Liabilities / Assets
54th percentile
Higher debt load relative to assets than 54% of similar nonprofits.
990 • Fiscal year 2016 • EIN 20-3530960
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
54th percentile
Higher debt load relative to assets than 54% of similar nonprofits.
Liabilities / Revenue
44th percentile
Higher debt load relative to revenue than 44% of similar nonprofits.
Net Margin
66th percentile
Higher net margin than 66% of similar nonprofits.
Top Officer Pay
88th percentile
Higher top officer pay than 88% of similar nonprofits.
Top officer pay equals 15.2% of source-year revenue.
Asset Growth
81st percentile
Faster asset growth than 81% of similar nonprofits.
Revenue Growth
68th percentile
Faster revenue growth than 68% of similar nonprofits.
Assets
Flat$293,441
Flat from 2016
Net Assets
Flat$277,757
Flat from 2016
Liabilities
Flat$15,684
Flat from 2016
Revenue
Flat$653,493
Flat from 2016
Expenses
Flat$589,998
Flat from 2016
Net Income
Flat$63,495
Flat from 2016
Financial beginnings empowers youth and adults to take control of their financial future.
Financial beginnings empowers youth and adults to take control of their financial future. We provide educational programs that incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $170,354 | $160,772 | ▼ $9,582 |
| Accounts Receivable | $67,299 | $125,969 | ▲ $58,670 |
| Land, Buildings, and Equipment, Net | - | $6,700 | - |
| Savings and Temporary Cash Investments | - | $0 | - |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Prepaid Expenses and Deferred Charges | - | $0 | - |
| Total Assets | $237,653 | $293,441 | ▲ $55,788 |
| Other Assets Total | - | $0 | - |
| Liabilities | |||
| Other Liabilities | $13,721 | $9,032 | ▼ $4,689 |
| Accounts Payable and Accrued Expenses | $9,670 | $6,652 | ▼ $3,018 |
| Total Liabilities | $23,391 | $15,684 | ▼ $7,707 |
| Net Assets / Fund Balance | |||
| Temporarily Rstr Net Assets | $49,000 | $150,945 | ▲ $101,945 |
| Unrestricted Net Assets | $165,262 | $126,812 | ▼ $38,450 |
| Total Net Assets Fund Balance | $214,262 | $277,757 | ▲ $63,495 |
| Total Liabilities and Net Assets / Fund Balance | $237,653 | $293,441 | ▲ $55,788 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $6,700 | - | $6,700 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Melody Bell | Executive Director | FT | $83,064 | $16,251 | $99,315 |
| Name | Title |
|---|---|
| Sean Edwards | President |
| Adrienne Prevost | Board Member |
| Amanda Brown | Board Member |
| Amy Theuma | Board Member |
| Brad Houle | Board Member |
| Damon Benedict | Board Member |
| Jackie Henderson | Board Member |
| Karen Shea | Board Member |
| Amy Nelson | Secretary |
| Jim Hunt | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $406,987 |
| Other Expenses | $183,011 |
| Total Fundraising Expense | $106,904 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $185,463 | $50,599 | $25,076 | $261,138 |
| Current Officers, Directors, Trustees, and Key Employees | $33,400 | $25,050 | $25,050 | $83,500 |
| Fees for Services Other | $46,570 | - | $50 | $46,620 |
| Other Employee Benefits | $16,336 | $3,916 | $9,017 | $29,269 |
| Office Expenses | $23,319 | $1,353 | $448 | $25,120 |
| Payroll Taxes | $15,872 | $4,465 | $4,314 | $24,651 |
| Advertising | $12,548 | $915 | $3,268 | $16,731 |
| Fees for Services Accounting | $14,878 | - | - | $14,878 |
| Travel | $9,078 | $2,552 | $551 | $12,181 |
| Pension Plan Contributions | $5,224 | $1,615 | $1,590 | $8,429 |
| Insurance | $3,500 | $212 | $2,932 | $6,644 |
| Occupancy | $3,077 | $773 | $758 | $4,608 |
| Other Expenses | $776 | $352 | $1,831 | $2,607 |
| Total Functional Expenses | $390,659 | $92,435 | $106,904 | $589,998 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $626,261 |
| Expenses per Audited Statements | $589,998 |
| Total Expenses per Form 990 | $589,998 |
| Expenses Not Reported on Form 990 | $36,263 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $26,291 |
| Fundraising Gross Income | $7,569 |
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Accrued Payroll | $9,032 |
“The form 990 is first reviewed by the finance committee and then the treasurer presents to the board for review before submitting.”
“Board members are required to bring forward any conflict of interest matters if and when they arise.”
“The board chair leads the process of evaluating the executive director. The chair solicits input from the board to write a formal review for the executive director. The board approves the review and any salary or bonuses.”
“The organization's annual reports are available on our website. Other documents available upon request.”
“fundraising expenses included in revenue $26291”
“fundraising expenses included in revenue $26291”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 9670 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 6652 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 67299 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 125969 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS. |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 3268 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 915 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 12548 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 16731 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherContributionsAmt | 0 | 671760 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | LAURA KROPF |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8004061876 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 9600 SW CAPITOL HWY STE 150 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Portland |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97219 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 170354 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 160772 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 25050 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 25050 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 33400 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 83500 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 671760 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 455 |
| IRS990/CYOtherExpensesAmt | 0 | 183011 |
| IRS990/CYOtherRevenueAmt | 0 | -18722 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 63495 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 406987 |
| IRS990/CYTotalExpensesAmt | 0 | 589998 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 106904 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 653493 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 0 |
| IRS990/Desc | 0 | IN ACCORDANCE WITH FINANCIAL BEGINNINGS' MISSION AND 501(C)(3) EXEMPT STATUS, FINANCIAL BEGINNINGS PROVIDES FINANCIAL LITERACY EDUCATION TO SCHOOL-AGED YOUTH AND YOUNG ADULTS. THIS IS ACCOMPLISHED THROUGH FINANCIAL BEGINNINGS' YOUTH PROGRAMS: FINANCIAL LITERACY EDUCATION FOR YOUNG ADULTS AND FINANCIAL LITERACY EDUCATION FOR HIGH SCHOOL STUDENTS. IN THE 2015-2016 PROGRAM YEAR 34,000 YOUTH AND YOUNG ADULTS BENEFITED FROM THIS PROGRAM. PROFICIENCIES GAINED INCLUDE, AMONG OTHERS: - BUDGETING, INCLUDING CALCULATING INTEREST, BALANCING A CHECKBOOK, AND PLANNING FOR EXPENSES;- DISTINGUISHING BETWEEN AND UNDERSTANDING THE ROLE OF BANKS, CREDIT UNIONS, AND OTHER FINANCIAL ORGANIZATIONS;- SAVING COSTS ON BANKING AND INSURANCE;- UNDERSTANDING CREDIT AND INSURANCE.THE THREE BROAD GOALS OF THESE FINANCIAL LITERACY PROGRAMS ARE TO TEACH STUDENTS HOW TO (1) ADEPTLY NAVIGATE BANKING, CREDIT, AND INSURANCE INDUSTRIES, (2) ACTIVELY PARTICIPATE IN THESE INDUSTRIES, AND (3) RESPONSIBLY MANAGE THEIR PERSONAL FINANCES.FINANCIAL BEGINNINGS WORKS IN PARTNERSHIP WITH SCHOOLS WHO REQUEST THESE PROGRAMS, AND WITH MORE THAN 150 TRAINED COMMUNITY VOLUNTEERS WHO DELIVER THESE PROGRAMS COST-EFFECTIVELY AND EFFICIENTLY. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 11 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 390659 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 14878 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 14878 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 50 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 46570 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 46620 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 16251 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SEAN EDWARDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRAD HOULE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIM HUNT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | DAMON BENEDICT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JACKIE HENDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KAREN SHEA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | ADRIENNE PREVOST |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | AMY THEUMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | AMY NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | AMANDA BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | MELODY BELL |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 83064 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Executive Dir. |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 2005 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/FundraisingDirectExpensesAmt | 0 | 26291 |
| IRS990/FundraisingGrossIncomeAmt | 0 | 7569 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 10 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 679784 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 10 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 2932 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 212 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 3500 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 6644 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 455 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 455 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 4 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 6700 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6700 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 214262 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 277757 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -18722 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoncashContributionsAmt | 0 | 17090 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 758 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 773 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 3077 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 4608 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 448 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 1353 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 23319 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 25120 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 9017 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 3916 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 16336 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 29269 |
| IRS990/OtherExpensesGrp/Desc | 0 | Postage and Shipping |
| IRS990/OtherExpensesGrp/Desc | 1 | PROGRAM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 2 | PHONE, FAX, & INTERNET |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 27723 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 4296 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 1831 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 633 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 352 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 18732 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 1886 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 776 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 47088 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 6534 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2607 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 13721 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 9032 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 25076 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 50599 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 185463 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 261138 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 4314 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 4465 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 15872 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 24651 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 1590 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 1615 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 5224 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 8429 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 0 |
| IRS990/PrincipalOfficerNm | 0 | MELODY BELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 586353 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 615 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 157860 |
| IRS990/PYOtherRevenueAmt | 0 | -15072 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 140 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 90893 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 323283 |
| IRS990/PYTotalExpensesAmt | 0 | 481143 |
| IRS990/PYTotalRevenueAmt | 0 | 572036 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 63495 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 0 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 654670 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 596238 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 341573 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 255726 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 201471 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 2049678 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 455 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 615 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 564 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 293 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 214 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 2141 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 455 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 615 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 564 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 293 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 214 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 2141 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00100 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00110 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 140 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 140 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.48810 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.54050 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 1001512 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt | 0 | 387351 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 345694 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 73900 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 159821 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 81400 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 1048166 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt | 0 | 387351 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt | 0 | 345694 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt | 0 | 73900 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt | 0 | 159821 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt | 0 | 81400 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 1048166 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 654670 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 596238 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 341573 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 255726 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 201471 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 2049678 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 655125 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 596993 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 342137 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 256019 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 201685 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 2051959 |
| IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorNum | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine1 | 0 | RESTRICTED |
| IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine2 | 0 | RESTRICTED |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.