Civic Intelligence

Michigan Creditors Bar Association

990EZ • Fiscal year 2017 • EIN 20-1958407

Jan 01, 2017 to Dec 31, 2017 • Filed on Mar 28, 2018

416 South Cedar Street Suite CLansing, MI 48912

(517) 319-0342

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.16x

Higher debt load relative to assets than 78% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Liabilities / Revenue

67th percentile

0.03x

Higher debt load relative to revenue than 67% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Net Margin

52nd percentile

3.4%

Higher net margin than 52% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Top Officer Pay

70th percentile

$0

Higher top officer pay than 70% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2017 filings • 501(c)6 • <$500k nonprofits • Source year 2017

Asset Growth

3rd percentile

-67%

Faster asset growth than 3% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Revenue Growth

7th percentile

-41%

Faster revenue growth than 7% of similar nonprofits.

2017 filings • 501(c)6 • <$500k nonprofits • Annualized from 2016 to 2017

Assets

Down

$11,153

Down $23,144 (-67%) from 2016

Net Assets

Down

$9,376

Down $24,921 (-73%) from 2016

Liabilities

Up

$1,777

Up $1,777 from 2016

Revenue

Down

$54,591

Down $37,814 (-41%) from 2016

Expenses

Down

$52,761

Down $16,310 (-24%) from 2016

Net Income

Down

$1,830

Down $21,504 (-92%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2015: $10,958Liabilities 2015: $0Net Assets 2015: $10,9582015Assets 2016: $34,297Liabilities 2016: $0Net Assets 2016: $34,2972016Assets 2017: $11,153Liabilities 2017: $1,777Net Assets 2017: $9,3762017Assets 2018: $43,726Liabilities 2018: $24,475Net Assets 2018: $19,2512018Assets 2019: $40,447Liabilities 2019: $14,050Net Assets 2019: $26,3972019Assets 2020: $32,048Liabilities 2020: $250Net Assets 2020: $31,7982020Assets 2021: $40,114Liabilities 2021: $18,175Net Assets 2021: $21,9392021Assets 2022: $53,626Liabilities 2022: $23,525Net Assets 2022: $30,1012022Assets 2023: $62,870Liabilities 2023: $58,800Net Assets 2023: $4,0702023Assets 2024: $33,210Liabilities 2024: $4,000Net Assets 2024: $29,2102024Assets 2025: $81,357Liabilities 2025: $18,750Net Assets 2025: $62,6072025

Highlighted filing

2017

Assets$11,153
Liabilities$1,777
Net Assets$9,376

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $59,836Expenses 2015: $54,869Net Income 2015: $4,9672015Revenue 2016: $92,405Expenses 2016: $69,071Net Income 2016: $23,3342016Revenue 2017: $54,591Expenses 2017: $52,761Net Income 2017: $1,8302017Revenue 2018: $61,720Expenses 2018: $51,872Net Income 2018: $9,8482018Revenue 2019: $58,873Expenses 2019: $51,727Net Income 2019: $7,1462019Revenue 2020: $50,925Expenses 2020: $45,524Net Income 2020: $5,4012020Revenue 2021: $35,350Expenses 2021: $45,459Net Income 2021: -$10,1092021Revenue 2022: $54,736Expenses 2022: $46,574Net Income 2022: $8,1622022Revenue 2023: $86,548Expenses 2023: $112,579Net Income 2023: -$26,0312023Revenue 2024: $145,934Expenses 2024: $120,794Net Income 2024: $25,1402024Revenue 2025: $120,199Expenses 2025: $86,797Net Income 2025: $33,4022025

Highlighted filing

2017

Revenue$54,591
Expenses$52,761
Net Income$1,830
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Mar 28, 2018
Return Version
2017v2.0
Gross Receipts
$70,407
Mission and Program Overview

Mission

See schedule o, statement 5 (1)

The MCBA provides seminars on creditors rights and collection law as well as education and networking opportunities for attorneys, paralegals, judges, court officers and members of the collection industry.

Program Services

DescriptionGrantsExpenses
The Michigan Creditors Bar Association provides its 43 full and 11 associate member firms with educational seminars and networking opportunities. This year the association held a spring member dinner for 43 and a fall member event for 51.$0$4,834
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lori J FrankPresidentPT$0--
Jason SimsVice PresidentPT$0--
Curtis RobinsonTreasurerPT$0--
Christopher BestDirectorPT$0--
Gregory DyeDirectorPT$0--
Robert GoodmanDirectorPT$0--
Sarah GrincewiczDirectorPT$0--
Joe JammalDirectorPT$0--
Elizabeth SmithDirectorPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Annual Golf Outing$27,446$27,046$570$26,476
Total Events$27,446$27,046$15,416$11,630
Filing and Contact Details

Filer

Filer Name
Michigan Creditors Bar Association
EIN
20-1958407
Phone
5173190342
Address
416 South Cedar Street Suite C, Lansing, MI 48912

Signing Officer

Name
Curtis Robertson
Title
Treasurer
Phone
2482838630
Signed
2018-03-28
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 8

Description;Amount^Spring member dinner sponsorship;500|Fall member dinner sponsorship;500^Total;1000^

Form 990-EZ, Part I, Line 16

Description;Amount^Membership Management software and website;457|Bank credit card and tax filing fees;579|State filing fee;20|Mileage reimbursement;413|Office supplies;59|Member dinner event invoices;4884^Total;6412^

Form 990-EZ, Part II, Line 26

Deferred revenue for FY2018 dues collected in FY 2017

Raw XML Appendix179 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum05173383035
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0416 South Cedar Street
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0Suite C
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Lansing
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Lori J Frank
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Jason Sims
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Curtis Robinson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Christopher Best
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Gregory Dye
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Robert Goodman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Sarah Grincewicz
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7Joe Jammal
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Elizabeth Smith
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Director
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt06412
IRS990EZ/OtherRevenueTotalAmt01000
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0The MCBA provides seminars on creditors rights and collection law as well as education and networking opportunities for attorneys, paralegals, judges, court officers and members of the collection industry.
IRS990EZ/PrintingPublicationsPostageAmt0270
IRS990EZ/ProgramServiceRevenueAmt05630
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IRS990EZ/SpecialEventsNetIncomeLossAmt011630
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01777
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt052761
IRS990EZ/TotalProgramServiceExpensesAmt04834
IRS990EZ/TotalRevenueAmt054591
IRS990EZ/TransactionWithControlEntInd00
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IRS990EZ/WebsiteAddressTxt0www.mcbaonline.com
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt00
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IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt015416
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt00
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0Annual Golf Outing
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt011630
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt02018
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt02018
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt0570
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt0570
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Spring member dinner sponsorship;500|Fall member dinner sponsorship;500^Total;1000^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;Amount^Membership Management software and website;457|Bank credit card and tax filing fees;579|State filing fee;20|Mileage reimbursement;413|Office supplies;59|Member dinner event invoices;4884^Total;6412^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Deferred revenue for FY2018 dues collected in FY 2017
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990-EZ, Part II, Line 26
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Curtis Robertson
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum02482838630
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-03-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICHIGAN CREDITORS BAR ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0MICH
ReturnHeader/Filer/EIN0201958407
ReturnHeader/Filer/PhoneNum05173190342
ReturnHeader/Filer/USAddress/AddressLine1Txt0416 South Cedar Street Suite C
ReturnHeader/Filer/USAddress/CityNm0Lansing
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048912
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt045.19.201.249
ReturnHeader/ReturnTs02018-03-28T10:28:57-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2017 filings • 501(c)6 • <$500k nonprofits