Civic Intelligence

National Veterans Services Fund Inc

EIN 13-3102064 • 501(c)3 • Darien, CT

Profile

To educate and inform the public on the needs of veterans and their families; primarily concerning the agent orange issue and gulf war illnesses; to identify and assess the needs of, and to provide limited medical assistance for, disabled children of veterans on a nationwide basis, and to provide assistance and/or relief to families of veterans through programs that combine family-guided case management (service coordination) and advocacy assistance while building socialand community support.

PO Box 2465Darien, CT 06820

www.nvsf.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.46x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

85th percentile

0.16x

Higher debt load relative to revenue than 85% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

5th percentile

-336%

Higher net margin than 5% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

99th percentile

$64,663

Higher top officer pay than 99% of similar nonprofits.

Top officer pay equals 157.8% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

11th percentile

-84%

Faster asset growth than 11% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

17th percentile

-49%

Faster revenue growth than 17% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Assets

Down

$14,012

Down $168,321 (-92%) from 2024

Liabilities

Down

$6,487

Down $6,244 (-49%) from 2024

Net Assets

Down

$7,525

Down $162,077 (-96%) from 2024

Revenue

Down

$40,987

Down $47,326 (-54%) from 2024

Expenses

Down

$178,874

Down $229,841 (-56%) from 2024

Net Income

Up

-$137,887

Up $182,515 (+57%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MAssets 2010: $1,430,406Liabilities 2010: $730,294Net Assets 2010: $700,1122010Assets 2011: $1,448,902Liabilities 2011: $595,313Net Assets 2011: $853,5892011Assets 2012: $891,735Liabilities 2012: $504,817Net Assets 2012: $386,9182012Assets 2013: $528,266Liabilities 2013: $683,674Net Assets 2013: -$155,4082013Assets 2014: $608,479Liabilities 2014: $923,521Net Assets 2014: -$315,0422014Assets 2015: $733,351Liabilities 2015: $884,312Net Assets 2015: -$150,9612015Assets 2016: $1,206,083Liabilities 2016: $469,719Net Assets 2016: $736,3642016Assets 2017: $1,596,589Liabilities 2017: $312,818Net Assets 2017: $1,283,7712017Assets 2018: $3,471,347Liabilities 2018: $334,736Net Assets 2018: $3,136,6112018Assets 2019: $2,612,744Liabilities 2019: $355,006Net Assets 2019: $2,257,7382019Assets 2020: $1,540,043Liabilities 2020: $87,705Net Assets 2020: $1,452,3382020Assets 2021: $1,519,292Liabilities 2021: $125,175Net Assets 2021: $1,394,1172021Assets 2022: $893,281Liabilities 2022: $33,477Net Assets 2022: $859,8042022Assets 2023: $532,151Liabilities 2023: $13,027Net Assets 2023: $519,1242023Assets 2024: $182,333Liabilities 2024: $12,731Net Assets 2024: $169,6022024Assets 2025: $14,012Liabilities 2025: $6,487Net Assets 2025: $7,5252025

Highlighted filing

2025

Assets$14,012
Liabilities$6,487
Net Assets$7,525

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $10,296,7672010Revenue 2011: $11,181,699Expenses 2011: $11,028,222Net Income 2011: $153,4772011Revenue 2012: $9,111,243Expenses 2012: $9,577,914Net Income 2012: -$466,6712012Revenue 2013: $8,480,650Expenses 2013: $9,022,976Net Income 2013: -$542,3262013Revenue 2014: $8,013,601Expenses 2014: $8,173,235Net Income 2014: -$159,6342014Revenue 2015: $9,194,922Expenses 2015: $9,030,841Net Income 2015: $164,0812015Revenue 2016: $9,519,712Expenses 2016: $8,632,387Net Income 2016: $887,3252016Revenue 2017: $8,461,191Expenses 2017: $7,913,784Net Income 2017: $547,4072017Revenue 2018: $8,744,672Expenses 2018: $7,491,399Net Income 2018: $1,253,2732018Revenue 2019: $4,029,442Expenses 2019: $4,929,593Net Income 2019: -$900,1512019Revenue 2020: $1,200,243Expenses 2020: $2,056,408Net Income 2020: -$856,1652020Revenue 2021: $304,563Expenses 2021: $624,688Net Income 2021: -$320,1252021Revenue 2022: $380,111Expenses 2022: $655,911Net Income 2022: -$275,8002022Revenue 2023: $160,508Expenses 2023: $480,467Net Income 2023: -$319,9592023Revenue 2024: $88,313Expenses 2024: $408,715Net Income 2024: -$320,4022024Revenue 2025: $40,987Expenses 2025: $178,874Net Income 2025: -$137,8872025

Highlighted filing

2025

Revenue$40,987
Expenses$178,874
Net Income-$137,887

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.01$0.01$0.01$0.04$0.18$0.14
2024Detailed filing. Detailed filing data is available for this year.$0.18$0.01$0.17$0.09$0.41$0.32
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.01$0.52$0.16$0.48$0.32
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.89$0.03$0.86$0.38$0.66$0.28
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.52$0.13$1.39$0.30$0.62$0.32
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.54$0.09$1.45$1.20$2.06$0.86
2019Detailed filing. Detailed filing data is available for this year.$2.61$0.36$2.26$4.03$4.93$0.90
2018Detailed filing. Detailed filing data is available for this year.$3.47$0.33$3.14$8.74$7.49$1.25
2017Summary only. Only limited summary data is available for this year.$1.60$0.31$1.28$8.46$7.91$0.55
2016Detailed filing. Detailed filing data is available for this year.$1.21$0.47$0.74$9.52$8.63$0.89
2015Summary only. Only limited summary data is available for this year.$0.73$0.88$0.15$9.19$9.03$0.16
2014Detailed filing. Detailed filing data is available for this year.$0.61$0.92$0.32$8.01$8.17$0.16
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.68$0.16$8.48$9.02$0.54
2012Summary only. Only limited summary data is available for this year.$0.89$0.50$0.39$9.11$9.58$0.47
2011Summary only. Only limited summary data is available for this year.$1.45$0.60$0.85$11.2$11.0$0.15
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.43$0.73$0.70$10.3
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 3, 2025
Return Version
2024v5.2
Gross Receipts
$140,259
Mission and Program Overview

Mission

To educate and inform the public on the needs of veterans and their families; primarily concerning the agent orange issue and gulf war illnesses; to identify and assess the needs of, and to provide limited medical assistance for, disabled children of veterans on a nationwide basis, and to provide assistance and/or relief to families of veterans through programs that combine family-guided case management (service coordination) and advocacy assistance while building socialand community support.

To serve veterans and their families with honor, dignity, and respect by advocating for and providing immediate assistance to them during times of crisis.

Program Services

DescriptionGrantsExpenses
HONOR BOUND FOUNDATION PROVIDES URGENT ONE-TIME FINANCIAL ASSISTANCE TO VETERANS AND VETERAN FAMILIES IN CRISIS. WHILE OTHER VETERAN SERVICE ORGANIZATIONS MAY REQUIRE EXTENSIVE DOCUMENTATION AND EXCLUSIVE CRITERIA, HONOR BOUND HAS A SIMPLE APPLICATION PROCESS DESIGNED TO MAXIMIZE THE REACH OF OUR AID. THE VA, FOR EXAMPLE, CAN TAKE UP TO TEN MONTHS ON AVERAGE- AND OFTEN OVER A YEAR- TO PROVIDE VETERANS THE BENEFITS DUE TO THEM AFTER SEPARATING FROM SERVICE. HONOR BOUND STANDS BY ITS PROMISE TO RESPOND QUICKLY AND EFFICIENTLY TO HELP VETERANS AND VETERAN FAMILIES IN CRISIS, OFTEN PROVIDING DIRECT PAYMENTS TO CREDITORS/VENDORS WITHIN 24-48 HOURS, ELIMINATING THE STRESS ON THE VETERAN AND THEIR FAMILY. MANY VETERAN SERVICE ORGANIZATIONS HAVE SPECIFIC CRITERIA FOR ASSISTANCE, FOCUSING ON A PARTICULAR CATEGORY SUCH AS POST 9-11 VETERANS OR VETERANS WITH PHYSICAL DISABILITIES. UNFORTUNATELY, MANY EVERYDAY HARD-WORKING VETERANS DO NOT FIT THIS CRITERIA. HONOR BOUND EXTENDS AID TO ALL VETERANS STRUGGLING WITH A WIDE RANGE OF ISSUES. IN FY2025 ALONE, WE HELPED OVER 200 VETERANS WITH A VARIETY OF ESSENTIAL NEEDS- INCLUDING SECURITY DEPOSITS, UTILITIES, CAR REPAIRS, FOOD, MEDICAL EXPENSES, EDUCATION EXPENSES, AND MORE.$67,450$108,507
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
PAMELA KUSHNERPresidentFT$52,585$12,078$64,663
RON RUBANOTreasurer-$0--
JULIET TAYLORSecretary-$0--
Filing and Contact Details

Filer

Filer Name
Honor Bound Foundation Inc
EIN
13-3102064
Phone
2036560003
Address
PO BOX 2465, DARIEN, CT 06820

Signing Officer

Name
Pamela Kushner
Title
President
Phone
2036560003
Signed
2025-10-03
Discuss with paid preparer
Yes

Preparer

Firm
PKF O'CONNOR DAVIES ADVISORY LLC
Address
3001 SUMMER STREET 5TH FLOOR EAST, STAMFORD, CT 06905
Preparer
Melissa Modelson
Phone
2033232400
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: interest and dividends. Amount: 552.

Form 990-ez, Part I, Line 8 - Other Revenue

Description: other income. Amount: 1,313.

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

Activity classification: veteran's assistance. Grantee name: veteran's assistance. Grantee relationship: n/a. Amount given: 67,450.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: office services. Amount: 7,970. Description: insurance. Amount: 3,932. Description: bank charges. Amount: 611. Description: interest. Amount: 220. Description: travel. Amount: 35. Total to form 990-ez, line 16: 12,768.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: unrealized loss on investments. Amount: -24,190.

Form 990-ez, Part II, Line 24 - Other Assets

Description: investmemts. Beg. Of year amount: 123,759. End of year amount: 0.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: accounts payable. Beg. Of year amount: 12,731. End of year amount: 6,487.

Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/OtherChangesInNetAssetsAmt0-24190
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IRS990EZ/OtherExpensesTotalAmt012768
IRS990EZ/OtherRevenueTotalAmt01313
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IRS990EZ/PrintingPublicationsPostageAmt0176
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HONOR BOUND FOUNDATION PROVIDES URGENT ONE-TIME FINANCIAL ASSISTANCE TO VETERANS AND VETERAN FAMILIES IN CRISIS. WHILE OTHER VETERAN SERVICE ORGANIZATIONS MAY REQUIRE EXTENSIVE DOCUMENTATION AND EXCLUSIVE CRITERIA, HONOR BOUND HAS A SIMPLE APPLICATION PROCESS DESIGNED TO MAXIMIZE THE REACH OF OUR AID. THE VA, FOR EXAMPLE, CAN TAKE UP TO TEN MONTHS ON AVERAGE- AND OFTEN OVER A YEAR- TO PROVIDE VETERANS THE BENEFITS DUE TO THEM AFTER SEPARATING FROM SERVICE. HONOR BOUND STANDS BY ITS PROMISE TO RESPOND QUICKLY AND EFFICIENTLY TO HELP VETERANS AND VETERAN FAMILIES IN CRISIS, OFTEN PROVIDING DIRECT PAYMENTS TO CREDITORS/VENDORS WITHIN 24-48 HOURS, ELIMINATING THE STRESS ON THE VETERAN AND THEIR FAMILY. MANY VETERAN SERVICE ORGANIZATIONS HAVE SPECIFIC CRITERIA FOR ASSISTANCE, FOCUSING ON A PARTICULAR CATEGORY SUCH AS POST 9-11 VETERANS OR VETERANS WITH PHYSICAL DISABILITIES. UNFORTUNATELY, MANY EVERYDAY HARD-WORKING VETERANS DO NOT FIT THIS CRITERIA. HONOR BOUND EXTENDS AID TO ALL VETERANS STRUGGLING WITH A WIDE RANGE OF ISSUES. IN FY2025 ALONE, WE HELPED OVER 200 VETERANS WITH A VARIETY OF ESSENTIAL NEEDS- INCLUDING SECURITY DEPOSITS, UTILITIES, CAR REPAIRS, FOOD, MEDICAL EXPENSES, EDUCATION EXPENSES, AND MORE.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt067450
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0OTHER INCOME - 2020 AMOUNT: $ 1,078. 2022 AMOUNT: $ 847. 2023 AMOUNT: $ 2,860. 2024 AMOUNT: $ 1,313.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME:
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST AND DIVIDENDS. AMOUNT: 552.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: OTHER INCOME. AMOUNT: 1,313.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACTIVITY CLASSIFICATION: VETERAN'S ASSISTANCE. GRANTEE NAME: VETERAN'S ASSISTANCE. GRANTEE RELATIONSHIP: N/A. AMOUNT GIVEN: 67,450.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: OFFICE SERVICES. AMOUNT: 7,970. DESCRIPTION: INSURANCE. AMOUNT: 3,932. DESCRIPTION: BANK CHARGES. AMOUNT: 611. DESCRIPTION: INTEREST. AMOUNT: 220. DESCRIPTION: TRAVEL. AMOUNT: 35. TOTAL TO FORM 990-EZ, LINE 16: 12,768.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4DESCRIPTION: UNREALIZED LOSS ON INVESTMENTS. AMOUNT: -24,190.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DESCRIPTION: INVESTMEMTS. BEG. OF YEAR AMOUNT: 123,759. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DESCRIPTION: ACCOUNTS PAYABLE. BEG. OF YEAR AMOUNT: 12,731. END OF YEAR AMOUNT: 6,487.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/PreparerPersonGrp/PhoneNum02033232400
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-03
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MELISSA MODELSON
ReturnHeader/ReturnTs02025-10-03T10:00:47-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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