Civic Intelligence

Housing Consultants Group

990 • Fiscal year 2016 • EIN 20-1845302

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 30, 2017

415 North Edgeworth St Ste 125Greensboro, NC 27401

(336) 553-0946

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

1.78x

Higher debt load relative to assets than 95% of similar nonprofits.

2016 filings • NTEE P • <$500k nonprofits • Source year 2016

Liabilities / Revenue

82nd percentile

0.14x

Higher debt load relative to revenue than 82% of similar nonprofits.

2016 filings • NTEE P • <$500k nonprofits • Source year 2016

Net Margin

19th percentile

-12%

Higher net margin than 19% of similar nonprofits.

2016 filings • NTEE P • <$500k nonprofits • Source year 2016

Top Officer Pay

95th percentile

$65,000

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 20.6% of source-year revenue.

2016 filings • NTEE P • <$500k nonprofits • Source year 2016

Asset Growth

8th percentile

-45%

Faster asset growth than 8% of similar nonprofits.

2016 filings • NTEE P • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

55th percentile

4.0%

Faster revenue growth than 55% of similar nonprofits.

2016 filings • NTEE P • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$25,737

Down $20,655 (-45%) from 2015

Net Assets

Down

-$19,982

Down $37,910 (-211%) from 2015

Liabilities

Up

$45,719

Up $17,255 (+61%) from 2015

Revenue

Up

$315,599

Up $12,158 (+4.0%) from 2015

Expenses

Up

$353,509

Up $23,653 (+7.2%) from 2015

Net Income

Down

-$37,910

Down $11,495 (-44%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0-$500KAssets 2010: $39,226Liabilities 2010: $0Net Assets 2010: $39,2262010Assets 2011: $8,483Liabilities 2011: $4,000Net Assets 2011: $4,4832011Assets 2012: $73,532Liabilities 2012: $0Net Assets 2012: $73,5322012Assets 2013: $51,946Liabilities 2013: $0Net Assets 2013: $51,9462013Assets 2014: $59,194Liabilities 2014: $20,016Net Assets 2014: $39,1782014Assets 2015: $46,392Liabilities 2015: $28,464Net Assets 2015: $17,9282015Assets 2016: $25,737Liabilities 2016: $45,719Net Assets 2016: -$19,9822016Assets 2017: $40,864Liabilities 2017: $80,392Net Assets 2017: -$39,5282017Assets 2018: $81,125Liabilities 2018: $84,017Net Assets 2018: -$2,8922018Assets 2019: $81,248Liabilities 2019: $76,961Net Assets 2019: $4,2872019Assets 2020: $136,883Liabilities 2020: $103,476Net Assets 2020: $33,4072020Assets 2021: $1,106,215Liabilities 2021: $1,003,559Net Assets 2021: $102,6562021Assets 2022: $658,905Liabilities 2022: $375,489Net Assets 2022: $283,4162022Assets 2023: $604,511Liabilities 2023: $203,550Net Assets 2023: $400,9612023Assets 2024: $412,378Liabilities 2024: $177,527Net Assets 2024: $234,8512024

Highlighted filing

2016

Assets$25,737
Liabilities$45,719
Net Assets-$19,982

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2010: $180,318Expenses 2010: $188,151Net Income 2010: -$7,8332010Revenue 2011: $184,892Expenses 2011: $219,635Net Income 2011: -$34,7432011Revenue 2012: $403,589Expenses 2012: $334,540Net Income 2012: $69,0492012Revenue 2013: $362,117Expenses 2013: $397,025Net Income 2013: -$34,9082013Revenue 2014: $382,959Expenses 2014: $438,326Net Income 2014: -$55,3672014Revenue 2015: $303,441Expenses 2015: $329,856Net Income 2015: -$26,4152015Revenue 2016: $315,599Expenses 2016: $353,509Net Income 2016: -$37,9102016Revenue 2017: $327,159Expenses 2017: $346,705Net Income 2017: -$19,5462017Revenue 2018: $416,779Expenses 2018: $380,143Net Income 2018: $36,6362018Revenue 2019: $417,241Expenses 2019: $410,061Net Income 2019: $7,1802019Revenue 2020: $558,121Expenses 2020: $529,001Net Income 2020: $29,1202020Revenue 2021: $2,683,425Expenses 2021: $2,614,176Net Income 2021: $69,2492021Revenue 2022: $1,848,159Expenses 2022: $1,843,598Net Income 2022: $4,5612022Revenue 2023: $1,078,795Expenses 2023: $961,250Net Income 2023: $117,5452023Revenue 2024: $512,033Expenses 2024: $678,143Net Income 2024: -$166,1102024

Highlighted filing

2016

Revenue$315,599
Expenses$353,509
Net Income-$37,910
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 30, 2017
Return Version
2016v3.0
Gross Receipts
$315,599
Mission and Program Overview

Mission

Organization's mission or most significant activites provide pre- and post-purchase homeownership counseling and foreclosure preventino services to low-to-moderate income individuals and families. They also perform financial literacy education and outreach and community engagement to families struggling to stay in their home.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$14,825$13,142▼ $1,683
Prepaid Expenses and Deferred Charges$5,797$3,798▼ $1,999
Land, Buildings, and Equipment, Net$4,513$3,200▼ $1,313
Cash and Non-Interest-Bearing Accounts$17,363$2,262▼ $15,101
Total Assets$46,392$25,737▼ $20,655
Other Assets Total$3,894$3,335▼ $559
Liabilities
Unsecured Notes Loans Payable$23,562$28,467▲ $4,905
Accounts Payable and Accrued Expenses$976$11,588▲ $10,612
Other Liabilities$3,926$5,664▲ $1,738
Total Liabilities$28,464$45,719▲ $17,255
Net Assets / Fund Balance
Unrestricted Net Assets$17,928$-19,982▼ $37,910
Total Net Assets Fund Balance$17,928$-19,982▼ $37,910
Total Liabilities and Net Assets / Fund Balance$46,392$25,737▼ $20,655

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$3,200$6,966$10,166
Other Assets Org$1,500--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Sofia CrispExecutive DiFT$65,000$65,000

Board Members and Trustees

NameTitle
Elaine H ErnestChairman
Deborah CookDirector
Derrick WebsterDirector
Donnell CochranDirector
Tamika S BowersDirector
Lovita MalaveSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$231,217
Program Service Revenue
$84,382
Investment Income
$0
Other Revenue
$0
All Other Contributions
$8,035
Change in Net Assets
$-37,910

Audited Revenue Reconciliation

Revenue per Audited Statements
$315,599
Total Revenue per Audited Statements
$315,599
Total Revenue per Form 990
$315,599
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$219,892
Other Expenses$133,617
Total Fundraising Expense$6,405
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$158,742$39,685-$198,427
Occupancy$22,843$5,711-$28,554
All Other Expenses$8,915$5,423$4,005$18,343
Payroll Taxes$14,565$3,641-$18,206
Advertising$10,126--$10,126
Fees for Services Accounting$6,320$1,580-$7,900
Office Expenses$5,066$1,266-$6,332
Travel$5,341$942-$6,283
Insurance$4,349$1,087-$5,436
Other Expenses$4,076$1,019$2,400$5,095
Interest$3,837$959-$4,796
Fees for Services Other$4,527$238-$4,765
Other Employee Benefits$2,607$652-$3,259
Information Technology$1,546$172-$1,718
Depreciation Depletion$1,218$305-$1,523
Conferences and Meetings$458$153-$611
Total Functional Expenses$282,849$64,255$6,405$353,509

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$353,509
Total Expenses per Audited Statements$353,509
Total Expenses per Form 990$353,509
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Tax Liabilities$5,664
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

Reviewed by board of directors

Form 990, Page 6, Part VI, Line 15A

Approved by board of directors

Form 990, Page 6, Part VI, Line 15B

Approved by board of directors

Form 990, Page 6, Part VI, Line 19

UPON REQUEST.

Filing and Contact Details

Filer

Filer Name
Housing Consultants Group
EIN
20-1845302
Phone
3365530946
Address
415 NORTH EDGEWORTH ST STE 125, GREENSBORO, NC 27401

Signing Officer

Name
Sofia Crisp
Title
Executive Director
Phone
3363120366
Signed
2017-10-30
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Sofia Crisp
Voting Board Members
6
Independent Board Members
6
Employees
7
Volunteers
37

Preparer

Firm
Bason & Company Pa
Address
501 W MCGEE ST, GREENSBORO, NC 27401
Preparer
Rick Bason
Phone
3362735649
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Organization's mission or most significant activites provide pre- and post-purchase homeownership counseling and foreclosure preventino services to low-to-moderate income individuals and families. They also perform financial literacy education and outreach and community engagement to families struggling to stay in their home.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0403589
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01683298
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt084382
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt01683298
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0231217
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0303441
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0382959
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0362092
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0403589
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01683298
IRS990ScheduleA/TotalSupportAmt01683298
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt03200
IRS990ScheduleD/EquipmentGrp/DepreciationAmt06966
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt010166
IRS990ScheduleD/ExpensesSubtotalAmt0353509
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt01835
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt11500
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PAYROLL REFUNDS RECEIVABLE
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt05664
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAX LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt0315599
IRS990ScheduleD/TotalBookValueLandBuildingsAmt03200
IRS990ScheduleD/TotalBookValueOtherAssetsAmt03335
IRS990ScheduleD/TotalExpensesPerForm990Amt0353509
IRS990ScheduleD/TotalLiabilityAmt05664
IRS990ScheduleD/TotalRevenuePerForm990Amt0315599
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0315599
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0353509
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0ORGANIZATION'S MISSION OR MOST SIGNIFICANT ACTIVITES PROVIDE PRE- AND POST-PURCHASE HOMEOWNERSHIP COUNSELING AND FORECLOSURE PREVENTINO SERVICES TO LOW-TO-MODERATE INCOME INDIVIDUALS AND FAMILIES. THEY ALSO PERFORM FINANCIAL LITERACY EDUCATION AND OUTREACH AND COMMUNITY ENGAGEMENT TO FAMILIES STRUGGLING TO STAY IN THEIR HOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REVIEWED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2APPROVED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3APPROVED BY BOARD OF DIRECTORS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0NC
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt046392
IRS990/TotalAssetsEOYAmt025737
IRS990/TotalAssetsGrp/BOYAmt046392
IRS990/TotalAssetsGrp/EOYAmt025737
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0231217
IRS990/TotalEmployeeCnt07
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt06405
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt064255
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0282849
IRS990/TotalFunctionalExpensesGrp/TotalAmt0353509
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt028464
IRS990/TotalLiabilitiesEOYAmt045719
IRS990/TotalLiabilitiesGrp/BOYAmt028464
IRS990/TotalLiabilitiesGrp/EOYAmt045719
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt017928
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-19982
IRS990/TotalProgramServiceExpensesAmt0282849
IRS990/TotalProgramServiceRevenueAmt084382
IRS990/TotalReportableCompFromOrgAmt065000
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt084382
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0315599
IRS990/TotalVolunteersCnt037
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt046392
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt025737
IRS990/TravelGrp/ManagementAndGeneralAmt0942
IRS990/TravelGrp/ProgramServicesAmt05341
IRS990/TravelGrp/TotalAmt06283
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt017928
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-19982
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt023562
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt028467
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0415 NORTH EDGEWORTH ST SUITE 125
IRS990/USAddress/CityNm0GREENSBORO
IRS990/USAddress/StateAbbreviationCd0NC
IRS990/USAddress/ZIPCd027401
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt06
IRS990/WebsiteAddressTxt0WWW.HOUSINGCONSULTANTSGROUP.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SOFIA CRISP
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum03363120366
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HOUSING CONSULTANTS GROUP
ReturnHeader/Filer/BusinessNameControlTxt0HOUS
ReturnHeader/Filer/EIN0201845302
ReturnHeader/Filer/PhoneNum03365530946
ReturnHeader/Filer/USAddress/AddressLine1Txt0415 NORTH EDGEWORTH ST STE 125
ReturnHeader/Filer/USAddress/CityNm0GREENSBORO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd027401
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId024EE6C22EAD48E369D099071F3F4655F8DDD45CD
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03FA6B1F2686BB45C3826A88A5968E42EF562B40E
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0562190785
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BASON & COMPANY PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0501 W MCGEE ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0GREENSBORO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd027401
ReturnHeader/PreparerPersonGrp/PhoneNum03362735649
ReturnHeader/PreparerPersonGrp/PreparationDt02017-10-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RICK BASON
ReturnHeader/ReturnTs02017-11-14T12:27:41-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.41$0.18$0.23$0.51$0.68$0.17
2023Detailed filing. Detailed filing data is available for this year.$0.60$0.20$0.40$1.08$0.96$0.12
2022Detailed filing. Detailed filing data is available for this year.$0.66$0.38$0.28$1.85$1.84$0.00
2021Detailed filing. Detailed filing data is available for this year.$1.11$1.00$0.10$2.68$2.61$0.07
2020Detailed filing. Detailed filing data is available for this year.$0.14$0.10$0.03$0.56$0.53$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.08$0.08$0.00$0.42$0.41$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.08$0.08$0.00$0.42$0.38$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.04$0.08$0.04$0.33$0.35$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.03$0.05$0.02$0.32$0.35$0.04
2015Detailed filing. Detailed filing data is available for this year.$0.05$0.03$0.02$0.30$0.33$0.03
2014Summary only. Only limited summary data is available for this year.$0.06$0.02$0.04$0.38$0.44$0.06
2013Detailed filing. Detailed filing data is available for this year.$0.05$0.00$0.05$0.36$0.40$0.03
2012Summary only. Only limited summary data is available for this year.$0.07$0.00$0.07$0.40$0.33$0.07
2011Summary only. Only limited summary data is available for this year.$0.01$0.00$0.00$0.18$0.22$0.03
2010Summary only. Only limited summary data is available for this year.$0.04$0.00$0.04$0.18$0.19$0.01