Civic Intelligence

Rhode Island Automobile Insurance Plan

990 • Fiscal year 2016 • EIN 13-6194674

Jan 01, 2016 to Dec 31, 2016 • Filed on Nov 15, 2017

c/o AIPSO 302 CENTRAL AVENUEJohnston, RI 02919

(401) 946-2310

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

95th percentile

0.99x

Higher debt load relative to assets than 95% of similar nonprofits.

2016 filings • 501(c)6 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

95th percentile

2.81x

Higher debt load relative to revenue than 95% of similar nonprofits.

2016 filings • 501(c)6 • $10M-$25M nonprofits • Source year 2016

Net Margin

82nd percentile

16%

Higher net margin than 82% of similar nonprofits.

2016 filings • 501(c)6 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

7th percentile

$0

Higher top officer pay than 7% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2016 filings • 501(c)6 • $10M-$25M nonprofits • Source year 2016

Asset Growth

88th percentile

20%

Faster asset growth than 88% of similar nonprofits.

2016 filings • 501(c)6 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

87th percentile

19%

Faster revenue growth than 87% of similar nonprofits.

2016 filings • 501(c)6 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Assets

Up

$12,716,238

Up $2,122,337 (+20%) from 2015

Net Assets

Up

$117,862

Up $579,673 (+126%) from 2015

Liabilities

Up

$12,598,376

Up $1,542,664 (+14%) from 2015

Revenue

Up

$4,481,094

Up $714,786 (+19%) from 2015

Expenses

Up

$3,767,558

Up $463,755 (+14%) from 2015

Net Income

Up

$713,536

Up $251,031 (+54%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0-$10MAssets 2010: $4,957,931Liabilities 2010: $5,991,842Net Assets 2010: -$1,033,9112010Assets 2011: $5,309,157Liabilities 2011: $6,480,822Net Assets 2011: -$1,171,6652011Assets 2012: $5,782,261Liabilities 2012: $7,490,056Net Assets 2012: -$1,707,7952012Assets 2013: $6,996,085Liabilities 2013: $7,791,411Net Assets 2013: -$795,3262013Assets 2014: $8,605,931Liabilities 2014: $9,753,817Net Assets 2014: -$1,147,8862014Assets 2015: $10,593,901Liabilities 2015: $11,055,712Net Assets 2015: -$461,8112015Assets 2016: $12,716,238Liabilities 2016: $12,598,376Net Assets 2016: $117,8622016Assets 2017: $16,318,687Liabilities 2017: $15,358,463Net Assets 2017: $960,2242017Assets 2018: $12,962,330Liabilities 2018: $11,522,632Net Assets 2018: $1,439,6982018Assets 2019: $21,817,028Liabilities 2019: $19,932,215Net Assets 2019: $1,884,8132019Assets 2020: $27,826,393Liabilities 2020: $20,619,935Net Assets 2020: $7,206,4582020Assets 2021: $25,251,183Liabilities 2021: $22,853,814Net Assets 2021: $2,397,3692021Assets 2022: $19,397,310Liabilities 2022: $18,178,306Net Assets 2022: $1,219,0042022Assets 2023: $22,939,429Liabilities 2023: $24,065,571Net Assets 2023: -$1,126,1422023Assets 2024: $24,300,453Liabilities 2024: $20,694,589Net Assets 2024: $3,605,8642024

Highlighted filing

2016

Assets$12,716,238
Liabilities$12,598,376
Net Assets$117,862

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $2,878,8852010Expenses 2011: $2,696,5102011Expenses 2012: $2,812,5092012Revenue 2013: $3,047,807Expenses 2013: $3,056,188Net Income 2013: -$8,3812013Revenue 2014: $3,674,824Expenses 2014: $3,058,211Net Income 2014: $616,6132014Revenue 2015: $3,766,308Expenses 2015: $3,303,803Net Income 2015: $462,5052015Revenue 2016: $4,481,094Expenses 2016: $3,767,558Net Income 2016: $713,5362016Revenue 2017: $3,934,311Expenses 2017: $3,847,313Net Income 2017: $86,9982017Revenue 2018: $4,337,470Expenses 2018: $4,097,470Net Income 2018: $240,0002018Revenue 2019: $13,584,242Expenses 2019: $21,298,109Net Income 2019: -$7,713,8672019Revenue 2020: $16,647,438Expenses 2020: $22,307,312Net Income 2020: -$5,659,8742020Revenue 2021: $13,070,810Expenses 2021: $20,198,986Net Income 2021: -$7,128,1762021Revenue 2022: $11,028,967Expenses 2022: $16,625,593Net Income 2022: -$5,596,6262022Revenue 2023: $12,163,688Expenses 2023: $19,737,447Net Income 2023: -$7,573,7592023Revenue 2024: $13,957,262Expenses 2024: $18,359,394Net Income 2024: -$4,402,1322024

Highlighted filing

2016

Revenue$4,481,094
Expenses$3,767,558
Net Income$713,536
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Nov 15, 2017
Return Version
2016v3.0
Gross Receipts
$4,481,094
Mission and Program Overview

Mission

To provide auto liability and

To provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$7,765,010$9,019,137▲ $1,254,127
Cash and Non-Interest-Bearing Accounts$230,718$2,036,260▲ $1,805,542
Savings and Temporary Cash Investments$2,596,358$865,402▼ $1,730,956
Land, Buildings, and Equipment, Net-$795,310-
Rtn Earn Endowment Incm Other Fnds$-461,811$117,862▲ $579,673
Prepaid Expenses and Deferred Charges$1,815$129▼ $1,686
Total Assets$10,593,901$12,716,238▲ $2,122,337
Liabilities
Accounts Payable and Accrued Expenses$9,594,223$11,043,117▲ $1,448,894
Other Liabilities$1,461,489$1,555,259▲ $93,770
Total Liabilities$11,055,712$12,598,376▲ $1,542,664
Net Assets / Fund Balance
Total Net Assets Fund Balance$-461,811$117,862▲ $579,673
Total Liabilities and Net Assets / Fund Balance$10,593,901$12,716,238▲ $2,122,337

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$795,310-$795,310
Compensation and Service Providers

Board Members and Trustees

NameTitle
-Gov Comm Member
Brenda Loiselle-duclosGov Comm Member
Ernest ShaghalianGov Comm Member
Katharine RobertsGov Comm Member
Kim RaymondGov Comm Member
Marc NadeauGov Comm Member
Shaw K Chen PhdGov Comm Member
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$3,948,721
Investment Income
$1,645
Other Revenue
$530,728
Change in Net Assets
$713,536

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,481,094
Total Revenue per Audited Statements
$4,481,094
Total Revenue per Form 990
$4,481,094
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$1,961,137
Other Expenses$1,806,421
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$1,321,665
Fees for Services Management---$625,716
Pension Plan Contributions---$298,920
Office Expenses---$283,523
Other Employee Benefits---$238,263
Payroll Taxes---$102,289
Occupancy---$69,114
Insurance---$8,578
All Other Expenses---$7,568
Fees for Services Legal---$6,114
Other Expenses---$4,947
Travel---$1,354
Total Functional Expenses$0$0$0$3,767,558

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,767,558
Total Expenses per Audited Statements$3,767,558
Total Expenses per Form 990$3,767,558
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Due to AIPSO - Pension$1,320,597
Unapplied cash$184,893
Escheat reserve$27,773
Due to AIPSO - Vacation$21,996
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 9

Travelers Co's 1 Tower Sq #7MN Hartford CT 06183

Form 990, Part VI, Line 9

Amica Mutual Ins 10 Amica Center Lincoln RI 02865

Form 990, Part VI, Line 9

MetLife Auto & Home 700 Quaker Lane Warwick RI 02886

Form 990, Part VI, Line 9

Allstate Ins Co 55 Capital Blvd Ste301 Rocky Hill CT 06067

Form 990, Part VI, Line 9

State Farm Co's 1 State Farm Plz,D-1 Bloomington IL 61710

Form 990, Part VI, Line 9

Nationwide Mut Ins 1 Nationwide Plz,03-09-201 Columbus OH 43215

Form 990, Part VI, Line 9

Brenda Loiselle-Duclos Loiselle Ins,279 Dexter St Pawtucket RI 02860

Form 990, Part VI, Line 9

Kim Raymond Oceanpoint Ins,730Centre of NE Coventry RI 02816

Form 990, Part VI, Line 9

Ernest Shaghalian Alpine Ins,2158 Plainfield Pike Cranston RI 02921

Form 990, Part VI, Line 9

Shaw Chen, PhD URI,301 Ballentine Hall Kingston RI 02881

Form 990, Part VI, Line 9

Marc Nadeau Blais Ins,PO Box158,One Walker St Lincoln RI 02865

Form 990, Part VI, Line 9

21st Century Ins 3 Beaver Valley Rd Wilmington DE 19803

Form 990, Part VI, Line 9

Katharine Roberts EF Bishop Agency, 217 Angell St Providence RI 02906

Filing and Contact Details

Filer

Filer Name
Rhode Island Automobile Insurance Plan
EIN
13-6194674
Phone
4019462310
Address
c/o AIPSO 302 CENTRAL AVENUE, JOHNSTON, RI 02919

Signing Officer

Name
David Maynard
Title
Accounting Manager
Phone
4019462310
Signed
2017-11-15

Organization Details

Formed
1968
Legal Domicile
Ri
Voting Board Members
13
Independent Board Members
13
Employees
0
Volunteers
13
Supplemental Narrative

Additional Explanations

Pt VI, Line 6

Members of the Plan shall consist of all insurers writing automobile insurance in the State of Rhode Island.

Pt VI, Line 7A

Members elect the Governing Body.

Pt VI, Line 11B

Form 990 is reviewed and signed by either AIPSO's Accounting Manager or the Director of Financial and Investment Services.

Pt VI, Line 12C

Governing Body members are required annually to sign a Conflict of Interest Statement disclosing any conflicts.

Pt VI, Line 15A

RI AIP employees are managed and paid employees of AIPSO, Federal ID#13-2732270.

Pt VI, Line 15B

The compensation of all employees is reviewed and approved by Human Resource Services and the President of AIPSO, provided that persons with conflicts of interest with respect to that compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well-known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.

Pt VI, Line 19

Governing documents are available on the Plan's website. Conflict of Interest Statements and Financial Statements are available upon request.

Pt XI

Other changes consist of reapportionment of prior year's excess ($71,715) and pension-related changes other than net periodic cost ($62,148)

Form 990EZ, Part I, Line 8

Service charge

Form 990EZ, Part I, Line 8

Miscellaneous

Form 990EZ, Part I, Line 16

Underwriting reports

Form 990EZ, Part I, Line 16

Central Processor

Form 990EZ, Part I, Line 16

Insurance

Form 990EZ, Part I, Line 16

Commissions charged off

Form 990EZ, Part I, Line 16

Electronic binding

Form 990EZ, Part I, Line 16

Bank & credit card chgs

Form 990EZ, Part I, Line 16

Microfilming

Form 990EZ, Part I, Line 16

Payroll processing

Form 990EZ, Part I, Line 16

Miscellaneous

Form 990EZ, Part II, Line 24

Accounts Receivable - Net

Form 990EZ, Part II, Line 24

Prepaids

Form 990EZ, Part II, Line 26

Accounts Payable & Accrued Expenses

Form 990EZ, Part II, Line 26

Escheat reserve

Form 990EZ, Part II, Line 26

Unapplied cash

Form 990EZ, Part II, Line 26

Accrued pension

Form 990, Part IX, Line 24E

Books, news & periodicals 2252.

Form 990, Part IX, Line 24E

Commissions charged off 2861.

Form 990, Part IX, Line 24E

Vehicle Buyout 1544.

Form 990, Part IX, Line 24E

Miscellaneous 911.

Raw XML Appendix396 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/PYSalariesCompEmpBnftPaidAmt01833530
IRS990/PYTotalExpensesAmt03303803
IRS990/PYTotalRevenueAmt03766308
IRS990/ReconcilationRevenueExpnssAmt0713536
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0-461811
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0117862
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02596358
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0865402
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleD/ExpensesSubtotalAmt03767558
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0795310
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0795310
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt027773
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1184893
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt221996
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt31320597
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Escheat reserve
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Unapplied cash
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Due to AIPSO - Vacation
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Due to AIPSO - Pension
IRS990ScheduleD/RevenueSubtotalAmt04481094
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0795310
IRS990ScheduleD/TotalExpensesPerForm990Amt03767558
IRS990ScheduleD/TotalLiabilityAmt01555259
IRS990ScheduleD/TotalRevenuePerForm990Amt04481094
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt04481094
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03767558
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Members of the Plan shall consist of all insurers writing automobile insurance in the State of Rhode Island.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members elect the Governing Body.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990 is reviewed and signed by either AIPSO's Accounting Manager or the Director of Financial and Investment Services.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Governing Body members are required annually to sign a Conflict of Interest Statement disclosing any conflicts.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4RI AIP employees are managed and paid employees of AIPSO, Federal ID#13-2732270.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5The compensation of all employees is reviewed and approved by Human Resource Services and the President of AIPSO, provided that persons with conflicts of interest with respect to that compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well-known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Governing documents are available on the Plan's website. Conflict of Interest Statements and Financial Statements are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Other changes consist of reapportionment of prior year's excess ($71,715) and pension-related changes other than net periodic cost ($62,148)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Service charge
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Miscellaneous
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Underwriting reports
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Central Processor
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12Insurance
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Commissions charged off
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Electronic binding
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Bank & credit card chgs
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Microfilming
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Payroll processing
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Miscellaneous
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Accounts Receivable - Net
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20Prepaids
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21Accounts Payable & Accrued Expenses
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt22Escheat reserve
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt23Unapplied cash
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt24Accrued pension
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt25Travelers Co's 1 Tower Sq #7MN Hartford CT 06183
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt26Amica Mutual Ins 10 Amica Center Lincoln RI 02865
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt27MetLife Auto & Home 700 Quaker Lane Warwick RI 02886
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt28Allstate Ins Co 55 Capital Blvd Ste301 Rocky Hill CT 06067
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt29State Farm Co's 1 State Farm Plz,D-1 Bloomington IL 61710
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt30Nationwide Mut Ins 1 Nationwide Plz,03-09-201 Columbus OH 43215
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt31Brenda Loiselle-Duclos Loiselle Ins,279 Dexter St Pawtucket RI 02860
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt32Kim Raymond Oceanpoint Ins,730Centre of NE Coventry RI 02816
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt33Ernest Shaghalian Alpine Ins,2158 Plainfield Pike Cranston RI 02921
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt34Shaw Chen, PhD URI,301 Ballentine Hall Kingston RI 02881
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt35Marc Nadeau Blais Ins,PO Box158,One Walker St Lincoln RI 02865
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3621st Century Ins 3 Beaver Valley Rd Wilmington DE 19803
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt37Katharine Roberts EF Bishop Agency, 217 Angell St Providence RI 02906
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt38Books, news & periodicals 2252.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt39Commissions charged off 2861.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt40Vehicle Buyout 1544.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt41Miscellaneous 911.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt XI
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc22Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc23Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc24Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc25Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc26Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc27Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc28Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc29Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc30Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc31Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc32Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc33Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc34Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc35Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc36Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc37Form 990, Part VI, Line 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc38Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc39Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc40Form 990, Part IX, Line 24e
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc41Form 990, Part IX, Line 24e
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt010593901
IRS990/TotalAssetsEOYAmt012716238
IRS990/TotalAssetsGrp/BOYAmt010593901
IRS990/TotalAssetsGrp/EOYAmt012716238
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03767558
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt011055712
IRS990/TotalLiabilitiesEOYAmt012598376
IRS990/TotalLiabilitiesGrp/BOYAmt011055712
IRS990/TotalLiabilitiesGrp/EOYAmt012598376
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-461811
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0117862
IRS990/TotalProgramServiceRevenueAmt03948721
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt04481094
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt04481094
IRS990/TotalVolunteersCnt013
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt010593901
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt012716238
IRS990/TransactionWithControlEntInd0false
IRS990/TravelGrp/TotalAmt01354
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0302 Central Avenue
IRS990/USAddress/CityNm0Johnston
IRS990/USAddress/StateAbbreviationCd0RI
IRS990/USAddress/ZIPCd002919
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0www.aipso.com/ri
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID MAYNARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ACCOUNTING MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02017-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RHODE ISLAND AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0RHOD
ReturnHeader/Filer/EIN0136194674
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine1Txt0c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0JOHNSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd002919
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId02A0955F98B5687D8F32B58D4D08A8C2C40F71CCC
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId02A0955F98B5687D8F32B58D4D08A8C2C40F71CCC
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0165.225.38.71
ReturnHeader/FilingSecurityInformation/IPDt02017-10-26
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0PD
ReturnHeader/FilingSecurityInformation/IPTm007:12:51
ReturnHeader/ReturnTs02017-10-26T07:12:57-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02016-01-01
ReturnHeader/TaxPeriodEndDt02016-12-31
ReturnHeader/TaxYr02016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.3$20.7$3.61$14.0$18.4$4.40
2023Detailed filing. Detailed filing data is available for this year.$22.9$24.1$1.13$12.2$19.7$7.57
2022Detailed filing. Detailed filing data is available for this year.$19.4$18.2$1.22$11.0$16.6$5.60
2021Detailed filing. Detailed filing data is available for this year.$25.3$22.9$2.40$13.1$20.2$7.13
2020Detailed filing. Detailed filing data is available for this year.$27.8$20.6$7.21$16.6$22.3$5.66
2019Detailed filing. Detailed filing data is available for this year.$21.8$19.9$1.88$13.6$21.3$7.71
2018Detailed filing. Detailed filing data is available for this year.$13.0$11.5$1.44$4.34$4.10$0.24
2017Detailed filing. Detailed filing data is available for this year.$16.3$15.4$0.96$3.93$3.85$0.09
2016Detailed filing. Detailed filing data is available for this year.$12.7$12.6$0.12$4.48$3.77$0.71
2015Detailed filing. Detailed filing data is available for this year.$10.6$11.1$0.46$3.77$3.30$0.46
2014Detailed filing. Detailed filing data is available for this year.$8.61$9.75$1.15$3.67$3.06$0.62
2013Detailed filing. Detailed filing data is available for this year.$7.00$7.79$0.80$3.05$3.06$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.78$7.49$1.71$2.81
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.31$6.48$1.17$2.70
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$5.99$1.03$2.88