Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
990 • Fiscal year 2016 • EIN 13-6194674
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
95th percentile
Higher debt load relative to revenue than 95% of similar nonprofits.
Net Margin
82nd percentile
Higher net margin than 82% of similar nonprofits.
Top Officer Pay
7th percentile
Higher top officer pay than 7% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
88th percentile
Faster asset growth than 88% of similar nonprofits.
Revenue Growth
87th percentile
Faster revenue growth than 87% of similar nonprofits.
Assets
Up$12,716,238
Up $2,122,337 (+20%) from 2015
Net Assets
Up$117,862
Up $579,673 (+126%) from 2015
Liabilities
Up$12,598,376
Up $1,542,664 (+14%) from 2015
Revenue
Up$4,481,094
Up $714,786 (+19%) from 2015
Expenses
Up$3,767,558
Up $463,755 (+14%) from 2015
Net Income
Up$713,536
Up $251,031 (+54%) from 2015
To provide auto liability and
To provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Accounts Receivable | $7,765,010 | $9,019,137 | ▲ $1,254,127 |
| Cash and Non-Interest-Bearing Accounts | $230,718 | $2,036,260 | ▲ $1,805,542 |
| Savings and Temporary Cash Investments | $2,596,358 | $865,402 | ▼ $1,730,956 |
| Land, Buildings, and Equipment, Net | - | $795,310 | - |
| Rtn Earn Endowment Incm Other Fnds | $-461,811 | $117,862 | ▲ $579,673 |
| Prepaid Expenses and Deferred Charges | $1,815 | $129 | ▼ $1,686 |
| Total Assets | $10,593,901 | $12,716,238 | ▲ $2,122,337 |
| Liabilities | |||
| Accounts Payable and Accrued Expenses | $9,594,223 | $11,043,117 | ▲ $1,448,894 |
| Other Liabilities | $1,461,489 | $1,555,259 | ▲ $93,770 |
| Total Liabilities | $11,055,712 | $12,598,376 | ▲ $1,542,664 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $-461,811 | $117,862 | ▲ $579,673 |
| Total Liabilities and Net Assets / Fund Balance | $10,593,901 | $12,716,238 | ▲ $2,122,337 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Land Buildings | $795,310 | - | $795,310 |
| Name | Title |
|---|---|
| - | Gov Comm Member |
| Brenda Loiselle-duclos | Gov Comm Member |
| Ernest Shaghalian | Gov Comm Member |
| Katharine Roberts | Gov Comm Member |
| Kim Raymond | Gov Comm Member |
| Marc Nadeau | Gov Comm Member |
| Shaw K Chen Phd | Gov Comm Member |
| Line Item | Amount |
|---|---|
| Salaries, Compensation, and Employee Benefits | $1,961,137 |
| Other Expenses | $1,806,421 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | - | - | - | $1,321,665 |
| Fees for Services Management | - | - | - | $625,716 |
| Pension Plan Contributions | - | - | - | $298,920 |
| Office Expenses | - | - | - | $283,523 |
| Other Employee Benefits | - | - | - | $238,263 |
| Payroll Taxes | - | - | - | $102,289 |
| Occupancy | - | - | - | $69,114 |
| Insurance | - | - | - | $8,578 |
| All Other Expenses | - | - | - | $7,568 |
| Fees for Services Legal | - | - | - | $6,114 |
| Other Expenses | - | - | - | $4,947 |
| Travel | - | - | - | $1,354 |
| Total Functional Expenses | $0 | $0 | $0 | $3,767,558 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $3,767,558 |
| Total Expenses per Audited Statements | $3,767,558 |
| Total Expenses per Form 990 | $3,767,558 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Due to AIPSO - Pension | $1,320,597 |
| Unapplied cash | $184,893 |
| Escheat reserve | $27,773 |
| Due to AIPSO - Vacation | $21,996 |
“Travelers Co's 1 Tower Sq #7MN Hartford CT 06183”
“Amica Mutual Ins 10 Amica Center Lincoln RI 02865”
“MetLife Auto & Home 700 Quaker Lane Warwick RI 02886”
“Allstate Ins Co 55 Capital Blvd Ste301 Rocky Hill CT 06067”
“State Farm Co's 1 State Farm Plz,D-1 Bloomington IL 61710”
“Nationwide Mut Ins 1 Nationwide Plz,03-09-201 Columbus OH 43215”
“Brenda Loiselle-Duclos Loiselle Ins,279 Dexter St Pawtucket RI 02860”
“Kim Raymond Oceanpoint Ins,730Centre of NE Coventry RI 02816”
“Ernest Shaghalian Alpine Ins,2158 Plainfield Pike Cranston RI 02921”
“Shaw Chen, PhD URI,301 Ballentine Hall Kingston RI 02881”
“Marc Nadeau Blais Ins,PO Box158,One Walker St Lincoln RI 02865”
“21st Century Ins 3 Beaver Valley Rd Wilmington DE 19803”
“Katharine Roberts EF Bishop Agency, 217 Angell St Providence RI 02906”
“Members of the Plan shall consist of all insurers writing automobile insurance in the State of Rhode Island.”
“Members elect the Governing Body.”
“Form 990 is reviewed and signed by either AIPSO's Accounting Manager or the Director of Financial and Investment Services.”
“Governing Body members are required annually to sign a Conflict of Interest Statement disclosing any conflicts.”
“RI AIP employees are managed and paid employees of AIPSO, Federal ID#13-2732270.”
“The compensation of all employees is reviewed and approved by Human Resource Services and the President of AIPSO, provided that persons with conflicts of interest with respect to that compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well-known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.”
“Governing documents are available on the Plan's website. Conflict of Interest Statements and Financial Statements are available upon request.”
“Other changes consist of reapportionment of prior year's excess ($71,715) and pension-related changes other than net periodic cost ($62,148)”
“Service charge”
“Miscellaneous”
“Underwriting reports”
“Central Processor”
“Insurance”
“Commissions charged off”
“Electronic binding”
“Bank & credit card chgs”
“Microfilming”
“Payroll processing”
“Miscellaneous”
“Accounts Receivable - Net”
“Prepaids”
“Accounts Payable & Accrued Expenses”
“Escheat reserve”
“Unapplied cash”
“Accrued pension”
“Books, news & periodicals 2252.”
“Commissions charged off 2861.”
“Vehicle Buyout 1544.”
“Miscellaneous 911.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 9594223 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 11043117 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 7765010 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 9019137 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | To provide auto liability and physical damage coverages to those insureds who are unable to obtain such auto insurance in the voluntary market. |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 7568 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4019462310 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 302 CENTRAL AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JOHNSTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 029194932 |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 230718 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 2036260 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 1645 |
| IRS990/CYOtherExpensesAmt | 0 | 1806421 |
| IRS990/CYOtherRevenueAmt | 0 | 530728 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 3948721 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 713536 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 1961137 |
| IRS990/CYTotalExpensesAmt | 0 | 3767558 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 4481094 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | TO MAKE AUTOMOBILE INSURANCE AVAILABLE FOR PERSONS NOT ABLE TO OBTAIN COVERAGE IN THE VOLUNTARY MARKET. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesLegalGrp/TotalAmt | 0 | 6114 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 625716 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 0 | Travelers Companies Inc |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 1 | Amica Mutual Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 2 | MetLife Auto & Home |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 3 | Allstate Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 4 | State Farm Co's |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 5 | Nationwide Mut Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 6 | 21st Century Centennial Ins |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 12 | X |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | KIM RAYMOND |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SHAW K CHEN PHD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | BRENDA LOISELLE-DUCLOS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | ERNEST SHAGHALIAN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | MARC NADEAU |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | KATHARINE ROBERTS |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | Gov Comm Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1968 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 4481094 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 13 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 8578 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 1645 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 1 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 795310 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 795310 |
| IRS990/LegalDomicileStateCd | 0 | RI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | To provide auto liability and |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | -461811 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 117862 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/TotalAmt | 0 | 69114 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 283523 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | -133863 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 238263 |
| IRS990/OtherExpensesGrp/Desc | 0 | Motor Vehicle Record |
| IRS990/OtherExpensesGrp/Desc | 1 | Underwriting Reports |
| IRS990/OtherExpensesGrp/Desc | 2 | Temporary Personnel |
| IRS990/OtherExpensesGrp/Desc | 3 | Bad Debt |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 629114 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 56105 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 114288 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 4947 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 1461489 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 1555259 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Processing fees |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Service charges |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Miscellaneous |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 3232 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 527485 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 11 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 3232 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 527485 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 11 |
| IRS990/OtherRevenueTotalAmt | 0 | 530728 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 1321665 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 102289 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 298920 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 1815 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 129 |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Assessment |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 3948721 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYOtherExpensesAmt | 0 | 1470273 |
| IRS990/PYOtherRevenueAmt | 0 | 463597 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 3302711 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | 462505 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 1833530 |
| IRS990/PYTotalExpensesAmt | 0 | 3303803 |
| IRS990/PYTotalRevenueAmt | 0 | 3766308 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 713536 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | true |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | -461811 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 117862 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 2596358 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 865402 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleC/AgreeCarryoverPriorYearInd | 0 | false |
| IRS990ScheduleC/OnlyInHouseLobbyingInd | 0 | true |
| IRS990ScheduleC/SubstantiallyAllDuesNondedInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 3767558 |
| IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt | 0 | 795310 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 795310 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 27773 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 184893 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 21996 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 1320597 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Escheat reserve |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Unapplied cash |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Due to AIPSO - Vacation |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Due to AIPSO - Pension |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 4481094 |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 795310 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 3767558 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 1555259 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 4481094 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 4481094 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 3767558 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Members of the Plan shall consist of all insurers writing automobile insurance in the State of Rhode Island. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members elect the Governing Body. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is reviewed and signed by either AIPSO's Accounting Manager or the Director of Financial and Investment Services. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Governing Body members are required annually to sign a Conflict of Interest Statement disclosing any conflicts. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | RI AIP employees are managed and paid employees of AIPSO, Federal ID#13-2732270. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The compensation of all employees is reviewed and approved by Human Resource Services and the President of AIPSO, provided that persons with conflicts of interest with respect to that compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well-known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Governing documents are available on the Plan's website. Conflict of Interest Statements and Financial Statements are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Other changes consist of reapportionment of prior year's excess ($71,715) and pension-related changes other than net periodic cost ($62,148) |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Service charge |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Miscellaneous |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Underwriting reports |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Central Processor |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Insurance |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | Commissions charged off |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | Electronic binding |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Bank & credit card chgs |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | Microfilming |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | Payroll processing |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | Miscellaneous |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | Accounts Receivable - Net |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | Prepaids |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | Accounts Payable & Accrued Expenses |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 22 | Escheat reserve |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 23 | Unapplied cash |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 24 | Accrued pension |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 25 | Travelers Co's 1 Tower Sq #7MN Hartford CT 06183 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 26 | Amica Mutual Ins 10 Amica Center Lincoln RI 02865 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 27 | MetLife Auto & Home 700 Quaker Lane Warwick RI 02886 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 28 | Allstate Ins Co 55 Capital Blvd Ste301 Rocky Hill CT 06067 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 29 | State Farm Co's 1 State Farm Plz,D-1 Bloomington IL 61710 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 30 | Nationwide Mut Ins 1 Nationwide Plz,03-09-201 Columbus OH 43215 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 31 | Brenda Loiselle-Duclos Loiselle Ins,279 Dexter St Pawtucket RI 02860 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 32 | Kim Raymond Oceanpoint Ins,730Centre of NE Coventry RI 02816 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 33 | Ernest Shaghalian Alpine Ins,2158 Plainfield Pike Cranston RI 02921 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 34 | Shaw Chen, PhD URI,301 Ballentine Hall Kingston RI 02881 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 35 | Marc Nadeau Blais Ins,PO Box158,One Walker St Lincoln RI 02865 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 36 | 21st Century Ins 3 Beaver Valley Rd Wilmington DE 19803 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 37 | Katharine Roberts EF Bishop Agency, 217 Angell St Providence RI 02906 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 38 | Books, news & periodicals 2252. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 39 | Commissions charged off 2861. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 40 | Vehicle Buyout 1544. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 41 | Miscellaneous 911. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt VI, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Pt VI, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Pt XI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990EZ, Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990EZ, Part I, Line 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 22 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 23 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 24 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 25 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 26 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 27 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 28 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 29 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 30 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 31 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 32 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 33 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 34 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 35 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 36 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 37 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 38 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 39 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 40 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 41 | Form 990, Part IX, Line 24e |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | true |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TempOrPermanentEndowmentsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 10593901 |
| IRS990/TotalAssetsEOYAmt | 0 | 12716238 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 10593901 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 12716238 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalEmployeeCnt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 3767558 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 11055712 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 12598376 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 11055712 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 12598376 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | -461811 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 117862 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 3948721 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 4481094 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 4481094 |
| IRS990/TotalVolunteersCnt | 0 | 13 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 10593901 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 12716238 |
| IRS990/TransactionWithControlEntInd | 0 | false |
| IRS990/TravelGrp/TotalAmt | 0 | 1354 |
| IRS990/TypeOfOrganizationAssocInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 302 Central Avenue |
| IRS990/USAddress/CityNm | 0 | Johnston |
| IRS990/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/USAddress/ZIPCd | 0 | 02919 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 13 |
| IRS990/VotingMembersIndependentCnt | 0 | 13 |
| IRS990/WebsiteAddressTxt | 0 | www.aipso.com/ri |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2017-02-10 21:41:12Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | DAVID MAYNARD |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | ACCOUNTING MANAGER |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4019462310 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2017-11-15 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | RHODE ISLAND AUTOMOBILE INSURANCE PLAN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | RHOD |
| ReturnHeader/Filer/EIN | 0 | 136194674 |
| ReturnHeader/Filer/PhoneNum | 0 | 4019462310 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | c/o AIPSO 302 CENTRAL AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JOHNSTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | RI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 02919 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | 2A0955F98B5687D8F32B58D4D08A8C2C40F71CCC |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | 2A0955F98B5687D8F32B58D4D08A8C2C40F71CCC |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 165.225.38.71 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2017-10-26 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | PD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 07:12:51 |
| ReturnHeader/ReturnTs | 0 | 2017-10-26T07:12:57-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2016-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2016-12-31 |
| ReturnHeader/TaxYr | 0 | 2016 |
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Displayed year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.