Civic Intelligence

Financial Beginnings

990 • Fiscal year 2014 • EIN 20-3530960

Jul 01, 2013 to Jun 30, 2014 • Filed on Mar 04, 2015

Organization Profilewww.FinancialBeginnings.org

View Organization Page

9600 SW Capitol Hwy97219

(800) 406-1876

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.13x

Higher debt load relative to assets than 78% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

76th percentile

0.05x

Higher debt load relative to revenue than 76% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Net Margin

63rd percentile

9.5%

Higher net margin than 63% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Top Officer Pay

95th percentile

$65,403

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 19.1% of source-year revenue.

2014 filings • 501(c)3 • <$500k nonprofits • Source year 2014

Asset Growth

83rd percentile

44%

Faster asset growth than 83% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

80th percentile

35%

Faster revenue growth than 80% of similar nonprofits.

2014 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2014

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$142,100

Up $43,624 (+44%) from 2013

Net Assets

Up

$123,369

Up $32,638 (+36%) from 2013

Liabilities

Up

$18,731

Up $10,986 (+142%) from 2013

Revenue And Expenses
Liabilities / Revenue76th percentileNet Margin63rd percentile

Revenue

$342,024

No earlier filing loaded for comparison.

Expenses

Up

$309,386

Up $82,528 (+36%) from 2013

Net Income

$32,638

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2012: $67,620Liabilities 2012: $6,0502012Assets 2013: $98,476Liabilities 2013: $7,745Net Assets 2013: $90,7312013Assets 2014: $142,100Liabilities 2014: $18,731Net Assets 2014: $123,3692014Assets 2015: $237,653Liabilities 2015: $23,391Net Assets 2015: $214,2622015Assets 2016: $293,441Liabilities 2016: $15,684Net Assets 2016: $277,7572016Assets 2017: $559,704Liabilities 2017: $69,691Net Assets 2017: $490,0132017Assets 2018: $239,526Liabilities 2018: $30,654Net Assets 2018: $208,8722018Assets 2019: $174,014Liabilities 2019: $41,231Net Assets 2019: $132,7832019Assets 2020: $589,851Liabilities 2020: $143,991Net Assets 2020: $445,8602020Assets 2021: $300,011Liabilities 2021: $84,956Net Assets 2021: $215,0552021Assets 2022: $67,187Liabilities 2022: $70,757Net Assets 2022: -$3,5702022Assets 2023: $892,367Liabilities 2023: $148,250Net Assets 2023: $744,1172023Assets 2024: $1,230,464Liabilities 2024: $216,216Net Assets 2024: $1,014,2482024

Highlighted filing

2014

Assets$142,100
Liabilities$18,731
Net Assets$123,369
Open 2014 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2012: $188,738Expenses 2012: $157,831Net Income 2012: $30,9072012Expenses 2013: $226,8582013Revenue 2014: $342,024Expenses 2014: $309,386Net Income 2014: $32,6382014Revenue 2015: $572,036Expenses 2015: $481,143Net Income 2015: $90,8932015Revenue 2016: $653,493Expenses 2016: $589,998Net Income 2016: $63,4952016Revenue 2017: $952,741Expenses 2017: $740,485Net Income 2017: $212,2562017Revenue 2018: $521,697Expenses 2018: $559,375Net Income 2018: -$37,6782018Revenue 2019: $506,570Expenses 2019: $582,659Net Income 2019: -$76,0892019Revenue 2020: $1,080,917Expenses 2020: $767,840Net Income 2020: $313,0772020Revenue 2021: $690,120Expenses 2021: $920,925Net Income 2021: -$230,8052021Revenue 2022: $739,533Expenses 2022: $958,158Net Income 2022: -$218,6252022Revenue 2023: $1,855,588Expenses 2023: $1,107,901Net Income 2023: $747,6872023Revenue 2024: $1,238,981Expenses 2024: $1,553,324Net Income 2024: -$314,3432024

Highlighted filing

2014

Revenue$342,024
Expenses$309,386
Net Income$32,638
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Mar 4, 2015
Return Version
2013v4.0
Gross Receipts
$342,137
Mission and Program Overview

Mission

Financial beginnings empowers youth and adults to take control of their financial future.

Financial beginnings empowers youth and adults to take control of their financial future. We provide educational programs that incorporate all aspects of personal finance to give individuals the foundation they need to make informed financial decisions.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$48,215$91,600▲ $43,385
Accounts Receivable$49,367$50,500▲ $1,133
Prepaid Expenses and Deferred Charges$894$0▼ $894
Savings and Temporary Cash Investments-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$98,476$142,100▲ $43,624
Other Assets Total-$0-
Liabilities
Accounts Payable and Accrued Expenses$7,745$10,615▲ $2,870
Other Liabilities-$8,116-
Total Liabilities$7,745$18,731▲ $10,986
Net Assets / Fund Balance
Unrestricted Net Assets$90,731$123,369▲ $32,638
Total Net Assets Fund Balance$90,731$123,369▲ $32,638
Total Liabilities and Net Assets / Fund Balance$98,476$142,100▲ $43,624
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Melody BellExecutive DirectorFT$65,403$65,403

Board Members and Trustees

NameTitle
Jim HuntPresident
Clifton MolatoreBoard Member
Karen SheaBoard Member
Macgregor HallBoard Member
Michael ParkerBoard Member
Robert CookBoard Member
Tiffani PensonBoard Member
Amy NelsonSecretary
Sean EdwardsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$324,823
Program Service Revenue
$0
Investment Income
$564
Other Revenue
$16,637
All Other Contributions
$324,823
Change in Net Assets
$32,638

Audited Revenue Reconciliation

Revenue per Audited Statements
$342,024
Revenue Not Reported on Form 990
$5,767
Total Revenue per Audited Statements
$347,791
Total Revenue per Form 990
$342,024
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$167,734
Other Expenses$141,652
Total Fundraising Expense$48,457
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$28,120$21,090$21,090$70,300
Other Salaries and Wages$51,696$15,105-$66,801
Fees for Services Other$20,244$8,049$6,538$34,831
Other Employee Benefits$11,131$3,921$3,263$18,315
Payroll Taxes$7,487$2,637$2,194$12,318
Occupancy$6,544$1,386$1,314$9,244
Office Expenses$4,209$1,483$1,234$6,926
Travel$3,484$1,227$1,021$5,732
Other Expenses$2,960$1,043$868$4,871
Advertising$458$2,776$1,206$4,440
All Other Expenses$920$324$270$1,514
Insurance$906$319$266$1,491
Total Functional Expenses$201,369$59,560$48,457$309,386

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$315,153
Expenses per Audited Statements$309,386
Total Expenses per Form 990$309,386
Expenses Not Reported on Form 990$5,767
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$16,750
Fundraising Direct Expenses$113
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Event 1$16,750$16,750$113$16,637
Total Events$16,750$16,750$113$16,637
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Payroll$8,116
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“The form 990 is first reviewed by the finance committee and then the treasurer presents to the board for review before submitting.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The board chair leads the process of evaluating the executive director. The chair solicits input from the board to write a formal review for the executive director. The board approves the review and any salary or bonuses.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“The organization's annual reports are available on our website. Other documents available upon request.”

Filing and Contact Details

Filer

EIN
20-3530960
Phone
8004061876

Signing Officer

Name
Melody Bell
Title
Executive Director
Signed
2015-03-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Melody Bell
Formed
2005
Legal Domicile
Or
Voting Board Members
10
Independent Board Members
10
Employees
4
Volunteers
209

Preparer

Preparer
Thomas G Bode CPA
Phone
5032971072
Raw XML AppendixShowing 400 of 511 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt07745
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt010615
IRS990/AccountsReceivableGrp/BOYAmt049367
IRS990/AccountsReceivableGrp/EOYAmt050500
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS.
IRS990/AdvertisingGrp/FundraisingAmt01206
IRS990/AdvertisingGrp/ManagementAndGeneralAmt02776
IRS990/AdvertisingGrp/ProgramServicesAmt0458
IRS990/AdvertisingGrp/TotalAmt04440
IRS990/AllAffiliatesIncludedInd0false
IRS990/AllOtherContributionsAmt0324823
IRS990/AllOtherExpensesGrp/FundraisingAmt0270
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt0324
IRS990/AllOtherExpensesGrp/ProgramServicesAmt0920
IRS990/AllOtherExpensesGrp/TotalAmt01514
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0Jerrold Richards
IRS990/BooksInCareOfDetail/PhoneNum08775501765
IRS990/BooksInCareOfDetail/USAddress/AddressLine10PO Box 14691
IRS990/BooksInCareOfDetail/USAddress/City0Portland
IRS990/BooksInCareOfDetail/USAddress/State0OR
IRS990/BooksInCareOfDetail/USAddress/ZIPCode097293
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt048215
IRS990/CashNonInterestBearingGrp/EOYAmt091600
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt021090
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt021090
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt028120
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt070300
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0324823
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0564
IRS990/CYOtherExpensesAmt0141652
IRS990/CYOtherRevenueAmt016637
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt032638
IRS990/CYSalariesCompEmpBnftPaidAmt0167734
IRS990/CYTotalExpensesAmt0309386
IRS990/CYTotalFundraisingExpenseAmt048457
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0342024
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0IN ACCORDANCE WITH FINANCIAL BEGINNINGS' MISSION AND 501(C)(3) EXEMPT STATUS, FINANCIAL BEGINNINGS PROVIDES FINANCIAL LITERACY EDUCATION TO SCHOOL-AGED YOUTH AND YOUNG ADULTS. THIS IS ACCOMPLISHED THROUGH FINANCIAL BEGINNINGS' YOUTH PROGRAMS: FINANCIAL LITERACY EDUCATION FOR YOUNG ADULTS AND FINANCIAL LITERACY EDUCATION FOR HIGH SCHOOL STUDENTS. IN THE 2013-2014 PROGRAM YEAR 15,455 YOUTH AND YOUNG ADULTS BENEFITED FROM THIS PROGRAM.PROFICIENCIES GAINED INCLUDE, AMONG OTHERS: - BUDGETING, INCLUDING CALCULATING INTEREST, BALANCING A CHECKBOOK, AND PLANNING FOR EXPENSES;- DISTINGUISHING BETWEEN AND UNDERSTANDING THE ROLE OF BANKS, CREDIT UNIONS, AND OTHER FINANCIAL ORGANIZATIONS;- SAVING COSTS ON BANKING AND INSURANCE;- UNDERSTANDING CREDIT AND INSURANCE.THE THREE BROAD GOALS OF THESE FINANCIAL LITERACY PROGRAMS ARE TO TEACH STUDENTS HOW TO (1) ADEPTLY NAVIGATE BANKING, CREDIT, AND INSURANCE INDUSTRIES, (2) ACTIVELY PARTICIPATE IN THESE INDUSTRIES, AND (3) RESPONSIBLY MANAGE THEIR PERSONAL FINANCES.FINANCIAL BEGINNINGS WORKS IN PARTNERSHIP WITH SCHOOLS WHO REQUEST THESE PROGRAMS, AND WITH 209 TRAINED COMMUNITY VOLUNTEERS WHO DELIVER THESE PROGRAMS COST-EFFECTIVELY AND EFFICIENTLY.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/EscrowAccountInd0false
IRS990/ExcessBusinessHoldingsInd0false
IRS990/ExpenseAmt0201369
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/FundraisingAmt06538
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt08049
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt020244
IRS990/FeesForServicesOtherGrp/TotalAmt034831
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282FiledCnt00
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form8899Filedind0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt40.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80.25
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt940.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0SEAN EDWARDS
IRS990/Form990PartVIISectionAGrp/PersonNm1MACGREGOR HALL
IRS990/Form990PartVIISectionAGrp/PersonNm2JIM HUNT
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHAEL PARKER
IRS990/Form990PartVIISectionAGrp/PersonNm4TIFFANI PENSON
IRS990/Form990PartVIISectionAGrp/PersonNm5KAREN SHEA
IRS990/Form990PartVIISectionAGrp/PersonNm6ROBERT COOK
IRS990/Form990PartVIISectionAGrp/PersonNm7AMY NELSON
IRS990/Form990PartVIISectionAGrp/PersonNm8CLIFTON MOLATORE
IRS990/Form990PartVIISectionAGrp/PersonNm9MELODY BELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt965403
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt2President
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9Executive Dir.
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0false
IRS990/FormationYr02005
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0true
IRS990/FundraisingDirectExpensesAmt0113
IRS990/FundraisingGrossIncomeAmt016750
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt010
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0342137
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt010
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/FundraisingAmt0266
IRS990/InsuranceGrp/ManagementAndGeneralAmt0319
IRS990/InsuranceGrp/ProgramServicesAmt0906
IRS990/InsuranceGrp/TotalAmt01491
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/TotalAmt00
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt0564
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0564
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt04
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/EOYAmt00
IRS990/LegalDomicileStateCd0OR
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0FINANCIAL BEGINNINGS EMPOWERS YOUTH AND ADULTS TO TAKE CONTROL OF THEIR FINANCIAL FUTURE. WE PROVIDE EDUCATIONAL PROGRAMS THAT INCORPORATE ALL ASPECTS OF PERSONAL FINANCE TO GIVE INDIVIDUALS THE FOUNDATION THEY NEED TO MAKE INFORMED FINANCIAL DECISIONS.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt090731
IRS990/NetAssetsOrFundBalancesEOYAmt0123369
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt016637
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt01314
IRS990/OccupancyGrp/ManagementAndGeneralAmt01386
IRS990/OccupancyGrp/ProgramServicesAmt06544
IRS990/OccupancyGrp/TotalAmt09244
IRS990/OfficeExpensesGrp/FundraisingAmt01234
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01483
IRS990/OfficeExpensesGrp/ProgramServicesAmt04209
IRS990/OfficeExpensesGrp/TotalAmt06926
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt00
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt03263
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt03921
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt011131
IRS990/OtherEmployeeBenefitsGrp/TotalAmt018315
IRS990/OtherExpensesGrp/Desc0DEVELOPMENT DIRECTOR
IRS990/OtherExpensesGrp/Desc1PROGRAM EXPENSES
IRS990/OtherExpensesGrp/Desc2BAD DEBTS
IRS990/OtherExpensesGrp/Desc3PHONE, FAX, & INTERNET
IRS990/OtherExpensesGrp/FundraisingAmt09193
IRS990/OtherExpensesGrp/FundraisingAmt1868
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0200
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11043
IRS990/OtherExpensesGrp/ProgramServicesAmt023504
IRS990/OtherExpensesGrp/ProgramServicesAmt130539
IRS990/OtherExpensesGrp/ProgramServicesAmt29167
IRS990/OtherExpensesGrp/ProgramServicesAmt32960
IRS990/OtherExpensesGrp/TotalAmt032897
IRS990/OtherExpensesGrp/TotalAmt130539
IRS990/OtherExpensesGrp/TotalAmt29167
IRS990/OtherExpensesGrp/TotalAmt34871
IRS990/OtherLiabilitiesGrp/EOYAmt08116
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt015105
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt051696
IRS990/OtherSalariesAndWagesGrp/TotalAmt066801
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt02194
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt02637
IRS990/PayrollTaxesGrp/ProgramServicesAmt07487
IRS990/PayrollTaxesGrp/TotalAmt012318
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0894
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0MELODY BELL
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0262765
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0293
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0100240
IRS990/PYOtherRevenueAmt0-7039
IRS990/PYRevenuesLessExpensesAmt029161
IRS990/PYSalariesCompEmpBnftPaidAmt0126618
IRS990/PYTotalExpensesAmt0226858
IRS990/PYTotalRevenueAmt0256019
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt032638
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/EOYAmt00
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0341573
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0255726
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0201471
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0180390
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt0124559
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt01103719
IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0564
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0293
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0214
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt081
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt086
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01238
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0564
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0293
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0214
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt081
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt086
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01238
IRS990ScheduleA/InvestmentIncomeCYPct00.00110
IRS990ScheduleA/InvestmentIncomePYPct00.00080
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.63400
IRS990ScheduleA/PublicSupportPY509Pct00.62140
IRS990ScheduleA/PublicSupportTotal509Amt0700503
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt073900
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0159821
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt081400
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt062095
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt026000
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0403216
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt073900
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt0159821
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt081400
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt062095
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt026000
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt0403216
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0341573
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0255726
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0201471
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0180390
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0124559
IRS990ScheduleA/Total509Grp/TotalAmt01103719
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0342137
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0256019
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0201685
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0180471
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0124645
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01104957
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt05767
IRS990ScheduleD/DonatedServicesUseFcltsAmt05767
IRS990ScheduleD/ExpensesNotReportedAmt05767
IRS990ScheduleD/ExpensesSubtotalAmt0309386
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt08116

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$142,100
Liabilities
$18,731
Net assets
$123,369
Revenue
$342,024
Expenses
$309,386
Net income
$32,638
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.22$1.01$1.24$1.55$0.31
2023Summary only. Only limited summary data is available for this year.$0.89$0.15$0.74$1.86$1.11$0.75
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.07$0.07$0.00$0.74$0.96$0.22
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.30$0.08$0.22$0.69$0.92$0.23
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.14$0.45$1.08$0.77$0.31
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.04$0.13$0.51$0.58$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.03$0.21$0.52$0.56$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.56$0.07$0.49$0.95$0.74$0.21
2016Summary only. Only limited summary data is available for this year.$0.29$0.02$0.28$0.65$0.59$0.06
2015Summary only. Only limited summary data is available for this year.$0.24$0.02$0.21$0.57$0.48$0.09
2014Detailed filing. Detailed filing data is available for this year.$0.14$0.02$0.12$0.34$0.31$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.01$0.09$0.23
2012Summary only. Only limited summary data is available for this year.$0.07$0.01$0.19$0.16$0.03