Civic Intelligence

Community Financial Resources

990 • Fiscal year 2017 • EIN 20-3788598

Jan 01, 2017 to Dec 31, 2017 • Filed on Oct 30, 2018

771 Euclid AvenueBerkeley, CA 94708

(510) 559-8638

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

32nd percentile

0.02x

Higher debt load relative to assets than 32% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

38th percentile

0.05x

Higher debt load relative to revenue than 38% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Net Margin

10th percentile

-30%

Higher net margin than 10% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

78th percentile

$125,048

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 29.4% of source-year revenue.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2017

Asset Growth

11th percentile

-11%

Faster asset growth than 11% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

4th percentile

-51%

Faster revenue growth than 4% of similar nonprofits.

2017 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Assets

Down

$1,083,640

Down $135,658 (-11%) from 2016

Net Assets

Down

$1,060,724

Down $127,285 (-11%) from 2016

Liabilities

Down

$22,916

Down $8,373 (-27%) from 2016

Revenue

Down

$425,186

Down $445,266 (-51%) from 2016

Expenses

Up

$552,471

Up $94,898 (+21%) from 2016

Net Income

Down

-$127,285

Down $540,164 (-131%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2010: $422,245Liabilities 2010: $26,334Net Assets 2010: $395,9112010Assets 2011: $587,623Liabilities 2011: $35,328Net Assets 2011: $552,2952011Assets 2012: $516,518Liabilities 2012: $28,009Net Assets 2012: $488,5092012Assets 2013: $475,413Liabilities 2013: $29,813Net Assets 2013: $445,6002013Assets 2014: $517,395Liabilities 2014: $27,804Net Assets 2014: $489,5912014Assets 2015: $813,058Liabilities 2015: $37,928Net Assets 2015: $775,1302015Assets 2016: $1,219,298Liabilities 2016: $31,289Net Assets 2016: $1,188,0092016Assets 2017: $1,083,640Liabilities 2017: $22,916Net Assets 2017: $1,060,7242017Assets 2018: $988,264Liabilities 2018: $27,340Net Assets 2018: $960,9242018Assets 2019: $951,703Liabilities 2019: $41,506Net Assets 2019: $910,1972019Assets 2020: $1,145,298Liabilities 2020: $404,257Net Assets 2020: $741,0412020Assets 2021: $2,244,182Liabilities 2021: $1,032,035Net Assets 2021: $1,212,1472021Assets 2022: $5,378,662Liabilities 2022: $3,734,705Net Assets 2022: $1,643,9572022Assets 2023: $4,054,828Liabilities 2023: $2,422,065Net Assets 2023: $1,632,7632023Assets 2024: $3,518,526Liabilities 2024: $2,394,443Net Assets 2024: $1,124,0832024

Highlighted filing

2017

Assets$1,083,640
Liabilities$22,916
Net Assets$1,060,724

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500K-$1.0MRevenue 2010: $415,358Expenses 2010: $352,668Net Income 2010: $62,6902010Revenue 2011: $575,452Expenses 2011: $419,547Net Income 2011: $155,9052011Revenue 2012: $442,710Expenses 2012: $506,475Net Income 2012: -$63,7652012Revenue 2013: $436,230Expenses 2013: $479,139Net Income 2013: -$42,9092013Revenue 2014: $527,794Expenses 2014: $483,803Net Income 2014: $43,9912014Revenue 2015: $760,674Expenses 2015: $475,135Net Income 2015: $285,5392015Revenue 2016: $870,452Expenses 2016: $457,573Net Income 2016: $412,8792016Revenue 2017: $425,186Expenses 2017: $552,471Net Income 2017: -$127,2852017Revenue 2018: $402,918Expenses 2018: $502,718Net Income 2018: -$99,8002018Revenue 2019: $428,808Expenses 2019: $479,535Net Income 2019: -$50,7272019Revenue 2020: $460,531Expenses 2020: $651,668Net Income 2020: -$191,1372020Revenue 2021: $1,081,485Expenses 2021: $610,379Net Income 2021: $471,1062021Revenue 2022: $1,083,185Expenses 2022: $651,375Net Income 2022: $431,8102022Revenue 2023: $1,015,485Expenses 2023: $1,026,679Net Income 2023: -$11,1942023Revenue 2024: $785,438Expenses 2024: $1,294,118Net Income 2024: -$508,6802024

Highlighted filing

2017

Revenue$425,186
Expenses$552,471
Net Income-$127,285
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Oct 30, 2018
Return Version
2017v2.2
Gross Receipts
$425,186
Mission and Program Overview

Mission

CFR provides research, education, program development and technical assistance for non-profit organizations and their low-income constituents on financial literacy, money management, and accessing and effectively using low-cost financial products and services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$888,887$1,043,293▲ $154,406
Pledges and Grants Receivable$45,000$0▼ $45,000
Cash and Non-Interest-Bearing Accounts$282,551$40,347▼ $242,204
Accounts Receivable$2,000$0▼ $2,000
Prepaid Expenses and Deferred Charges$860$0▼ $860
Other Notes and Loans Receivable, Net-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$1,219,298$1,083,640▼ $135,658
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$31,289$22,916▼ $8,373
Total Liabilities$31,289$22,916▼ $8,373
Net Assets / Fund Balance
Unrestricted Net Assets$770,092$834,231▲ $64,139
Temporarily Rstr Net Assets$417,917$226,493▼ $191,424
Total Net Assets Fund Balance$1,188,009$1,060,724▼ $127,285
Total Liabilities and Net Assets / Fund Balance$1,219,298$1,083,640▼ $135,658
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lauren LeimbachExecutive DirectorFT$119,789$5,259$125,048

Board Members and Trustees

NameTitle
David DerryckPresident
Craig CrockettDirector
Fran SchallDirector
Maeve Elise BrownDirector
Patty FukamiDirector
Pat KrackovSecretary
Kendall BakerTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$287,348
Program Service Revenue
$137,190
Investment Income
$648
Other Revenue
$0
All Other Contributions
$287,348
Change in Net Assets
$-127,285
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$407,352
Other Expenses$130,923
Total Fundraising Expense$24,184
Grants and Similar Amounts Paid$11,796
Professional Fundraising Fees$2,400

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$183,989$37,819$11,299$233,107
Current Officers, Directors, Trustees, and Key Employees$108,791$8,754$7,503$125,048
Information Technology$67,503$119-$67,622
Fees for Services Other$31,760$6,365$172$38,297
Payroll Taxes$21,812$3,477$1,375$26,664
Other Employee Benefits$16,636$4,462$1,435$22,533
Grants to Domestic Individuals$7,796--$7,796
Fees for Services Accounting-$6,300-$6,300
Travel$5,297$313-$5,610
Insurance-$4,197-$4,197
Grants to Domestic Orgs$4,000--$4,000
Office Expenses$2,413$1,519-$3,932
Occupancy$3,174$162-$3,336
Fees for Services Professional Fundraising--$2,400$2,400
Other Expenses$681$291-$972
Conferences and Meetings$572$85-$657
Total Functional Expenses$454,424$73,863$24,184$552,471
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$2,400
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

The Board of Directors review tax forms.

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

All personnel and board members are required to disclose (in writing) potential conflicts and any related party affiliations. The organization seeks full transparency on all relationships through discussions at Board meetings.

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

The Board of Directors which approves the E.D.'s compensation is comprised of independent persons.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Upon request

Filing and Contact Details

Filer

Filer Name
Community Financial Resources
EIN
20-3788598
Phone
5105598638
Address
771 Euclid Avenue, Berkeley, CA 94708

Signing Officer

Name
Lauren Leimbach
Title
Executive Director
Signed
2018-10-30
Discuss with paid preparer
Yes

Organization Details

Formed
2006
Legal Domicile
CA
Voting Board Members
8
Independent Board Members
7
Employees
4

Preparer

Firm
Crosby & Kaneda CPAs LLP
Address
1970 Broadway STE 930, Oakland, CA 94612
Preparer
Adele Kaneda
Phone
5108352727
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

The Organization has evaluated its current tax positions as of December 31, 2017 and is not aware of any significant uncertain tax positions for which a reserve would be necessary.

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IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt037819
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0183989
IRS990/OtherSalariesAndWagesGrp/TotalAmt0233107
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt01375
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt03477
IRS990/PayrollTaxesGrp/ProgramServicesAmt021812
IRS990/PayrollTaxesGrp/TotalAmt026664
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt045000
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0860
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0Lauren Leimbach
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0Program Service Fees
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0137190
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0137190
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0747540
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt023626
IRS990/PYInvestmentIncomeAmt0515
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0100929
IRS990/PYOtherRevenueAmt03037
IRS990/PYProgramServiceRevenueAmt0119360
IRS990/PYRevenuesLessExpensesAmt0412879
IRS990/PYSalariesCompEmpBnftPaidAmt0333018
IRS990/PYTotalExpensesAmt0457573
IRS990/PYTotalRevenueAmt0870452
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-127285
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0137190
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0888887
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01043293
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0287348
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0747540
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0621523
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0483539
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0389975
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02529925
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0648
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0515
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0401
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0280
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0122
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01966
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0483850
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt03037
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0800
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0200
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0558
IRS990ScheduleA/OtherIncome170Grp/TotalAmt04595
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.36510
IRS990ScheduleA/PublicSupportPY170Pct00.39020
IRS990ScheduleA/PublicSupportTotal170Amt0926075
IRS990ScheduleA/SubstantialContributorsTotAmt01603850
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0287348
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0747540
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0621523
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0483539
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0389975
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02529925
IRS990ScheduleA/TotalSupportAmt02536486
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0The Organization has evaluated its current tax positions as of December 31, 2017 and is not aware of any significant uncertain tax positions for which a reserve would be necessary.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
IRS990ScheduleI/GrantRecordsMaintainedInd0true
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt07796
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0Participant Incentives
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt078
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0CFR staff works closely with the organization and is able to verify completion of scope of work.Program participants are incented for performing beneficial financial behaviors such as opening a bank account. Incentives are recorded on a spreadsheet with one staff person signing off on the award approval and a second signing off on the transfer funds.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0Grantmaker's Description of How Grants are Used
IRS990ScheduleI/Total501c3OrgCnt00
IRS990ScheduleI/TotalOtherOrgCnt00
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Board of Directors review tax forms.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1All personnel and board members are required to disclose (in writing) potential conflicts and any related party affiliations. The organization seeks full transparency on all relationships through discussions at Board meetings.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Board of Directors which approves the E.D.'s compensation is comprised of independent persons.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Upon request
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0CA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt0417917
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt0226493
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01219298
IRS990/TotalAssetsEOYAmt01083640
IRS990/TotalAssetsGrp/BOYAmt01219298
IRS990/TotalAssetsGrp/EOYAmt01083640
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0287348
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt024184
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt073863
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0454424
IRS990/TotalFunctionalExpensesGrp/TotalAmt0552471
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt031289
IRS990/TotalLiabilitiesEOYAmt022916
IRS990/TotalLiabilitiesGrp/BOYAmt031289
IRS990/TotalLiabilitiesGrp/EOYAmt022916
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01188009
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01060724
IRS990/TotalOtherCompensationAmt05259
IRS990/TotalProgramServiceExpensesAmt0454424
IRS990/TotalProgramServiceRevenueAmt0137190
IRS990/TotalReportableCompFromOrgAmt0119789
IRS990/TotalRevenueGrp/ExclusionAmt0648
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0137190
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0425186

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.52$2.39$1.12$0.79$1.29$0.51
2023Detailed filing. Detailed filing data is available for this year.$4.05$2.42$1.63$1.02$1.03$0.01
2022Detailed filing. Detailed filing data is available for this year.$5.38$3.73$1.64$1.08$0.65$0.43
2021Detailed filing. Detailed filing data is available for this year.$2.24$1.03$1.21$1.08$0.61$0.47
2020Detailed filing. Detailed filing data is available for this year.$1.15$0.40$0.74$0.46$0.65$0.19
2019Detailed filing. Detailed filing data is available for this year.$0.95$0.04$0.91$0.43$0.48$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.99$0.03$0.96$0.40$0.50$0.10
2017Detailed filing. Detailed filing data is available for this year.$1.08$0.02$1.06$0.43$0.55$0.13
2016Detailed filing. Detailed filing data is available for this year.$1.22$0.03$1.19$0.87$0.46$0.41
2015Detailed filing. Detailed filing data is available for this year.$0.81$0.04$0.78$0.76$0.48$0.29
2014Summary only. Only limited summary data is available for this year.$0.52$0.03$0.49$0.53$0.48$0.04
2013Summary only. Only limited summary data is available for this year.$0.48$0.03$0.45$0.44$0.48$0.04
2012Summary only. Only limited summary data is available for this year.$0.52$0.03$0.49$0.44$0.51$0.06
2011Summary only. Only limited summary data is available for this year.$0.59$0.04$0.55$0.58$0.42$0.16
2010Summary only. Only limited summary data is available for this year.$0.42$0.03$0.40$0.42$0.35$0.06