Civic Intelligence

National Academy Foundation

990 • Fiscal year 2016 • EIN 13-3480246

Jan 01, 2016 to Dec 31, 2016 • Filed on Sep 11, 2017

218 West 40th Street 5th FloorNew York, NY 10018

(212) 635-2400

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

37th percentile

0.12x

Higher debt load relative to assets than 37% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Liabilities / Revenue

42nd percentile

0.18x

Higher debt load relative to revenue than 42% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Net Margin

8th percentile

-34%

Higher net margin than 8% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2016

Asset Growth

4th percentile

-17%

Faster asset growth than 4% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Revenue Growth

11th percentile

-29%

Faster revenue growth than 11% of similar nonprofits.

2016 filings • 501(c)3 • $10M-$25M nonprofits • Annualized from 2015 to 2016

Assets

Down

$18,507,294

Down $3,881,189 (-17%) from 2015

Net Assets

Down

$16,307,311

Down $4,084,701 (-20%) from 2015

Liabilities

Up

$2,199,983

Up $203,512 (+10%) from 2015

Revenue

Down

$11,962,443

Down $4,846,825 (-29%) from 2015

Expenses

Up

$15,972,694

Up $405,280 (+2.6%) from 2015

Net Income

Down

-$4,010,251

Down $5,252,105 (-423%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40M$30M$20M$10M$0Assets 2010: $13,038,050Liabilities 2010: $1,406,219Net Assets 2010: $11,631,8312010Assets 2011: $10,467,092Liabilities 2011: $1,974,489Net Assets 2011: $8,492,6032011Assets 2012: $19,269,110Liabilities 2012: $1,345,692Net Assets 2012: $17,923,4182012Assets 2013: $25,023,537Liabilities 2013: $1,526,466Net Assets 2013: $23,497,0712013Assets 2014: $21,129,251Liabilities 2014: $1,899,574Net Assets 2014: $19,229,6772014Assets 2015: $22,388,483Liabilities 2015: $1,996,471Net Assets 2015: $20,392,0122015Assets 2016: $18,507,294Liabilities 2016: $2,199,983Net Assets 2016: $16,307,3112016Assets 2017: $23,483,503Liabilities 2017: $3,185,677Net Assets 2017: $20,297,8262017Assets 2018: $21,065,224Liabilities 2018: $2,103,207Net Assets 2018: $18,962,0172018Assets 2019: $26,121,624Liabilities 2019: $3,611,962Net Assets 2019: $22,509,6622019Assets 2020: $32,321,948Liabilities 2020: $4,037,082Net Assets 2020: $28,284,8662020Assets 2021: $28,094,768Liabilities 2021: $3,664,685Net Assets 2021: $24,430,0832021Assets 2022: $19,081,833Liabilities 2022: $6,243,639Net Assets 2022: $12,838,1942022Assets 2023: $9,794,102Liabilities 2023: $2,778,094Net Assets 2023: $7,016,0082023Assets 2024: $8,041,747Liabilities 2024: $893,817Net Assets 2024: $7,147,9302024

Highlighted filing

2016

Assets$18,507,294
Liabilities$2,199,983
Net Assets$16,307,311

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$30M$20M$10M$0-$10M-$20MExpenses 2010: $13,222,8762010Expenses 2011: $13,407,3652011Expenses 2012: $12,679,5742012Revenue 2013: $19,293,708Expenses 2013: $13,465,179Net Income 2013: $5,828,5292013Revenue 2014: $10,064,785Expenses 2014: $14,374,394Net Income 2014: -$4,309,6092014Revenue 2015: $16,809,268Expenses 2015: $15,567,414Net Income 2015: $1,241,8542015Revenue 2016: $11,962,443Expenses 2016: $15,972,694Net Income 2016: -$4,010,2512016Revenue 2017: $23,084,494Expenses 2017: $19,066,788Net Income 2017: $4,017,7062017Revenue 2018: $19,364,208Expenses 2018: $19,727,291Net Income 2018: -$363,0832018Revenue 2019: $26,802,503Expenses 2019: $23,550,264Net Income 2019: $3,252,2392019Revenue 2020: $25,149,718Expenses 2020: $19,588,246Net Income 2020: $5,561,4722020Revenue 2021: $18,819,868Expenses 2021: $23,124,545Net Income 2021: -$4,304,6772021Revenue 2022: $13,558,397Expenses 2022: $24,565,644Net Income 2022: -$11,007,2472022Revenue 2023: $20,349,887Expenses 2023: $25,166,675Net Income 2023: -$4,816,7882023Revenue 2024: $20,586,275Expenses 2024: $20,485,769Net Income 2024: $100,5062024

Highlighted filing

2016

Revenue$11,962,443
Expenses$15,972,694
Net Income-$4,010,251
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Sep 11, 2017
Return Version
2016v3.0
Gross Receipts
$16,590,529
Mission and Program Overview

Mission

Naf solves some of the biggest challenges facing education and the economy by bringing education, business, and community leaders together to transform the high school experience.

Balance Sheet Detail
LineBeginningEndChange
Assets
Pledges and Grants Receivable$12,227,431$6,855,362▼ $5,372,069
Investments in Publicly Traded Securities$5,881,775$5,785,171▼ $96,604
Land, Buildings, and Equipment, Net$2,704,504$2,796,616▲ $92,112
Savings and Temporary Cash Investments$762,190$1,771,101▲ $1,008,911
Accounts Receivable$487,953$783,897▲ $295,944
Prepaid Expenses and Deferred Charges$222,177$125,069▼ $97,108
Total Assets$22,388,483$18,507,294▼ $3,881,189
Other Assets Total$102,453$390,078▲ $287,625
Liabilities
Accounts Payable and Accrued Expenses$1,231,890$1,395,803▲ $163,913
Deferred Revenue$502,421$584,869▲ $82,448
Other Liabilities$241,075$198,226▼ $42,849
Escrow Account Liability$21,085$21,085→ $0
Total Liabilities$1,996,471$2,199,983▲ $203,512
Net Assets / Fund Balance
Temporarily Rstr Net Assets$15,397,244$11,844,635▼ $3,552,609
Unrestricted Net Assets$4,464,768$3,932,676▼ $532,092
Permanently Rstr Net Assets$530,000$530,000→ $0
Total Net Assets Fund Balance$20,392,012$16,307,311▼ $4,084,701
Total Liabilities and Net Assets / Fund Balance$22,388,483$18,507,294▼ $3,881,189

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$2,626,096$1,196,349$3,822,445
Equipment$103,432$372,600$476,032
Leasehold Improvements$67,088$140,409$207,497

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2016$626,000-▲ $59,157$56,500$628,657
2015$679,585-▲ $14,915$68,500$626,000
2014$683,420-▲ $82,665$86,500$679,585
2013$583,998-▲ $140,922$41,500$683,420
2012$568,153-▲ $67,345$51,500$583,998
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jondel HoyePresidentFT$519,247$79,417$598,664
Anne Stanton-maloneExecutive Dir., Future Ready VentureFT$227,335$70,588$297,923
Ira BerkowitzCFOFT$206,404$74,887$281,291
Andrew RothsteinVP, ProgramsFT$209,552$48,966$258,518
Helen BlanchRegional Dir, Regions 1 & 2FT$168,931$34,284$203,215
Brenda BarryAvp, Academy DevelopmentFT$146,161$55,173$201,334
Colleen DeveryAvp, Strategic AlignmentFT$125,131$56,165$181,296
Katherine BlasikAvp, Research & EvaluationFT$151,601$26,680$178,281
Lisa DughiVP of Marketing and OperationsFT$149,236$24,189$173,425
William TaylorVP, Community EngagementFT$130,401$30,884$161,285
Michael HensonDirector, NaftrackFT$130,500$19,906$150,406

Board Members and Trustees

NameTitle
Sanford I WeillChairman
Kenneith I ChenaultVice Chairman
A Kirk LantermanDirector
Alex GorskyDirector
Barbara Benioff FriedmanDirector
David SiegelDirector
Harold Mcgraw IiiDirector
James D Robinson IiiDirector
Jeffrey BrillDirector
Jennifer MorganDirector
John HinshawDirector
Joseph J Plumeri IiDirector
Joseph M TucciDirector
Mark a StandishDirector
Robert C DughiDirector
Robert SchwartzDirector
Ronald a WilliamsDirector
Salli SchwartzDirector
Ursula M BurnsDirector
Lynne DoughtieDirector From 1/27/16
Marc ReedDirector From 2/1/16
David StewardDirector From 9/16/16
Larry RenfroDirector From 9/16/16
Lowell McadamDirector Until 2/2/16
Andy F BessetteDirector Until 3/23/16
Eugene a LudwigSecretary
Sanjiv YajnikTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
NoctiTesting Services500 NORTH BRONSON AVENUE, Big Rapids, MI 49307$783,846
The Bridgespan Group INCStrategy Consulting2 COPLEY PLACE SUITE 3700B, Boston, MA 02116$485,000
Mindful Solutions INCCurriculum Services115 BROOKMEAD COURT, San Anselmo, CA 94960$297,500
Organizational Services INCConference Mgmt Services3380 TRAVIS POINTE ROAD SUITE H, Ann Arbor, MI 48108$271,094
Pw Feats INCConference Svcs3 EAST READ STREET, Baltimore, MD 21202$257,855
Revenue and Support

Revenue Composition

Contributions and Grants
$8,788,855
Program Service Revenue
$2,970,744
Investment Income
$318,898
Other Revenue
$-116,054
All Other Contributions
$7,245,694
Change in Net Assets
$-4,010,251

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
Yes
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Other Non Cash Contri Table1$287,625Cost
Securities Publicly Traded9$52,158Fair Market Value (FMV)
Total Noncash Contributions10$339,783-

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,962,443
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$307,350
Total Revenue per Audited Statements
$12,269,793
Total Revenue per Form 990
$11,962,443
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$7,907,756
Other Expenses$7,535,841
Total Fundraising Expense$1,253,592
Grants and Similar Amounts Paid$317,159
Professional Fundraising Fees$211,938

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,826,100$1,031,715$595,241$4,453,056
Conferences and Meetings$1,949,824--$1,949,824
Current Officers, Directors, Trustees, and Key Employees$1,416,868$341,157$59,867$1,817,892
Fees for Services Other$802,823$575,630$33,909$1,412,362
Travel$837,938$31,303$15,520$884,761
Other Employee Benefits$413,064$131,996$76,076$621,136
Occupancy$455,587$91,117$60,745$607,449
Payroll Taxes$284,103$102,399$45,645$432,147
Pension Plan Contributions$258,608$93,081$58,411$410,100
Office Expenses$282,095$56,419$37,613$376,127
Grants to Domestic Orgs$296,159--$296,159
Fees for Services Professional Fundraising--$211,938$211,938
Comp Disqual Persons-$173,425-$173,425
Advertising$101,564$20,313$13,542$135,419
All Other Expenses$85,997$18,199$12,131$116,327
Depreciation Depletion$71,769$14,354$9,569$95,692
Fees for Services Accounting-$77,500-$77,500
Other Expenses$41,638$8,328$5,551$55,517
Grants to Domestic Individuals$21,000--$21,000
Total Functional Expenses$11,925,415$2,793,687$1,253,592$15,972,694

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$16,354,494
Total Expenses per Form 990$15,972,694
Expenses per Audited Statements$15,897,563
Expenses Not Reported on Form 990$456,931
Expenses Not Reported on Financial Statements$75,131
Other Expense Adjustments$75,131
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Nyc Academy Foundation IncNew York, NY501(c)(3)Program Grants$65,000
Barker Central School DistrictBarker, NYSchool Dist./gvt.Program Grants$42,980
Magnet Educational Choice AsscMiami, FL501(c)(3)Program Grants$30,000
Global InitiativesWest Chester, PA501(c)(3)Program Grants$25,000
Dallas Independent School DistrictDallas, TXSchool Dist./gvt.Program Grants$23,379
Birmingham City SchoolsNorth Birmingham, ALSchool Dist./gvt.Program Grants$15,000
Oklahoma City Public Schools Foundation IncOklahoma City, OK501(c)(3)Program Grants$15,000
Wny Regional Advisory BoardNiagara University, NY501(c)(3)Program Grants$10,000
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
Yes

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$211,938
Fundraising Direct Expenses$209,483
Fundraising Gross Income$85,470

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Gala$1,628,631$85,470$90,443$-4,973
Total Events$1,628,631$85,470$209,483$-124,013
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Deferred Rent$198,226
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The return is prepared by an independent accounting firm based on information provided by the organization and in consultation with national academy foundation staff members. The draft prepared by the accounting firm is then reviewed by the organization's finance department, as well as the finance and audit committees of the board of directors. The final version of the organization's form 990 is then provided electronically to the full board of directors before submission of the return to the internal revenue service.

Form 990, Part VI, Section B, Line 12C

Naf has a code of ethics/conflict of interest policy requiring all employees and board members to complete a conflict of interest policy letter annually. The staff letters are reviewed and maintained by the cfo. The board letters are reviewed by the ceo and chairman of the board. In the event of a conflict of interest, the board of directors determines the appropriate actions required, including preventing the individual from participating in discussion and decisions regarding the matter. Minutes of the meetings of the audit committee will record the names of the interested person, nature of the conflict of interests, and the final decisions made regarding the conflict of interests.

Form 990, Part VI, Section B, Line 15

Naf hired an independent compensation consultant to produce a salary survey in 2013. Naf has set compensation for senior management within the range of the going market rate for functionally comparable positions held by individuals with similar experience levels at similarly situated organizations. Documentation is maintained in nafs records. The entire board of directors reviews and approves compensation for the ceo, as well as all other top management and key employees. This process was last undertaken in 2016.

Form 990, Part VI, Section C, Line 19

Naf makes its form 990 and financial statements available for public inspection as required under section 6104 of the internal revenue code; the form 990 is available on the organization's website, guidestar.org, and other similar types of websites. In addition, the form 990 as well as the financial statements, governing documents, form 1023, and conflict of interest policy are available to the public upon written request at 218 west 40th street, 5th floor, new york, ny 10018.

Filing and Contact Details

Filer

Filer Name
Naf
EIN
13-3480246
Phone
2126352400
Address
218 WEST 40TH STREET 5TH FLOOR, NEW YORK, NY 10018

Signing Officer

Name
Ira Berkowitz
Title
CFO
Phone
2126352400
Signed
2017-09-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jondel Hoye
Formed
1988
Legal Domicile
Ny
Voting Board Members
26
Independent Board Members
25
Employees
64
Volunteers
28

Preparer

Firm
PKF O'CONNOR DAVIES LLP
Address
665 FIFTH AVENUE, NEW YORK, NY 10022
Preparer
Garrett M Higgins
Phone
2122862600
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Reduction of bad debts 75,131.

FORM 990, PART XII, LINE 2C:

The organization has a committee that assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant. The process has not changed from the prior year.

Financial Statement Notes

PART IV, LINE 2B:

Naf holds funds for several academies that participate in its educational programs, to be used for related activities.

PART V, LINE 4:

The aldo papone endowment was established by the american express company in 1991 to provide funds for grant awards to outstanding u.s. Academy program. On an annual basis, a maximum of 7% of the aldo papone endowment's assets are available for disbursement. The jesse blackman endowment was established in 1994 with a contribution from the american express company. The purpose of the jesse blackman endowment is to provide funds for a scholarship to an outstanding student in the hospitality and tourism program. Presently, the annual scholarship limit is $1,500.

PART X, LINE 2:

Naf recognizes the effect of income tax positions only if those positions are more likely than not to be sustained. Management has determined that naf has no uncertain tax positions that would require financial statement recognition or disclosure. Naf is no longer subject to examinations by the applicable taxing jurisdictions for periods prior to 2013.

PART XI, LINE 2D - OTHER ADJUSTMENTS:

Direct cost of special event reported on form 990, part viii, line 8 209,483.

PART XII, LINE 2D - OTHER ADJUSTMENTS:

Direct cost of special event reported on form 990, part viii, line 8 209,483.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

Reduction of bad debts 75,131.

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IRS990/Desc0THE ACADEMY OF FINANCE CONNECTS HIGH SCHOOL STUDENTS WITH THE WORLD OF FINANCIAL SERVICES AND PERSONAL FINANCE, OFFERING A CURRICULUM THAT COVERS BANKING AND CREDIT, FINANCIAL PLANNING, GLOBAL FINANCE SECURITIES, INSURANCE, ACCOUNTING, AND ECONOMICS. THE ACADEMY OF FINANCE CURRICULUM AND CERTIFICATION IS VALIDATED BY THE COUNCIL FOR ECONOMIC EDUCATION.
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR FROM 1/27/16
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR UNTIL 2/2/16
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR FROM 2/1/16
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR FROM 9/16/16
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR FROM 9/16/16
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt28CFO
IRS990/Form990PartVIISectionAGrp/TitleTxt29EXECUTIVE DIR., FUTURE READY VENTURE
IRS990/Form990PartVIISectionAGrp/TitleTxt30VP, PROGRAMS
IRS990/Form990PartVIISectionAGrp/TitleTxt31REGIONAL DIR, REGIONS 1 & 2
IRS990/Form990PartVIISectionAGrp/TitleTxt32AVP, RESEARCH & EVALUATION
IRS990/Form990PartVIISectionAGrp/TitleTxt33VP OF MARKETING AND OPERATIONS
IRS990/Form990PartVIISectionAGrp/TitleTxt34AVP, ACADEMY DEVELOPMENT
IRS990/Form990PartVIISectionAGrp/TitleTxt35DIRECTOR, NAFTRACK
IRS990/Form990PartVIISectionAGrp/TitleTxt36VP, COMMUNITY ENGAGEMENT

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.04$0.89$7.15$20.6$20.5$0.10
2023Detailed filing. Detailed filing data is available for this year.$9.79$2.78$7.02$20.3$25.2$4.82
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.1$6.24$12.8$13.6$24.6$11.0
2021Detailed filing. Detailed filing data is available for this year.$28.1$3.66$24.4$18.8$23.1$4.30
2020Detailed filing. Detailed filing data is available for this year.$32.3$4.04$28.3$25.1$19.6$5.56
2019Detailed filing. Detailed filing data is available for this year.$26.1$3.61$22.5$26.8$23.6$3.25
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.1$2.10$19.0$19.4$19.7$0.36
2017Detailed filing. Detailed filing data is available for this year.$23.5$3.19$20.3$23.1$19.1$4.02
2016Detailed filing. Detailed filing data is available for this year.$18.5$2.20$16.3$12.0$16.0$4.01
2015Summary only. Only limited summary data is available for this year.$22.4$2.00$20.4$16.8$15.6$1.24
2014Detailed filing. Detailed filing data is available for this year.$21.1$1.90$19.2$10.1$14.4$4.31
2013Detailed filing. Detailed filing data is available for this year.$25.0$1.53$23.5$19.3$13.5$5.83
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$19.3$1.35$17.9$12.7
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.5$1.97$8.49$13.4
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.0$1.41$11.6$13.2