Civic Intelligence

The Pinnacle Study Group Inc

990EZ • Fiscal year 2014 • EIN 20-4904660

Jan 01, 2014 to Dec 31, 2014 • Filed on Aug 10, 2015

Organization ProfileWWW.PINNACLESTUDYGROUP.COM
875 S 48th StreetLincoln, NE 68510

(402) 434-2442

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

55th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

9th percentile

-41%

Higher net margin than 9% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

74th percentile

$0

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

16th percentile

-27%

Faster asset growth than 16% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

14th percentile

-34%

Faster revenue growth than 14% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets55th percentile

Assets

Down

$49,102

Down $17,740 (-27%) from 2013

Net Assets

Down

$49,102

Down $17,740 (-27%) from 2013

Liabilities

Flat

$0

Flat from 2013

Revenue And Expenses
Liabilities / Revenue55th percentileNet Margin9th percentile

Revenue

Down

$43,700

Down $22,350 (-34%) from 2013

Expenses

Up

$61,440

Up $17,712 (+41%) from 2013

Net Income

Down

-$17,740

Down $40,062 (-179%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $16,866Liabilities 2011: $0Net Assets 2011: $16,8662011Assets 2012: $44,520Liabilities 2012: $0Net Assets 2012: $44,5202012Assets 2013: $66,842Liabilities 2013: $0Net Assets 2013: $66,8422013Assets 2014: $49,102Liabilities 2014: $0Net Assets 2014: $49,1022014Assets 2015: $58,016Liabilities 2015: $02015Assets 2016: $62,791Liabilities 2016: $0Net Assets 2016: $62,7912016Assets 2017: $54,143Liabilities 2017: $0Net Assets 2017: $54,1432017Assets 2018: $49,046Liabilities 2018: $0Net Assets 2018: $49,0462018Assets 2019: $61,081Liabilities 2019: $0Net Assets 2019: $61,0812019Assets 2020: $64,087Liabilities 2020: $0Net Assets 2020: $64,0872020Assets 2021: $73,180Liabilities 2021: $0Net Assets 2021: $73,1802021Assets 2022: $85,475Liabilities 2022: $02022Assets 2023: $108,748Liabilities 2023: $02023

Highlighted filing

2014

Assets$49,102
Liabilities$0
Net Assets$49,102
Open 2014 Filing

Operations Trend

Revenue Growth14th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $84,723Expenses 2011: $83,918Net Income 2011: $8052011Revenue 2012: $83,440Expenses 2012: $55,786Net Income 2012: $27,6542012Revenue 2013: $66,050Expenses 2013: $43,728Net Income 2013: $22,3222013Revenue 2014: $43,700Expenses 2014: $61,440Net Income 2014: -$17,7402014Revenue 2015: $64,131Expenses 2015: $55,217Net Income 2015: $8,9142015Revenue 2016: $87,350Expenses 2016: $82,575Net Income 2016: $4,7752016Revenue 2017: $44,700Expenses 2017: $53,348Net Income 2017: -$8,6482017Revenue 2018: $98,440Expenses 2018: $103,537Net Income 2018: -$5,0972018Revenue 2019: $94,631Expenses 2019: $82,596Net Income 2019: $12,0352019Revenue 2020: $31,475Expenses 2020: $28,469Net Income 2020: $3,0062020Revenue 2021: $58,443Expenses 2021: $49,350Net Income 2021: $9,0932021Revenue 2022: $97,018Expenses 2022: $84,723Net Income 2022: $12,2952022Revenue 2023: $73,916Expenses 2023: $50,643Net Income 2023: $23,2732023

Highlighted filing

2014

Revenue$43,700
Expenses$61,440
Net Income-$17,740
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Aug 10, 2015
Return Version
2014v5.0
Gross Receipts
$43,700
Mission and Program Overview

Mission

The objective of the pinnacle group is to achieve an even higher level of personal growth and professional development. The pinnacle study group binds creative, innovative, hard working and growing insurance/financial service professional together for brief productive meetings.

Program Services

DescriptionGrantsExpenses
PROVIDE MUTUAL SUPPORT AND GROWTH IN AN EDUCATIONAL CONTEXT WHERE MEMBERS CAN BROADEN THEIR PERSPECTIVES IN INSURANCE AND FINANCIAL SERVICES AND THEIR CAREERS.$0$61,440
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MIKE OWENSPresident-$0--
JIM FORBISVice President-$0--
MIKE OWENSTreasurer-$0--
GUY SWAINSecretary-$0--
Filing and Contact Details

Filer

Filer Name
The Pinnacle Study Group Inc
EIN
20-4904660
Phone
4024342442
Address
875 S 48TH STREET, LINCOLN, NE 68510

Signing Officer

Name
Myron Owens
Title
Treasurer
Phone
4024342442
Signed
2015-08-10
Discuss with paid preparer
Yes

Preparer

Firm
Jeffrey Friehauf & Love Cpas Llp
Address
5640 S 84TH STREET SUITE 120, LINCOLN, NE 68516
Preparer
Angela K Love
Phone
4024835402
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: conferences. Amount: 54,035. Description: web maintenance. Amount: 484. Description: supplies. Amount: 2,831. Description: honoree expense. Amount: 3,500. Total to form 990-ez, line 16: 60,850.”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0MYRON OWENS
IRS990EZ/BooksInCareOfDetail/PhoneNum04024342442
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0875 S 48TH STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0LINCOLN
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NE
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd068510
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt066842
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt049102
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/EngagedInExcessBenefitTransInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-17740
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0590
IRS990EZ/FiledScheduleAInd01
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt066842
IRS990EZ/Form990TotalAssetsGrp/EOYAmt049102
IRS990EZ/GrossReceiptsAmt043700
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/LobbyingActivitiesInd00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt024700
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt066842
IRS990EZ/NetAssetsOrFundBalancesEOYAmt049102
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt066842
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt049102
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt14.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt24.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt34.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MIKE OWENS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JIM FORBIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MIKE OWENS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3GUY SWAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt060850
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE OBJECTIVE OF THE PINNACLE GROUP IS TO ACHIEVE AN EVEN HIGHER LEVEL OF PERSONAL GROWTH AND PROFESSIONAL DEVELOPMENT. THE PINNACLE STUDY GROUP BINDS CREATIVE, INNOVATIVE, HARD WORKING AND GROWING INSURANCE/FINANCIAL SERVICE PROFESSIONAL TOGETHER FOR BRIEF PRODUCTIVE MEETINGS.
IRS990EZ/ProgramServiceRevenueAmt019000
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE MUTUAL SUPPORT AND GROWTH IN AN EDUCATIONAL CONTEXT WHERE MEMBERS CAN BROADEN THEIR PERSPECTIVES IN INSURANCE AND FINANCIAL SERVICES AND THEIR CAREERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt061440
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt061440
IRS990EZ/TotalProgramServiceExpensesAmt061440
IRS990EZ/TotalRevenueAmt043700
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.PINNACLESTUDYGROUP.COM
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt024700
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt014750
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt018440
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt018882
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt076772
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt019000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt051300
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt065000
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt084723
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt042905
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0262928
IRS990ScheduleA/InvestmentIncomeCYPct00.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct01.00000
IRS990ScheduleA/PublicSupportPY509Pct01.00000
IRS990ScheduleA/PublicSupportTotal509Amt0339700
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt043700
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt066050
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt083440
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt084723
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt061787
IRS990ScheduleA/Total509Grp/TotalAmt0339700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt043700
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt066050
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt083440
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt084723
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt061787
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0339700
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: CONFERENCES. AMOUNT: 54,035. DESCRIPTION: WEB MAINTENANCE. AMOUNT: 484. DESCRIPTION: SUPPLIES. AMOUNT: 2,831. DESCRIPTION: HONOREE EXPENSE. AMOUNT: 3,500. TOTAL TO FORM 990-EZ, LINE 16: 60,850.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MYRON OWENS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04024342442
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-10
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE PINNACLE STUDY GROUP INC
ReturnHeader/Filer/BusinessNameControlTxt0PINN
ReturnHeader/Filer/EIN0204904660
ReturnHeader/Filer/PhoneNum04024342442
ReturnHeader/Filer/USAddress/AddressLine1Txt0875 S 48TH STREET
ReturnHeader/Filer/USAddress/CityNm0LINCOLN
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NE
ReturnHeader/Filer/USAddress/ZIPCd068510
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0470822854
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0JEFFREY FRIEHAUF & LOVE CPAS LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt05640 S 84TH STREET SUITE 120
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0LINCOLN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd068516
ReturnHeader/PreparerPersonGrp/PhoneNum04024835402
ReturnHeader/PreparerPersonGrp/PreparationDt02015-08-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0ANGELA K LOVE
ReturnHeader/ReturnTs02015-08-11T10:54:59-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$49,102
Liabilities
$0
Net assets
$49,102
Revenue
$43,700
Expenses
$61,440
Net income
-$17,740
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$1.09$0.00$0.74$0.51$0.23
2022Summary only. Only limited summary data is available for this year.$0.85$0.00$0.97$0.85$0.12
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.73$0.00$0.73$0.58$0.49$0.09
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.64$0.00$0.64$0.31$0.28$0.03
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.61$0.00$0.61$0.95$0.83$0.12
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.00$0.49$0.98$1.04$0.05
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.54$0.00$0.54$0.45$0.53$0.09
2016Detailed filing. Detailed filing data is available for this year.$0.63$0.00$0.63$0.87$0.83$0.05
2015Summary only. Only limited summary data is available for this year.$0.58$0.00$0.64$0.55$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.00$0.49$0.44$0.61$0.18
2013Detailed filing. Detailed filing data is available for this year.$0.67$0.00$0.67$0.66$0.44$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$0.00$0.45$0.83$0.56$0.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.00$0.17$0.85$0.84$0.01