Civic Intelligence

Access Agency Inc

EIN 06-0801861 • 501(c)3 • Willimantic, CT

View Organization Page

Profile

The access mission is to create opportunities that empower under-resourced individuals, families, and communities to achieve and sustain economic stability.

1315 Main StreetWillimantic, CT 06226

www.accessagency.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

88th percentile

0.81x

Higher debt load relative to assets than 88% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.28x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

28th percentile

-3.0%

Higher net margin than 28% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

29th percentile

$127,737

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 1.0% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

6th percentile

-20%

Faster asset growth than 6% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

21st percentile

-8.9%

Faster revenue growth than 21% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets88th percentile

Assets

Down

$4,708,623

Down $1,160,610 (-20%) from 2024

Liabilities

Down

$3,793,329

Down $763,208 (-17%) from 2024

Net Assets

Down

$915,294

Down $397,402 (-30%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin28th percentile

Revenue

Down

$13,412,414

Down $1,302,594 (-8.9%) from 2024

Expenses

Down

$13,809,816

Down $282,370 (-2.0%) from 2024

Net Income

Down

-$397,402

Down $1,020,224 (-164%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth6th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$8.0M$6.0M$4.0M$2.0M$0Assets 2010: $6,062,302Liabilities 2010: $3,422,939Net Assets 2010: $2,639,3632010Assets 2011: $7,946,851Liabilities 2011: $5,391,053Net Assets 2011: $2,555,7982011Assets 2012: $6,076,028Liabilities 2012: $2,760,419Net Assets 2012: $3,315,6092012Assets 2013: $5,972,638Liabilities 2013: $2,903,028Net Assets 2013: $3,069,6102013Assets 2014: $5,726,195Liabilities 2014: $2,793,246Net Assets 2014: $2,932,9492014Assets 2015: $6,225,045Liabilities 2015: $3,526,962Net Assets 2015: $2,698,0832015Assets 2016: $5,062,884Liabilities 2016: $3,040,649Net Assets 2016: $2,022,2352016Assets 2017: $5,930,615Liabilities 2017: $4,635,956Net Assets 2017: $1,294,6592017Assets 2018: $6,639,821Liabilities 2018: $5,484,847Net Assets 2018: $1,154,9742018Assets 2019: $5,423,529Liabilities 2019: $4,497,301Net Assets 2019: $926,2282019Assets 2020: $4,969,101Liabilities 2020: $4,009,954Net Assets 2020: $959,1472020Assets 2021: $5,081,971Liabilities 2021: $4,267,978Net Assets 2021: $813,9932021Assets 2022: $5,450,809Liabilities 2022: $4,642,263Net Assets 2022: $808,5462022Assets 2023: $5,560,264Liabilities 2023: $4,870,390Net Assets 2023: $689,8742023Assets 2024: $5,869,233Liabilities 2024: $4,556,537Net Assets 2024: $1,312,6962024Assets 2025: $4,708,623Liabilities 2025: $3,793,329Net Assets 2025: $915,2942025

Highlighted filing

2025

Assets$4,708,623
Liabilities$3,793,329
Net Assets$915,294
Open 2025 Filing

Operations Trend

Revenue Growth21st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0-$10MExpenses 2010: $19,794,9072010Revenue 2011: $23,316,128Expenses 2011: $23,399,693Net Income 2011: -$83,5652011Expenses 2012: $19,237,6962012Revenue 2013: $15,558,212Expenses 2013: $15,804,211Net Income 2013: -$245,9992013Revenue 2014: $16,421,839Expenses 2014: $16,558,500Net Income 2014: -$136,6612014Revenue 2015: $13,604,416Expenses 2015: $13,839,282Net Income 2015: -$234,8662015Revenue 2016: $11,375,528Expenses 2016: $12,051,376Net Income 2016: -$675,8482016Revenue 2017: $11,952,085Expenses 2017: $12,679,661Net Income 2017: -$727,5762017Revenue 2018: $12,002,470Expenses 2018: $12,142,155Net Income 2018: -$139,6852018Revenue 2019: $12,263,555Expenses 2019: $12,492,301Net Income 2019: -$228,7462019Revenue 2020: $10,693,970Expenses 2020: $10,661,051Net Income 2020: $32,9192020Revenue 2021: $11,044,160Expenses 2021: $11,189,314Net Income 2021: -$145,1542021Revenue 2022: $18,469,051Expenses 2022: $18,474,497Net Income 2022: -$5,4462022Revenue 2023: $16,856,337Expenses 2023: $16,975,009Net Income 2023: -$118,6722023Revenue 2024: $14,715,008Expenses 2024: $14,092,186Net Income 2024: $622,8222024Revenue 2025: $13,412,414Expenses 2025: $13,809,816Net Income 2025: -$397,4022025

Highlighted filing

2025

Revenue$13,412,414
Expenses$13,809,816
Net Income-$397,402
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$4,708,623
Liabilities
$3,793,329
Net assets
$915,294
Revenue
$13,412,414
Expenses
$13,809,816
Net income
-$397,402
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.71$3.79$0.92$13.4$13.8$0.40
2024Detailed filing. Detailed filing data is available for this year.$5.87$4.56$1.31$14.7$14.1$0.62
2023Detailed filing. Detailed filing data is available for this year.$5.56$4.87$0.69$16.9$17.0$0.12
2022Detailed filing. Detailed filing data is available for this year.$5.45$4.64$0.81$18.5$18.5$0.01
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.08$4.27$0.81$11.0$11.2$0.15
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.97$4.01$0.96$10.7$10.7$0.03
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$4.50$0.93$12.3$12.5$0.23
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.64$5.48$1.15$12.0$12.1$0.14
2017Detailed filing. Detailed filing data is available for this year.$5.93$4.64$1.29$12.0$12.7$0.73
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.06$3.04$2.02$11.4$12.1$0.68
2015Detailed filing. Detailed filing data is available for this year.$6.23$3.53$2.70$13.6$13.8$0.23
2014Detailed filing. Detailed filing data is available for this year.$5.73$2.79$2.93$16.4$16.6$0.14
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$5.97$2.90$3.07$15.6$15.8$0.25
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.08$2.76$3.32$19.2
2011Summary only. Only limited summary data is available for this year.$7.95$5.39$2.56$23.3$23.4$0.08
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.06$3.42$2.64$19.8
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 15, 2025
Return Version
2024v5.0
Gross Receipts
$13,505,012
Mission and Program Overview

Mission

The access mission is to create opportunities that empower under-resourced individuals, families, and communities to achieve and sustain economic stability.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,069,715$2,910,055▼ $159,660
Cash and Non-Interest-Bearing Accounts$1,688,432$886,953▼ $801,479
Pledges and Grants Receivable$505,783$411,877▼ $93,906
Accounts Receivable$110,894$139,999▲ $29,105
Prepaid Expenses and Deferred Charges$44,613$42,204▼ $2,409
Savings and Temporary Cash Investments$2,200$2,000▼ $200
Investments in Publicly Traded Securities$116$131▲ $15
Total Assets$5,869,233$4,708,623▼ $1,160,610
Other Assets Total$447,480$315,404▼ $132,076
Liabilities
Unsecured Notes Loans Payable$2,207,832$2,195,228▼ $12,604
Deferred Revenue$1,222,328$798,725▼ $423,603
Accounts Payable and Accrued Expenses$672,460$476,210▼ $196,250
Other Liabilities$453,917$323,166▼ $130,751
Total Liabilities$4,556,537$3,793,329▼ $763,208
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$674,298$768,625▲ $94,327
Net Assets With Donor Restrictions$638,398$146,669▼ $491,729
Total Net Assets Fund Balance$1,312,696$915,294▼ $397,402
Total Liabilities and Net Assets / Fund Balance$5,869,233$4,708,623▼ $1,160,610

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$1,893,832$2,086,452$3,980,284
Buildings$606,187$362,381$968,568
Equipment$171,690$229,012$400,702
Land$229,979-$229,979
Other Land Buildings$8,367$63,379$71,746
Other Assets Org$635--
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Peter DebiasiFormer PresiFT$127,737$127,737
Emma KingExecutive DiFT$85,361$85,361

Board Members and Trustees

NameTitle
Joanne ToddChair
Nyaunu StevensVice Chair
Carlita Rb CottonDirector
Elizabeth BrownDirector
Emily RossDirector
Evelyn Solla-decambreDirector
Karla AlamoDirector
Matt HellmanDirector
Maureen NicholsonDirector
Paul GrabowskiDirector
Susan EspositoDirector
Thomas DevivoDirector
Kelly RobbinsSecretary
Richard IvesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$12,482,548
Program Service Revenue
$246,041
Investment Income
$14,770
Other Revenue
$669,055
All Other Contributions
$224,692
Change in Net Assets
$-397,402

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported Amount
Other Non Cash Contri Table1$175,000
Total Noncash Contributions1$175,000
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$7,692,086
Salaries, Compensation, and Employee Benefits$4,482,001
Other Expenses$1,635,729
Total Fundraising Expense$133,546
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$7,692,086--$7,692,086
Other Salaries and Wages$3,324,424$264,073$73,890$3,662,387
Other Employee Benefits$412,619$38,303$13,996$464,918
Occupancy$247,308$167,645$7,535$422,488
Fees for Services Other$301,101$52,461$14,946$368,508
Depreciation Depletion$152,934$132,722-$285,656
Payroll Taxes$250,033$20,814$5,342$276,189
Office Expenses$119,444$37,500$11,980$168,924
Insurance$18,275$74,987-$93,262
Travel$63,930$20,116$1,051$85,097
Pension Plan Contributions$71,987$3,745$2,775$78,507
Fees for Services Accounting$6,546$51,385-$57,931
Information Technology$23,468$29,467$60$52,995
Conferences and Meetings$14,830$1,191$740$16,761
Other Expenses$1,093$1,036$1,202$1,036
Advertising$923-$29$952
Total Functional Expenses$12,768,084$908,186$133,546$13,809,816
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$313,769
Security Deposits$9,397
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“The 990 is sent to the finance and facilities committee for review and approval and upon approval is then provided to the entire board for review.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors certifies their compliance with the agency's conflict of interest policy. Review of the a/p vendor and a/r customer listing is done annually to identify any conflicting names and/or addresses.”

Form 990, Page 6, Part VI, Line 15A

“The agency's compensation ranges are reviewed annually by the finance and facilities committee and aproved by the board. Comparative rates for the industry are used as a guide.”

Form 990, Page 6, Part VI, Line 15B

“The agency's compensation ranges are reviewed annually by the finance and facilities committee and aproved by the board. Comparative rates for the industry are used as a guide.”

Form 990, Page 6, Part VI, Line 19

“The organization posts its audited financial statements on its website. The governing documents, conflict of interest policy and form 990 are available upon request.”

Filing and Contact Details

Filer

Filer Name
Access Agency Inc
EIN
06-0801861
Phone
8604507447
Address
1315 MAIN STREET, WILLIMANTIC, CT 06226

Signing Officer

Name
Emma King
Title
Executive Director
Phone
8604507479
Signed
2025-12-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Emma King
Formed
1965
Legal Domicile
Ct
Voting Board Members
14
Independent Board Members
14
Employees
117
Volunteers
20

Preparer

Firm
SHANE NAVRATIL & CO CPA'S
Address
20 WALNUT ST, WILLIMANTIC, CT 06226
Preparer
Michael Rubin
Phone
8604562297
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Assisted with various program functions.”

Raw XML AppendixShowing 400 of 603 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsReceivableGrp/EOYAmt0139999
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IRS990/ActivityOrMissionDesc0THE ACCESS MISSION IS TO CREATE OPPORTUNITIES THAT EMPOWER UNDER-RESOURCED INDIVIDUALS, FAMILIES, AND COMMUNITIES TO ACHIEVE AND SUSTAIN ECONOMIC STABILITY.
IRS990/AdvertisingGrp/FundraisingAmt029
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IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt0132722
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IRS990/Desc0ENSURE ACCESS TO SAFE DECENT AFFORDABLE HOUSING THAT PROVIDED 201 INCOME- ELIGIBLE SENIORS LIVED IN 192 SAFE, HIGH-QUALITY, AFFORDABLE APARTMENTS; 13,659 INDIVIDUALS WERE ABLE TO STARY WARM LAST YEAR BECAUSE OF THE 5,179,170 WORTH OF HOME HEATING FUEL ASSISTANCE PURCHASED ON THEIR BEHALF; 365 BED-NIGHTS OF HOUSING WERE PROVIDED TO THOSE LIVING AT THE EMERGENCY SHELTER; 70 SINGLE ADULTS KEPT FROM FREEZING DURING THE WINTER BY STAYING AT OUR COLD WEATHER OVERNIGHT SHELTER; 98 HOUSEHOLDS MAINTAINED SAFE AND AFFORDABLE HOUSING, 107 HOUSEHOLDS OBTAINED PERMANENT HOUSING AND 34 HOUSEHOLDS AVOIDED EVICTION. 216 HOUSEHOLDS RECEIVED RENTAL COUNSELING.
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IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt0117
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IRS990/Form990PartVIISectionAGrp/PersonNm1EMMA KING
IRS990/Form990PartVIISectionAGrp/PersonNm2KARLA ALAMO
IRS990/Form990PartVIISectionAGrp/PersonNm3ELIZABETH BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm4CARLITA RB COTTON
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IRS990/Form990PartVIISectionAGrp/PersonNm10MAUREEN NICHOLSON
IRS990/Form990PartVIISectionAGrp/PersonNm11KELLY ROBBINS
IRS990/Form990PartVIISectionAGrp/PersonNm12EMILY ROSS
IRS990/Form990PartVIISectionAGrp/PersonNm13EVELYN SOLLA-DECAMBRE
IRS990/Form990PartVIISectionAGrp/PersonNm14NYAUNU STEVENS
IRS990/Form990PartVIISectionAGrp/PersonNm15JOANNE TODD
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IRS990/Form990PartVIISectionAGrp/TitleTxt0FORMER PRESI
IRS990/Form990PartVIISectionAGrp/TitleTxt1EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt15CHAIR
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IRS990/MinutesOfCommitteesInd0true
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IRS990/MissionDesc0THE ACCESS MISSION IS TO CREATE OPPORTUNITIES THAT EMPOWER UNDER-RESOURCED INDIVIDUALS, FAMILIES, AND COMMUNITIES TO ACHIEVE AND SUSTAIN ECONOMIC STABILITY.
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IRS990/OtherExpensesGrp/Desc1DUES & SUBSCRIPTIONS
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IRS990/OtherRevenueMiscGrp/Desc0MANAGEMENT FEES
IRS990/OtherRevenueMiscGrp/Desc1RENT INCENTIVE
IRS990/OtherRevenueMiscGrp/Desc2MISC REVENUE
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IRS990/ProgramServiceRevenueGrp/Desc0REVENUE - CONTRACTS AND OTHER
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IRS990/ProgSrvcAccomActy2Grp/Desc0PROVIDE PATHWAYS TO JOBS AND OTHER KEYS TO SELF-RELIANCE INCLUDING 11 YOUTH WERE PROVIDED SAFE, NURTURING, STAFF SUPERVISED COMMUNITY HOUSING, AND HELPED TO DEVELOP SKILLS THAT WILL LEAD TO HEALTHY INDEPENDENT LIVING, 211 INDIVIDUALS WERE MORE PREPARED TO FIND AND RETAIN A JOB, 121 INDIVIDUALS HAVE OBTAINED A JOB.
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IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0168940
IRS990/ProgSrvcAccomActy3Grp/Desc0OFFER ACCESS TO RESOURCES THAT INCREASE FOOD SECURITY WHERE 5,659 ADULTS AND 1,338 CHILDREN WERE SERVED SUPPLEMENTAL FOOD EQUIVALENT TO 81,012 MEALS WITH 2,905 RECEIVED THEIR MEALS FROM OUR MOBILE FOOD PANTRY, 1,733 LOW- INCOME CHILDREN ARE HEALTHIER BECAUSE OF 294,638 SUBSIDIZED NUTRITIOUS MEALS AND SNACKS PROVIDED THROUGH THEIR LICENSED HOME CHILDCARE PROVIDERS EQUALING 560,380,577 FOOD PANTRY FAMILIES RECEIVED DIAPERS BECAUSE OUR PARTNERSHIP WITH THE DIAPER BANK OF CT.
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IRS990/ProgSrvcAccomActy3Grp/RevenueAmt012200
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IRS990/PYProgramServiceRevenueAmt0224373
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IRS990ScheduleA/Form990ScheduleAPartVIGrp/ExplanationTxt0MANAGEMENT FEES 0
IRS990ScheduleA/Form990ScheduleAPartVIGrp/FormAndLineReferenceDesc0PART II, LINE 10
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IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt016075685
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0171690

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