Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
EIN 13-6194674 • 501(c)6 • Johnston, RI
Profile
The purpose of the Rhode Island Automobile Insurance Plan is to make available automobile insurance to qualified drivers who are unable to purchase such coverage in the voluntary market.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
95th percentile
Higher debt load relative to assets than 95% of similar nonprofits.
Liabilities / Revenue
91st percentile
Higher debt load relative to revenue than 91% of similar nonprofits.
Net Margin
5th percentile
Higher net margin than 5% of similar nonprofits.
Top Officer Pay
Score unavailable
No filing with officer rows is available for this organization yet.
Asset Growth
50th percentile
Faster asset growth than 50% of similar nonprofits.
Revenue Growth
72nd percentile
Faster revenue growth than 72% of similar nonprofits.
Assets
Up$24,300,453
Up $1,361,024 (+5.9%) from 2023
Liabilities
Down$20,694,589
Down $3,370,982 (-14%) from 2023
Net Assets
Up$3,605,864
Up $4,732,006 (+420%) from 2023
Revenue
Up$13,957,262
Up $1,793,574 (+15%) from 2023
Expenses
Down$18,359,394
Down $1,378,053 (-7.0%) from 2023
Net Income
Up-$4,402,132
Up $3,171,627 (+42%) from 2023
Most recent year
2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide auto liability and
The purpose of the Rhode Island Automobile Insurance Plan is to make available automobile insurance to qualified drivers who are unable to purchase such coverage in the voluntary market.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Cash and Non-Interest-Bearing Accounts | $16,286,944 | $15,291,448 | ▼ $995,496 |
| Accounts Receivable | $6,652,485 | $6,006,499 | ▼ $645,986 |
| Rtn Earn Endowment Incm Other Fnds | $-1,126,142 | $3,605,864 | ▲ $4,732,006 |
| Savings and Temporary Cash Investments | $0 | $3,002,506 | ▲ $3,002,506 |
| Total Assets | $22,939,429 | $24,300,453 | ▲ $1,361,024 |
| Liabilities | |||
| Other Liabilities | $23,005,315 | $19,990,103 | ▼ $3,015,212 |
| Accounts Payable and Accrued Expenses | $1,060,256 | $704,486 | ▼ $355,770 |
| Total Liabilities | $24,065,571 | $20,694,589 | ▼ $3,370,982 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $-1,126,142 | $3,605,864 | ▲ $4,732,006 |
| Total Liabilities and Net Assets / Fund Balance | $22,939,429 | $24,300,453 | ▲ $1,361,024 |
| Name | Title |
|---|---|
| - | Gov Comm Member |
| Delmar Condinho | Gov Comm Member |
| Ernest Shaghalian | Gov Comm Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $18,066,304 |
| Salaries, Compensation, and Employee Benefits | $293,090 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| All Other Expenses | $0 | $0 | $0 | $2,726,214 |
| Information Technology | $0 | $0 | $0 | $617,620 |
| Fees for Services Management | $0 | $0 | $0 | $571,049 |
| Other Expenses | $0 | $0 | $0 | $202,371 |
| Other Salaries and Wages | $0 | $0 | $0 | $202,184 |
| Fees for Services Accounting | $0 | $0 | $0 | $128,493 |
| Office Expenses | $0 | $0 | $0 | $91,985 |
| Other Employee Benefits | $0 | $0 | $0 | $52,823 |
| Pension Plan Contributions | $0 | $0 | $0 | $22,512 |
| Occupancy | $0 | $0 | $0 | $21,934 |
| Payroll Taxes | $0 | $0 | $0 | $15,571 |
| Travel | $0 | $0 | $0 | $1,328 |
| Total Functional Expenses | $0 | $0 | $0 | $18,359,394 |
| Line Item | Amount |
|---|---|
| Expenses per Audited Statements | $18,359,394 |
| Total Expenses per Audited Statements | $18,359,394 |
| Total Expenses per Form 990 | $18,359,394 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Unpaid loss reserves | $12,584,580 |
| Unearned premiums | $4,556,920 |
| Premium deficiency reserves | $1,252,263 |
| Unpaid loss adjustment expenses | $998,317 |
| Due to AIPSO - pension | $327,526 |
| Advanced assessments | $171,859 |
| Escheat reserve | $68,606 |
| Unapplied cash | $30,032 |
“Amica Mutual Ins Co 100 Amica Way Lincoln RI XXX-XX-XXXX”
“Farmers Ins Exchange 14517 Michaux Springs Pl Midlothian VA XXX-XX-XXXX”
“State Farm Mut Auto Ins Co 1 State Farm Plz Bloomington IL XXX-XX-XXXX”
“Nationwide Mut Ins Co 1 Nationwide Plz,#1-18-101 Columbus OH XXX-XX-XXXX”
“Andrew Palazzo 565 Broadway Providence RI XXX-XX-XXXX”
“Ernest Shaghalian 1401 Newport Avenue Pawtucket RI XXX-XX-XXXX”
“GEICO 1 Geico Blvd Fredericksburg VA XXX-XX-XXXX”
“Allstate Ins Co 157 Village Green Way Hazlet NJ XXX-XX-XXXX”
“Bruce Messier 1401 Newport Avenue Pawtucket RI XXX-XX-XXXX”
“Charles Reilly 785 Green Hill Beach Road South Kingstown RI XXX-XX-XXXX”
“Progressive Cas Ins Co 37857 Lake Shore Blvd Eastlake OH XXX-XX-XXXX”
“Delmar Condinho 2761 Pawtucket Avenue East Providence RI XXX-XX-XXXX”
“Members of the Plan shall consist of all insurers writing automobile insurance in the State of Rhode Island.”
“Members elect the Governing Body.”
“Form 990 is reviewed and signed by either AIPSOs Manager or Director of Financial and Investment Services.”
“Governing Body members are required annually to sign a Conflict of Interest Statement disclosing any conflicts.”
“RI AIP employees are managed and paid employees of AIPSO, Federal ID#13-2732270.”
“The compensation of all employees is reviewed and approved by Human Resource Services and the President of AIPSO, provided that persons with conflicts of interest with respect to that compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well-known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement.”
“Governing documents are available on the Plans website. Conflict of Interest Statements and Financial Statements are available upon request.”
“Other changes consist change in nonadmitted assets ($11,813), assessments to member insurance companies $9,106,866 and pension related changes other than net periodic cost $39,085.”
“Bank Charges 17019.”
“Bad Debt 158.”
“Credit Card Fees 281635.”
“Collection Fees 527.”
“Change in Premium Deficiency Reserve 823407.”
“Electronic Subscriptions 1103.”
“Miscellenous 89.”
“Payroll Processing 558.”
“Premium Charge-Offs 14128.”
“Professional Dues 165.”
“Rate and Survey Data 73403.”
“Taxes - Other 13481.”
“Underwriting Reports - DMV 215813.”
“Underwriting Reports - Other 34196.”
“S/C fees - allocated LAE 1250532.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 1060256 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 704486 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 6652485 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 6006499 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | The purpose of the Rhode Island Automobile Insurance Plan is to make available automobile insurance to qualified drivers who are unable to purchase such coverage in the voluntary market. |
| IRS990/AllOtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 2726214 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/AuditCommitteeInd | 0 | true |
| IRS990/BackupWthldComplianceInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 4019462310 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 302 CENTRAL AVENUE |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | JOHNSTON |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 029194932 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 16286944 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 15291448 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | false |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 750937 |
| IRS990/CYOtherExpensesAmt | 0 | 18066304 |
| IRS990/CYOtherRevenueAmt | 0 | 218081 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 12988244 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -4402132 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 293090 |
| IRS990/CYTotalExpensesAmt | 0 | 18359394 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 13957262 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | To make available automobile insurance to qualified drivers who are unable to purchase such coverage in the voluntary market. |
| IRS990/DescribedInSection501c3Ind | 0 | false |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | true |
| IRS990/EmployeeCnt | 0 | 0 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FederalGrantAuditRequiredInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 128493 |
| IRS990/FeesForServicesManagementGrp/FundraisingAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/FeesForServicesManagementGrp/TotalAmt | 0 | 571049 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 0.25 |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 0 | Amica Mutual Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 1 | Farmers Insurance |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 2 | State Farm Co's |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 3 | Nationwide Mut Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 4 | GEICO |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 5 | Bruce Messier |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 6 | Allstate Ins Co |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 7 | Andrew Palazzo |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 8 | Charles Reilly |
| IRS990/Form990PartVIISectionAGrp/BusinessName/BusinessNameLine1Txt | 9 | Progressive Cas Ins Co |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 7 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 8 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 9 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 10 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 11 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | Delmar Condinho |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | Ernest Shaghalian |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | Gov Comm Member |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | Gov Comm Member |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1968 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd | 0 | X |
| IRS990/FSAuditedInd | 0 | true |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 13 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 13957262 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | true |
| IRS990/IndependentVotingMemberCnt | 0 | 13 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InfoInScheduleOPartXIInd | 0 | X |
| IRS990/InformationTechnologyGrp/FundraisingAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/InformationTechnologyGrp/TotalAmt | 0 | 617620 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 750937 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 41 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | RI |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | true |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | The purpose of the Rhode Island Automobile Insurance Plan is to make available automobile insurance to qualified drivers who are unable to purchase such coverage in the voluntary market. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | -1126142 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 3605864 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/FundraisingAmt | 0 | 0 |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 21934 |
| IRS990/OfficeExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 91985 |
| IRS990/OfficerMailingAddressInd | 0 | true |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowFASB117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 9134138 |
| IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 52823 |
| IRS990/OtherExpensesGrp/Desc | 0 | Losses Incurred |
| IRS990/OtherExpensesGrp/Desc | 1 | LAE Incurred |
| IRS990/OtherExpensesGrp/Desc | 2 | Commissions |
| IRS990/OtherExpensesGrp/Desc | 3 | Premium Taxes |
| IRS990/OtherExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/FundraisingAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 0 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 0 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 10431318 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 2294820 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 979172 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 202371 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 23005315 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 19990103 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 1 | 524298 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 2 | 524298 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | Service Charges |
| IRS990/OtherRevenueMiscGrp/Desc | 1 | Late Penalty Fees |
| IRS990/OtherRevenueMiscGrp/Desc | 2 | Misc Inc |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 2 | 0 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 206948 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 1 | 7091 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 2 | 4042 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 206948 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 1 | 7091 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 2 | 4042 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 1 | 0 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 2 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 218081 |
| IRS990/OtherSalariesAndWagesGrp/FundraisingAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 202184 |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/FundraisingAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 15571 |
| IRS990/PensionPlanContributionsGrp/FundraisingAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/ProgramServicesAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 22512 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/BusinessCd | 0 | 524298 |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | Premiums Earned |
| IRS990/ProgramServiceRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 12988244 |
| IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYInvestmentIncomeAmt | 0 | 536350 |
| IRS990/PYOtherExpensesAmt | 0 | 17408140 |
| IRS990/PYOtherRevenueAmt | 0 | 206472 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 11420866 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -7573759 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 2329307 |
| IRS990/PYTotalExpensesAmt | 0 | 19737447 |
| IRS990/PYTotalRevenueAmt | 0 | 12163688 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -4402132 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | false |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt | 0 | -1126142 |
| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 3605864 |
| IRS990/SavingsAndTempCashInvstGrp/BOYAmt | 0 | 0 |
| IRS990/SavingsAndTempCashInvstGrp/EOYAmt | 0 | 3002506 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleC/AgreeCarryoverPriorYearInd | 0 | false |
| IRS990ScheduleC/OnlyInHouseLobbyingInd | 0 | true |
| IRS990ScheduleC/SubstantiallyAllDuesNondedInd | 0 | false |
| IRS990ScheduleD/ExpensesSubtotalAmt | 0 | 18359394 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 68606 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 30032 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 327526 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 12584580 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 4 | 998317 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 5 | 1252263 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 6 | 4556920 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 7 | 171859 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | Escheat reserve |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | Unapplied cash |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | Due to AIPSO - pension |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | Unpaid loss reserves |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 4 | Unpaid loss adjustment expenses |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 5 | Premium deficiency reserves |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 6 | Unearned premiums |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 7 | Advanced assessments |
| IRS990ScheduleD/RevenueSubtotalAmt | 0 | 13957262 |
| IRS990ScheduleD/TotalExpensesPerForm990Amt | 0 | 18359394 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 19990103 |
| IRS990ScheduleD/TotalRevenuePerForm990Amt | 0 | 13957262 |
| IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt | 0 | 13957262 |
| IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt | 0 | 18359394 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | true |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Members of the Plan shall consist of all insurers writing automobile insurance in the State of Rhode Island. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Members elect the Governing Body. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Form 990 is reviewed and signed by either AIPSOs Manager or Director of Financial and Investment Services. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Governing Body members are required annually to sign a Conflict of Interest Statement disclosing any conflicts. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | RI AIP employees are managed and paid employees of AIPSO, Federal ID#13-2732270. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | The compensation of all employees is reviewed and approved by Human Resource Services and the President of AIPSO, provided that persons with conflicts of interest with respect to that compensation arrangement at issue are not involved in this review and approval. The compensation of the person is reviewed and approved using data as to comparable compensation for similarly qualified persons in functionally comparable positions at similarly situated organizations. AIPSO participates in a variety of well-known regional and national salary surveys conducted by third party sources to obtain survey data. There is contemporaneous documentation and recordkeeping with respect to the deliberations and decisions regarding the compensation arrangement. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Governing documents are available on the Plans website. Conflict of Interest Statements and Financial Statements are available upon request. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Other changes consist change in nonadmitted assets ($11,813), assessments to member insurance companies $9,106,866 and pension related changes other than net periodic cost $39,085. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Amica Mutual Ins Co 100 Amica Way Lincoln RI XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Farmers Ins Exchange 14517 Michaux Springs Pl Midlothian VA XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | State Farm Mut Auto Ins Co 1 State Farm Plz Bloomington IL XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Nationwide Mut Ins Co 1 Nationwide Plz,#1-18-101 Columbus OH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | Andrew Palazzo 565 Broadway Providence RI XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | Ernest Shaghalian 1401 Newport Avenue Pawtucket RI XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | GEICO 1 Geico Blvd Fredericksburg VA XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Allstate Ins Co 157 Village Green Way Hazlet NJ XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | Bruce Messier 1401 Newport Avenue Pawtucket RI XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | Charles Reilly 785 Green Hill Beach Road South Kingstown RI XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 18 | Progressive Cas Ins Co 37857 Lake Shore Blvd Eastlake OH XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 19 | Delmar Condinho 2761 Pawtucket Avenue East Providence RI XXX-XX-XXXX |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 20 | Bank Charges 17019. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 21 | Bad Debt 158. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 22 | Credit Card Fees 281635. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 23 | Collection Fees 527. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 24 | Change in Premium Deficiency Reserve 823407. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 25 | Electronic Subscriptions 1103. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 26 | Miscellenous 89. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 27 | Payroll Processing 558. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 28 | Premium Charge-Offs 14128. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 29 | Professional Dues 165. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 30 | Rate and Survey Data 73403. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 31 | Taxes - Other 13481. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 32 | Underwriting Reports - DMV 215813. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 33 | Underwriting Reports - Other 34196. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 34 | S/C fees - allocated LAE 1250532. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Pt VI, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Pt VI, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Pt VI, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Pt VI, Line 12c |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Pt VI, Line 15a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Pt VI, Line 15b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Pt VI, Line 19 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Pt XI |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 18 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 19 | Form 990, Part VI, Line 9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 20 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 21 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 22 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 23 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 24 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 25 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 26 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 27 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 28 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 29 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 30 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 31 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 32 | Form 990, Part IX, Line 24e |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 33 | Form 990, Part IX, Line 24e |
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