Civic Intelligence

Consumer Bankers Foundation

990EZ • Fiscal year 2016 • EIN 20-3036827

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 15, 2017

Organization ProfileN/A
1225 Eye Street NWWashington, DC 20005

(202) 552-6378

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.12x

Higher debt load relative to assets than 78% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

91st percentile

0.39x

Higher debt load relative to revenue than 91% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

24th percentile

-10.0%

Higher net margin than 24% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

75th percentile

$0

Higher top officer pay than 75% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Asset Growth

40th percentile

-2.4%

Faster asset growth than 40% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

49th percentile

0.0%

Faster revenue growth than 49% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets78th percentile

Assets

Down

$25,005

Down $622 (-2.4%) from 2015

Net Assets

Down

$22,055

Down $747 (-3.3%) from 2015

Liabilities

Up

$2,950

Up $125 (+4.4%) from 2015

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin24th percentile

Revenue

Flat

$7,501

Flat from 2015

Expenses

Up

$8,248

Up $99 (+1.2%) from 2015

Net Income

Down

-$747

Down $99 (-15%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth40th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30K$20K$10K$0Assets 2013: $23,300Liabilities 2013: $2,600Net Assets 2013: $20,7002013Assets 2014: $26,150Liabilities 2014: $2,700Net Assets 2014: $23,4502014Assets 2015: $25,627Liabilities 2015: $2,825Net Assets 2015: $22,8022015Assets 2016: $25,005Liabilities 2016: $2,950Net Assets 2016: $22,0552016Assets 2017: $24,333Liabilities 2017: $3,150Net Assets 2017: $21,1832017Assets 2018: $22,042Liabilities 2018: $3,250Net Assets 2018: $18,7922018Assets 2019: $27,581Liabilities 2019: $3,250Net Assets 2019: $24,3312019Assets 2020: $8,871Liabilities 2020: $3,250Net Assets 2020: $5,6212020Assets 2021: $5,136Liabilities 2021: $3,450Net Assets 2021: $1,6862021Assets 2022: $11,396Liabilities 2022: $3,650Net Assets 2022: $7,7462022Assets 2023: $1,588Liabilities 2023: $0Net Assets 2023: $1,5882023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2016

Assets$25,005
Liabilities$2,950
Net Assets$22,055
Open 2016 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100K$50K$0-$50KRevenue 2013: $65,002Expenses 2013: $75,358Net Income 2013: -$10,3562013Revenue 2014: $10,757Expenses 2014: $8,007Net Income 2014: $2,7502014Revenue 2015: $7,501Expenses 2015: $8,149Net Income 2015: -$6482015Revenue 2016: $7,501Expenses 2016: $8,248Net Income 2016: -$7472016Revenue 2017: $23,502Expenses 2017: $24,374Net Income 2017: -$8722017Revenue 2018: $11,303Expenses 2018: $13,694Net Income 2018: -$2,3912018Revenue 2019: $19,002Expenses 2019: $13,463Net Income 2019: $5,5392019Revenue 2020: $0Expenses 2020: $18,710Net Income 2020: -$18,7102020Revenue 2021: $5,000Expenses 2021: $8,935Net Income 2021: -$3,9352021Revenue 2022: $10,000Expenses 2022: $3,940Net Income 2022: $6,0602022Revenue 2023: $2,500Expenses 2023: $12,308Net Income 2023: -$9,8082023Revenue 2024: $0Expenses 2024: $1,588Net Income 2024: -$1,5882024

Highlighted filing

2016

Revenue$7,501
Expenses$8,248
Net Income-$747
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 15, 2017
Return Version
2016v3.0
Gross Receipts
$7,501
Mission and Program Overview

Mission

The specific and primary purpose for which the corporation is formed and for which it shall be exclusively administered and operated are to receive, administer and expend funds for the charitable and educational purposes (within the meaning of Section 501(c)(3) of the Internal Revenue Code of 1986) of The Consumer Bankers Association.

Program Services

DescriptionGrantsExpenses
Joe Belew Award: This award was established to posthumously honor Joe Belew, former President of the Association, for his commitment to community development. The award encourages and recognizes the efforts of Association member banks whose innovative solutions address pressing social issues.$5,000-
Compensation and Service Providers
Top Officer Pay75th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Elizabeth TerryVP/Secretary-$0--
Richard HuntPresident-$0--
Steve ZeiselChairman-$0--
Maren ColonDirector-$0--
Danni LuTreasurer-$0--
Jim MatthewsDirector-$0--
Filing and Contact Details

Filer

Filer Name
Consumer Bankers Foundation
EIN
20-3036827
Phone
2025526378
Address
1225 Eye Street NW, Washington, DC 20005

Signing Officer

Name
Richard Hunt
Title
President
Signed
2017-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Gurman & Company PLLC
Address
3877 Fairfax Ridge Rd Ste 200N, Fairfax, VA 22030-7473
Preparer
Paul M Gurman
Phone
7035917200
Supplemental Narrative

Additional Explanations

Other Expenses.1002

“Office Expenses $298”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $2825 Accounts Payable and Accrued Expenses - Ending $2950”

Raw XML Appendix162 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/MethodOfAccountingAccrualInd0X
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Elizabeth Terry
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Richard Hunt
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Steve Zeisel
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Maren Colon
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Danni Lu
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Jim Matthews
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0VP/Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0298
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0The specific and primary purpose for which the corporation is formed and for which it shall be exclusively administered and operated are to receive, administer and expend funds for the charitable and educational purposes (within the meaning of Section 501(c)(3) of the Internal Revenue Code of 1986) of The Consumer Bankers Association.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Joe Belew Award: This award was established to posthumously honor Joe Belew, former President of the Association, for his commitment to community development. The award encourages and recognizes the efforts of Association member banks whose innovative solutions address pressing social issues.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt05000
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/RelatedOrgSect527OrgInd0false
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt02825
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02950
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt08248
IRS990EZ/TotalProgramServiceExpensesAmt05000
IRS990EZ/TotalRevenueAmt07501
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/Form990SchASupportingOrgGrp/Contribution35ControlledInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionControllerInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/ContributionFamilyInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/ControlledDisqualifiedPrsnInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnControllIntInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/DisqualifiedPrsnOwnrIntInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/ExcessBusinessHoldingsRulesInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/ListedByNameGoverningDocInd0true
IRS990ScheduleA/Form990SchASupportingOrgGrp/LoanDisqualifiedPersonInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/OrganizationChangeSuprtOrgInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/PaymentSubstantialContribtrInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgNotOrganizedUSInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgQualifiedInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportedOrgSectionC456Ind0true
IRS990ScheduleA/Form990SchASupportingOrgGrp/SupportNonSupportedOrgInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/SuprtExclusivelySec170c2BInd0false
IRS990ScheduleA/Form990SchASupportingOrgGrp/SuprtOrgNoIRSDeterminationInd0false
IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/OperateBenefitNonSuprtOrgInd0false
IRS990ScheduleA/Form990SchAType1SuprtOrgGrp/PowerAppointMajorityDirTrstInd0true
IRS990ScheduleA/IRSWrittenDeterminationInd0X
IRS990ScheduleA/OtherSupportSumAmt03053
IRS990ScheduleA/SupportedOrganizationsCnt01
IRS990ScheduleA/SupportedOrganizationsTotalCnt01
IRS990ScheduleA/SupportedOrgInformationGrp/EIN0530112431
IRS990ScheduleA/SupportedOrgInformationGrp/GoverningDocumentListedInd0false
IRS990ScheduleA/SupportedOrgInformationGrp/OrganizationTypeCd010
IRS990ScheduleA/SupportedOrgInformationGrp/OtherSupportAmt03053
IRS990ScheduleA/SupportedOrgInformationGrp/SupportAmt07500
IRS990ScheduleA/SupportedOrgInformationGrp/SupportedOrganizationName/BusinessNameLine1Txt0The Consumer Bankers Association
IRS990ScheduleA/SupportingOrganization509a3Ind0X
IRS990ScheduleA/SupportingOrgType1Ind0X
IRS990ScheduleA/SupportSumAmt07500
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Office Expenses $298
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Accounts Payable and Accrued Expenses - Beginning $2825 Accounts Payable and Accrued Expenses - Ending $2950
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Total Liabilities.1001
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0Richard Hunt
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Consumer Bankers Foundation
ReturnHeader/Filer/BusinessNameControlTxt0CONS
ReturnHeader/Filer/EIN0203036827
ReturnHeader/Filer/PhoneNum02025526378
ReturnHeader/Filer/USAddress/AddressLine1Txt01225 Eye Street NW
ReturnHeader/Filer/USAddress/CityNm0Washington
ReturnHeader/Filer/USAddress/StateAbbreviationCd0DC
ReturnHeader/Filer/USAddress/ZIPCd020005
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Gurman & Company PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03877 Fairfax Ridge Rd Ste 200N
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Fairfax
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0VA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0220307473
ReturnHeader/PreparerPersonGrp/PhoneNum07035917200
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Paul M Gurman
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02017-11-15T06:26:31-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$25,005
Liabilities
$2,950
Net assets
$22,055
Revenue
$7,501
Expenses
$8,248
Net income
-$747
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$1.59$1.59
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.59$0.00$1.59$2.50$12.3$9.81
2022Detailed filing. Detailed filing data is available for this year.$11.4$3.65$7.75$10.0$3.94$6.06
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.14$3.45$1.69$5.00$8.94$3.94
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$8.87$3.25$5.62$0.00$18.7$18.7
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$27.6$3.25$24.3$19.0$13.5$5.54
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.0$3.25$18.8$11.3$13.7$2.39
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$24.3$3.15$21.2$23.5$24.4$0.87
2016Detailed filing. Detailed filing data is available for this year.$25.0$2.95$22.1$7.50$8.25$0.75
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$25.6$2.83$22.8$7.50$8.15$0.65
2014Detailed filing. Detailed filing data is available for this year.$26.2$2.70$23.5$10.8$8.01$2.75
2013Detailed filing. Detailed filing data is available for this year.$23.3$2.60$20.7$65.0$75.4$10.4