Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
990 • Fiscal year 2017 • EIN 20-3530960
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
65th percentile
Higher debt load relative to assets than 65% of similar nonprofits.
Liabilities / Revenue
61st percentile
Higher debt load relative to revenue than 61% of similar nonprofits.
Net Margin
79th percentile
Higher net margin than 79% of similar nonprofits.
Top Officer Pay
89th percentile
Higher top officer pay than 89% of similar nonprofits.
Top officer pay equals 10.9% of source-year revenue.
Asset Growth
94th percentile
Faster asset growth than 94% of similar nonprofits.
Revenue Growth
84th percentile
Faster revenue growth than 84% of similar nonprofits.
Assets
Up$559,704
Up $266,263 (+91%) from 2016
Net Assets
Up$490,013
Up $212,256 (+76%) from 2016
Liabilities
Up$69,691
Up $54,007 (+344%) from 2016
Revenue
Up$952,741
Up $299,248 (+46%) from 2016
Expenses
Up$740,485
Up $150,487 (+26%) from 2016
Net Income
Up$212,256
Up $148,761 (+234%) from 2016
Financial beginnings empowers youth and adults to take control of their financial future.
Financial beginnings empowers youth and adults to take control of their financial future. We provide educational programs that incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $160,772 | $302,173 | ▲ $141,401 |
| Accounts Receivable | $125,969 | $229,429 | ▲ $103,460 |
| Prepaid Expenses and Deferred Charges | - | $22,359 | - |
| Land, Buildings, and Equipment, Net | $6,700 | $5,743 | ▼ $957 |
| Savings and Temporary Cash Investments | - | $0 | - |
| Other Notes and Loans Receivable, Net | - | $0 | - |
| Pledges and Grants Receivable | - | $0 | - |
| Receivable From Disqualified Prsn | - | $0 | - |
| Receivables From Officers Etc | - | $0 | - |
| Investments Other Securities | - | $0 | - |
| Investments Program Related | - | $0 | - |
| Investments in Publicly Traded Securities | - | $0 | - |
| Intangible Assets | - | $0 | - |
| Inventories for Sale or Use | - | $0 | - |
| Total Assets | $293,441 | $559,704 | ▲ $266,263 |
| Other Assets Total | - | $0 | - |
| Liabilities | |||
| Other Liabilities | $9,032 | $60,588 | ▲ $51,556 |
| Accounts Payable and Accrued Expenses | $6,652 | $9,103 | ▲ $2,451 |
| Total Liabilities | $15,684 | $69,691 | ▲ $54,007 |
| Net Assets / Fund Balance | |||
| Unrestricted Net Assets | $126,812 | $344,044 | ▲ $217,232 |
| Temporarily Rstr Net Assets | $150,945 | $145,969 | ▼ $4,976 |
| Total Net Assets Fund Balance | $277,757 | $490,013 | ▲ $212,256 |
| Total Liabilities and Net Assets / Fund Balance | $293,441 | $559,704 | ▲ $266,263 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $5,743 | $957 | $6,700 |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Melody Bell | CEO | FT | $93,500 | $9,948 | $103,448 |
| Kate Benedict | Executive Director | FT | $15,179 | $347 | $15,526 |
| Name | Title |
|---|---|
| Sean Edwards | President |
| Brad Houle | vice chair |
| Amanda Brown | Board Member |
| Amy Theuma | Board Member |
| Heidi Sexton | Board Member |
| Jackie Henderson | Board Member |
| Jim Hunt | Board Member |
| Amy Zimmerman | Executive Director |
| Amy Nelson | Secretary |
| Don Rugg | Treasurer |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $533,158 |
| Other Expenses | $207,327 |
| Total Fundraising Expense | $130,006 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $198,081 | $37,892 | $50,038 | $286,011 |
| Current Officers, Directors, Trustees, and Key Employees | $72,415 | $54,777 | $49,689 | $176,881 |
| Fees for Services Other | $38,192 | $17,608 | $4,935 | $60,735 |
| Payroll Taxes | $21,181 | $5,659 | $5,266 | $32,106 |
| Travel | $24,322 | $4,510 | $3,096 | $31,928 |
| Other Employee Benefits | $18,718 | $5,146 | $2,912 | $26,776 |
| Occupancy | $7,133 | $5,074 | $4,774 | $16,981 |
| Pension Plan Contributions | $7,775 | $1,806 | $1,803 | $11,384 |
| Advertising | $5,700 | $389 | $4,278 | $10,367 |
| Office Expenses | $1,761 | $4,348 | $559 | $6,668 |
| Fees for Services Accounting | - | $5,629 | - | $5,629 |
| Other Expenses | $1,846 | $2,361 | $1,223 | $5,430 |
| Insurance | $887 | $1,655 | $587 | $3,129 |
| Depreciation Depletion | $559 | $192 | $206 | $957 |
| Total Functional Expenses | $458,251 | $152,228 | $130,006 | $740,485 |
| Line Item | Amount |
|---|---|
| Total Expenses per Audited Statements | $755,224 |
| Expenses per Audited Statements | $740,485 |
| Total Expenses per Form 990 | $740,485 |
| Expenses Not Reported on Form 990 | $14,739 |
| Line Item | Amount |
|---|---|
| Fundraising Direct Expenses | $9,244 |
| Professional Fundraising Fees | $0 |
| Line Item | Beginning | End | Change |
|---|---|---|---|
| Receivables from Disqualified Persons | - | $0 | - |
| Receivables from Officers, Directors, Trustees, and Key Employees | - | $0 | - |
| Liability | Amount |
|---|---|
| Accrued Payroll | $38,193 |
| Deferred Revenue | $22,395 |
“The form 990 is first reviewed by the finance committee and then the treasurer presents to the board for review before submitting.”
“Board members are required to bring forward any conflict of interest matters if and when they arise.”
“The board chair leads the process of evaluating the ceo and executive directors. The chair solicits input from the board to write a formal review for the ceo and executive directors. The board approves the review and any salary or bonuses.”
“The organization's annual reports are available on our website. Other documents available upon request.”
“fundraising expenses included in revenue $9244”
“fundraising expenses included in revenue $9244”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 6652 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 9103 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 125969 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 229429 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS. |
| IRS990/AddressChangeInd | 0 | X |
| IRS990/AdvertisingGrp/FundraisingAmt | 0 | 4278 |
| IRS990/AdvertisingGrp/ManagementAndGeneralAmt | 0 | 389 |
| IRS990/AdvertisingGrp/ProgramServicesAmt | 0 | 5700 |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 10367 |
| IRS990/AllAffiliatesIncludedInd | 0 | false |
| IRS990/AllOtherContributionsAmt | 0 | 957973 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 0 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 0 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | Laura Kropf |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8004061876 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 2505 SW Spring Garden St Ste 210 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | Portland |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | OR |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 97219 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 160772 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 302173 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt | 0 | 49689 |
| IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt | 0 | 54777 |
| IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt | 0 | 72415 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 176881 |
| IRS990/CompDisqualPersonsGrp/TotalAmt | 0 | 0 |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | false |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 0 |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/ContriRptFundraisingEventAmt | 0 | 3649 |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 961622 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 363 |
| IRS990/CYOtherExpensesAmt | 0 | 207327 |
| IRS990/CYOtherRevenueAmt | 0 | -9244 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 212256 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 533158 |
| IRS990/CYTotalExpensesAmt | 0 | 740485 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 130006 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 952741 |
| IRS990/DAFExcessBusinessHoldingsInd | 0 | false |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/DepreciationDepletionGrp/FundraisingAmt | 0 | 206 |
| IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt | 0 | 192 |
| IRS990/DepreciationDepletionGrp/ProgramServicesAmt | 0 | 559 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 957 |
| IRS990/Desc | 0 | IN ACCORDANCE WITH FINANCIAL BEGINNINGS' MISSION AND 501(C)(3) EXEMPT STATUS, FINANCIAL BEGINNINGS PROVIDES FINANCIAL LITERACY EDUCATION TO SCHOOL-AGED YOUTH AND YOUNG ADULTS. THIS IS ACCOMPLISHED THROUGH FINANCIAL BEGINNINGS' YOUTH PROGRAMS: FINANCIAL LITERACY EDUCATION FOR YOUNG ADULTS AND FINANCIAL LITERACY EDUCATION FOR HIGH SCHOOL STUDENTS. IN THE 2016-2017 PROGRAM YEAR 41,525 YOUTH AND YOUNG ADULTS BENEFITED FROM THIS PROGRAM. PROFICIENCIES GAINED INCLUDE, AMONG OTHERS: - BUDGETING, INCLUDING CALCULATING INTEREST, BALANCING A CHECKBOOK, AND PLANNING FOR EXPENSES;- DISTINGUISHING BETWEEN AND UNDERSTANDING THE ROLE OF BANKS, CREDIT UNIONS, AND OTHER FINANCIAL ORGANIZATIONS;- SAVING COSTS ON BANKING AND INSURANCE;- UNDERSTANDING CREDIT AND INSURANCE.THE THREE BROAD GOALS OF THESE FINANCIAL LITERACY PROGRAMS ARE TO TEACH STUDENTS HOW TO (1) ADEPTLY NAVIGATE BANKING, CREDIT, AND INSURANCE INDUSTRIES, (2) ACTIVELY PARTICIPATE IN THESE INDUSTRIES, AND (3) RESPONSIBLY MANAGE THEIR PERSONAL FINANCES.FINANCIAL BEGINNINGS WORKS IN PARTNERSHIP WITH SCHOOLS WHO REQUEST THESE PROGRAMS, AND WITH MORE THAN 300 TRAINED COMMUNITY VOLUNTEERS WHO DELIVER THESE PROGRAMS COST-EFFECTIVELY AND EFFICIENTLY. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DistributionToDonorInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | false |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 12 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/EscrowAccountInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 458251 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 5629 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 5629 |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesLobbyingGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 0 |
| IRS990/FeesForServicesOtherGrp/FundraisingAmt | 0 | 4935 |
| IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt | 0 | 17608 |
| IRS990/FeesForServicesOtherGrp/ProgramServicesAmt | 0 | 38192 |
| IRS990/FeesForServicesOtherGrp/TotalAmt | 0 | 60735 |
| IRS990/FeesForServicesProfFundraising/TotalAmt | 0 | 0 |
| IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignGrantsGrp/TotalAmt | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form1098CFiledInd | 0 | false |
| IRS990/Form8282FiledCnt | 0 | 0 |
| IRS990/Form8282PropertyDisposedOfInd | 0 | false |
| IRS990/Form8899Filedind | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 2.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 5.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40.00 |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 9948 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 347 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | SEAN EDWARDS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BRAD HOULE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | JIM HUNT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | HEIDI SEXTON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | JACKIE HENDERSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | AMY THEUMA |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | AMY NELSON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | AMANDA BROWN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | DON RUGG |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | MELODY BELL |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | KATE BENEDICT |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | AMY ZIMMERMAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 93500 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 15179 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | President |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | vice chair |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Secretary |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Treasurer |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | CEO |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Executive Dir. |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Executive Dir. |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | true |
| IRS990/Form990TFiledInd | 0 | false |
| IRS990/FormationYr | 0 | 2005 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/FundraisingAmt | 0 | 3649 |
| IRS990/FundraisingDirectExpensesAmt | 0 | 9244 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 18 |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 9 |
| IRS990/GrantsToDomesticIndividualsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToDomesticOrgsGrp/TotalAmt | 0 | 0 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossAmountSalesAssetsGrp/SecuritiesAmt | 0 | 2756 |
| IRS990/GrossReceiptsAmt | 0 | 964723 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 9 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 0 |
| IRS990/InsuranceGrp/FundraisingAmt | 0 | 587 |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 1655 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 887 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 3129 |
| IRS990/IntangibleAssetsGrp/EOYAmt | 0 | 0 |
| IRS990/InterestGrp/TotalAmt | 0 | 0 |
| IRS990/InventoriesForSaleOrUseGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 345 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 345 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsProgramRelatedGrp/EOYAmt | 0 | 0 |
| IRS990/InvestmentsPubTradedSecGrp/EOYAmt | 0 | 0 |
| IRS990/InvestTaxExemptBondsInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 3 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 957 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 6700 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 5743 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 6700 |
| IRS990/LegalDomicileStateCd | 0 | OR |
| IRS990/LessCostOthBasisSalesExpnssGrp/SecuritiesAmt | 0 | 2738 |
| IRS990/LicensedMoreThanOneStateInd | 0 | false |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 277757 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 490013 |
| IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt | 0 | 18 |
| IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt | 0 | 18 |
| IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt | 0 | -9244 |
| IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/NoncashContributionsAmt | 0 | 2077 |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 4774 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 5074 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 7133 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 16981 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 559 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 4348 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1761 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 6668 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OnBehalfOfIssuerInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsSFAS117Ind | 0 | X |
| IRS990/OrgFiledInLieuOfForm1041Ind | 0 | false |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 2912 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 5146 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 18718 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 26776 |
| IRS990/OtherExpensesGrp/Desc | 0 | PROGRAM EXPENSES |
| IRS990/OtherExpensesGrp/Desc | 1 | PHONE, FAX, & INTERNET |
| IRS990/OtherExpensesGrp/Desc | 2 | Postage and Shipping |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 640 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 1223 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 5182 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 2361 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 57322 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 2359 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 1846 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 57322 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 8181 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 5430 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 9032 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 60588 |
| IRS990/OtherRevenueTotalAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 50038 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 37892 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 198081 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 286011 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 0 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PaymentsToAffiliatesGrp/TotalAmt | 0 | 0 |
| IRS990/PayPremiumsPrsnlBnftCntrctInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 5266 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 5659 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 21181 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 32106 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 1803 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 1806 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 7775 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 11384 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 0 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 22359 |
| IRS990/PrincipalOfficerNm | 0 | MELODY BELL |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 671760 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 455 |
| IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt | 0 | 0 |
| IRS990/PYOtherExpensesAmt | 0 | 183011 |
| IRS990/PYOtherRevenueAmt | 0 | -18722 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 63495 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 406987 |
| IRS990/PYTotalExpensesAmt | 0 | 589998 |
| IRS990/PYTotalRevenueAmt | 0 | 653493 |
| IRS990/QuidProQuoContributionsInd | 0 | false |
| IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt | 0 | 0 |
| IRS990/RcvFndsToPayPrsnlBnftCntrctInd | 0 | false |
| IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt | 0 | 0 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 212256 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RoyaltiesGrp/TotalAmt | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 0 |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 957014 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 654670 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 596238 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 341573 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 255726 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 2805221 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 345 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 455 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 615 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 564 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 293 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 2272 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 345 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 455 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 615 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 564 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 293 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 2272 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00080 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00100 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 140 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 140 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.46050 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.48810 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 1292912 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt | 0 | 545543 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt | 0 | 387351 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt | 0 | 345694 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt | 0 | 73900 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt | 0 | 159821 |
| IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt | 0 | 1512309 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt | 0 | 545543 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt | 0 | 387351 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt | 0 | 345694 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt | 0 | 73900 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt | 0 | 159821 |
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Displayed year
2017 • Form 990Detailed filing. Detailed filing data is available for this year.