Civic Intelligence

Consumer Bankers Foundation

990EZ • Fiscal year 2013 • EIN 20-3036827

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 12, 2014

1225 Eye Street NW20005

(202) 552-6378

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.11x

Higher debt load relative to assets than 77% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

74th percentile

0.04x

Higher debt load relative to revenue than 74% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Net Margin

19th percentile

-16%

Higher net margin than 19% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Top Officer Pay

73rd percentile

$0

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Assets

$23,300

No earlier filing loaded for comparison.

Net Assets

$20,700

No earlier filing loaded for comparison.

Liabilities

$2,600

No earlier filing loaded for comparison.

Revenue

$65,002

No earlier filing loaded for comparison.

Expenses

$75,358

No earlier filing loaded for comparison.

Net Income

-$10,356

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0Assets 2013: $23,300Liabilities 2013: $2,600Net Assets 2013: $20,7002013Assets 2014: $26,150Liabilities 2014: $2,700Net Assets 2014: $23,4502014Assets 2015: $25,627Liabilities 2015: $2,825Net Assets 2015: $22,8022015Assets 2016: $25,005Liabilities 2016: $2,950Net Assets 2016: $22,0552016Assets 2017: $24,333Liabilities 2017: $3,150Net Assets 2017: $21,1832017Assets 2018: $22,042Liabilities 2018: $3,250Net Assets 2018: $18,7922018Assets 2019: $27,581Liabilities 2019: $3,250Net Assets 2019: $24,3312019Assets 2020: $8,871Liabilities 2020: $3,250Net Assets 2020: $5,6212020Assets 2021: $5,136Liabilities 2021: $3,450Net Assets 2021: $1,6862021Assets 2022: $11,396Liabilities 2022: $3,650Net Assets 2022: $7,7462022Assets 2023: $1,588Liabilities 2023: $0Net Assets 2023: $1,5882023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2013

Assets$23,300
Liabilities$2,600
Net Assets$20,700

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2013: $65,002Expenses 2013: $75,358Net Income 2013: -$10,3562013Revenue 2014: $10,757Expenses 2014: $8,007Net Income 2014: $2,7502014Revenue 2015: $7,501Expenses 2015: $8,149Net Income 2015: -$6482015Revenue 2016: $7,501Expenses 2016: $8,248Net Income 2016: -$7472016Revenue 2017: $23,502Expenses 2017: $24,374Net Income 2017: -$8722017Revenue 2018: $11,303Expenses 2018: $13,694Net Income 2018: -$2,3912018Revenue 2019: $19,002Expenses 2019: $13,463Net Income 2019: $5,5392019Revenue 2020: $0Expenses 2020: $18,710Net Income 2020: -$18,7102020Revenue 2021: $5,000Expenses 2021: $8,935Net Income 2021: -$3,9352021Revenue 2022: $10,000Expenses 2022: $3,940Net Income 2022: $6,0602022Revenue 2023: $2,500Expenses 2023: $12,308Net Income 2023: -$9,8082023Revenue 2024: $0Expenses 2024: $1,588Net Income 2024: -$1,5882024

Highlighted filing

2013

Revenue$65,002
Expenses$75,358
Net Income-$10,356
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 12, 2014
Return Version
2013v3.1
Gross Receipts
$65,002
Mission and Program Overview

Mission

The specific and primary purpose for which the corporation is formed and for which it shall be exclusively administered and operated are to receive, administer and expend funds for the charitable and educational purposes (within the meaning of Section 501(c)(3) of the Internal Revenue Code of 1986) of The Consumer Bankers Association.

Program Services

DescriptionGrantsExpenses
National Youth "Banking on YOUth" Competition: The Banking on YOUth Competition brings young people the opportunity to showcase their ideas for ventures that directly benefit society. This competition supports banks to provide financing and hands-on support to young entrepreneurs who are making a difference in their communities. The Foundation partners with Youth Venture, Inc. to put on the Banking on YOUth Competition.$63,460$61,595
Joe Belew Award: This award was established to posthumously honor Joe Belew, former President of the Association, for his commitment to community development. The award encourages and recognizes the efforts of Association member banks whose innovative solutions address pressing social issues.$7,500$7,500
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elizabeth TerryVP/Secretary-$0--
Richard HuntPresident-$0--
Steve ZeiselVice President-$0--
Danni LuTreasurer-$0--
Filing and Contact Details

Filer

EIN
20-3036827
Phone
2025526378

Signing Officer

Name
Richard Hunt
Title
President
Signed
2014-08-12
Discuss with paid preparer
Yes

Preparer

Preparer
Paul M Gurman
Phone
7035917200
Supplemental Narrative

Additional Explanations

Grants and Similar Amounts Paid In Excess of $5,000.1

| Donee's Name: Youth Venture | Cash Amount Given: $61595

Grants and Similar Amounts Paid In Excess of $5,000.2

| Donee's Name: First Niagara Bank | Cash Amount Given: $7500

Other Expenses.1005

Travel $1668

Other Expenses.1

Information Tech Fees $343

Other Expenses.2

Other Expense $330

Other Expenses.3

Advertising $197

Other Expenses.4

Office Expenses $172

Other Expenses.5

Bank Charges $40

Other Assets.1011

Prepaid Expenses and Deferred Charges - Beginning $48680 Prepaid Expenses and Deferred Charges - Ending $0

Total Liabilities.1001

Accounts Payable and Accrued Expenses - Beginning $2500 Accounts Payable and Accrued Expenses - Ending $2600

Total Liabilities.1003

Deferred Revenue - Beginning $20000 Deferred Revenue - Ending $0

Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/PhoneNum02025526378
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine101225 Eye Street NW Suite 550
IRS990EZ/BooksInCareOfDetail/USAddress/City0Washington
IRS990EZ/BooksInCareOfDetail/USAddress/State0DC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode020005
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt04876
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt023300
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IRS990EZ/ContributionsGiftsGrantsEtcAmt015000
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IRS990EZ/GrossReceiptsAmt065002
IRS990EZ/GrossReceiptsForPublicUseAmt00
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IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt031056
IRS990EZ/NetAssetsOrFundBalancesEOYAmt020700
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt031056
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Elizabeth Terry
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Richard Hunt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Steve Zeisel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Danni Lu
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VP/Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Treasurer
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt048680
IRS990EZ/OtherExpensesTotalAmt02750
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The specific and primary purpose for which the corporation is formed and for which it shall be exclusively administered and operated are to receive, administer and expend funds for the charitable and educational purposes (within the meaning of Section 501(c)(3) of the Internal Revenue Code of 1986) of the Consumer Bankers Association.
IRS990EZ/ProgramServiceRevenueAmt050000
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0National Youth "Banking on YOUth" Competition: The Banking on YOUth Competition brings young people the opportunity to showcase their ideas for ventures that directly benefit society. This competition supports banks to provide financing and hands-on support to young entrepreneurs who are making a difference in their communities. The Foundation partners with Youth Venture, Inc. to put on the Banking on YOUth Competition.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1Joe Belew Award: This award was established to posthumously honor Joe Belew, former President of the Association, for his commitment to community development. The award encourages and recognizes the efforts of Association member banks whose innovative solutions address pressing social issues.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt063460
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt17500
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt061595
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt17500
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt022500
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02600
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt075358
IRS990EZ/TotalProgramServiceExpensesAmt070960
IRS990EZ/TotalRevenueAmt065002
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CertificationInd0X
IRS990ScheduleA/Contribution35ControlledInd0false
IRS990ScheduleA/ContributionControllerInd0false
IRS990ScheduleA/ContributionFamilyInd0false
IRS990ScheduleA/IRSWrittenDeterminationInd0X
IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0530112431
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd0true
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeDesc0501(c)(6)
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt00
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine10Consumer Bankers Association
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrgNotifiedInd0true
IRS990ScheduleA/SupportedOrgInformationGrp/USOrganizedInd0true
IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType1Ind0X
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Donee's Name: Youth Venture | Cash Amount Given: $61595
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Donee's Name: First Niagara Bank | Cash Amount Given: $7500
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Travel $1668
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Information Tech Fees $343
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Other Expense $330
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Advertising $197
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Office Expenses $172
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Bank Charges $40
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Prepaid Expenses and Deferred Charges - Beginning $48680 Prepaid Expenses and Deferred Charges - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Accounts Payable and Accrued Expenses - Beginning $2500 Accounts Payable and Accrued Expenses - Ending $2600
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Deferred Revenue - Beginning $20000 Deferred Revenue - Ending $0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Grants and Similar Amounts Paid In Excess of $5,000.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Grants and Similar Amounts Paid In Excess of $5,000.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Expenses.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Assets.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Total Liabilities.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Total Liabilities.1003
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Richard Hunt
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-08-12
ReturnHeader/Filer/BusinessName/BusinessNameLine10Consumer Bankers Foundation
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0203036827
ReturnHeader/Filer/PhoneNum02025526378
ReturnHeader/Filer/USAddress/AddressLine101225 Eye Street NW
ReturnHeader/Filer/USAddress/City0Washington
ReturnHeader/Filer/USAddress/State0DC
ReturnHeader/Filer/USAddress/ZIPCode020005
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10Gurman & Company PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine103877 Fairfax Ridge Rd Ste 200N
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Fairfax
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0220307473
ReturnHeader/PreparerPersonGrp/PhoneNum07035917200
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Paul M Gurman
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-08-12T09:10:11-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$1.59$1.59
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.59$0.00$1.59$2.50$12.3$9.81
2022Detailed filing. Detailed filing data is available for this year.$11.4$3.65$7.75$10.0$3.94$6.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$3.45$1.69$5.00$8.94$3.94
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.87$3.25$5.62$0.00$18.7$18.7
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.6$3.25$24.3$19.0$13.5$5.54
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.0$3.25$18.8$11.3$13.7$2.39
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.3$3.15$21.2$23.5$24.4$0.87
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.0$2.95$22.1$7.50$8.25$0.75
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.6$2.83$22.8$7.50$8.15$0.65
2014Detailed filing. Detailed filing data is available for this year.$26.2$2.70$23.5$10.8$8.01$2.75
2013Detailed filing. Detailed filing data is available for this year.$23.3$2.60$20.7$65.0$75.4$10.4