Civic Intelligence

Michigan Creditors Bar Association

990EZ • Fiscal year 2015 • EIN 20-1958407

Jan 01, 2015 to Dec 31, 2015 • Filed on Jul 22, 2016

Organization ProfileWWW.MCBAONLINE.COM
416 South Cedar Street Suite CLansing, MI 48912

(517) 319-0342

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

65th percentile

8.3%

Higher net margin than 65% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2015

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2015

Balance Sheet
Liabilities / Assets47th percentile

Assets

$10,958

No earlier filing loaded for comparison.

Net Assets

$10,958

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin65th percentile

Revenue

$59,836

No earlier filing loaded for comparison.

Expenses

$54,869

No earlier filing loaded for comparison.

Net Income

$4,967

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset GrowthScore unavailable

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2015: $10,958Liabilities 2015: $0Net Assets 2015: $10,9582015Assets 2016: $34,297Liabilities 2016: $0Net Assets 2016: $34,2972016Assets 2017: $11,153Liabilities 2017: $1,777Net Assets 2017: $9,3762017Assets 2018: $43,726Liabilities 2018: $24,475Net Assets 2018: $19,2512018Assets 2019: $40,447Liabilities 2019: $14,050Net Assets 2019: $26,3972019Assets 2020: $32,048Liabilities 2020: $250Net Assets 2020: $31,7982020Assets 2021: $40,114Liabilities 2021: $18,175Net Assets 2021: $21,9392021Assets 2022: $53,626Liabilities 2022: $23,525Net Assets 2022: $30,1012022Assets 2023: $62,870Liabilities 2023: $58,800Net Assets 2023: $4,0702023Assets 2024: $33,210Liabilities 2024: $4,000Net Assets 2024: $29,2102024Assets 2025: $81,357Liabilities 2025: $18,750Net Assets 2025: $62,6072025

Highlighted filing

2015

Assets$10,958
Liabilities$0
Net Assets$10,958
Open 2015 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2015: $59,836Expenses 2015: $54,869Net Income 2015: $4,9672015Revenue 2016: $92,405Expenses 2016: $69,071Net Income 2016: $23,3342016Revenue 2017: $54,591Expenses 2017: $52,761Net Income 2017: $1,8302017Revenue 2018: $61,720Expenses 2018: $51,872Net Income 2018: $9,8482018Revenue 2019: $58,873Expenses 2019: $51,727Net Income 2019: $7,1462019Revenue 2020: $50,925Expenses 2020: $45,524Net Income 2020: $5,4012020Revenue 2021: $35,350Expenses 2021: $45,459Net Income 2021: -$10,1092021Revenue 2022: $54,736Expenses 2022: $46,574Net Income 2022: $8,1622022Revenue 2023: $86,548Expenses 2023: $112,579Net Income 2023: -$26,0312023Revenue 2024: $145,934Expenses 2024: $120,794Net Income 2024: $25,1402024Revenue 2025: $120,199Expenses 2025: $86,797Net Income 2025: $33,4022025

Highlighted filing

2015

Revenue$59,836
Expenses$54,869
Net Income$4,967
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Jul 22, 2016
Return Version
2015v2.1
Gross Receipts
$76,740
Mission and Program Overview

Mission

See schedule o, statement 5 (1)

To elevate the practice of collection law.

Program Services

DescriptionGrantsExpenses
MICHIGAN CREDITORS BAR ASSOCIATION PROVIDES OUR 44 MEMBER FIRMS AND 11 ASSOCIATE MEMBERS WITH EDUCATIONAL SEMINARS /MEETINGS AND OPPORTUNITIES FOR NETWORKING AND THE OPEN EXCHANGE OF IDEAS. WE ALSO KEEP MEMBERS INFORMED OF NEW OR PROPOSED LEGISLATION AND COURT RULES WHICH STRENGTHEN AND IMPROVE THE JUDICIAL SYSTEM$0$0
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MICHAEL HR BUCKLESDirectorPT$0--
MATTHEW CHAPINDirectorPT$0--
JENNIFER T DILLOWDirectorPT$0--
ANDREA ENRIGHTDirectorPT$0--
SARAH GRINCEWICZDirectorPT$0--
JOE JAMMALDirectorPT$0--
ELIZABETH SMITHDirectorPT$0--
ROBERT W WARNERPresidentPT$0--
JASON SIMSVice PresidentPT$0--
CURTIS A ROBERTSONTreasurer/ SecretaryPT$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Outing$26,530$26,530$16,904$9,626
Total Events$26,530$26,530$16,904$9,626
Filing and Contact Details

Filer

Filer Name
Michigan Creditors Bar Association
EIN
20-1958407
Phone
5173190342
Address
416 SOUTH CEDAR STREET SUITE C, LANSING, MI 48912

Signing Officer

Name
Curtis Robertson
Title
Treasurer
Phone
5173190342
Signed
2016-07-22
Discuss with paid preparer
Yes

Preparer

Firm
Maner Costerisan Pc
Address
2425 E GRAND RIVER SUITE 1, LANSING, MI 48912-3291
Preparer
Marvina S Bloomfield CPA
Phone
5173237500
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8 - Other Revenue

“Description: sponsorships. Amount: 500.”

Form 990-ez, Part I, Line 16 - Other Expenses

“Description: bank fees. Amount: 218. Description: gaa fees. Amount: 28,300. Description: telephone. Amount: 180. Description: office supplies. Amount: 232. Description: miscellaneous. Amount: 205. Description: other program expenses. Amount: 3,589. Total to form 990-ez, line 16: 32,724.”

Raw XML Appendix161 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MICHAEL HR BUCKLES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MATTHEW CHAPIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JENNIFER T DILLOW
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ANDREA ENRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4SARAH GRINCEWICZ
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6ELIZABETH SMITH
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JASON SIMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9CURTIS A ROBERTSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9TREASURER/ SECRETARY
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
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IRS990EZ/OtherRevenueTotalAmt0500
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0TO ELEVATE THE PRACTICE OF COLLECTION LAW.
IRS990EZ/PrintingPublicationsPostageAmt069
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IRS990EZ/WebsiteAddressTxt0WWW.MCBAONLINE.COM
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt016904
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: SPONSORSHIPS. AMOUNT: 500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: BANK FEES. AMOUNT: 218. DESCRIPTION: GAA FEES. AMOUNT: 28,300. DESCRIPTION: TELEPHONE. AMOUNT: 180. DESCRIPTION: OFFICE SUPPLIES. AMOUNT: 232. DESCRIPTION: MISCELLANEOUS. AMOUNT: 205. DESCRIPTION: OTHER PROGRAM EXPENSES. AMOUNT: 3,589. TOTAL TO FORM 990-EZ, LINE 16: 32,724.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8 - OTHER REVENUE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-12-15 16:53:06Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0CURTIS ROBERTSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum05173190342
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-07-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MICHIGAN CREDITORS BAR ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0MICH
ReturnHeader/Filer/EIN0201958407
ReturnHeader/Filer/PhoneNum05173190342
ReturnHeader/Filer/USAddress/AddressLine1Txt0416 SOUTH CEDAR STREET SUITE C
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ReturnHeader/Filer/USAddress/StateAbbreviationCd0MI
ReturnHeader/Filer/USAddress/ZIPCd048912
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0382157642
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02425 E GRAND RIVER SUITE 1
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MI
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ReturnHeader/PreparerPersonGrp/PhoneNum05173237500
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARVINA S BLOOMFIELD CPA
ReturnHeader/ReturnTs02016-08-11T09:56:09-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$10,958
Liabilities
$0
Net assets
$10,958
Revenue
$59,836
Expenses
$54,869
Net income
$4,967
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.81$0.19$0.63$1.20$0.87$0.33
2024Detailed filing. Detailed filing data is available for this year.$0.33$0.04$0.29$1.46$1.21$0.25
2023Detailed filing. Detailed filing data is available for this year.$0.63$0.59$0.04$0.87$1.13$0.26
2022Detailed filing. Detailed filing data is available for this year.$0.54$0.24$0.30$0.55$0.47$0.08
2021Detailed filing. Detailed filing data is available for this year.$0.40$0.18$0.22$0.35$0.45$0.10
2020Detailed filing. Detailed filing data is available for this year.$0.32$0.00$0.32$0.51$0.46$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.40$0.14$0.26$0.59$0.52$0.07
2018Detailed filing. Detailed filing data is available for this year.$0.44$0.24$0.19$0.62$0.52$0.10
2017Detailed filing. Detailed filing data is available for this year.$0.11$0.02$0.09$0.55$0.53$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.34$0.00$0.34$0.92$0.69$0.23
2015Detailed filing. Detailed filing data is available for this year.$0.11$0.00$0.11$0.60$0.55$0.05