Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
990 • Fiscal year 2015 • EIN 20-3788598
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
51st percentile
Higher debt load relative to assets than 51% of similar nonprofits.
Liabilities / Revenue
53rd percentile
Higher debt load relative to revenue than 53% of similar nonprofits.
Net Margin
88th percentile
Higher net margin than 88% of similar nonprofits.
Top Officer Pay
91st percentile
Higher top officer pay than 91% of similar nonprofits.
Top officer pay equals 16.0% of source-year revenue.
Asset Growth
90th percentile
Faster asset growth than 90% of similar nonprofits.
Revenue Growth
86th percentile
Faster revenue growth than 86% of similar nonprofits.
Assets
Up$813,058
Up $295,663 (+57%) from 2014
Net Assets
Up$775,130
Up $285,539 (+58%) from 2014
Liabilities
Up$37,928
Up $10,124 (+36%) from 2014
Revenue
Up$760,674
Up $232,880 (+44%) from 2014
Expenses
Down$475,135
Down $8,668 (-1.8%) from 2014
Net Income
Up$285,539
Up $241,548 (+549%) from 2014
CFR provides research, education, program development and technical assistance for non-profit organizations and their low-income constituents on financial literacy, money management, and accessing and effectively using low-cost financial products and services.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Savings and Temporary Cash Investments | $506,313 | $697,638 | ▲ $191,325 |
| Pledges and Grants Receivable | - | $90,000 | - |
| Cash and Non-Interest-Bearing Accounts | $8,057 | $22,870 | ▲ $14,813 |
| Prepaid Expenses and Deferred Charges | - | $2,300 | - |
| Accounts Receivable | $3,025 | $250 | ▼ $2,775 |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Land, Buildings, and Equipment, Net | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $517,395 | $813,058 | ▲ $295,663 |
| Other Assets Total | - | $0 | - |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $27,804 | $37,928 | ▲ $10,124 |
| Total Liabilities | $27,804 | $37,928 | ▲ $10,124 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $338,758 | $508,463 | ▲ $169,705 |
| Temporarily Rstr Net Assets | $150,833 | $266,667 | ▲ $115,834 |
| Total Net Assets Fund Balance | $489,591 | $775,130 | ▲ $285,539 |
| Total Liabilities and Net Assets / Fund Balance | $517,395 | $813,058 | ▲ $295,663 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Lauren Leimbach | Executive Director | FT | $115,614 | $6,220 | $121,834 |
| Name | Title |
|---|---|
| David Derryck | President |
| Fran Schall | Director |
| Kendall Baker | Director |
| Pat Krackov | Director |
| Patty Fukami | Director |
| Leslie Altick | Secretary |
| Ryan Pintado-Vertner | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $377,077 |
| Other Expenses | $67,382 |
| Grants and Similar Amounts Paid | $30,676 |
| Total Fundraising Expense | $17,807 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $179,832 | $25,573 | $9,579 | $214,984 |
| Current Officers, Directors, Trustees, and Key Employees | $107,763 | $8,040 | $6,031 | $121,834 |
| Fees for Services Other | $21,886 | $6,072 | - | $27,958 |
| Payroll Taxes | $21,322 | $2,400 | $1,142 | $24,864 |
| Grants to Domestic Individuals | $22,676 | - | - | $22,676 |
| Other Employee Benefits | $11,850 | $2,490 | $1,055 | $15,395 |
| Information Technology | $14,503 | $300 | - | $14,803 |
| Travel | $8,129 | $111 | - | $8,240 |
| Grants to Domestic Orgs | $8,000 | - | - | $8,000 |
| Fees for Services Accounting | - | $6,300 | - | $6,300 |
| Insurance | - | $4,608 | - | $4,608 |
| Office Expenses | $1,785 | $581 | - | $2,366 |
| Conferences and Meetings | $809 | - | - | $809 |
| Other Expenses | $1,170 | $197 | - | $197 |
| Total Functional Expenses | $399,725 | $57,603 | $17,807 | $475,135 |
| Recipient | Location | Category | Purpose | Amount |
|---|---|---|---|---|
| Brighter Beginnings | Oakland, CA | 501(c)(3) | Product-based financial education | $8,000 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
“Board member Leslie Altick and Executive Director Lauren Leimbach are siblings.”
“The Board of Directors review tax forms.”
“All personnel and board members are required to disclose (in writing) potential conflicts and any related party affiliations. The organization seeks full transparency on all relationships through discussions at Board meetings.”
“The Board of Directors which approves the E.D.'s compensation is comprised of independent persons.”
“Upon request”
“The Organization has evaluated its current tax positions as of December 31, 2015 and is not aware of any significant uncertain tax positions for which a reserve would be necessary.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | true |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 27804 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 37928 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 3025 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 250 |
| IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | CFR provides research, education, program development and technical assistance for non-profit organizations and their low-income constituents on financial literacy, money management, and accessing and effectively using low-cost financial products and services. |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 0 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherContributionsAmt | 0 | 621523 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | false |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Lauren Leimbach |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 5109317761 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 771 Euclid Avenue |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Berkeley |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 947081348 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 8057 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 22870 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 6031 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 8040 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 107763 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 121834 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/ProgramServicesAmt | 0 | 809 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 809 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 621523 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 30676 |
| IRS990/CYInvestmentIncomeAmt | 0 | 401 |
| IRS990/CYOtherExpensesAmt | 0 | 67382 |
| IRS990/CYOtherRevenueAmt | 0 | 800 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 137950 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 285539 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 377077 |
| IRS990/CYTotalExpensesAmt | 0 | 475135 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 17807 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 760674 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | In 2015 Community Financial Resources worked with over 140 organizations providing technical assistance to programs enhancing the financial capabilities of more than 6000 very low to moderate income constituents through improved money management skills, and access to safe and affordable financial products and services. People enrolled in CFR programs at Volunteer Income Tax Assistance sites, places of employment, foster youth, workforce development and supportive housing agencies, community colleges, migrant worker and other community service organizations. CFR's financial education program integrates financial products into an experiential financial capability program motivating participants to work with financial coaches and practice beneficial financial behaviors such as direct depositing pay and benefits, automating bill payment, transferring funds to savings, and building assets. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 4 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 399725 |
| IRS990/FamilyOrBusinessRlnInd | 0 | true |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 6300 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 6300 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 6072 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 21886 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 27958 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 1.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 6220 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Lauren Leimbach |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | David Derryck |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | Leslie Altick |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | Ryan Pintado-Vertner |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | Kendall Baker |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | Patty Fukami |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | Pat Krackov |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | Fran Schall |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 115614 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Executive Dir. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Director |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Director |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 2006 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantAmt | 0 | 38676 |
| IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt | 0 | 22676 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 22676 |
| IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt | 0 | 8000 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 8000 |
| IRS990/GrantsToIndividualsInd | 0 | true |
| IRS990/GrantsToOrganizationsInd | 0 | true |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 760674 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | true |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 6 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 1 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 300 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 14503 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 14803 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 4608 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 4608 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 401 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 401 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 4 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | CA |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | CFR provides research, education, program development and technical assistance for non-profit organizations and their low-income constituents on financial literacy, money management, and accessing and effectively using low-cost financial products and services. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 489591 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 775130 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 581 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1785 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2366 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 1055 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 2490 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 11850 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 15395 |
| IRS990/OtherExpensesGrp/Desc | 0 | Due, licenses, service fees |
| IRS990/OtherExpensesGrp/Desc | 1 | Miscellaneous |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 931 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 197 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 1170 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 2101 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 197 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Miscellaneous |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 800 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 800 |
| IRS990/OtherRevenueTotalAmt | 0 | 800 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 9579 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 25573 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 179832 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 214984 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 1142 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 2400 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 21322 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 24864 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 0 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 90000 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 2300 |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | Lauren Leimbach |
| IRS990/ProfessionalFundraisingInd | 0 | false |
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| IRS990/PYOtherRevenueAmt | 0 | 200 |
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| IRS990/ReportOtherLiabilitiesInd | 0 | false |
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| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt | 0 | 203992 |
| IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt | 0 | 358981 |
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| IRS990ScheduleA/PublicOrganization170Ind | 0 | X |
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| IRS990ScheduleA/PublicSupportPY170Pct | 0 | 0.51370 |
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| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
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| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State | 0 | RESTRICTED |
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| IRS990/ScheduleBRequiredInd | 0 | true |
| IRS990ScheduleD/FootnoteTextInd | 0 | X |
| IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt | 0 | The Organization has evaluated its current tax positions as of December 31, 2015 and is not aware of any significant uncertain tax positions for which a reserve would be necessary. |
| IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Part X : FIN48 Footnote |
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| IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt | 0 | Participant Incentives |
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| IRS990ScheduleI/RecipientTable/IRCSectionDesc | 0 | 501(c)(3) |
| IRS990ScheduleI/RecipientTable/NonCashAssistanceAmt | 0 | 0 |
| IRS990ScheduleI/RecipientTable/PurposeOfGrantTxt | 0 | Product-based financial education |
| IRS990ScheduleI/RecipientTable/RecipientBusinessName/BusinessNameLine1Txt | 0 | Brighter Beginnings |
| IRS990ScheduleI/RecipientTable/RecipientEIN | 0 | 942949749 |
| IRS990ScheduleI/RecipientTable/USAddress/AddressLine1Txt | 0 | 2595 International Blvd |
| IRS990ScheduleI/RecipientTable/USAddress/CityNm | 0 | Oakland |
| IRS990ScheduleI/RecipientTable/USAddress/StateAbbreviationCd | 0 | CA |
| IRS990ScheduleI/RecipientTable/USAddress/ZIPCd | 0 | 94601 |
| IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt | 0 | CFR staff works closely with the organization and is able to verify completion of scope of work.Program participants are incented for performing beneficial financial behaviors such as opening a bank account. Incentives are recorded on a spreadsheet with one staff person signing off on the award approval and a second signing off on the transfer funds. |
| IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Grantmaker's Description of How Grants are Used |
| IRS990ScheduleI/Total501c3OrgCnt | 0 | 1 |
| IRS990ScheduleI/TotalOtherOrgCnt | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Board member Leslie Altick and Executive Director Lauren Leimbach are siblings. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | The Board of Directors review tax forms. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | All personnel and board members are required to disclose (in writing) potential conflicts and any related party affiliations. The organization seeks full transparency on all relationships through discussions at Board meetings. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | The Board of Directors which approves the E.D.'s compensation is comprised of independent persons. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Upon request |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Line 2: Description of Business or Family Relationship of Officers, Directors, Et |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Line 11b: Form 990 Review Process |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Line 15a: Compensation Review & Approval Process - CEO, Top Management |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Line 19: Other Organization Documents Publicly Available |
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| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | CA |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/TaxableDistributionsInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TemporarilyRstrNetAssetsGrp/BOYAmt | 0 | 150833 |
| IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt | 0 | 266667 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 517395 |
| IRS990/TotalAssetsEOYAmt | 0 | 813058 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 517395 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 813058 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 621523 |
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Displayed year
2015 • Form 990Detailed filing. Detailed filing data is available for this year.