Civic Intelligence

Housing Development Fund Inc

EIN 06-1276156 • 501(c)3 • Stamford, CT

Profile

To facilitate the development of affordable housing, both rental and homeownership, and assists households to become owners of affordable homes.

100 Prospect Street 100Stamford, CT 06901

www.hdf-ct.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.45x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Liabilities / Revenue

88th percentile

2.63x

Higher debt load relative to revenue than 88% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Net Margin

94th percentile

68%

Higher net margin than 94% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

81st percentile

19%

Faster asset growth than 81% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2025

Revenue Growth

93rd percentile

91%

Faster revenue growth than 93% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets68th percentile

Assets

Up

$71,858,509

Up $9,208,872 (+15%) from 2024

Liabilities

Up

$32,188,259

Up $1,072,395 (+3.4%) from 2024

Net Assets

Up

$39,670,250

Up $8,136,477 (+26%) from 2024

Operations
Liabilities / Revenue88th percentileNet Margin94th percentile

Revenue

Up

$12,254,032

Up $4,919,181 (+67%) from 2024

Expenses

Up

$3,910,554

Up $567,938 (+17%) from 2024

Net Income

Up

$8,343,478

Up $4,351,243 (+109%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth81st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $32,537,856Liabilities 2010: $23,513,417Net Assets 2010: $9,024,4392010Assets 2011: $45,775,714Liabilities 2011: $35,789,624Net Assets 2011: $9,986,0902011Assets 2012: $45,933,389Liabilities 2012: $35,123,674Net Assets 2012: $10,809,7152012Assets 2013: $47,100,248Liabilities 2013: $34,966,284Net Assets 2013: $12,133,9642013Assets 2014: $52,996,899Liabilities 2014: $38,970,083Net Assets 2014: $14,026,8162014Assets 2015: $53,390,574Liabilities 2015: $39,348,609Net Assets 2015: $14,041,9652015Assets 2016: $53,711,670Liabilities 2016: $39,639,718Net Assets 2016: $14,071,9522016Assets 2017: $56,088,049Liabilities 2017: $39,257,877Net Assets 2017: $16,830,1722017Assets 2018: $60,000,034Liabilities 2018: $41,178,234Net Assets 2018: $18,821,8002018Assets 2019: $60,247,331Liabilities 2019: $38,426,860Net Assets 2019: $21,820,4712019Assets 2020: $61,419,506Liabilities 2020: $39,471,652Net Assets 2020: $21,947,8542020Assets 2021: $51,647,700Liabilities 2021: $25,607,785Net Assets 2021: $26,039,9152021Assets 2022: $52,033,074Liabilities 2022: $23,777,809Net Assets 2022: $28,255,2652022Assets 2023: $50,956,580Liabilities 2023: $22,771,361Net Assets 2023: $28,185,2192023Assets 2024: $62,649,637Liabilities 2024: $31,115,864Net Assets 2024: $31,533,7732024Assets 2025: $71,858,509Liabilities 2025: $32,188,259Net Assets 2025: $39,670,2502025

Highlighted filing

2025

Assets$71,858,509
Liabilities$32,188,259
Net Assets$39,670,250
Open 2025 Filing

Operations Trend

Revenue Growth93rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0Expenses 2010: $5,967,3422010Revenue 2011: $4,768,580Expenses 2011: $3,806,929Net Income 2011: $961,6512011Expenses 2012: $2,813,6282012Revenue 2013: $4,284,718Expenses 2013: $2,960,469Net Income 2013: $1,324,2492013Revenue 2014: $5,273,363Expenses 2014: $3,380,511Net Income 2014: $1,892,8522014Revenue 2015: $4,052,104Expenses 2015: $4,036,955Net Income 2015: $15,1492015Revenue 2016: $4,315,982Expenses 2016: $4,285,995Net Income 2016: $29,9872016Revenue 2017: $6,614,585Expenses 2017: $3,871,067Net Income 2017: $2,743,5182017Revenue 2018: $6,019,477Expenses 2018: $4,049,744Net Income 2018: $1,969,7332018Revenue 2019: $7,573,786Expenses 2019: $4,573,569Net Income 2019: $3,000,2172019Revenue 2020: $3,532,564Expenses 2020: $3,453,871Net Income 2020: $78,6932020Revenue 2021: $8,302,057Expenses 2021: $4,026,762Net Income 2021: $4,275,2952021Revenue 2022: $5,301,670Expenses 2022: $3,161,206Net Income 2022: $2,140,4642022Revenue 2023: $3,366,920Expenses 2023: $3,327,155Net Income 2023: $39,7652023Revenue 2024: $7,334,851Expenses 2024: $3,342,616Net Income 2024: $3,992,2352024Revenue 2025: $12,254,032Expenses 2025: $3,910,554Net Income 2025: $8,343,4782025

Highlighted filing

2025

Revenue$12,254,032
Expenses$3,910,554
Net Income$8,343,478
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$71,858,509
Liabilities
$32,188,259
Net assets
$39,670,250
Revenue
$12,254,032
Expenses
$3,910,554
Net income
$8,343,478
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$71.9$32.2$39.7$12.3$3.91$8.34
2024Detailed filing. Detailed filing data is available for this year.$62.6$31.1$31.5$7.33$3.34$3.99
2023Detailed filing. Detailed filing data is available for this year.$51.0$22.8$28.2$3.37$3.33$0.04
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.0$23.8$28.3$5.30$3.16$2.14
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$51.6$25.6$26.0$8.30$4.03$4.28
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$61.4$39.5$21.9$3.53$3.45$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.2$38.4$21.8$7.57$4.57$3.00
2018Detailed filing. Detailed filing data is available for this year.$60.0$41.2$18.8$6.02$4.05$1.97
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.1$39.3$16.8$6.61$3.87$2.74
2016Detailed filing. Detailed filing data is available for this year.$53.7$39.6$14.1$4.32$4.29$0.03
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$53.4$39.3$14.0$4.05$4.04$0.02
2014Detailed filing. Detailed filing data is available for this year.$53.0$39.0$14.0$5.27$3.38$1.89
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$47.1$35.0$12.1$4.28$2.96$1.32
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$45.9$35.1$10.8$2.81
2011Summary only. Only limited summary data is available for this year.$45.8$35.8$9.99$4.77$3.81$0.96
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$32.5$23.5$9.02$5.97
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 18, 2025
Return Version
2024v5.2
Gross Receipts
$12,272,125
Mission and Program Overview

Mission

To facilitate the development of affordable housing, both rental and homeownership, and assists households to become owners of affordable homes.

To facilitate the development of affordable housing, both rental and homeownership, and assist households to become owners of affordable homes.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$40,654,173$46,539,200▲ $5,885,027
Savings and Temporary Cash Investments$12,572,288$16,965,415▲ $4,393,127
Pledges and Grants Receivable$718,258$1,036,758▲ $318,500
Land, Buildings, and Equipment, Net$1,174,959$862,891▼ $312,068
Cash and Non-Interest-Bearing Accounts$408,414$443,146▲ $34,732
Prepaid Expenses and Deferred Charges$130,673$160,383▲ $29,710
Accounts Receivable$191,447$150,517▼ $40,930
Total Assets$62,649,637$71,858,509▲ $9,208,872
Other Assets Total$6,799,425$5,700,199▼ $1,099,226
Liabilities
Mortgage Notes Payable Secured by Investment Property$22,605,072$24,679,638▲ $2,074,566
Unsecured Notes Loans Payable$5,000,000$5,000,000→ $0
Other Liabilities$3,235,000$2,238,000▼ $997,000
Accounts Payable and Accrued Expenses$275,792$270,621▼ $5,171
Total Liabilities$31,115,864$32,188,259▲ $1,072,395
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$28,082,060$36,381,177▲ $8,299,117
Net Assets With Donor Restrictions$3,451,713$3,289,073▼ $162,640
Total Net Assets Fund Balance$31,533,773$39,670,250▲ $8,136,477
Total Liabilities and Net Assets / Fund Balance$62,649,637$71,858,509▲ $9,208,872

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$321,148$227,092$548,240
Land$430,521-$430,521
Buildings$94,479$46,301$140,780
Equipment$16,743$9,664$26,407
Investment Program Related Org$46,539,200--
Other Assets Org$29,321--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Kiley GosselinPresident & CEOFT$235,000$8,446$243,446
Eugene SchreinerDirector of Commercial LendingFT$125,532$735$126,267
Jaclynn AlvesDirector of Residential LendingFT$106,499$8,533$115,032
Natalia AriasChief Financial OfficerFT$107,161$7,372$114,533
Roxana UbillusDirector of Homebuyer DevelopmentFT$100,576$8,622$109,198
Eliot PachecoDirector of Commercial LendingFT$100,561$7,339$107,900

Board Members and Trustees

NameTitle
Clay FowlerChair
Michael WeinstockVice Chair
Barbara KellyBoard Member
Carline CharmelusBoard Member
Kathleen RomagnanoBoard Member
Michael ChambersBoard Member
Phylicia AdamsBoard Member
Willard MileyBoard Member
Marjan MurrayBoard Member (until 6/2025)
Annie LazarusSecretary
Michael HunterTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$9,296,479
Program Service Revenue
$2,139,212
Investment Income
$836,434
Other Revenue
$-18,093
All Other Contributions
$7,011,529
Change in Net Assets
$8,343,478
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,204,412
Other Expenses$1,706,142
Total Fundraising Expense$376,334
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$894,785$480,868$188,953$1,564,606
Interest$526,273--$526,273
Current Officers, Directors, Trustees, and Key Employees$155,573$59,834$23,935$239,342
Payroll Taxes$100,757$62,170$27,358$190,285
Information Technology$99,464$64,012$10,491$173,967
Other Employee Benefits$62,063$50,102$15,231$127,396
Office Expenses$80,413$33,295$6,491$120,199
Pension Plan Contributions$41,185$31,804$9,794$82,783
Other Expenses$79,934--$79,934
Insurance$50,139$19,018$7,385$76,542
Fees for Services Accounting$19,686$48,128$3,386$71,200
Advertising$666$209$59,560$60,435
Fees for Services Other$8,870$23,055$19,530$51,455
Occupancy$38,460$7,939-$46,399
All Other Expenses$6,725$20,704$2,186$29,615
Depreciation Depletion$21,437$5,518$2,034$28,989
Fees for Services Legal$5,037$4,402-$9,439
Total Functional Expenses$2,623,162$911,058$376,334$3,910,554
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$18,093
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Hdf Annual Breakfast$64,700-$18,093-
Total Events$64,700-$18,093$-18,093
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Conditional Grant Advance$2,238,000
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“The chairman of the board has outside banking relationships with several banks represented on the board.”

Form 990, Part VI, Section B, Line 11B

“The form 990 is reviewed and approved by the ceo and director of audit and internal controls. The form 990 is then distributed to the board of directors prior to filing with the irs.”

Form 990, Part VI, Section B, Line 12C

“Board members are required to sign conflict of interest forms annually.”

Form 990, Part VI, Section B, Line 15

“The compensation of the ceo is established by the executive committee of the board and is based on a performance evaluation, final results and competitive salary review for similar positions.”

Form 990, Part VI, Section C, Line 19

“Financial statements are posted on the organization's website and are available upon request. Any other documentation, such as the organization's governing documents and conflict of interest policy, is also made available on request.”

Filing and Contact Details

Filer

Filer Name
Housing Development Fund Inc
EIN
06-1276156
Phone
2039691830
Address
100 PROSPECT STREET 100, STAMFORD, CT 06901

Signing Officer

Name
Kiley Gosselin
Title
President and CEO
Phone
2039691830
Signed
2025-12-18
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kiley Gosselin
Formed
1989
Legal Domicile
Ct
Voting Board Members
12
Independent Board Members
11
Employees
25
Volunteers
12

Preparer

Firm
Aafcpas Inc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
Caitlin Limoges CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

“Impairment of property and equipment -295,373.”

FORM 990, PART XII, LINE 2C:

“The organization's finance committee assumes responsibility for oversight of the audit and for selecting an independent auditor.”

Financial Statement Notes

PART X, LINE 2:

“The organization accounts for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the combined financial statements regarding a tax position taken or expected to be taken in a tax return. The organization has determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the combined financial statements at june 30, 2025. The organization's information returns are subject to examination by the federal and state jurisdictions.”

Raw XML AppendixShowing 400 of 643 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0275792
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0270621
IRS990/AccountsReceivableGrp/BOYAmt0191447
IRS990/AccountsReceivableGrp/EOYAmt0150517
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO FACILITATE THE DEVELOPMENT OF AFFORDABLE HOUSING, BOTH RENTAL AND HOMEOWNERSHIP, AND ASSIST HOUSEHOLDS TO BECOME OWNERS OF AFFORDABLE HOMES.
IRS990/AdvertisingGrp/FundraisingAmt059560
IRS990/AdvertisingGrp/ManagementAndGeneralAmt0209
IRS990/AdvertisingGrp/ProgramServicesAmt0666
IRS990/AdvertisingGrp/TotalAmt060435
IRS990/AllOtherContributionsAmt07011529
IRS990/AllOtherExpensesGrp/FundraisingAmt02186
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt020704
IRS990/AllOtherExpensesGrp/ProgramServicesAmt06725
IRS990/AllOtherExpensesGrp/TotalAmt029615
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IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KILEY GOSSELIN
IRS990/BooksInCareOfDetail/PhoneNum02039691830
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0100 PROSPECT ST SUITE 100
IRS990/BooksInCareOfDetail/USAddress/CityNm0STAMFORD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CT
IRS990/BooksInCareOfDetail/USAddress/ZIPCd006901
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IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt023935
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt059834
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IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0239342
IRS990/CompensationFromOtherSrcsInd00
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IRS990/CompensationProcessOtherInd01
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IRS990/ConservationEasementsInd00
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IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt09296479
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0836434
IRS990/CYOtherExpensesAmt01706142
IRS990/CYOtherRevenueAmt0-18093
IRS990/CYProgramServiceRevenueAmt02139212
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IRS990/CYTotalExpensesAmt03910554
IRS990/CYTotalFundraisingExpenseAmt0376334
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt012254032
IRS990/DecisionsSubjectToApprovaInd00
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IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt05518
IRS990/DepreciationDepletionGrp/ProgramServicesAmt021437
IRS990/DepreciationDepletionGrp/TotalAmt028989
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IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt127372
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt138533
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt147339
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt15735
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt168622
IRS990/Form990PartVIISectionAGrp/PersonNm0KILEY GOSSELIN
IRS990/Form990PartVIISectionAGrp/PersonNm1CLAY FOWLER
IRS990/Form990PartVIISectionAGrp/PersonNm2MICHAEL WEINSTOCK
IRS990/Form990PartVIISectionAGrp/PersonNm3MICHAEL HUNTER
IRS990/Form990PartVIISectionAGrp/PersonNm4ANNIE LAZARUS
IRS990/Form990PartVIISectionAGrp/PersonNm5BARBARA KELLY
IRS990/Form990PartVIISectionAGrp/PersonNm6WILLARD MILEY
IRS990/Form990PartVIISectionAGrp/PersonNm7MARJAN MURRAY
IRS990/Form990PartVIISectionAGrp/PersonNm8KATHLEEN ROMAGNANO
IRS990/Form990PartVIISectionAGrp/PersonNm9MICHAEL CHAMBERS
IRS990/Form990PartVIISectionAGrp/PersonNm10CARLINE CHARMELUS
IRS990/Form990PartVIISectionAGrp/PersonNm11PHYLICIA ADAMS
IRS990/Form990PartVIISectionAGrp/PersonNm12NATALIA ARIAS
IRS990/Form990PartVIISectionAGrp/PersonNm13JACLYNN ALVES
IRS990/Form990PartVIISectionAGrp/PersonNm14ELIOT PACHECO
IRS990/Form990PartVIISectionAGrp/PersonNm15EUGENE SCHREINER
IRS990/Form990PartVIISectionAGrp/PersonNm16ROXANA UBILLUS
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0235000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt12107161
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13106499
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14100561
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15125532
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt16100576
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt160
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT & CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER (UNTIL 6/2025)
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12CHIEF FINANCIAL OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR OF RESIDENTIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR OF COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR OF COMMERCIAL LENDING
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR OF HOMEBUYER DEVELOPMENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01989
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt064700
IRS990/FundraisingDirectExpensesAmt018093
IRS990/FundraisingGrossIncomeAmt00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt02220250
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt012272125
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt07
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt010491
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt064012
IRS990/InformationTechnologyGrp/ProgramServicesAmt099464
IRS990/InformationTechnologyGrp/TotalAmt0173967
IRS990/InsuranceGrp/FundraisingAmt07385
IRS990/InsuranceGrp/ManagementAndGeneralAmt019018
IRS990/InsuranceGrp/ProgramServicesAmt050139
IRS990/InsuranceGrp/TotalAmt076542
IRS990/InterestGrp/ProgramServicesAmt0526273
IRS990/InterestGrp/TotalAmt0526273
IRS990/InvestmentIncomeGrp/ExclusionAmt0836434
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0836434
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsProgramRelatedGrp/BOYAmt040654173
IRS990/InvestmentsProgramRelatedGrp/EOYAmt046539200
IRS990/IRPDocumentCnt023
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0283057
IRS990/LandBldgEquipBasisNetGrp/BOYAmt01174959
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0862891
IRS990/LandBldgEquipCostOrOtherBssAmt01145948
IRS990/LegalDomicileStateCd0CT
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO FACILITATE THE DEVELOPMENT OF AFFORDABLE HOUSING, BOTH RENTAL AND HOMEOWNERSHIP, AND ASSIST HOUSEHOLDS TO BECOME OWNERS OF AFFORDABLE HOMES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt022605072
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt024679638
IRS990/NetAssetsOrFundBalancesBOYAmt031533773
IRS990/NetAssetsOrFundBalancesEOYAmt039670250
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-18093
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-18093
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt088372
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt028082060
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt036381177
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt07939
IRS990/OccupancyGrp/ProgramServicesAmt038460
IRS990/OccupancyGrp/TotalAmt046399
IRS990/OfficeExpensesGrp/FundraisingAmt06491
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt033295
IRS990/OfficeExpensesGrp/ProgramServicesAmt080413
IRS990/OfficeExpensesGrp/TotalAmt0120199
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt06799425
IRS990/OtherAssetsTotalGrp/EOYAmt05700199
IRS990/OtherChangesInNetAssetsAmt0-295373
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt015231
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt050102
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt062063
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0127396
IRS990/OtherExpensesGrp/Desc0LOAN LOSS PROVISION
IRS990/OtherExpensesGrp/Desc1UNRECOVERABLE DEVELOPME
IRS990/OtherExpensesGrp/Desc2BAD DEBT EXPENSE
IRS990/OtherExpensesGrp/Desc3LENDING RELATED EXPENSE
IRS990/OtherExpensesGrp/ProgramServicesAmt0234711
IRS990/OtherExpensesGrp/ProgramServicesAmt1109238
IRS990/OtherExpensesGrp/ProgramServicesAmt287746
IRS990/OtherExpensesGrp/ProgramServicesAmt379934
IRS990/OtherExpensesGrp/TotalAmt0234711
IRS990/OtherExpensesGrp/TotalAmt1109238
IRS990/OtherExpensesGrp/TotalAmt287746
IRS990/OtherExpensesGrp/TotalAmt379934
IRS990/OtherLiabilitiesGrp/BOYAmt03235000
IRS990/OtherLiabilitiesGrp/EOYAmt02238000
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt0188953
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0480868
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0894785
IRS990/OtherSalariesAndWagesGrp/TotalAmt01564606
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt027358
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt062170
IRS990/PayrollTaxesGrp/ProgramServicesAmt0100757
IRS990/PayrollTaxesGrp/TotalAmt0190285
IRS990/PensionPlanContributionsGrp/FundraisingAmt09794
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt031804
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt041185
IRS990/PensionPlanContributionsGrp/TotalAmt082783
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0718258
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt01036758
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0130673
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0160383
IRS990/PrincipalOfficerNm0KILEY GOSSELIN
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2532000
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST INCOME - LOANS
IRS990/ProgramServiceRevenueGrp/Desc1CONTRACTS AND FEES
IRS990/ProgramServiceRevenueGrp/Desc2RENTAL INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01495056
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1607496
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt236660
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01495056
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1607496
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt236660
IRS990/ProgSrvcAccomActy2Grp/Desc0HOMEBUYER ASSISTANCE COUNSELING - PROVIDE LOW INTEREST, FLEXIBLE FINANCING AND TECHNICAL ASSISTANCE TO DEVELOPERS BY PROVIDING HOMEBUYER ASSISTANCE FINANCING AND HOMEOWNERSHIP COUNSELING TO HOMEBUYERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0555994
IRS990/ProgSrvcAccomActy3Grp/Desc0MULTI-FAMILY HOUSING - PROVIDE CONSTRUCTION AND PERMANENT LOANS AND RELATED ASSISTANCE TO PROVIDERS OF MULTI-FAMILY HOUSING TO ENABLE THEM TO EXPAND LOW AND MODERATE INCOME HOUSING OPPORTUNITIES FOR FAMILIES IN SOUTHWESTERN CT.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt01322498
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt02139212
IRS990/ProgSrvcAccomActyOtherGrp/Desc0PROPERTY MANAGEMENT - TO ATTRACT ALL POSSIBLE RENTERS WHO ARE THE LEAST LIKELY TO APPLY FOR AFFORDABLE HOUSING UNITS IN THE REGION. POSSIBLE RENTERS ARE SUBJECT TO CERTAIN STATE MEDIAN INCOME LIMITATIONS.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt042119
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt05036604
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0558845
IRS990/PYOtherExpensesAmt01188570
IRS990/PYOtherRevenueAmt0-12701
IRS990/PYProgramServiceRevenueAmt01752103
IRS990/PYRevenuesLessExpensesAmt03992235
IRS990/PYSalariesCompEmpBnftPaidAmt02154046
IRS990/PYTotalExpensesAmt03342616
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt07334851
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt08343478
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd01
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012572288
IRS990/SavingsAndTempCashInvstGrp/EOYAmt016965415
IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0THE AMOUNTS INCLUDED AS OTHER INCOME INCLUDE MISCELLANEOUS ITEMS OF INCOME THAT DO NOT MEET THE CRITERIA TO BE PRESENTED ON ANY OF THE OTHER LINES OF PART II OF THIS FORM.
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0SCHEDULE A, PART II, SECTION B, LINE 10:

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