Civic Intelligence

Debt Education and Certification Foundation

990 • Fiscal year 2012 • EIN 20-2870155

Jan 01, 2012 to Dec 31, 2012 • Filed on May 14, 2013

Organization ProfileWWW.DEBT-FOUNDATION.ORG

View Organization Page

114 Goliad St76126
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.17x

Higher debt load relative to assets than 56% of similar nonprofits.

2012 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

7th percentile

-19%

Faster asset growth than 7% of similar nonprofits.

2012 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$2,837,595

Down $651,675 (-19%) from 2011

Net Assets

Down

$2,349,822

Down $569,988 (-20%) from 2011

Liabilities

Down

$487,773

Down $81,687 (-14%) from 2011

Revenue And Expenses
Liabilities / RevenueScore unavailableNet MarginScore unavailable

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$4,530,967

Down $1,196,384 (-21%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth7th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $3,489,270Liabilities 2011: $569,460Net Assets 2011: $2,919,8102011Assets 2012: $2,837,595Liabilities 2012: $487,773Net Assets 2012: $2,349,8222012Assets 2013: $2,053,596Liabilities 2013: $520,496Net Assets 2013: $1,533,1002013Assets 2014: $1,941,563Liabilities 2014: $951,732Net Assets 2014: $989,8312014Assets 2015: $1,799,786Liabilities 2015: $939,679Net Assets 2015: $860,1072015Assets 2016: $2,002,669Liabilities 2016: $994,794Net Assets 2016: $1,007,8752016Assets 2017: $2,206,804Liabilities 2017: $1,098,440Net Assets 2017: $1,108,3642017Assets 2018: $1,980,588Liabilities 2018: $972,514Net Assets 2018: $1,008,0742018Assets 2019: $2,065,057Liabilities 2019: $1,097,289Net Assets 2019: $967,7682019Assets 2020: $2,264,198Liabilities 2020: $1,323,490Net Assets 2020: $940,7082020Assets 2021: $2,181,103Liabilities 2021: $1,328,388Net Assets 2021: $852,7152021Assets 2022: $1,976,853Liabilities 2022: $1,013,752Net Assets 2022: $963,1012022Assets 2023: $2,004,727Liabilities 2023: $1,072,138Net Assets 2023: $932,5892023

Highlighted filing

2012

Assets$2,837,595
Liabilities$487,773
Net Assets$2,349,822
Open 2012 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $5,347,921Expenses 2011: $5,727,351Net Income 2011: -$379,4302011Expenses 2012: $4,530,9672012Revenue 2013: $2,834,053Expenses 2013: $3,732,054Net Income 2013: -$898,0012013Revenue 2014: $2,255,502Expenses 2014: $2,731,996Net Income 2014: -$476,4942014Revenue 2015: $1,953,777Expenses 2015: $2,074,766Net Income 2015: -$120,9892015Revenue 2016: $2,221,452Expenses 2016: $2,094,692Net Income 2016: $126,7602016Revenue 2017: $2,363,013Expenses 2017: $2,343,300Net Income 2017: $19,7132017Revenue 2018: $2,178,266Expenses 2018: $2,250,625Net Income 2018: -$72,3592018Revenue 2019: $2,405,839Expenses 2019: $2,573,391Net Income 2019: -$167,5522019Revenue 2020: $2,074,186Expenses 2020: $2,343,312Net Income 2020: -$269,1262020Revenue 2021: $1,641,637Expenses 2021: $1,815,279Net Income 2021: -$173,6422021Revenue 2022: $1,654,078Expenses 2022: $1,340,834Net Income 2022: $313,2442022Revenue 2023: $1,643,959Expenses 2023: $1,787,433Net Income 2023: -$143,4742023

Highlighted filing

2012

Revenue-
Expenses$4,530,967
Net Income-
Open 2012 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
May 14, 2013
Return Version
2012v2.1
Gross Receipts
$4,215,298
Mission and Program Overview

Mission

Debt education and certification foundation's mission is to strengthen the community by providing financial education to individuals and families in need. Course content and counseling covers financial education topics such as budgeting, money management, wise use of credit, and provides the individual with available options to address their specific financial situation. Counseling is provided to individuals in english or spanish to meet the cultural diversity and needs of the community without regard to one's ability to pay. The foundation does not offer, nor provide, debt management plans, debt negotiation or debt settlement services.

Filing and Contact Details

Filer

EIN
20-2870155
Raw XML AppendixShowing 400 of 533 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReview00
IRS990/AccountsPayableAccruedExpenses/BOY0254043
IRS990/AccountsPayableAccruedExpenses/EOY0206731
IRS990/AccountsReceivable/BOY0187077
IRS990/AccountsReceivable/EOY0129598
IRS990/ActivitiesConductedPartnership00
IRS990/ActivityOrMissionDescription0FINANCIAL EDUCATION FOR INDIVIDUALS CONSIDERING OR IN BANKRUPTCY, AND FOR THOSE SEEKING HOUSING COUNSELING.
IRS990/AddressPrincipalOfficerUS/AddressLine10114 GOLIAD ST
IRS990/AddressPrincipalOfficerUS/City0BENBROOK
IRS990/AddressPrincipalOfficerUS/State0TX
IRS990/AddressPrincipalOfficerUS/ZIPCode076126
IRS990/Advertising/ProgramServices0661601
IRS990/Advertising/Total0661601
IRS990/AllOtherExpenses/ManagementAndGeneral04221
IRS990/AllOtherExpenses/ProgramServices01800
IRS990/AllOtherExpenses/Total06021
IRS990/AnnualDisclosureCoveredPersons01
IRS990/AuditCommittee01
IRS990/BenefitsPaidToMembersCY00
IRS990/BenefitsPaidToMembersPriorYear00
IRS990/BsnssRltnshpThruFamilyMember00
IRS990/BsnssRltnshpWithOrganization00
IRS990/CashNonInterestBearing/BOY0500
IRS990/CashNonInterestBearing/EOY0500
IRS990/ChangesToOrganizingDocs00
IRS990/CollectionsOfArt00
IRS990/CompCurrentOfficersDirectors/ManagementAndGeneral0330490
IRS990/CompCurrentOfficersDirectors/ProgramServices0459384
IRS990/CompCurrentOfficersDirectors/Total0789874
IRS990/CompensationFromOtherSources00
IRS990/CompensationProcessCEO01
IRS990/CompensationProcessOther01
IRS990/ConferencesMeetings/ManagementAndGeneral04543
IRS990/ConferencesMeetings/ProgramServices08819
IRS990/ConferencesMeetings/Total013362
IRS990/ConflictOfInterestPolicy01
IRS990/ConservationEasements00
IRS990/ConsolidatedAuditFinancialStmt00
IRS990/ContributionsGrantsCurrentYear00
IRS990/ContributionsGrantsPriorYear00
IRS990/CreditCounseling01
IRS990/DecisionsSubjectToApproval00
IRS990/DeductibleContributionsOfArt00
IRS990/DeductibleNonCashContributions00
IRS990/DeferredRevenue/BOY0199813
IRS990/DeferredRevenue/EOY0109506
IRS990/DelegationOfManagementDuties00
IRS990/DepreciationDepletion/ManagementAndGeneral029655
IRS990/DepreciationDepletion/ProgramServices0118619
IRS990/DepreciationDepletion/Total0148274
IRS990/DescribedIn501C301
IRS990/Description0DEBT EDUCATION AND CERTIFICATION FOUNDATION PROVIDES FINANCIAL EDUCATION COUNSELING TO INDIVIDUALS THROUGHOUT THE BANKRUPTCY PROCESS ACROSS THE UNITED STATES AND UNITED STATES TERRITORIES. DURING THE REPORTING PERIOD, 138,985 INDIVIDUALS RECEIVED FINANCIAL EDUCATION BY CERTIFIED CREDIT COUNSELORS. SERVICES TOTALING $68,409 WERE PROVIDED FREE OF CHARGE TO THOSE INDIVIDUALS WHO SUBMITTED FEE WAIVER REQUESTS. THE CERTIFIED CREDIT COUNSELORS COMPLETE INTERNAL TRAINING AND RECEIVE CERTIFICATION AS A CREDIT COUNSELOR FROM UNAFFILIATED OUTSIDE ORGANIZATIONS. CERTIFIED CREDIT COUNSELORS ALSO RECEIVE MONTHLY CALL AUDITS TO ENSURE COMPLIANCE WITH ORGANIZATION GUIDELINES AND ADHERENCE TO OTHER REGULATORY MANDATES. THE COUNSELING COVERS A VARIETY OF TOPICS TO AID THE INDIVIDUAL INCLUDING: CAUSES OF FINANCIAL DISTRESS, BUDGETING, MONEY MANAGEMENT, WISE USE OF CREDIT, CONSUMER PROTECTION LAWS AND PROVIDES INDIVIDUALS WITH AVAILABLE OPTIONS TO ADDRESS THEIR SPECIFIC FINANCIAL SITUATION. CONSUMERS ALSO RECEIVE INSTRUCTION THROUGH ONLINE OR TELEPHONIC SOURCES DESIGNED TO PROVIDE THE INDIVIDUAL WITH TOOLS AND KNOWLEDGE TO IMPROVE MONEY MANAGEMENT SKILLS. DEBT EDUCATION AND CERTIFICATION FOUNDATION DEMONSTRATED COMPLIANCE WITH COUNCIL ON ACCREDITATION'S STANDARDS AND REMAINS ACCREDITED BY THIS ORGANIZATION. DEBT EDUCATION AND CERTIFICATION FOUNDATION PROVIDES CONFIDENTIAL PRE-PURCHASE HOMEBUYER COUNSELING AND EDUCATION, FORECLOSURE INTERVENTION AND DEFAULT COUNSELING, RENTAL HOUSING COUNSELING, AND HOMELESS COUNSELING TO CLIENTS THROUGHOUT TEXAS AND LOUISIANA. OUR PRE-PURCHASE CLIENTS ARE PROVIDED WITH INFORMATION ON CONSUMER LAWS REGARDING HOUSING, CREDIT AND PRIVACY; THE STEPS TO PURCHASING A HOME; THE PROFESSIONALS THAT ARE PART OF THE HOME BUYING PROCESS; CONTRACTS, INSPECTIONS, GOOD FAITH ESTIMATES, TRUTH IN LENDING DOCUMENTS AND OTHER DOCUMENTS THAT ARE PART OF THE HOME BUYING EXPERIENCE; APPROPRIATE TYPES AND SOURCES OF LOANS; UNDERSTANDING HOW LENDERS EVALUATE CREDIT AND DETERMINE MORTGAGE READINESS; HOW TO AVOID PREDATORY LOANS; RESOURCES AVAILABLE TO ASSIST WITH HOME PURCHASES; WHAT TO DO IF THEIR LOAN IS DENIED; TYPES OF INSURANCE AVAILABLE; CLOSING COSTS AND CLOSING PROCEDURES; INFORMATION TO ASSIST THEM IN AVOIDING FORECLOSURE AND CURING DEFAULTS; HOME MAINTENANCE, REFINANCING AND HOME IMPROVEMENTS; BUDGETING AND TRACKING EXPENSES; BUDGETS AND ACTION PLANS FOR THEIR INDIVIDUAL NEEDS ARE DISCUSSED AND PROVIDED. CLIENTS REQUESTING ASSISTANCE WITH FORECLOSURE INTERVENTION AND DEFAULT COUNSELING RECEIVE INFORMATION REGARDING RESOLVING THEIR MORTGAGE DELINQUENCY; ASSISTANCE WITH MODIFICATION PROGRAMS AND MODIFICATION APPLICATIONS; A BUDGET THAT INCLUDES A REVIEW OF INCOME, LIVING EXPENSES, AND OTHER DEBTS; THE REPERCUSSIONS OF DEFAULT AND FORECLOSURE; OPTIONS AVAILABLE TO RESOLVE THEIR INDIVIDUAL SITUATION; ADVOCACY WITH THEIR LENDER; AND MONITORING THEIR PROGRESS THROUGHOUT THE MODIFICATION AND/OR DEFAULT CURING PROCESS. RENTAL HOUSING CLIENTS RECEIVE INFORMATION ABOUT TENANT'S RIGHTS, LANDLORD LAWS, AND FAIR HOUSING; AFFORDABLE RENTAL OPTIONS AVAILABLE THROUGH HUD AND THE STATE; RENTAL SUBSIDY PROGRAMS; FAIR HOUSING; LEASE TERMS; AND DELINQUENCY. HOMELESS CLIENTS ARE PROVIDED WITH SOURCES EITHER DIRECTLY OR THROUGH REFERRAL FOR TRANSITIONAL HOUSING SOURCES; EMERGENCY SHELTERS; SOURCES OF ASSISTANCE; AND FOOD STAMP PROGRAMS. ACTION PLANS AND BUDGETS ARE PROVIDED TO CLIENTS. COUNSELING IS AVAILABLE IN PERSON AND BY PHONE.
IRS990/DisregardedEntity00
IRS990/DocumentRetentionPolicy01
IRS990/DonorAdvisedFunds00
IRS990/ElectionOfBoardMembers00
IRS990/EmploymentTaxReturnsFiled01
IRS990/ExcessBenefitTransaction00
IRS990/Expense03687024
IRS990/FamilyOrBusinessRelationship01
IRS990/FederalGrantAuditRequired00
IRS990/FeesForServicesAccounting/ManagementAndGeneral019443
IRS990/FeesForServicesAccounting/Total019443
IRS990/FeesForServicesInvstMgmntFees/ManagementAndGeneral020263
IRS990/FeesForServicesInvstMgmntFees/Total020263
IRS990/FeesForServicesLegal/ManagementAndGeneral029458
IRS990/FeesForServicesLegal/ProgramServices04252
IRS990/FeesForServicesLegal/Total033710
IRS990/FeesForServicesOther/ProgramServices02876
IRS990/FeesForServicesOther/Total02876
IRS990/FollowSFAS1170X
IRS990/ForeignActivities00
IRS990/ForeignFinancialAccount00
IRS990/ForeignOffice00
IRS990/Form8282PropertyDisposedOf00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek040.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek12.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek22.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek32.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek42.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek52.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek640.00
IRS990/Form990PartVIISectionA/AverageHoursPerWeek740.00
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector0X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector1X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector2X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector3X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector4X
IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector5X
IRS990/Form990PartVIISectionA/NamePerson0MITCHELL ALLEN
IRS990/Form990PartVIISectionA/NamePerson1ROBERT OLSON
IRS990/Form990PartVIISectionA/NamePerson2MITCH GERVIS
IRS990/Form990PartVIISectionA/NamePerson3MATTHEW BERRY
IRS990/Form990PartVIISectionA/NamePerson4HILLARY STRASNER
IRS990/Form990PartVIISectionA/NamePerson5TY BUSH
IRS990/Form990PartVIISectionA/NamePerson6DOUG TONNE
IRS990/Form990PartVIISectionA/NamePerson7NAT HOLT
IRS990/Form990PartVIISectionA/Officer0X
IRS990/Form990PartVIISectionA/Officer1X
IRS990/Form990PartVIISectionA/Officer2X
IRS990/Form990PartVIISectionA/Officer3X
IRS990/Form990PartVIISectionA/Officer4X
IRS990/Form990PartVIISectionA/OtherCompensation044085
IRS990/Form990PartVIISectionA/OtherCompensation10
IRS990/Form990PartVIISectionA/OtherCompensation20
IRS990/Form990PartVIISectionA/OtherCompensation30
IRS990/Form990PartVIISectionA/OtherCompensation40
IRS990/Form990PartVIISectionA/OtherCompensation50
IRS990/Form990PartVIISectionA/OtherCompensation637770
IRS990/Form990PartVIISectionA/OtherCompensation730578
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization0239200
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization10
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization20
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization30
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization40
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization50
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization6200000
IRS990/Form990PartVIISectionA/ReportableCompFromOrganization7130000
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs00
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs10
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs20
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs30
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs40
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs50
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs60
IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs70
IRS990/Form990PartVIISectionA/Title0PRESIDENT/CEO/DIRECTOR
IRS990/Form990PartVIISectionA/Title1SECRETARY/DIRECTOR
IRS990/Form990PartVIISectionA/Title2TREASURER/DIRECTOR
IRS990/Form990PartVIISectionA/Title3DIRECTOR
IRS990/Form990PartVIISectionA/Title4DIRECTOR
IRS990/Form990PartVIISectionA/Title5DIRECTOR
IRS990/Form990PartVIISectionA/Title6PRESIDENT/COO
IRS990/Form990PartVIISectionA/Title7CFO
IRS990/Form990ProvidedToGoverningBody01
IRS990/FormersListed00
IRS990/FSAudited01
IRS990/FSAuditedBasis/FinancialStatementSeparate0X
IRS990/FundraisingActivities00
IRS990/FundsToPayPremiums00
IRS990/GainOrLoss/Securities0-11205
IRS990/Gaming00
IRS990/GrantsAndSimilarAmntsCY00
IRS990/GrantsAndSimilarAmntsPriorYear05500
IRS990/GrantsToIndividuals00
IRS990/GrantsToOrganizations00
IRS990/GrantToRelatedPerson00
IRS990/GrossAmountSalesAssets/Securities0292916
IRS990/GrossReceipts04215298
IRS990/GroupReturnForAffiliates00
IRS990/Hospital00
IRS990/IndependentAuditFinancialStmt01
IRS990/IndoorTanningServices00
IRS990/InfoInScheduleOPartIII0X
IRS990/InfoInScheduleOPartVI0X
IRS990/InformationTechnology/ManagementAndGeneral09008
IRS990/InformationTechnology/ProgramServices081068
IRS990/InformationTechnology/Total090076
IRS990/Insurance/ManagementAndGeneral04793
IRS990/Insurance/ProgramServices07496
IRS990/Insurance/Total012289
IRS990/InvestmentIncomeCurrentYear034930
IRS990/InvestmentIncome/ExclusionAmount046135
IRS990/InvestmentIncomePriorYear041970
IRS990/InvestmentIncome/TotalRevenueColumn046135
IRS990/InvestmentInJointVenture00
IRS990/InvestmentsOtherSecurities/BOY0106777
IRS990/InvestmentsOtherSecurities/EOY0171536
IRS990/InvestmentsPubTradedSecurities/BOY02027634
IRS990/InvestmentsPubTradedSecurities/EOY01969609
IRS990/LandBldgEquipmentAccumDeprec0450795
IRS990/LandBuildingsEquipmentBasis0813896
IRS990/LandBuildingsEquipmentBasisNet/BOY0510644
IRS990/LandBuildingsEquipmentBasisNet/EOY0363101
IRS990/LessCostOthBasisSalesExpenses/Securities0304121
IRS990/LoanToOfficerOrDQP00
IRS990/LobbyingActivities00
IRS990/LocalChapters00
IRS990/MaterialDiversionOrMisuse00
IRS990/MembersOrStockholders00
IRS990/MethodOfAccountingAccrual0X
IRS990/MinutesOfCommittees01
IRS990/MinutesOfGoverningBody01
IRS990/MissionDescription0DEBT EDUCATION AND CERTIFICATION FOUNDATION'S MISSION IS TO STRENGTHEN THE COMMUNITY BY PROVIDING FINANCIAL EDUCATION TO INDIVIDUALS AND FAMILIES IN NEED. COURSE CONTENT AND COUNSELING COVERS FINANCIAL EDUCATION TOPICS SUCH AS BUDGETING, MONEY MANAGEMENT, WISE USE OF CREDIT, AND PROVIDE THE INDIVIDUAL WITH AVAILABLE OPTIONS TO ADDRESS THEIR SPECIFIC FINANCIAL SITUATION. COUNSELING IS PROVIDED TO INDIVIDUALS IN ENGLISH OR SPANISH TO MEET THE CULTURAL DIVERSITY AND NEEDS OF THE COMMUNITY, WITHOUT REGARDS TO ONE'S ABILITY TO PAY. THE FOUNDATION WAS HUD-APPROVED AS A LOCAL HOUSING COUNSELING AGENCY IN DECEMBER 2010. SERVICES INCLUDE FORECLOSURE INTERVENTION/DEFAULT RESOLUTION COUNSELING, PRE/POST PURCHASE HOMEBUYER EDUCATION AND COUNSELING, FINANCIAL MANAGEMENT AND BUDGET COUNSELING, HOMELESS COUNSELING, FAIR HOUSING AND PREDATORY LENDING EDUCATION AND RENTAL HOUSING COUNSELING. THE FOUNDATION DOES NOT OFFER, NOR PROVIDE, DEBT MANAGEMENT PLANS, DEBT NEGOTIATION OR DEBT SETTLEMENT SERVICES.
IRS990/MoreThan5000KToIndividuals00
IRS990/MoreThan5000KToOrganizations00
IRS990/NameOfPrincipalOfficerPerson0MITCHELL ALLEN
IRS990/NbrIndependentVotingMembers05
IRS990/NbrVotingGoverningBodyMembers06
IRS990/NbrVotingMembersGoverningBody06
IRS990/NetAssetsOrFundBalancesBOY02919810
IRS990/NetAssetsOrFundBalancesEOY02349822
IRS990/NetGainOrLossInvestments/ExclusionAmount0-11205
IRS990/NetGainOrLossInvestments/TotalRevenueColumn0-11205
IRS990/NetUnrelatedBusinessTxblIncome00
IRS990/NonDeductibleContributions00
IRS990/NumberFormsTransmittedWith1096010
IRS990/NumberIndependentVotingMembers05
IRS990/NumberIndividualsGT100K03
IRS990/NumberOfContractorsGT100K00
IRS990/NumberOfEmployees046
IRS990/NumberW2GIncluded00
IRS990/Occupancy/ManagementAndGeneral012407
IRS990/Occupancy/ProgramServices0111662
IRS990/Occupancy/Total0124069
IRS990/OfficeExpenses/ManagementAndGeneral046973
IRS990/OfficeExpenses/ProgramServices0464620
IRS990/OfficeExpenses/Total0511593
IRS990/OfficerEntityWithBsnssRltnshp01
IRS990/OfficerMailingAddress00
IRS990/Organization501c30X
IRS990/OtherEmployeeBenefits/ManagementAndGeneral057226
IRS990/OtherEmployeeBenefits/ProgramServices0297527
IRS990/OtherEmployeeBenefits/Total0354753
IRS990/OtherExpensePriorYear02558465
IRS990/OtherExpensesCurrentYear01861841
IRS990/OtherExpenses/Description0EDUCATIONAL MATERIALS
IRS990/OtherExpenses/Description1MEMBERSHIP DUES & FEES
IRS990/OtherExpenses/Description2CERTIFICATION/PROFESSIO
IRS990/OtherExpenses/Description3FEES & TAXES
IRS990/OtherExpenses/ManagementAndGeneral017614
IRS990/OtherExpenses/ManagementAndGeneral16867
IRS990/OtherExpenses/ProgramServices085259
IRS990/OtherExpenses/ProgramServices127551
IRS990/OtherExpenses/ProgramServices220601
IRS990/OtherExpenses/ProgramServices37423
IRS990/OtherExpenses/Total085259
IRS990/OtherExpenses/Total145165
IRS990/OtherExpenses/Total227468
IRS990/OtherExpenses/Total37423
IRS990/OtherLiabilities/BOY0115604
IRS990/OtherLiabilities/EOY0171536
IRS990/OtherRevenueCurrentYear00
IRS990/OtherRevenuePriorYear00
IRS990/OtherSalariesAndWages/ManagementAndGeneral0200095
IRS990/OtherSalariesAndWages/ProgramServices01137362
IRS990/OtherSalariesAndWages/Total01337457
IRS990/PartialLiquidation00
IRS990/PayrollTaxes/ManagementAndGeneral029181
IRS990/PayrollTaxes/ProgramServices0116725
IRS990/PayrollTaxes/Total0145906
IRS990/PensionPlanContributions/ManagementAndGeneral04233
IRS990/PensionPlanContributions/ProgramServices036903
IRS990/PensionPlanContributions/Total041136
IRS990/PoliticalActivities00
IRS990/PremiumsPaid00
IRS990/PrepaidExpensesDeferredCharges/BOY04080
IRS990/PrepaidExpensesDeferredCharges/EOY01830
IRS990/PriorExcessBenefitTransaction00
IRS990/ProfessionalFundraising00
IRS990/ProgramServiceRevenue/BusinessCode0900099
IRS990/ProgramServiceRevenueCY03876247
IRS990/ProgramServiceRevenue/Description0DEBT EDUCATION FEES
IRS990/ProgramServiceRevenuePriorYear05305951
IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome03876247
IRS990/ProgramServiceRevenue/TotalRevenueColumn03876247
IRS990/ProhibitedTaxShelterTrans00
IRS990/QuidProQuoContributions00
IRS990/ReconcilationOtherChanges00
IRS990/ReconcilationRevenueExpenses0-619790
IRS990/ReconciliationUnrealizedInvest049802
IRS990/RegularMonitoringEnforcement01
IRS990/RelatedEntity00
IRS990/RelatedOrgControlledEntity00
IRS990/ReportFin48Footnote00
IRS990/ReportInvestOthSecurities01
IRS990/ReportLandBldgEquip01
IRS990/ReportOtherAssets00
IRS990/ReportOtherLiabilities01
IRS990/ReportProgRelInvest00
IRS990/Revenue03876247
IRS990/RevenuesLessExpensesCY0-619790
IRS990/RevenuesLessExpensesPriorYear0-379430
IRS990/SalariesEtcCurrentYear02669126
IRS990/SalariesEtcPriorYear03163386
IRS990/SavingsAndTempCashInvestments/BOY0652558
IRS990/SavingsAndTempCashInvestments/EOY0201421
IRS990ScheduleA/AmtsFromSubstContributors/Total00
IRS990ScheduleA/AmtsRecdFromDisqualPersons/Total00
IRS990ScheduleA/GeneralExplanation0SCHEDULE A, PART II, LINE 12, EXPLANATION OF OTHER INCOME: MISCELLANEOUS VENDOR REFUND
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYear034930
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus1Year041970
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus2Years07218
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus3Years012842
IRS990ScheduleA/GrossInvestmentIncome509/CurrentTaxYearMinus4Years05877
IRS990ScheduleA/GrossInvestmentIncome509/Total0102837
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYear03876247
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus1Year05305951
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus2Years04303064
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus3Years05895370
IRS990ScheduleA/GrossReceiptsFromAdmissions/CurrentTaxYearMinus4Years03861491
IRS990ScheduleA/GrossReceiptsFromAdmissions/Total023242123
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYear034930
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus1Year041970
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus2Years07218
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus3Years012842
IRS990ScheduleA/InvestmentIncomeAndUBTI/CurrentTaxYearMinus4Years05877
IRS990ScheduleA/InvestmentIncomeAndUBTI/Total0102837
IRS990ScheduleA/InvestmentIncomePercentage00.00440
IRS990ScheduleA/OtherIncome509/CurrentTaxYearMinus4Years01116
IRS990ScheduleA/OtherIncome509/Total01116
IRS990ScheduleA/PriorYearSupportPercentage00.99670
IRS990ScheduleA/PriorYrInvestIncomePercentage00.00330
IRS990ScheduleA/PubliclySupportedOrg509a20X
IRS990ScheduleA/PublicSupportPercentage50900.99550
IRS990ScheduleA/PublicSupportTotal509023242123
IRS990ScheduleA/SupportFromDQPsEtc/Total00
IRS990ScheduleA/ThirtyThreePercntTestsCY5090X
IRS990ScheduleA/Total509/CurrentTaxYear03876247
IRS990ScheduleA/Total509/CurrentTaxYearMinus1Year05305951
IRS990ScheduleA/Total509/CurrentTaxYearMinus2Years04303064
IRS990ScheduleA/Total509/CurrentTaxYearMinus3Years05895370
IRS990ScheduleA/Total509/CurrentTaxYearMinus4Years03861491
IRS990ScheduleA/Total509/Total023242123
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYear03911177
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus1Year05347921
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus2Years04310282
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus3Years05908212
IRS990ScheduleA/TotalSupportTotal/CurrentTaxYearMinus4Years03868484
IRS990ScheduleA/TotalSupportTotal/Total023346076
IRS990/ScheduleBRequired00
IRS990ScheduleD/AgentTrusteeEtc00
IRS990ScheduleD/Equipment/BookValue084019
IRS990ScheduleD/Equipment/Depreciation0133635
IRS990ScheduleD/Equipment/OtherCostOrOtherBasis0217654
IRS990ScheduleD/ExpensesNotRptdF99000
IRS990ScheduleD/ExpensesNotRptdOnFinStmt00
IRS990ScheduleD/ExpensesSubtotal04530967
IRS990ScheduleD/IncludedOnFS00
IRS990ScheduleD/LeaseholdImprovements/BookValue0205526
IRS990ScheduleD/LeaseholdImprovements/Depreciation0261745
IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis0467271
IRS990ScheduleD/NetUnrealizedGainsInvestments049802
IRS990ScheduleD/OtherLandBuildings/BookValue073556
IRS990ScheduleD/OtherLandBuildings/Depreciation055415
IRS990ScheduleD/OtherLandBuildings/OtherCostOrOtherBasis0128971
IRS990ScheduleD/OtherLiabilities/Amount0171536
IRS990ScheduleD/OtherLiabilities/Description0DEFERRED COMPENSATION LIABILITIES
IRS990ScheduleD/OtherSecurities/BookValue0171536
IRS990ScheduleD/OtherSecurities/Description0MUTUAL OF AMERICA INVESTMENT
IRS990ScheduleD/OtherSecurities/MethodOfValuation0C
IRS990ScheduleD/RevenueNotRptdF990049802
IRS990ScheduleD/RevenueNotRptdOnFinStmt00
IRS990ScheduleD/RevenueSubtotal03911177
IRS990ScheduleD/TotalExpensesPerForm99004530967
IRS990ScheduleD/TotalOfAmounts0171536
IRS990ScheduleD/TotalOfBookValueLandBuildings0363101
IRS990ScheduleD/TotalOfBookValueSecurities0171536
IRS990ScheduleD/TotalRevenuePerForm99003911177
IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt04530967
IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt03960979
IRS990ScheduleJ/AnyNonFixedPayments00
IRS990ScheduleJ/BoardOrCommitteeApproval0X
IRS990ScheduleJ/CompBasedNetEarningsFilingOrg00
IRS990ScheduleJ/CompBasedNetEarningsRelateOrgs00
IRS990ScheduleJ/CompBasedOnRevenueOfFilingOrg00
IRS990ScheduleJ/CompBasedOnRevenueRelatedOrgs00
IRS990ScheduleJ/CompensationCommittee0X
IRS990ScheduleJ/CompensationSurvey0X
IRS990ScheduleJ/EquityBasedCompArrangement00
IRS990ScheduleJ/Form990OfOtherOrganizations0X
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg0239200
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg1200000
IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg2130000
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg10
IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg20
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs10
IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs20
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs10
IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs20
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg10
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg20
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs10
IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs20
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg024432
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg125308
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg211500
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs10
IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs20
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson0MITCHELL ALLEN
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson1DOUG TONNE
IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson2NAT HOLT
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg019653
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg112462
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg219078
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs10
IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs20
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg10
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg20
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs00
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs10
IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs20

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$2,837,595
Liabilities
$487,773
Net assets
$2,349,822
Revenue
-
Expenses
$4,530,967
Net income
-
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Summary only. Only limited summary data is available for this year.$2.00$1.07$0.93$1.64$1.79$0.14
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.98$1.01$0.96$1.65$1.34$0.31
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.18$1.33$0.85$1.64$1.82$0.17
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.26$1.32$0.94$2.07$2.34$0.27
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.07$1.10$0.97$2.41$2.57$0.17
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.98$0.97$1.01$2.18$2.25$0.07
2017Summary only. Only limited summary data is available for this year.$2.21$1.10$1.11$2.36$2.34$0.02
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.00$0.99$1.01$2.22$2.09$0.13
2015Detailed filing. Detailed filing data is available for this year.$1.80$0.94$0.86$1.95$2.07$0.12
2014Detailed filing. Detailed filing data is available for this year.$1.94$0.95$0.99$2.26$2.73$0.48
2013Detailed filing. Detailed filing data is available for this year.$2.05$0.52$1.53$2.83$3.73$0.90
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.84$0.49$2.35$4.53
2011Summary only. Only limited summary data is available for this year.$3.49$0.57$2.92$5.35$5.73$0.38
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2012 filings • 501(c)3 • $1M-$5M nonprofits