Civic Intelligence

Housing Consultants Group

990 • Fiscal year 2018 • EIN 20-1845302

Jan 01, 2018 to Dec 31, 2018 • Filed on Nov 14, 2019

1031 Summit Avenue Ste 2e-2Greensboro, NC 27405

(336) 553-0946

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

1.04x

Higher debt load relative to assets than 91% of similar nonprofits.

2018 filings • NTEE P • <$500k nonprofits • Source year 2018

Liabilities / Revenue

85th percentile

0.20x

Higher debt load relative to revenue than 85% of similar nonprofits.

2018 filings • NTEE P • <$500k nonprofits • Source year 2018

Net Margin

59th percentile

8.8%

Higher net margin than 59% of similar nonprofits.

2018 filings • NTEE P • <$500k nonprofits • Source year 2018

Top Officer Pay

96th percentile

$65,000

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 15.6% of source-year revenue.

2018 filings • NTEE P • <$500k nonprofits • Source year 2018

Asset Growth

88th percentile

99%

Faster asset growth than 88% of similar nonprofits.

2018 filings • NTEE P • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

75th percentile

27%

Faster revenue growth than 75% of similar nonprofits.

2018 filings • NTEE P • <$500k nonprofits • Annualized from 2017 to 2018

Assets

Up

$81,125

Up $40,261 (+99%) from 2017

Net Assets

Up

-$2,892

Up $36,636 (+93%) from 2017

Liabilities

Up

$84,017

Up $3,625 (+4.5%) from 2017

Revenue

Up

$416,779

Up $89,620 (+27%) from 2017

Expenses

Up

$380,143

Up $33,438 (+9.6%) from 2017

Net Income

Up

$36,636

Up $56,182 (+287%) from 2017

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2010: $39,226Liabilities 2010: $0Net Assets 2010: $39,2262010Assets 2011: $8,483Liabilities 2011: $4,000Net Assets 2011: $4,4832011Assets 2012: $73,532Liabilities 2012: $0Net Assets 2012: $73,5322012Assets 2013: $51,946Liabilities 2013: $0Net Assets 2013: $51,9462013Assets 2014: $59,194Liabilities 2014: $20,016Net Assets 2014: $39,1782014Assets 2015: $46,392Liabilities 2015: $28,464Net Assets 2015: $17,9282015Assets 2016: $25,737Liabilities 2016: $45,719Net Assets 2016: -$19,9822016Assets 2017: $40,864Liabilities 2017: $80,392Net Assets 2017: -$39,5282017Assets 2018: $81,125Liabilities 2018: $84,017Net Assets 2018: -$2,8922018Assets 2019: $81,248Liabilities 2019: $76,961Net Assets 2019: $4,2872019Assets 2020: $136,883Liabilities 2020: $103,476Net Assets 2020: $33,4072020Assets 2021: $1,106,215Liabilities 2021: $1,003,559Net Assets 2021: $102,6562021Assets 2022: $658,905Liabilities 2022: $375,489Net Assets 2022: $283,4162022Assets 2023: $604,511Liabilities 2023: $203,550Net Assets 2023: $400,9612023Assets 2024: $412,378Liabilities 2024: $177,527Net Assets 2024: $234,8512024

Highlighted filing

2018

Assets$81,125
Liabilities$84,017
Net Assets-$2,892

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2010: $180,318Expenses 2010: $188,151Net Income 2010: -$7,8332010Revenue 2011: $184,892Expenses 2011: $219,635Net Income 2011: -$34,7432011Revenue 2012: $403,589Expenses 2012: $334,540Net Income 2012: $69,0492012Revenue 2013: $362,117Expenses 2013: $397,025Net Income 2013: -$34,9082013Revenue 2014: $382,959Expenses 2014: $438,326Net Income 2014: -$55,3672014Revenue 2015: $303,441Expenses 2015: $329,856Net Income 2015: -$26,4152015Revenue 2016: $315,599Expenses 2016: $353,509Net Income 2016: -$37,9102016Revenue 2017: $327,159Expenses 2017: $346,705Net Income 2017: -$19,5462017Revenue 2018: $416,779Expenses 2018: $380,143Net Income 2018: $36,6362018Revenue 2019: $417,241Expenses 2019: $410,061Net Income 2019: $7,1802019Revenue 2020: $558,121Expenses 2020: $529,001Net Income 2020: $29,1202020Revenue 2021: $2,683,425Expenses 2021: $2,614,176Net Income 2021: $69,2492021Revenue 2022: $1,848,159Expenses 2022: $1,843,598Net Income 2022: $4,5612022Revenue 2023: $1,078,795Expenses 2023: $961,250Net Income 2023: $117,5452023Revenue 2024: $512,033Expenses 2024: $678,143Net Income 2024: -$166,1102024

Highlighted filing

2018

Revenue$416,779
Expenses$380,143
Net Income$36,636
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Nov 14, 2019
Return Version
2018v3.1
Gross Receipts
$416,779
Mission and Program Overview

Mission

Organization's mission or most significant activites provide pre- and post-purchase homeownership counseling and foreclosure preventino services to low-to-moderate income individuals and families. They also perform financial literacy education and outreach and community engagement to families struggling to stay in their home.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$9,032$37,490▲ $28,458
Land, Buildings, and Equipment, Net$27,574$23,971▼ $3,603
Cash and Non-Interest-Bearing Accounts$27$14,783▲ $14,756
Prepaid Expenses and Deferred Charges$2,731$2,310▼ $421
Total Assets$40,864$81,125▲ $40,261
Other Assets Total$1,500$2,571▲ $1,071
Liabilities
Accounts Payable and Accrued Expenses$27,481$43,904▲ $16,423
Unsecured Notes Loans Payable$29,902$29,644▼ $258
Other Liabilities$23,009$10,469▼ $12,540
Total Liabilities$80,392$84,017▲ $3,625
Net Assets / Fund Balance
Temporarily Rstr Net Assets-$70,000-
Unrestricted Net Assets$-39,528$-72,892▼ $33,364
Total Net Assets Fund Balance$-39,528$-2,892▲ $36,636
Total Liabilities and Net Assets / Fund Balance$40,864$81,125▲ $40,261

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$20,241$5,722$25,963
Equipment$3,730$9,564$13,294
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Sofia CrispExecutive DiFT$65,000$65,000

Board Members and Trustees

NameTitle
Lovita MalavePresident
Kristie KennedyDirector
Joan SwiftSecretary
Truman BarkerVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$198,808
Program Service Revenue
$217,971
Investment Income
$0
Other Revenue
$0
All Other Contributions
$6,808
Change in Net Assets
$36,636

Audited Revenue Reconciliation

Revenue per Audited Statements
$416,779
Total Revenue per Audited Statements
$416,779
Total Revenue per Form 990
$416,779
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$196,607
Other Expenses$183,536
Total Fundraising Expense$4,808
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$140,451$35,113-$175,564
Occupancy$35,313$8,828-$44,141
Payroll Taxes$10,790$9,063-$19,853
Office Expenses$6,958$1,740-$8,698
Fees for Services Accounting$6,515$1,629-$8,144
Information Technology$6,633$737-$7,370
All Other Expenses$5,220$1,571$1$6,792
Travel$5,074$895-$5,969
Advertising$5,467--$5,467
Depreciation Depletion$4,005$1,001-$5,006
Other Expenses$4,301$1,075$4,807$4,807
Insurance$3,722$930-$4,652
Interest$3,424$856-$4,280
Fees for Services Other$1,829$96-$1,925
Other Employee Benefits$952$238-$1,190
Conferences and Meetings$269$90-$359
Total Functional Expenses$309,782$65,553$4,808$380,143

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$380,143
Total Expenses per Audited Statements$380,143
Total Expenses per Form 990$380,143
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Expenses$7,720
Payroll Tax Liabilities$2,749
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Reviewed by board of directors

Form 990, Page 6, Part VI, Line 15A

Approved by board of directors

Form 990, Page 6, Part VI, Line 15B

Approved by board of directors

Form 990, Page 6, Part VI, Line 19

UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
Housing Consultants Group
EIN
20-1845302
Phone
3365530946
Address
1031 SUMMIT AVENUE STE 2E-2, GREENSBORO, NC 27405

Signing Officer

Name
Sofia Crisp
Title
Executive Director
Phone
3365530946
Signed
2019-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sofia Crisp
Voting Board Members
4
Independent Board Members
4
Employees
5
Volunteers
40

Preparer

Firm
Bason & Company Pa
Address
501 W MCGEE ST, GREENSBORO, NC 27401
Preparer
Rick Bason
Phone
3362735649
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Organization's mission or most significant activites provide pre- and post-purchase homeownership counseling and foreclosure preventino services to low-to-moderate income individuals and families. They also perform financial literacy education and outreach and community engagement to families struggling to stay in their home.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt03730
IRS990ScheduleD/EquipmentGrp/DepreciationAmt09564
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt013294
IRS990ScheduleD/ExpensesSubtotalAmt0380143
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt020241
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt05722
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt025963
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt07720
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt12749
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED EXPENSES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1PAYROLL TAX LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt0416779
IRS990ScheduleD/TotalBookValueLandBuildingsAmt023971
IRS990ScheduleD/TotalExpensesPerForm990Amt0380143
IRS990ScheduleD/TotalLiabilityAmt010469
IRS990ScheduleD/TotalRevenuePerForm990Amt0416779
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0416779
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0380143
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION'S MISSION OR MOST SIGNIFICANT ACTIVITES PROVIDE PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING AND FORECLOSURE PREVENTINO SERVICES TO LOW-TO-MODERATE INCOME INDIVIDUALS AND FAMILIES. THEY ALSO PERFORM FINANCIAL LITERACY EDUCATION AND OUTREACH AND COMMUNITY ENGAGEMENT TO FAMILIES STRUGGLING TO STAY IN THEIR HOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEWED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2APPROVED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3APPROVED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NC
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TemporarilyRstrNetAssetsGrp/EOYAmt070000
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt040864
IRS990/TotalAssetsEOYAmt081125
IRS990/TotalAssetsGrp/BOYAmt040864
IRS990/TotalAssetsGrp/EOYAmt081125
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0198808
IRS990/TotalEmployeeCnt05
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt04808
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt065553
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0309782
IRS990/TotalFunctionalExpensesGrp/TotalAmt0380143
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt080392
IRS990/TotalLiabilitiesEOYAmt084017
IRS990/TotalLiabilitiesGrp/BOYAmt080392
IRS990/TotalLiabilitiesGrp/EOYAmt084017
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-39528
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-2892
IRS990/TotalProgramServiceExpensesAmt0309782
IRS990/TotalProgramServiceRevenueAmt0217971
IRS990/TotalReportableCompFromOrgAmt065000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0217971
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0416779
IRS990/TotalVolunteersCnt040
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt040864
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt081125
IRS990/TravelGrp/ManagementAndGeneralAmt0895
IRS990/TravelGrp/ProgramServicesAmt05074
IRS990/TravelGrp/TotalAmt05969
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-39528
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-72892
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt029902
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt029644
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt07500 SARELMA DR
IRS990/USAddress/CityNm0SUMMERFIELD
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd027359
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0WWW.HOUSINGCONSULTANTSGROUP.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02020-03-31 21:24:44Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SOFIA CRISP
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03365530946
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-11-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOUSING CONSULTANTS GROUP
ReturnHeader/Filer/BusinessNameControlTxt0HOUS
ReturnHeader/Filer/EIN0201845302
ReturnHeader/Filer/PhoneNum03365530946
ReturnHeader/Filer/USAddress/AddressLine1Txt01031 SUMMIT AVENUE STE 2E-2
ReturnHeader/Filer/USAddress/CityNm0GREENSBORO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027405
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId03572BEBB2CE418BF6DE9908884FB162166186B54
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0CCD344DB358877955BD6CDA542A4954E7FA27565
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.16.49
ReturnHeader/FilingSecurityInformation/IPDt02019-11-15
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CS
ReturnHeader/FilingSecurityInformation/IPTm007:43:51
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0562190785
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BASON & COMPANY PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0501 W MCGEE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GREENSBORO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027401
ReturnHeader/PreparerPersonGrp/PhoneNum03362735649
ReturnHeader/PreparerPersonGrp/PreparationDt02019-11-14
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICK BASON
ReturnHeader/ReturnTs02019-11-15T07:43:51-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.41$0.18$0.23$0.51$0.68$0.17
2023Detailed filing. Detailed filing data is available for this year.$0.60$0.20$0.40$1.08$0.96$0.12
2022Detailed filing. Detailed filing data is available for this year.$0.66$0.38$0.28$1.85$1.84$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.11$1.00$0.10$2.68$2.61$0.07
2020Detailed filing. Detailed filing data is available for this year.$0.14$0.10$0.03$0.56$0.53$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.08$0.08$0.00$0.42$0.41$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.08$0.08$0.00$0.42$0.38$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.04$0.08$0.04$0.33$0.35$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.03$0.05$0.02$0.32$0.35$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.05$0.03$0.02$0.30$0.33$0.03
2014Summary only. Only limited summary data is available for this year.$0.06$0.02$0.04$0.38$0.44$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$0.36$0.40$0.03
2012Summary only. Only limited summary data is available for this year.$0.07$0.00$0.07$0.40$0.33$0.07
2011Summary only. Only limited summary data is available for this year.$0.01$0.00$0.00$0.18$0.22$0.03
2010Summary only. Only limited summary data is available for this year.$0.04$0.00$0.04$0.18$0.19$0.01