conferences. Amount: 45,604. Description: web maintenance. Amount: 445. Total to form 990-ez, line 16: 46,049.”

Raw XML Appendix161 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KEVIN MORSE
IRS990EZ/BooksInCareOfDetail/PhoneNum06177861600
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt035 BRAINTREE HILL OFFICE PARK SUITE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0400
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BRAINTREE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002184
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt062791
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt054143
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-8648
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07299
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt062791
IRS990EZ/Form990TotalAssetsGrp/EOYAmt054143
IRS990EZ/GrossReceiptsAmt044700
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt013200
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt062791
IRS990EZ/NetAssetsOrFundBalancesEOYAmt054143
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt062791
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt054143
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JIM FORBIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DAN DANESE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KEVIN MORSE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MITCH ARNOLD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt046049
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE OBJECTIVE OF THE PINNACLE GROUP IS TO ACHIEVE AN EVEN HIGHER LEVEL OF PERSONAL GROWTH AND PROFESSIONAL DEVELOPMENT. THE PINNACLE STUDY GROUP BINDS CREATIVE, INNOVATIVE, HARD WORKING AND GROWING INSURANCE/FINANCIAL SERVICE PROFESSIONAL TOGETHER FOR BRIEF PRODUCTIVE MEETINGS.
IRS990EZ/ProgramServiceRevenueAmt031500
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE MUTUAL SUPPORT AND GROWTH IN AN EDUCATIONAL CONTEXT WHERE MEMBERS CAN BROADEN THEIR PERSPECTIVES IN INSURANCE AND FINANCIAL SERVICES AND THEIR CAREERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt053348
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt053348
IRS990EZ/TotalProgramServiceExpensesAmt053348
IRS990EZ/TotalRevenueAmt044700
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.PINNACLESTUDYGROUP.COM
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt031500
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt069750
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt035131
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt024700
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt014750
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0175831
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt013200
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt017600
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt029000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt019000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt051300
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0130100
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0305931
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt044700
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt087350
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt064131
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt043700
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt066050
IRS990ScheduleA/Total509Grp/TotalAmt0305931
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt044700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt087350
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt064131
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt043700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt066050
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0305931
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: CONFERENCES. AMOUNT: 45,604. DESCRIPTION: WEB MAINTENANCE. AMOUNT: 445. TOTAL TO FORM 990-EZ, LINE 16: 46,049.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KEVIN MORSE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06177861600
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-06-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE PINNACLE STUDY GROUP INC
ReturnHeader/Filer/BusinessNameControlTxt0PINN
ReturnHeader/Filer/EIN0204904660
ReturnHeader/Filer/PhoneNum06177861600
ReturnHeader/Filer/USAddress/AddressLine1Txt035 BRAINTREE HILL OFFICE PK NO 400
ReturnHeader/Filer/USAddress/CityNm0BRAINTREE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002184
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId07E530C01EC0DBF1FFF79A5BAD1379F9D370DED1E
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId04A2558486EEC6DB97E73B1E5FE2049900CCE7E47
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt076.79.36.78
ReturnHeader/FilingSecurityInformation/IPDt02018-06-19
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm010:13:46
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0814566565
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANGELA K LOVE CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05640 S 84TH STREET SUITE 120
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LINCOLN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd068516
ReturnHeader/PreparerPersonGrp/PhoneNum04028054955
ReturnHeader/PreparerPersonGrp/PreparationDt02018-06-19
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANGELA LOVE
ReturnHeader/ReturnTs02018-07-02T12:59:09-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$54,143
Liabilities
$0
Net assets
$54,143
Revenue
$44,700
Expenses
$53,348
Net income
-$8,648
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$1.09$0.00$0.74$0.51$0.23
2022Summary only. Only limited summary data is available for this year.$0.85$0.00$0.97$0.85$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.73$0.00$0.73$0.58$0.49$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.00$0.64$0.31$0.28$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.00$0.61$0.95$0.83$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.00$0.49$0.98$1.04$0.05
2017Detailed filing. Detailed filing data is available for this year.$0.54$0.00$0.54$0.45$0.53$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.63$0.00$0.63$0.87$0.83$0.05
2015Summary only. Only limited summary data is available for this year.$0.58$0.00$0.64$0.55$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.44$0.61$0.18
2013Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$0.66$0.44$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.00$0.45$0.83$0.56$0.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$0.85$0.84$0.01