Civic Intelligence

Solutions for Living Inc

990EZ • Fiscal year 2023 • EIN 04-3221614

Jul 01, 2022 to Jun 30, 2023 • Filed on Nov 15, 2023

Organization ProfileN/A
92 Montvale AvenueStoneham, MA 02180

(978) 857-5583

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Liabilities / Revenue

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Net Margin

1st percentile

-4902%

Higher net margin than 1% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Top Officer Pay

98th percentile

$98,783

Higher top officer pay than 98% of similar nonprofits.

Top officer pay equals 1985.6% of source-year revenue.

2023 filings • 501(c)3 • <$500k nonprofits • Source year 2023

Asset Growth

6th percentile

-72%

Faster asset growth than 6% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Revenue Growth

2nd percentile

-99%

Faster revenue growth than 2% of similar nonprofits.

2023 filings • 501(c)3 • <$500k nonprofits • Annualized from 2022 to 2023

Balance Sheet
Liabilities / Assets58th percentile

Assets

Down

$114,203

Down $287,606 (-72%) from 2022

Net Assets

Down

$114,203

Down $243,887 (-68%) from 2022

Liabilities

Down

$0

Down $43,719 (-100%) from 2022

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin1st percentile

Revenue

Down

$4,975

Down $882,472 (-99%) from 2022

Expenses

Down

$248,862

Down $679,812 (-73%) from 2022

Net Income

Down

-$243,887

Down $202,660 (-492%) from 2022

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600K$400K$200K$0Assets 2010: $146,843Liabilities 2010: $116,294Net Assets 2010: $30,5492010Assets 2011: $124,162Liabilities 2011: $105,521Net Assets 2011: $18,6412011Assets 2012: $138,719Liabilities 2012: $112,845Net Assets 2012: $25,8742012Assets 2013: $173,310Liabilities 2013: $121,524Net Assets 2013: $51,7862013Assets 2014: $196,910Liabilities 2014: $119,610Net Assets 2014: $77,3002014Assets 2015: $226,270Liabilities 2015: $83,533Net Assets 2015: $142,7372015Assets 2016: $233,871Liabilities 2016: $63,893Net Assets 2016: $169,9782016Assets 2017: $198,613Liabilities 2017: $39,654Net Assets 2017: $158,9592017Assets 2018: $296,185Liabilities 2018: $65,146Net Assets 2018: $231,0392018Assets 2019: $302,422Liabilities 2019: $33,069Net Assets 2019: $269,3532019Assets 2020: $425,549Liabilities 2020: $51,821Net Assets 2020: $373,7282020Assets 2021: $500,608Liabilities 2021: $50,582Net Assets 2021: $450,0262021Assets 2022: $401,809Liabilities 2022: $43,719Net Assets 2022: $358,0902022Assets 2023: $114,203Liabilities 2023: $0Net Assets 2023: $114,2032023Assets 2024: $107,302Liabilities 2024: $107,302Net Assets 2024: $02024Assets 2025: $0Net Assets 2025: $02025

Highlighted filing

2023

Assets$114,203
Liabilities$0
Net Assets$114,203
Open 2023 Filing

Operations Trend

Revenue Growth2nd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $869,3692010Revenue 2011: $889,848Expenses 2011: $904,994Net Income 2011: -$15,1462011Expenses 2012: $875,3522012Revenue 2013: $950,209Expenses 2013: $933,797Net Income 2013: $16,4122013Revenue 2014: $983,876Expenses 2014: $959,847Net Income 2014: $24,0292014Revenue 2015: $993,437Expenses 2015: $923,940Net Income 2015: $69,4972015Revenue 2016: $889,219Expenses 2016: $862,336Net Income 2016: $26,8832016Revenue 2017: $857,408Expenses 2017: $867,499Net Income 2017: -$10,0912017Revenue 2018: $1,009,118Expenses 2018: $934,305Net Income 2018: $74,8132018Revenue 2019: $989,446Expenses 2019: $943,819Net Income 2019: $45,6272019Revenue 2020: $1,077,987Expenses 2020: $975,408Net Income 2020: $102,5792020Revenue 2021: $1,032,513Expenses 2021: $957,487Net Income 2021: $75,0262021Revenue 2022: $887,447Expenses 2022: $928,674Net Income 2022: -$41,2272022Revenue 2023: $4,975Expenses 2023: $248,862Net Income 2023: -$243,8872023Revenue 2024: $344Expenses 2024: $114,547Net Income 2024: -$114,2032024

Highlighted filing

2023

Revenue$4,975
Expenses$248,862
Net Income-$243,887
Open 2023 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2022 to Jun 30, 2023
Signed
Nov 15, 2023
Return Version
2022v5.0
Gross Receipts
$4,975
Mission and Program Overview

Mission

The organization provides counseling and mediation services to children, adolescents, and their families.

Provide counseling and mediation services to children, adolescents, and their families.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION CLOSED BUSINESS AS OF 6/30/2022.-$335
Compensation and Service Providers
Top Officer Pay98th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
JEANNE SCHWALBACHBod&ClinicalFT$92,090$6,693$98,783
MARGARET DICORIDirector & CPT$57,234-$57,234
MARC BEDINEPresident&Tr-$0--
ZACH BEDINEDirector-$0--
Filing and Contact Details

Filer

Filer Name
Solutions for Living Inc
EIN
04-3221614
Phone
9788575583
Address
92 MONTVALE AVENUE, STONEHAM, MA 02180

Signing Officer

Name
Margaret Dicori
Title
Director & Clerk
Phone
7813061180
Signed
2023-11-15
Discuss with paid preparer
Yes

Preparer

Firm
Bruce D Norling CPA Pc
Address
410 BOSTON POST RD STE 24, SUDBURY, MA 01776
Preparer
Bruce D Norling CPA Pc
Phone
9784439114
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other income 4,975 total 4,975”

Form 990-ez, Part I, Line 16

“Expenses 335 website 263 travel 391 administrative expenses 8,976 bank fees 138 client expenses 5,436 program support 1,707 total 17,246”

Form 990-ez, Part II, Line 24

“Grants receivable 86,794 0 prepaid expenses and deferred charges 9,804 0 security deposit 15,000 0 total 111,598 0”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 43,719 0”

Form 990-ez, Part III

“Provide counseling and mediation services to children, adolescents, and their families.”

Raw XML Appendix135 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KRISTINE MCPHEE
IRS990EZ/BooksInCareOfDetail/PhoneNum07276315193
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt08 LEGACY LANE
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WALPOLE
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002081
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0290211
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0114203
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-243887
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt011489
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0401809
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0114203
IRS990EZ/GrossReceiptsAmt04975
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0358090
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0114203
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0358090
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0114203
IRS990EZ/OccupancyRentUtltsAndMaintAmt0143156
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt139.50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt318.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt192090
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt357234
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt06693
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MARC BEDINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JEANNE SCHWALBACH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2ZACH BEDINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MARGARET DICORI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT&TR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1BOD&CLINICAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR & C
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0111598
IRS990EZ/OtherExpensesTotalAmt017246
IRS990EZ/OtherRevenueTotalAmt04975
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROVIDE COUNSELING AND MEDIATION SERVICES TO CHILDREN, ADOLESCENTS, AND THEIR FAMILIES.
IRS990EZ/PrintingPublicationsPostageAmt03689
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION CLOSED BUSINESS AS OF 6/30/2022.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0335
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt073282
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt043719
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0248862
IRS990EZ/TotalProgramServiceExpensesAmt0335
IRS990EZ/TotalRevenueAmt04975
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0937604
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0979286
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0893536
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02810426
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt01181942
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt02810426
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0937604
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0979286
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0893536
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02810426
IRS990ScheduleA/TotalSupportAmt02810426
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OTHER INCOME 4,975 TOTAL 4,975
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES 335 WEBSITE 263 TRAVEL 391 ADMINISTRATIVE EXPENSES 8,976 BANK FEES 138 CLIENT EXPENSES 5,436 PROGRAM SUPPORT 1,707 TOTAL 17,246
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2GRANTS RECEIVABLE 86,794 0 PREPAID EXPENSES AND DEFERRED CHARGES 9,804 0 SECURITY DEPOSIT 15,000 0 TOTAL 111,598 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE AND ACCRUED EXPENSES 43,719 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROVIDE COUNSELING AND MEDIATION SERVICES TO CHILDREN, ADOLESCENTS, AND THEIR FAMILIES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0MARGARET DICORI
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0DIRECTOR & CLERK
ReturnHeader/BusinessOfficerGrp/PhoneNum07813061180
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-11-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOLUTIONS FOR LIVING INC
ReturnHeader/Filer/BusinessNameControlTxt0SOLU
ReturnHeader/Filer/EIN0043221614
ReturnHeader/Filer/PhoneNum09788575583
ReturnHeader/Filer/USAddress/AddressLine1Txt092 MONTVALE AVENUE
ReturnHeader/Filer/USAddress/CityNm0STONEHAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002180
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043147371
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BRUCE D NORLING CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0410 BOSTON POST RD STE 24
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SUDBURY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001776
ReturnHeader/PreparerPersonGrp/PhoneNum09784439114
ReturnHeader/PreparerPersonGrp/PreparationDt02023-11-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRUCE D NORLING CPA PC
ReturnHeader/ReturnTs02023-11-15T15:07:45-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MARGARET
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DICORI
ReturnHeader/TaxPeriodBeginDt02022-07-01
ReturnHeader/TaxPeriodEndDt02023-06-30
ReturnHeader/TaxYr02022

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2023 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$114,203
Liabilities
$0
Net assets
$114,203
Revenue
$4,975
Expenses
$248,862
Net income
-$243,887
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.00$0.00
2024Detailed filing. Detailed filing data is available for this year.$0.11$0.11$0.00$0.00$0.11$0.11
2023Detailed filing. Detailed filing data is available for this year.$0.11$0.00$0.11$0.00$0.25$0.24
2022Detailed filing. Detailed filing data is available for this year.$0.40$0.04$0.36$0.89$0.93$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.50$0.05$0.45$1.03$0.96$0.08
2020Detailed filing. Detailed filing data is available for this year.$0.43$0.05$0.37$1.08$0.98$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.30$0.03$0.27$0.99$0.94$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.30$0.07$0.23$1.01$0.93$0.07
2017Detailed filing. Detailed filing data is available for this year.$0.20$0.04$0.16$0.86$0.87$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.23$0.06$0.17$0.89$0.86$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.23$0.08$0.14$0.99$0.92$0.07
2014Detailed filing. Detailed filing data is available for this year.$0.20$0.12$0.08$0.98$0.96$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.17$0.12$0.05$0.95$0.93$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.14$0.11$0.03$0.88
2011Summary only. Only limited summary data is available for this year.$0.12$0.11$0.02$0.89$0.90$0.02
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.15$0.12$0.03$0.87