Civic Intelligence

Bfrc Associate Assistance Fund Inc.

990 • Fiscal year 2015 • EIN 16-1657319

Jan 01, 2015 to Dec 31, 2015 • Filed on Sep 12, 2016

333 East Lake StreetBloomingdale, IL 60108

(630) 259-9259

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

13th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Liabilities / Revenue

13th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Net Margin

83rd percentile

26%

Higher net margin than 83% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Top Officer Pay

35th percentile

$0

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2015

Asset Growth

71st percentile

8.8%

Faster asset growth than 71% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Revenue Growth

30th percentile

-4.2%

Faster revenue growth than 30% of similar nonprofits.

2015 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2014 to 2015

Assets

Up

$3,216,489

Up $259,392 (+8.8%) from 2014

Net Assets

Up

$3,216,489

Up $259,392 (+8.8%) from 2014

Liabilities

Flat

$0

Flat from 2014

Revenue

Down

$981,035

Down $43,059 (-4.2%) from 2014

Expenses

Up

$721,643

Up $21,546 (+3.1%) from 2014

Net Income

Down

$259,392

Down $64,605 (-20%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $1,726,415Liabilities 2010: $0Net Assets 2010: $1,726,4152010Assets 2011: $2,063,106Liabilities 2011: $0Net Assets 2011: $2,063,1062011Assets 2012: $2,392,204Liabilities 2012: $0Net Assets 2012: $2,392,2042012Assets 2013: $2,633,100Liabilities 2013: $0Net Assets 2013: $2,633,1002013Assets 2014: $2,957,097Liabilities 2014: $0Net Assets 2014: $2,957,0972014Assets 2015: $3,216,489Liabilities 2015: $0Net Assets 2015: $3,216,4892015Assets 2016: $3,386,385Liabilities 2016: $0Net Assets 2016: $3,386,3852016Assets 2017: $3,129,070Liabilities 2017: $0Net Assets 2017: $3,129,0702017Assets 2018: $3,418,874Liabilities 2018: $0Net Assets 2018: $3,418,8742018Assets 2019: $3,320,793Liabilities 2019: $0Net Assets 2019: $3,320,7932019Assets 2020: $3,528,882Liabilities 2020: $0Net Assets 2020: $3,528,8822020Assets 2021: $3,571,002Liabilities 2021: $0Net Assets 2021: $3,571,0022021Assets 2022: $3,522,285Liabilities 2022: $0Net Assets 2022: $3,522,2852022Assets 2023: $3,573,486Liabilities 2023: $0Net Assets 2023: $3,573,4862023Assets 2024: $3,401,754Liabilities 2024: $0Net Assets 2024: $3,401,7542024Assets 2025: $3,554,903Liabilities 2025: $0Net Assets 2025: $3,554,9032025

Highlighted filing

2015

Assets$3,216,489
Liabilities$0
Net Assets$3,216,489

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $386,1482010Expenses 2011: $428,6542011Expenses 2012: $402,3272012Revenue 2013: $712,729Expenses 2013: $471,833Net Income 2013: $240,8962013Revenue 2014: $1,024,094Expenses 2014: $700,097Net Income 2014: $323,9972014Revenue 2015: $981,035Expenses 2015: $721,643Net Income 2015: $259,3922015Revenue 2016: $868,233Expenses 2016: $698,337Net Income 2016: $169,8962016Revenue 2017: $869,763Expenses 2017: $1,082,955Net Income 2017: -$213,1922017Revenue 2018: $751,373Expenses 2018: $461,585Net Income 2018: $289,7882018Revenue 2019: $1,210,520Expenses 2019: $899,016Net Income 2019: $311,5042019Revenue 2020: $529,270Expenses 2020: $321,181Net Income 2020: $208,0892020Revenue 2021: $312,337Expenses 2021: $270,217Net Income 2021: $42,1202021Revenue 2022: $249,159Expenses 2022: $285,742Net Income 2022: -$36,5832022Revenue 2023: $334,765Expenses 2023: $392,712Net Income 2023: -$57,9472023Revenue 2024: $316,454Expenses 2024: $557,825Net Income 2024: -$241,3712024Revenue 2025: $350,191Expenses 2025: $369,766Net Income 2025: -$19,5752025

Highlighted filing

2015

Revenue$981,035
Expenses$721,643
Net Income$259,392
Jump To
Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Signed
Sep 12, 2016
Return Version
2015v2.0
Gross Receipts
$981,035
Mission and Program Overview

Mission

To provide personal and family emergency relief to associates who are unable to meet their daily living expenses or who need help recovering from a personal financial crisis.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$1,170,957$1,676,007▲ $505,050
Cash and Non-Interest-Bearing Accounts$1,786,140$1,540,482▼ $245,658
Accounts Receivable-$0-
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Land, Buildings, and Equipment, Net-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$2,957,097$3,216,489▲ $259,392
Other Assets Total-$0-
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$2,957,097$3,216,489▲ $259,392
Total Net Assets Fund Balance$2,957,097$3,216,489▲ $259,392
Total Liabilities and Net Assets / Fund Balance$2,957,097$3,216,489▲ $259,392
Compensation and Service Providers

Board Members and Trustees

NameTitle
Norb SobelPresident
Dan SlatteryDirector
Jack LeickDirector
Jan DziengelDirector
Marc OdierDirector
Sue LarsonDirector
Debra HamlinSecretary
Dan HeimTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$975,347
Program Service Revenue
$0
Investment Income
$5,688
Other Revenue
$0
All Other Contributions
$975,347
Change in Net Assets
$259,392

Audited Revenue Reconciliation

Revenue per Audited Statements
$981,035
Total Revenue per Audited Statements
$981,035
Total Revenue per Form 990
$981,035
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$690,240
Other Expenses$31,403
Total Fundraising Expense$3,532
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$690,240--$690,240
Other Expenses-$14,587-$14,587
Fees for Services Accounting-$7,380-$7,380
Office Expenses-$2,681$3,532$6,213
Insurance-$3,223-$3,223
Total Functional Expenses$690,240$27,871$3,532$721,643

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$721,643
Total Expenses per Audited Statements$721,643
Total Expenses per Form 990$721,643
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

Form 990 is provided to the ceo who disseminates to the board of directors for review

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

Conflict of interest policy is reviewed on a regular basis at board of directors meetings and members are required to disclose potential conflicts of interest on a written conflict of interest statement

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

Documents, policies, and financial statements may be made available upon request to bfrc's office

Filing and Contact Details

Filer

Filer Name
Bfrc Associate Assistance Fund Inc
EIN
16-1657319
Phone
6302599259
Address
333 EAST LAKE STREET, BLOOMINGDALE, IL 60108

Signing Officer

Name
Norb Sobel
Title
President
Signed
2016-09-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Norb Sobel
Formed
2003
Legal Domicile
Il
Voting Board Members
8
Independent Board Members
8
Employees
0
Volunteers
30

Preparer

Firm
Porte Brown LLC
Address
845 Oakton St, Elk Grove Village, IL 60007
Preparer
William a Sebastiano
Phone
8479561040
Supplemental Narrative

Financial Statement Notes

Part X : FIN48 Footnote

THE ORGANIZATION HAS ADOPTED THE PROVISION OF FASB ASC TOPIC 740, INCOME TAXES, RELATING TO THE ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES. THE ORGANIZATION FILES INCOME TAX RETURNS IN THE US FEDERAL JURISDICTION AND THE STATE OF ILLINOIS. Management is not aware of any uncertain tax posistions.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt01170957
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01676007
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0975347
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt01019695
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0707758
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0724891
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0752847
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt04180538
IRS990ScheduleA/GovtFurnSrvcFcltsVl170Grp/TotalAmt00
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt05688
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt04175
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt04971
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt06534
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt012498
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt033866
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0224
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0224
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99190
IRS990ScheduleA/PublicSupportPY170Pct00.98300
IRS990ScheduleA/PublicSupportTotal170Amt04180538
IRS990ScheduleA/SubstantialContributorsTotAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft170Grp/TotalAmt00
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IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt01019695
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0707758
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0724891
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0752847
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt04180538
IRS990ScheduleA/TotalSupportAmt04214628
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt00
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IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/RevenueSubtotalAmt0981035
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IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X : FIN48 Footnote
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IRS990ScheduleD/TotalRevenuePerForm990Amt0981035
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0981035
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0721643
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IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/CashGrantAmt0690240
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0Emergency Financial Relief
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt0407
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/ValuationMethodUsedDesc0CASH
IRS990ScheduleI/Total501c3OrgCnt00
IRS990ScheduleI/TotalOtherOrgCnt00
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IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS PROVIDED TO THE CEO WHO DISSEMINATES TO THE BOARD OF DIRECTORS FOR REVIEW
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1CONFLICT OF INTEREST POLICY IS REVIEWED ON A REGULAR BASIS AT BOARD OF DIRECTORS MEETINGS AND MEMBERS ARE REQUIRED TO DISCLOSE POTENTIAL CONFLICTS OF INTEREST ON A WRITTEN CONFLICT OF INTEREST STATEMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DOCUMENTS, POLICIES, AND FINANCIAL STATEMENTS MAY BE MADE AVAILABLE UPON REQUEST TO BFRC'S OFFICE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 12c: Explanation of Monitoring and Enforcement of Conflicts
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
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IRS990/SignificantChangeInd0false
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IRS990/SubjectToProxyTaxInd0false
IRS990/TaxableDistributionsInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt02957097
IRS990/TotalAssetsEOYAmt03216489
IRS990/TotalAssetsGrp/BOYAmt02957097
IRS990/TotalAssetsGrp/EOYAmt03216489
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IRS990/TotalContributionsAmt0975347
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt03532
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt027871
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0690240
IRS990/TotalFunctionalExpensesGrp/TotalAmt0721643
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02957097
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03216489
IRS990/TotalProgramServiceExpensesAmt0690240
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalRevenueGrp/ExclusionAmt05688
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0981035
IRS990/TotalVolunteersCnt030
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02957097
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt03216489
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt02957097
IRS990/UnrestrictedNetAssetsGrp/EOYAmt03216489
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0333 EAST LAKE STREET
IRS990/USAddress/CityNm0BLOOMINGDALE
IRS990/USAddress/StateAbbreviationCd0IL
IRS990/USAddress/ZIPCd060103
IRS990/VotingMembersGoverningBodyCnt08
IRS990/VotingMembersIndependentCnt08
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0NORB SOBEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-09-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BFRC ASSOCIATE ASSISTANCE FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0BFRC
ReturnHeader/Filer/EIN0161657319
ReturnHeader/Filer/PhoneNum06302599259
ReturnHeader/Filer/USAddress/AddressLine1Txt0333 EAST LAKE STREET
ReturnHeader/Filer/USAddress/CityNm0BLOOMINGDALE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IL
ReturnHeader/Filer/USAddress/ZIPCd060108
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Porte Brown LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0845 Oakton St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Elk Grove Village
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0IL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd060007
ReturnHeader/PreparerPersonGrp/PhoneNum08479561040
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0WILLIAM A SEBASTIANO
ReturnHeader/ReturnTs02016-09-12T08:45:30-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-01-01
ReturnHeader/TaxPeriodEndDt02015-12-31
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.55$0.00$3.55$0.35$0.37$0.02
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.40$0.00$3.40$0.32$0.56$0.24
2023Detailed filing. Detailed filing data is available for this year.$3.57$0.00$3.57$0.33$0.39$0.06
2022Detailed filing. Detailed filing data is available for this year.$3.52$0.00$3.52$0.25$0.29$0.04
2021Detailed filing. Detailed filing data is available for this year.$3.57$0.00$3.57$0.31$0.27$0.04
2020Detailed filing. Detailed filing data is available for this year.$3.53$0.00$3.53$0.53$0.32$0.21
2019Detailed filing. Detailed filing data is available for this year.$3.32$0.00$3.32$1.21$0.90$0.31
2018Detailed filing. Detailed filing data is available for this year.$3.42$0.00$3.42$0.75$0.46$0.29
2017Detailed filing. Detailed filing data is available for this year.$3.13$0.00$3.13$0.87$1.08$0.21
2016Detailed filing. Detailed filing data is available for this year.$3.39$0.00$3.39$0.87$0.70$0.17
2015Detailed filing. Detailed filing data is available for this year.$3.22$0.00$3.22$0.98$0.72$0.26
2014Detailed filing. Detailed filing data is available for this year.$2.96$0.00$2.96$1.02$0.70$0.32
2013Detailed filing. Detailed filing data is available for this year.$2.63$0.00$2.63$0.71$0.47$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.39$0.00$2.39$0.40
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.06$0.00$2.06$0.43
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.73$0.00$1.73$0.39